Stephen P Giulietti, CFP®, CIMA®
Executive Director, Wealth Management, Financial Advisor, Family Wealth Director
Phone:
(617) 589-3441(617) 589-3441
The Patriots Hill Wealth Management Group at Morgan Stanley
Direct:
(617) 589-3441(617) 589-3441
Toll-Free:
(800) 752-2678(800) 752-2678
Our Mission Statement
To create winning strategies for business owners, senior executives, and their families.
Our Story
Wealth is almost always accompanied by complexity, especially in the case of successful business owners, senior executives, and their families.
The Patriots Hill Wealth Management Group is a team of experienced financial professionals who understand the demands and challenges our clients face:
• Their personal wealth is intertwined with the fortunes of one main asset.
• They dedicate so much time to their careers that they need guidance to help them build, execute, and monitor their financial plan.
• The complexity of their financial challenges extends well beyond their investments.
• They know they can manage their finances more effectively but they’re not sure how to find the right people to help them do it.
We take immense pride in being “the right people” for clients who seek non-cookie cutter solutions delivered in a team-focused and collaborative relationship.
The Patriots Hill Wealth Management Group is a team of experienced financial professionals who understand the demands and challenges our clients face:
• Their personal wealth is intertwined with the fortunes of one main asset.
• They dedicate so much time to their careers that they need guidance to help them build, execute, and monitor their financial plan.
• The complexity of their financial challenges extends well beyond their investments.
• They know they can manage their finances more effectively but they’re not sure how to find the right people to help them do it.
We take immense pride in being “the right people” for clients who seek non-cookie cutter solutions delivered in a team-focused and collaborative relationship.
Services Include
- Alternative InvestmentsFootnote1
- Business Succession PlanningFootnote2
- Cash Management and Lending ProductsFootnote3
- Estate Planning StrategiesFootnote4
- Executive Financial ServicesFootnote5
- Life InsuranceFootnote6
- Philanthropic ManagementFootnote7
- Professional Portfolio ManagementFootnote8
- Wealth ManagementFootnote9
- Wealth PlanningFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Developing Your Wealth Management Strategy
Individuals work hard to build wealth in pursuit of a meaningful life for themselves and their family. Your achievements reflect substantial effort, and we will work just as hard on your behalf, committing our experience and skills to helping you achieve your unique goals for your wealth. Moreover, we will support you and your strategy by accessing the resources and perspective of one of the world's largest financial firms.
Creating Your Wealth Plan
Charting a prudent course to financial independence requires a well-conceived, personalized financial plan with defined long-term goals that reflects the totality of your personal and financial life. Our consultative wealth advisory process was developed to help generate that plan. Its key steps are designed to produce a broad, adaptive, and cohesive plan for your financial future.
Step 1: Setting Your Financial Objectives
We will begin by discussing what matters most to you and what you want to accomplish with your wealth. In addition to your finances and investments, together we will talk about you, your values, lifestyle, your concerns, and your passions.
Step 2: Developing Your Wealth Management Strategy
We will analyze your personal and financial information, assess risks, and identify potential threats to your financial health. Then we will present you with a comprehensive plan to address your income and cash flow needs, borrowing requirements, asset protection, retirement planning, wealth transfer, and philanthropy goals.
Step 3: Implementing Your Strategy
Our objective approach to implementing your plan will pay special attention to how its various aspects can affect, enhance and integrate with each other. When appropriate, we will seek additional, in-depth advice on particularly complex planning, financial, and family issues that we collectively identify.
Step 4: Reviewing Objectives and Performance
We view ongoing communication as the foundation of our successful collaboration with you. We will make every effort to keep abreast of your changing financial needs and provide viable strategies to help you meet them. This means reviewing your portfolio together at your request. When your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.
Asset allocation and diversification do not guarantee a profit or protect against loss.
Asset allocation and diversification do not guarantee a profit or protect against loss.
MODERN WEALTH MANAGEMENT TOOLS FOR OUR VALUED CLIENTS
We offer a comprehensive suite of tools to manage your wealth more effectively in today's busy world. We are happy to assist you in signing up for any of these services.
Morgan Stanely Online (MSO)
When you sign up for MSO, you can conveniently and securely manage your account online or on your mobile device.
Click Here to Learn More
Morgan Stanley Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online - all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle, a convenient way to send and receive money.
Click Here to Learn More
E-Authorization
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Click Here to Learn More
E-Sign
To use eSign, all you need is a valid email address and phone number. The personal identification number (PIN) can be delivered via phone call or via text message. Here are the steps to complete the signing process.
Click Here to Learn More
E-Delivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery. Currently, documents available through eDelivery include statements, trade confirmations and prospectuses, general correspondence, selected Internal Revenue Service (IRS) approved tax documents, syndicate offerings, shareholder communications, and portfolio reports.
Click Here to Learn More
Digital Vault
Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors. The Digital Vault on Morgan Stanley Online and the Mobile App allows you and your clients to build a central, shared document library where all documents are stored using encryption.
Click Here to Learn More
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Click Here to Learn More
LifeView Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual’s financial life, including investments and cash management needs.
LifeView provides progress-to-goals reporting and can also illustrate complex planning strategies such as methods of stock option exercise, Roth conversions and 401k early distributions.
Fill out the questionnaire to get started.
Click Here to Learn MoreLifeView provides progress-to-goals reporting and can also illustrate complex planning strategies such as methods of stock option exercise, Roth conversions and 401k early distributions.
Fill out the questionnaire to get started.
Since the formation of Patriots Hill Wealth Management Group, our success has been recognized in numerous ways:
The Patriots Hill Wealth Management Group Named to Forbes Magazine's Best-In-State Wealth Management Teams 2024-25
Source: Forbes.com (Awarded Jan 2025) Data Compiled By Shook Research LLC Based On Time Period From 3/31/23- 3/31/24.
Stephen Giulietti Named to Forbes Magazine's Best-In-State Wealth Advisors 2024
Source: Forbes.com (Awarded Apr 2024) Data compiled by SHOOK Research LLC based on time period from 6/30/22 - 6/30/23.
Stephen Giulietti Awarded Five Star Wealth Manager Award for 10 Consecutive Years (2014- 2023)
Source: fivestarprofessional.com (Awarded 2014-2024) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Samuel Gilbert Awarded Five Star Wealth Manager Award for 4 Consecutive Years (2020- 2023)
Source: fivestarprofessional.com (Awarded 2020-2024) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Resources For Individuals Like You
We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today’s global markets.
Buy-Sell Agreement
Buy-sell agreements are one of the most efficient means of transferring your business interest. To understand some of its intricacies, read the article in the link below.
Read More
GIC: On The Markets
Monthly collection of the most timely research and strategy from Morgan Stanley & Co., Morgan Stanley Wealth Management and external partners.
Click Here to Read More
GIC Weekly
This report from Wealth Management Chief Investment Officer Lisa Shalett highlights the GIC's latest thinking on the markets.
Click Here To Read More
Thoughts On The Market With Mike WIlson
Listen in on Morgan Stanley experts share their perspectives on the forces shaping markets.
Click to Listen Here
What Should I Do With My Money? A Morgan Stanley Podcast
A podcast where real people get real answers from Financial Advisors to their most important questions about money.
Click to Listen Here
Quarterly Spotlight: CD Promotion at Morgan Stanley
Click on the link below to explore Morgan Stanley's CD Promotion, it's newest rates, and why this may be a suitable option for you.
Click Here to Learn More
Financial Literacy for Any Stage of Your Life
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
Click Here to Learn MoreLocation
28 State Street 26th
Fl
Boston, MA 02109
US
Direct:
(617) 589-3441(617) 589-3441
Toll-Free:
(800) 752-2678(800) 752-2678
Fax:
(617) 500-0958(617) 500-0958
Meet The Patriots Hill Wealth Management Group
Samuel A. Gilbert, CPM®
Vice President, Financial Advisor, Workplace Advisor - Equity Compensation
Phone:
(617) 589-3331(617) 589-3331
Brianna M. LeClerc
Senior Client Service Associate
Phone:
(617) 589-3387(617) 589-3387
Derek T. Lally
Registered Client Service Associate
Phone:
(617) 589-3497(617) 589-3497
About Stephen P Giulietti
In 2000 Stephen joined Salomon Smith Barney, a predecessor firm of Morgan Stanley. Since then he has earned several designations and most recently became a Family Wealth Director after incredibly rigorous and specialized training. Stephen also serves as an Alternative Investments Director at the firm. Additionally, he is a Certified Financial Planner™ (CFP®) and achieved the Certified Investment Management Analyst (CIMA®) designation through The Wharton School of Business at The University of Pennsylvania. Prior to his career as a financial advisor, he was a turnaround consultant for a New York-based business strategic revitalization firm.
Stephen graduated summa cum laude from Saint Michael’s College with a BS in Business Administration and Economics. Outside of the office he volunteers on the Board of Directors for the Boch Center and Notre Dame Christo Rey High School. Stephen was born and raised in Avon, CT and currently resides in Acton, MA. He and his wife Susan, who he met in the second grade, have been blessed with their children, Sophia, Emma and Luke. He enjoys golf and skiing.
Stephen graduated summa cum laude from Saint Michael’s College with a BS in Business Administration and Economics. Outside of the office he volunteers on the Board of Directors for the Boch Center and Notre Dame Christo Rey High School. Stephen was born and raised in Avon, CT and currently resides in Acton, MA. He and his wife Susan, who he met in the second grade, have been blessed with their children, Sophia, Emma and Luke. He enjoys golf and skiing.
Securities Agent: DE, NC, AZ, ME, DC, TX, RI, NY, MA, IL, FL, NE, MO, IN, CO, CA, VT, NH, MT, GA, NJ, CT, WA, VA, WY, PA, MD; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 176110
NMLS#: 176110
About Samuel A. Gilbert
Sam engages with clients to provide them with tailored and comprehensive wealth planning solutions. With an understanding that exceptional wealth comes with exceptional complexity, he helps clients navigate through the intricacies of the financial world.
Sam has been at the firm for 15 years and has been a recipient of the Pacesetter's Club Award, an internal recognition for his exceptional performance, evidenced by strong growth and dedication to clients for four years in a row (2021 - 2024). Sam is also a Five Star Wealth Manager Award winner for the fifth year in a row (2021 - 2025).
Sam graduated cum laude from American University in Washington, DC and also attained the Certified Portfolio Manager (CPM®) designation at The School of Engineering and Applied Science at Columbia University. Outside of the office Sam is an avid skier, fisherman, cyclist, and traveler.
2021, 2022, 2023, 2024, 2025 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021, 2022, 2023, 2024 and 2025) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
(2021, 2022, 2023, 2024, 2025)
Sam has been at the firm for 15 years and has been a recipient of the Pacesetter's Club Award, an internal recognition for his exceptional performance, evidenced by strong growth and dedication to clients for four years in a row (2021 - 2024). Sam is also a Five Star Wealth Manager Award winner for the fifth year in a row (2021 - 2025).
Sam graduated cum laude from American University in Washington, DC and also attained the Certified Portfolio Manager (CPM®) designation at The School of Engineering and Applied Science at Columbia University. Outside of the office Sam is an avid skier, fisherman, cyclist, and traveler.
2021, 2022, 2023, 2024, 2025 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021, 2022, 2023, 2024 and 2025) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
(2021, 2022, 2023, 2024, 2025)
Securities Agent: PA, CA, GA, WY, TX, AZ, NY, MO, DE, CT, NJ, NH, FL, CO, WA, ME, MA, IN, MD, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 1820975
NMLS#: 1820975
About Brianna M. LeClerc
As a Senior Client Service Associate, Brianna is responsible for all client administrative needs including, but not limited to, money movement needs, service questions and operational issues.
She earned a B.A. from The University of Massachusetts Amherst in 2013. Shortly after graduating, Brianna and her husband moved to Northern California where she eventually joined Morgan Stanley in the Menlo Park Complex in Silicon Valley. In the Menlo Park branch she thrived, and with managements encouragement Brianna quickly rose to managing a stock plan operations team, working closely with her team to provide excellent service to corporate stock plan clients. In 2017, Brianna and her husband returned to the Boston area, and joined the Boston Harbor Complex, joining the Patriots Hill Team in 2018.
Brianna lives in the North Shore with her husband, son and their Border Collie. In her free time she enjoys traveling and baking.
She earned a B.A. from The University of Massachusetts Amherst in 2013. Shortly after graduating, Brianna and her husband moved to Northern California where she eventually joined Morgan Stanley in the Menlo Park Complex in Silicon Valley. In the Menlo Park branch she thrived, and with managements encouragement Brianna quickly rose to managing a stock plan operations team, working closely with her team to provide excellent service to corporate stock plan clients. In 2017, Brianna and her husband returned to the Boston area, and joined the Boston Harbor Complex, joining the Patriots Hill Team in 2018.
Brianna lives in the North Shore with her husband, son and their Border Collie. In her free time she enjoys traveling and baking.
About Derek T. Lally
As a Registered Client Service Associate, Derek is responsible for assisting with client needs and administrative functions, in addition to helping to build and maintain financial plans.
Derek graduated from Quinnipiac University with a B.S. in economics and joined Morgan Stanley in wealth management operations in Baltimore, Maryland. There, he worked directly with advisors to resolve client issues and meet regulatory standards. After Joining the Patriot’s Hill Group in 2023, he transitioned into a client facing role to help meet client needs directly. He currently holds the Series 66 & Series 7 licenses.
Derek lives on the North Shore of the greater Boston area near family. In his spare time, he enjoys boating, fishing, and spending time at the beach.
Derek graduated from Quinnipiac University with a B.S. in economics and joined Morgan Stanley in wealth management operations in Baltimore, Maryland. There, he worked directly with advisors to resolve client issues and meet regulatory standards. After Joining the Patriot’s Hill Group in 2023, he transitioned into a client facing role to help meet client needs directly. He currently holds the Series 66 & Series 7 licenses.
Derek lives on the North Shore of the greater Boston area near family. In his spare time, he enjoys boating, fishing, and spending time at the beach.
Contact Stephen P Giulietti
Contact Samuel A. Gilbert
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Patriots Hill Wealth Management Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
