Robert Papaleo, CRPC®
Senior Vice President, Financial Advisor, Portfolio Management Director
Phone:
(631) 755-1627(631) 755-1627
The Papaleo/McCleery Group at Morgan Stanley
Direct:
(631) 755-8863(631) 755-8863
Our Mission Statement
Results matter. Let us help preserve what takes a lifetime for you to build.
Welcome
Our clients know that results matter. They have spent years building and sustaining careers, companies, foundations and institutions. They know that achieving their goals can take wisdom, time and patience.
The same rules apply to wealth accumulation, growth and preservation. Achieving a reasonable return with an acceptable level of risk requires smart asset diversification and a long-term outlook. It requires making accommodations for changing needs and circumstances, in addition to requiring effective and transparent communication along the way.
At the Papaleo McCleery Group, nothing is more important to us than fostering long-term relationships with our clients that are based on trust and results. We pride ourselves on our ability to structure investments to meet immediate needs while also strategically planning for the long term. We deliver results by providing personalized service along with highly customized investment solutions and financial planning advice
The same rules apply to wealth accumulation, growth and preservation. Achieving a reasonable return with an acceptable level of risk requires smart asset diversification and a long-term outlook. It requires making accommodations for changing needs and circumstances, in addition to requiring effective and transparent communication along the way.
At the Papaleo McCleery Group, nothing is more important to us than fostering long-term relationships with our clients that are based on trust and results. We pride ourselves on our ability to structure investments to meet immediate needs while also strategically planning for the long term. We deliver results by providing personalized service along with highly customized investment solutions and financial planning advice
Services Include
- Retirement PlanningFootnote1
- Trust AccountsFootnote2
- Corporate Retirement PlansFootnote3
- Endowments and FoundationsFootnote4
- Estate Planning StrategiesFootnote5
- Executive Financial ServicesFootnote6
- Financial PlanningFootnote7
- Lending Products
- Planning for Individuals with Special Needs
- Professional Portfolio ManagementFootnote8
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Helping you retire comfortably
Many of our clients, particularly those with significant personal or institutional wealth, expect more hands-on service when it comes to their investment portfolios. They want a portfolio that’s been tailored to meet their specific risk profile and serves their underlying needs.
Morgan Stanley Portfolio Services were established to provide individual investors with a level of personalized portfolio management typically reserved for many institutional investors. All portfolios are managed individually on a fully discretionary basis by Financial Advisors at Morgan Stanley who have been qualified by the firm to independently manage client assets based on training, experience and commitment to service.
On our team, Bob Papaleo and John McCleery have achieved the credentials, experience and historical track record to offer fully customized investment portfolios which consider each client’s personal profile between risk and return.
Morgan Stanley Portfolio Services were established to provide individual investors with a level of personalized portfolio management typically reserved for many institutional investors. All portfolios are managed individually on a fully discretionary basis by Financial Advisors at Morgan Stanley who have been qualified by the firm to independently manage client assets based on training, experience and commitment to service.
On our team, Bob Papaleo and John McCleery have achieved the credentials, experience and historical track record to offer fully customized investment portfolios which consider each client’s personal profile between risk and return.
Our Advisory Services in a Snapshot
As advisors, we want to be the people who guide you through the often tumultuous ocean of managing your wealth. Take a look below to review a snapshot of some of our key services and determine if we are the right for you.
Financial and Retirement Planning
Having a plan in place in regards to retirement and your finances is important. We use thorough analysis, strategic asset allocation, and our deep knowledge and experience to create a portfolio and plan that is suited to your needs and goals.
Professional Portfolio Management
Portfolios that are built for our clients' short and long term goals.
Trust Accounts
Do you have a strategy in place to take care of your children's need for the future? We work with you to understand exactly the stage in life you and your children are in, and how to best build trust accounts around that.
Lending Products
In need of a loan for a small business, buying a home, or some other financial need? We can provide access to lending products to help you achieve your financial goals.
The Modern Way of Doing Wealth Management
The Papaleo/McCleery Group offers a wide range of digital and online tools that are designed to enhance your modern wealth management experience. To learn more, visit the links below.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More about MSOTotal Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More and EnrollOnline Security
The security of your assets and personal information is extremely important. Learn about our security measures and use our resources and ideas to help protect yourself online.
Our Security ResourcesGoals Planning System (GPS)
Our Goals Planning System is built on Morgan Stanley's intellectual capital and capabilities, to provide you with comprehensive investing and planning solutions for your individual goals. Contact us to begin your plan today.
Learn more about GPSMSO Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle.
Download the MSO Mobile AppeServices
Send/receive wire transfers, review your monthly statements and safely store your important documents with our suite of eServices. With eDelivery, eAuthorization, eSign and our Digital Vault you can avoid the hassle of paper and monitor your accounts from your MSO account and the MSO mobile app.
Learn More and EnrollMorgan Stanley Featured Ideas
Location
58 South Service Rd
Ste 400
Melville, NY 11747
US
Direct:
(631) 755-8863(631) 755-8863
Meet The Papaleo/McCleery Group
John McCleery, CFP®, CRPC®
Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(631) 755-1632(631) 755-1632
Marissa Dabbraccio
Senior Registered Associate
Phone:
(631) 755-8863(631) 755-8863
About Robert Papaleo
Robert T. Papaleo, CRPC®
Senior Vice President
Senior Portfolio Manager
Financial Advisor
Robert T. Papaleo, CRPC® has provided his clients with comprehensive wealth management advice and services since 1985. As a Senior Portfolio Manager, Bob creates and manages many of the team’s custom portfolio strategies with the goal of achieving each client’s risk-adjusted performance targets. His clientele includes individuals, families and institutional investors focusing on wealth management, managed money, estate planning, retirement and education planning.
Bob is also a Chartered Retirement Planning CounselorSM. The CRPC® designation is arguably the nation’s premier retirement planning credential. Individuals who hold the CRPC® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations.
Bob grew up on the south shore of Long Island in the town of Babylon, NY. He earned his bachelor’s degree in English literature from Dowling College in Oakdale, NY in 1984 and, after trying his hand at journalism, he was hired by Merrill Lynch in 1985. Bob teamed up with John McCleery in 2000 and they moved their practice to Morgan Stanley in 2016.
Outside of work, Bob stays busy with the activities of his three children: Alessandra, Lara and Prewitt. He is an avid reader and has a knack for creating beauty with his hands – be it a piece of woodworking, painting or a stained glass window. Bob loves to travel and discover new restaurants and experiences with friends.
Senior Vice President
Senior Portfolio Manager
Financial Advisor
Robert T. Papaleo, CRPC® has provided his clients with comprehensive wealth management advice and services since 1985. As a Senior Portfolio Manager, Bob creates and manages many of the team’s custom portfolio strategies with the goal of achieving each client’s risk-adjusted performance targets. His clientele includes individuals, families and institutional investors focusing on wealth management, managed money, estate planning, retirement and education planning.
Bob is also a Chartered Retirement Planning CounselorSM. The CRPC® designation is arguably the nation’s premier retirement planning credential. Individuals who hold the CRPC® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations.
Bob grew up on the south shore of Long Island in the town of Babylon, NY. He earned his bachelor’s degree in English literature from Dowling College in Oakdale, NY in 1984 and, after trying his hand at journalism, he was hired by Merrill Lynch in 1985. Bob teamed up with John McCleery in 2000 and they moved their practice to Morgan Stanley in 2016.
Outside of work, Bob stays busy with the activities of his three children: Alessandra, Lara and Prewitt. He is an avid reader and has a knack for creating beauty with his hands – be it a piece of woodworking, painting or a stained glass window. Bob loves to travel and discover new restaurants and experiences with friends.
Securities Agent: WA, VT, VA, TX, SC, PA, OH, NY, NJ, NH, NC, MT, MO, MN, MI, MA, HI, GA, FL, DC, CT, CO, CA, DE; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 579849
NMLS#: 579849
About John McCleery
John McCleery, CFP®
Vice President
Portfolio Manager
CERTIFIED FINANCIAL PLANNER ™
John McCleery, CFP® is one of the founding members of the Papaleo McCleery Group at Morgan Stanley, a financial advisory team providing comprehensive wealth management advice and services to individuals, families and institutions of substantial wealth. An effective communicator, John focuses on building long-term client relationships by providing advice and direction that comes not just from market experience and knowledge, but from actively listening to his clients. It is of utmost importance to him that his clients understand and are comfortable with the investments – and their inherent risks – that are made on their behalf.
As a Financial Advisor and Portfolio Manager, John helps manage assets for the team’s diverse clientele and identifies unique opportunities to match clients’ individual portfolios. A CERTIFIED FINANCIAL PLANNER ™ , John works with clients to help them navigate through the stages of moving to, through and beyond retirement. His advanced professional designations attest to his broad knowledge base and ability to coordinate efforts between his clients’ attorneys and CPAs.
John grew up in Norwich, Vermont and entered the financial services industry with Merrill Lynch after earning a bachelor’s degree in finance and marketing from the University of Vermont in 1990. He formed a business association with Bob Papaleo in 2000 and, in 2016, the Papaleo McCleery Group moved to Morgan Stanley.
John and his wife, Pamela live on Long Island with their two teenaged daughters, Isabel and Samantha. Outside of work John enjoys playing golf, cooking, running triathlons and going out to see live music.
Vice President
Portfolio Manager
CERTIFIED FINANCIAL PLANNER ™
John McCleery, CFP® is one of the founding members of the Papaleo McCleery Group at Morgan Stanley, a financial advisory team providing comprehensive wealth management advice and services to individuals, families and institutions of substantial wealth. An effective communicator, John focuses on building long-term client relationships by providing advice and direction that comes not just from market experience and knowledge, but from actively listening to his clients. It is of utmost importance to him that his clients understand and are comfortable with the investments – and their inherent risks – that are made on their behalf.
As a Financial Advisor and Portfolio Manager, John helps manage assets for the team’s diverse clientele and identifies unique opportunities to match clients’ individual portfolios. A CERTIFIED FINANCIAL PLANNER ™ , John works with clients to help them navigate through the stages of moving to, through and beyond retirement. His advanced professional designations attest to his broad knowledge base and ability to coordinate efforts between his clients’ attorneys and CPAs.
John grew up in Norwich, Vermont and entered the financial services industry with Merrill Lynch after earning a bachelor’s degree in finance and marketing from the University of Vermont in 1990. He formed a business association with Bob Papaleo in 2000 and, in 2016, the Papaleo McCleery Group moved to Morgan Stanley.
John and his wife, Pamela live on Long Island with their two teenaged daughters, Isabel and Samantha. Outside of work John enjoys playing golf, cooking, running triathlons and going out to see live music.
Securities Agent: CO, VT, VA, SC, NC, MO, FL, NH, HI, GA, OH, DE, CA, MA, DC, NY, NJ, MD, TX, MT, MN, CT, PA; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 579637
NMLS#: 579637
About Marissa Dabbraccio
Marissa Dabbraccio
Portfolio Associate
Senior Registered Associate
Marissa provides a broad range of support services to the team's Financial Advisors and clients. She consistently delivers professional, prompt and first class service, creating an outstanding overall client experience. Marissa is often the first point of contact when a client reaches out to the team with an administrative or operational question and she prides herself on helping resolve issues in a quick and timely manner. Marissa enjoys the daily interactions with the team's clients and the opportunities to solve logistical problems and help their clients meet their goals.
Marissa grew up in Amityville, NY and attended Quinnipiac University on a lacrosse scholarship. After graduating from Hofstra University in 2003 with a bachelor's degree in business administration, she joined Merrill Lynch as a Client Service Associate. Marissa joined the Papaleo McCleery Group in 2007 and moved with them to Morgan Stanley in April, 2016.
Marissa lives in Seaford, NY, with her husband Nick, son Anthony and two dogs.
Portfolio Associate
Senior Registered Associate
Marissa provides a broad range of support services to the team's Financial Advisors and clients. She consistently delivers professional, prompt and first class service, creating an outstanding overall client experience. Marissa is often the first point of contact when a client reaches out to the team with an administrative or operational question and she prides herself on helping resolve issues in a quick and timely manner. Marissa enjoys the daily interactions with the team's clients and the opportunities to solve logistical problems and help their clients meet their goals.
Marissa grew up in Amityville, NY and attended Quinnipiac University on a lacrosse scholarship. After graduating from Hofstra University in 2003 with a bachelor's degree in business administration, she joined Merrill Lynch as a Client Service Associate. Marissa joined the Papaleo McCleery Group in 2007 and moved with them to Morgan Stanley in April, 2016.
Marissa lives in Seaford, NY, with her husband Nick, son Anthony and two dogs.
Contact Robert Papaleo
Contact John McCleery
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Dominique Hicks, CFP®
Financial Planning Director, Vice President
Angelo Loumbas
Family Office Resource Generalist
About Dominique Hicks
Dominique Hicks is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Western Long Island, New York. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Dominique began her career in financial services in 2015 and joined Morgan Stanley in 2022. Prior to her current position, she acquired a great deal of acclamation & recognition for her work in Private Client and Small Business at JP Morgan Chase Bank. She continued to grow as a resource and joined Merrill Lynch later as a Financial Advisor.
Dominique graduated from SUNY Old Westbury with a bachelor’s in accounting and holds her Certified Financial Planner® designation. Dominique lives in Stony Brook, NY and cherishes spending time with her loved ones. She is a loving mother of two, adores practicing yoga with her kids and volunteers as a mentor for young college women.
Dominique began her career in financial services in 2015 and joined Morgan Stanley in 2022. Prior to her current position, she acquired a great deal of acclamation & recognition for her work in Private Client and Small Business at JP Morgan Chase Bank. She continued to grow as a resource and joined Merrill Lynch later as a Financial Advisor.
Dominique graduated from SUNY Old Westbury with a bachelor’s in accounting and holds her Certified Financial Planner® designation. Dominique lives in Stony Brook, NY and cherishes spending time with her loved ones. She is a loving mother of two, adores practicing yoga with her kids and volunteers as a mentor for young college women.
About Angelo Loumbas
Angelo is the Family Office Resources Generalist for Family Office Resources in the New York Metro and New England regions. Angelo provides specialized knowledge to ultra-high net worth clients and their Morgan Stanley Financial Advisors across a broad range of family wealth management issues, including family governance/dynamics, wealth education, strategic estate and financial planning, philanthropy management, lifestyle advisory and customized asset allocation and portfolio construction. Angelo has over twenty-five years experience advising wealthy families, business owners, and philanthropic organizations.
Originally from Chicago, Angelo practiced law for 15 years and represented ultra-high net worth clients and the businesses they owned, as well as major philanthropic organizations. Angelo is admitted to the Society of Trust and Estate Practitioners. He has spoken on topics such as “Conditions Suggesting a Management Buyout” before the Chicago Bar Association Corporation and Business Law Committee, “Tax Consequences of Intra-Family Loans,” before the Chicago Bar Association Trust Law Committee, and “Conversations about Wealth and Philanthropy with Prospective Donors” before the Chicago Council on Planned Giving.
Prior to rejoining Morgan Stanley in his current position in 2018, Angelo advised wealthy clients in the financial services industry for 10 years, first as a Wealth Strategist with US Trust in Chicago, then a Wealth and Estate Planning Specialist within Family Office Resources in Chicago, and finally as a Senior Wealth Planning Strategist for the Wells Fargo Private Bank in Greenwich, Connecticut. Angelo earned his B.A. from DePauw University, his M.B.A. from the University of Notre Dame, and his law degree from Indiana University at Bloomington. He is Series 7, 66 and 24 licensed. Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club, in 2009-2010, and now lives in Armonk, New York with his wife, a native New Yorker, and their two children.
Originally from Chicago, Angelo practiced law for 15 years and represented ultra-high net worth clients and the businesses they owned, as well as major philanthropic organizations. Angelo is admitted to the Society of Trust and Estate Practitioners. He has spoken on topics such as “Conditions Suggesting a Management Buyout” before the Chicago Bar Association Corporation and Business Law Committee, “Tax Consequences of Intra-Family Loans,” before the Chicago Bar Association Trust Law Committee, and “Conversations about Wealth and Philanthropy with Prospective Donors” before the Chicago Council on Planned Giving.
Prior to rejoining Morgan Stanley in his current position in 2018, Angelo advised wealthy clients in the financial services industry for 10 years, first as a Wealth Strategist with US Trust in Chicago, then a Wealth and Estate Planning Specialist within Family Office Resources in Chicago, and finally as a Senior Wealth Planning Strategist for the Wells Fargo Private Bank in Greenwich, Connecticut. Angelo earned his B.A. from DePauw University, his M.B.A. from the University of Notre Dame, and his law degree from Indiana University at Bloomington. He is Series 7, 66 and 24 licensed. Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club, in 2009-2010, and now lives in Armonk, New York with his wife, a native New Yorker, and their two children.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Ready to start a conversation? Contact The Papaleo/McCleery Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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Awards Disclosures
CRC 6491812 (04/2024)
