Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(661) 663-4609(661) 663-4609
The Payne Kreizenbeck Fanucchi & Russell Group at Morgan Stanley
Bakersfield:
(661) 663-8100(661) 663-8100
Toll-Free:
(800) 366-4397(800) 366-4397
Our Mission Statement
To empower clients to achieve their financial goals through personalized, innovative solutions and expert guidance.
Welcome
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You'll have access to some of the world's most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Financial Planning
Everyone has a financial goal. Whether it's buying a house, starting a business, or simply retiring comfortably, the hard part is implementing a plan that can get you there.
Our financial planning process starts by identifying your financial goals, and then matches you with the best instruments to attack those goals over the long term.
Each financial plan we create represents a unique roadmap for how we are going to move forward, how we are going to allocate your funds, how we are going to manage risk, and how we are going to readjust when things inevitably change. In order to stay on track we stage regular check ins to monitor our progress and determine what kind of adjustments we need to make.
A plan can help make your goals a reality, and we would be happy to build one that's right for you.
If you'd like a complementary portfolio review to see if our team may be a good fit, feel free to contact us at +1 (661) 663-8100.
Awards and Designations
Walter Russell: Certified Financial Planner (CFP®)
Walter Russell has received the Certified Financial Planner (CFP®) designation. The CFP® identifies financial advisors who have met the rigorous qualifications of the Certified Financial Planner Board of Standards and marks their expertise in financial planning.
Rachell Fanucchi: Certified Investment Management Analyst (CIMA®)
Rachell Fanucchi has received the Certified Investment Management Analyst (CIMA®) Designation. The CIMA® is a designation sponsored by the Investment & Wealth Institute which is recognized as one of the premier designations in the financial services industry. It indicates expertise in asset allocation, manager selection, and investment policy.
Douglas Payne: Senior Portfolio Management Director
Douglas Payne has received the Senior Portfolio Management Director Designation. As one of the few financial advisors to earn this designation, Douglas Payne has access to leading Morgan Stanley research.
Retirement
As a team, one of our primary goals is to help clients build a secure and comfortable retirement. To do so we start by assessing their unique financial situation, understanding their retirement objectives, and creating a customized plan for that purpose. From there, we leverage several strategies to ensure that their retirement plan is robust and capable of weathering whatever challenge gets thrown at us. These strategies include:
Maximizing Retirement Account Contributions
Whether it's a 401(k) or IRA, maximizing your retirement contributions can be beneficial for several reasons. Firstly, it can significantly reduce your taxable income for the year, as contributions to plans like 401(k)s are typically made pre-tax. Also, maximizing contributions enhances your retirement preparedness, providing a larger nest egg that benefits from compounded growth over time.
Diversifying Investment Portfolios
Having a diversified portfolio is a fundamental pillar in our approach to retirement planning. By spreading investments across various asset classes, such as stocks, bonds, and cash equivalents, diversification aims to balance the risk associated with market volatility.
Tax-efficient Withdrawal Strategies
During retirement taxes on withdrawals can significantly affect your overall income, savings, and quality of life. To efferently withdrawal funds from a retirement account it's crucial to understand the tax characteristics of that account, in order to optimize the timing of your withdrawal.
Retirement Income Planning
Retirement income planning is the process of identifying and organizing potential sources of income to help ensure you have enough financial resources to sustain your lifestyle long after you've stopped working. We consider various income sources such as Social Security, pensions, rental income, retirement plan distrubutions, and investment income to make sure we're prepared for whatever volatility the market may bring.
Location
9100 Ming Avenue
Suite 205
Bakersfield, CA 93311
US
Direct:
(661) 663-8100(661) 663-8100
Toll-Free:
(800) 366-4397(800) 366-4397
Meet The Payne Kreizenbeck Fanucchi & Russell Group
Phone:
(661) 663-4622(661) 663-4622
Phone:
(661) 663-4647(661) 663-4647
Phone:
(661) 663-4646(661) 663-4646
Natasha Graves
Assistant Vice President, Portfolio Management Associate
Phone:
(661) 663-4649(661) 663-4649
Charles Hudgins Jr
Registered Client Service Associate
Phone:
(661) 663-4653(661) 663-4653
Rehan Arif
Registered Client Service Associate
About Douglas G Payne
Doug joined Morgan Stanley in 2004 after beginning his career as a Financial Advisor in 1999 with PaineWebber Inc. Doug provides financial strategies that help affluent individuals and retirees address their capital growth and income needs. He also advises trust fiduciaries, and private foundations’ boards on asset allocation and investment selection under the Uniform Prudent Investors Act. By employing a consultative approach, Doug helps establish client financial goals and objectives and creates investment plans intended to help achieve success for each client’s needs. Doug serves a select client base, including numerous business owners in the agriculture and petroleum industries, affluent retirees, trust fiduciaries and other high net worth individuals.
Doug earned his Bachelor’s Degree from Cal State University Bakersfield, School of Business and Public Administration in 1990. In 2006 he earned his Certificate in Personal Financial Planning from UCLA. In addition, he is a Portfolio Management Director with Morgan Stanley’s Consulting Group and an active member of the Association of Professional Investment Consultants.
Doug earned his Bachelor’s Degree from Cal State University Bakersfield, School of Business and Public Administration in 1990. In 2006 he earned his Certificate in Personal Financial Planning from UCLA. In addition, he is a Portfolio Management Director with Morgan Stanley’s Consulting Group and an active member of the Association of Professional Investment Consultants.
Securities Agent: IL, ID, WA, MT, AR, AK, RI, OH, UT, SC, OK, VT, NE, IN, VI, WY, PR, NJ, ND, SD, ME, MA, MN, KY, CT, WV, NH, PA, LA, IA, HI, FL, AL, MI, MD, DC, CO, OR, NV, NM, DE, CA, VA, TN, AZ, TX, NC, MS, MO, KS, GA, WI, NY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1667631
CA Insurance License #: 0C94962
NMLS#: 1667631
CA Insurance License #: 0C94962
About Garet S Kreizenbeck
Garet started in the financial services industry as a financial advisor with A.G. Edwards in 1994 almost immediately after graduating from college. He transitioned to Morgan Stanley in 2001 and has over 23 years of experience in wealth management. Garet uses a consultative approach and leverages the vast resources available at Morgan Stanley to help his client’s meet their complex financial needs. He services a diverse group of clientele including trusts, foundations, corporations as well as many individual investors.
Born and raised in Bakersfield, Garet attended Garces Memorial High School. After graduating, Garet attended Arizona State University and earned a Bachelor of Science in Finance in 1993. He is an avid fan of the sports teams of both schools.
Garet currently resides in Bakersfield with his wife Camerin and his two children, Will and Phoebe. He enjoys spending time with family and friends, traveling, and sports.
Born and raised in Bakersfield, Garet attended Garces Memorial High School. After graduating, Garet attended Arizona State University and earned a Bachelor of Science in Finance in 1993. He is an avid fan of the sports teams of both schools.
Garet currently resides in Bakersfield with his wife Camerin and his two children, Will and Phoebe. He enjoys spending time with family and friends, traveling, and sports.
Securities Agent: PA, KS, CA, AL, OH, ID, GA, CO, SC, MI, DC, AZ, WI, WA, TX, NV, TN, NM, NY, DE, RI, AR, VA, MT, MN, FL, AK, NC, MS, HI, OR, MO, LA, IA, UT; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278913
NMLS#: 1278913
About Rachell Fanucchi
Securities Agent: UT, VA, VI, VT, WA, WI, WV, WY, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 311533
CA Insurance License #: 0A80261
NMLS#: 311533
CA Insurance License #: 0A80261
About Walter Russell
I am a dedicated financial advisor with a passion for helping clients achieve their financial goals. Raised by a single mom, I learned the value of hard work and determination early on. I attended San Diego State University, where I majored in finance, all while working full time through college.
I began my career in banking at Wells Fargo, building strong relationships with clients and gaining valuable experience. After a few years, I decided to transition into wealth management, a move that allowed to better serve clients' long-term financial needs.
I started with Morgan Stanley as a registered associate, gaining experience in the wealth management business before transition to a financial advisor. I enjoy getting to know clients on a personal level, understanding their unique circumstances, and offering tailored solutions. Whether it's helping to set up and managing trust accounts, planning for retirement, creating comprehensive financial plans, or managing 401k plans for small businesses, I take pride in utilizing my knowledge and experience to enhance the financial well-being of those I work with.
I began my career in banking at Wells Fargo, building strong relationships with clients and gaining valuable experience. After a few years, I decided to transition into wealth management, a move that allowed to better serve clients' long-term financial needs.
I started with Morgan Stanley as a registered associate, gaining experience in the wealth management business before transition to a financial advisor. I enjoy getting to know clients on a personal level, understanding their unique circumstances, and offering tailored solutions. Whether it's helping to set up and managing trust accounts, planning for retirement, creating comprehensive financial plans, or managing 401k plans for small businesses, I take pride in utilizing my knowledge and experience to enhance the financial well-being of those I work with.
Securities Agent: MS, DE, UT, NC, LA, KS, GA, AL, VT, SC, MT, CO, AZ, VA, MN, TN, CA, NV, NE, ME, IA, AK, MD, IL, HI, AR, RI, PA, ID, CT, WA, OR, NM, WI, OK, OH, MA, KY, IN, FL, DC, TX, NY, NJ, MO, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1465416
CA Insurance License #: #0M26668
NMLS#: 1465416
CA Insurance License #: #0M26668
About Natasha Graves
Natasha started her career at Morgan Stanley in 2005. Prior to that she attended California State University Bakersfield, where she earned her Bachelor’s Degree in Finance from CSUB’s School of Business Administration.
Once at Morgan Stanley, Natasha passed the Series 7, 31, 63, 65 and California Insurance License exams and became a fully licensed Portfolio Associate. Natasha’s responsibilities include client engagement, investment analysis and project management as well as assisting in day to day operations. Her ability to multi-task across complex activities makes her a truly valuable team member.
Natasha currently resides with her husband in Bakersfield and her hobbies include traveling, art, fitness and spending time with family and her dogs.
Once at Morgan Stanley, Natasha passed the Series 7, 31, 63, 65 and California Insurance License exams and became a fully licensed Portfolio Associate. Natasha’s responsibilities include client engagement, investment analysis and project management as well as assisting in day to day operations. Her ability to multi-task across complex activities makes her a truly valuable team member.
Natasha currently resides with her husband in Bakersfield and her hobbies include traveling, art, fitness and spending time with family and her dogs.
CA Insurance License #: 0F38532
About Charles Hudgins Jr
Charles began his career in the financial services industry in 2006 when he began working at the Bakersfield office of Salomon Smith Barney. Prior to that he attended Bakersfield College and earned his Associates Degree in Management, then went to California State University, Bakersfield, where he received his Bachelor’s degree in Economics.
Charles passed his Series 7,65,6 and 63, as well as California State Insurance License in 2006, and has been providing valuable investment analysis since that time. He also helps maintain client relationships and assists in processing client account activity.
Charles was born in San Clemente, California and raised in the hill country of Texas. He is an accomplished Marksman and avid firearms enthusiast. Charles, his wife and children currently reside in Bakersfield.
Charles passed his Series 7,65,6 and 63, as well as California State Insurance License in 2006, and has been providing valuable investment analysis since that time. He also helps maintain client relationships and assists in processing client account activity.
Charles was born in San Clemente, California and raised in the hill country of Texas. He is an accomplished Marksman and avid firearms enthusiast. Charles, his wife and children currently reside in Bakersfield.
CA Insurance License #: 0F47695
About Rehan Arif
Rehan Arif is a Registered Client Service Associate for The Payne Kreizenbeck Fanucchi and Russell Group at Morgan Stanley. He has professionally served clients in the financial services industry over the past 8 years assisting them with a wide array of account servicing needs while providing comprehensive financial service and investment support to the team.
Rehan attended the University of California, Santa Barbara where he concentrated in Economics and Accounting. Paired with his professional work experience, Rehan also holds his Series 7, 66, 99, and SIE.
Outside of work, Rehan has a passion for cars and enjoys spending time with his dog Buddy. Residing in Santa Barbara, he has gained an interest in water sports such as kayaking, jet-skiing, and sailing. Rehan has an organic interest in the field of finance and aspires to pursue a thriving career in this field as he likes to make a positive difference in the lives of others.
Rehan attended the University of California, Santa Barbara where he concentrated in Economics and Accounting. Paired with his professional work experience, Rehan also holds his Series 7, 66, 99, and SIE.
Outside of work, Rehan has a passion for cars and enjoys spending time with his dog Buddy. Residing in Santa Barbara, he has gained an interest in water sports such as kayaking, jet-skiing, and sailing. Rehan has an organic interest in the field of finance and aspires to pursue a thriving career in this field as he likes to make a positive difference in the lives of others.
Contact Douglas G Payne
Contact Garet S Kreizenbeck
Contact Rachell Fanucchi
Contact Walter Russell
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Payne Kreizenbeck Fanucchi & Russell Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
