Executive Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Family Wealth Director, Financial Planning Specialist
Phone:
(561) 694-7046(561) 694-7046
The Palm Beach Wealth Management Group at Morgan Stanley
Industry Award WinnerOur Mission Statement
We provide exclusive and highly personalized financial services to a select group of clients, delivering a premium level of service built on trust, expertise, and tailored guidance.
OUR WEALTH MANAGEMENT PHILOSOPHY
In an increasingly complex world, we deliver an organized and thoughtful approach to wealth management. As Family Money Managers, we begin every relationship by understanding what is important to you and your family. Your goals are at the forefront of every recommendation we make, and we work with you and your outside professionals to help design an estate planning strategy that centers around your specific needs and long-term priorities.
Our Investment Approach
We work with you to develop an investment strategy focused clearly on your objectives...one that reflects your lifestyle expectations, cash flow needs, risk tolerance, and the aspirations you have for your loved ones. From there, we work with you to build and maintain a portfolio strategy informed by the resources and insights available through Morgan Stanley, with an emphasis on disciplined investment diversification and thoughtful decision-making across market cycles.
For qualified investors, we can also discuss private market opportunities as part of a broader portfolio strategy.
Who We Serve:
We work with entrepreneurs, corporate executives, women in transition, retirees, and ultra-high net worth individuals and families. Many clients come to us during pivotal moments…such as a liquidity event, concentrated equity decisions, philanthropic giving planning, or multi-generational wealth transfer when coordination, perspective, and a clear process matter most.
Working With Clients Across the Country
We have clients that live, work, and vacation around the country. We are happy to meet virtually or in person, either in our Florida offices or as we travel regionally throughout the year to connect with clients where they live and spend time.
We also have experience working with families that relocate to Florida, including those establishing Florida residency and Florida domicile as part of a broader life transition, often for snowbirds balancing time between the Northeast and Florida.
We strive to help you navigate the noise and distractions of challenging markets over time, with a disciplined focus on what matters most—your progress toward your goals.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Recognition is meaningful only when it reflects consistent professionalism and a long-term focus on client service. Below are industry awards and professional affiliations for members of our team.
- 2018-2026 Forbes Best-In-State Wealth Management Teams
- Morgan Stanley Masters Club Member since 2026
- Florida Institute of Certified Public Accountants (non-practicing)
- Member of the Florida Bar (non-practicing)
- 2018-2026 Forbes Best-In-State Wealth Advisors
- Morgan Stanley Century Club Member since 2026
- 2024-2026 Forbes Best-In-State Wealth Advisors
- Founding Member of the Villanova Club
- 2024 Top Next-Gen Wealth Advisors Best-in-State
The Palm Beach Wealth Management Group
Awards:
Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Randy M. Levitt | Executive Director, Financial Advisor
Senior Portfolio Management Director, Family Wealth Director, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Clubs and Organizations:
Awards:
Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Benjamin J. Cohen | Executive Director, Financial Advisor
Senior Portfolio Management Director, Financial Planning Specialist, Lending Specialist, Workplace Advisor - Equity Compensation
Clubs and Organizations:
Awards:
Source: Forbes.com (Awarded 2024-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Dimitri Chimerakis | Senior Vice President, Financial Advisor
Portfolio Management Director, Insurance Planning Director
Clubs and Organizations:
Awards:
Forbes America's Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State Source: Forbes.com (Awarded Aug 2024) Data compiled by SHOOK Research LLC for the period 3/31/23 - 3/31/24.
TAX CONSIDERATIONS AND STRATEGIES
Tax-efficient strategies can support investment planning by helping families consider after-tax outcomes across life stages. From executive compensation and restricted stock to retirement income, charitable giving, and estate planning strategies, this page brings together Morgan Stanley insights and videos to help you build familiarity with key concepts and approach decisions with greater confidence over time.
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.
Learn More
2026 Tax Tables
The 2026 Tax Table provides information on standard deductions for various filing statuses and additional deductions for non-itemizers, exemption amounts and phaseouts for the Alternative Minimum Tax, gift tax exclusions and more.
Click to See Tables
Tax Management Services for Select UMA
For investors seeking professional management and diversification with an awareness to mitigate tax liability, a unified managed account with optional tax management services may offer a viable solution.
Click to Learn More
Tax-Loss Harvesting Can Work Year-Round for Investors
What is tax-loss harvesting exactly, and how do some investors use it to opportunistically reduce their tax bills?
Learn More
Equity Compensation and U.S. Federal Income Taxes: An Overview
Equity compensation can be one of the most valuable benefits offered by your company, but it’s important to understand how it works—and how it’s taxed. Here’s what you need to know.
Find Out More
Tax-Smart Steps to Help Build Wealth
Even small tax adjustments in your portfolio may help you keep more of what you earn over time.
Learn More
Tax-Smart Strategies for Your Retirement
Smart tax planning can help you save more for retirement and keep more of what you’ve already saved. Consider these tax-efficient retirement planning strategies.
Read Here
Tax-Savvy Ways to Give
For those inclined to help others, there may be ways to make your gift go further.
Learn HowALTERNATIVE INVESTMENTS
Alternative investments are a class of investments beyond traditional stocks and bonds. For certain eligible investors, they may be evaluated as part of a broader asset allocation and portfolio diversification strategy. Here you’ll find Morgan Stanley educational resources designed to support informed conversations and thoughtful, long-term investment planning.
Morgan Stanley Alternative Investments
Expand your investment universe with a suite of compelling alternative strategies from a global leader. As a pioneer and innovator in the industry, Morgan Stanley offers eligible investors access to an unmatched platform of alternative investments, built on our Firm’s expertise, unique network and unwavering commitment to our clients
Watch Here
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income. From simplified vehicles available more broadly to institutional strategies, the platform supports a goals-based approach for asset allocation tailored to investor needs.
Morgan Stanley Alternative Investments
The Alts Report Episode 6: Infrastructure Investing: Building What’s Next
The power grids, data centers and transportation networks behind the modern economy require considerable investment. In this episode of The Alts Report, Brian Holzer, Head of Alternative Investments Sales & Distribution, sits down with Connor Teskey, Chief Executive Officer of Brookfield Asset Management, to discuss what’s driving infrastructure’s expansion and how the opportunity set continues to evolve.
Listen Here
The Alts Report Episode 5: Finding Balance: Growth, Income and Liquidity
Investors are balancing growth opportunities, income needs and liquidity considerations. In this episode of The Alts Report, Brian Holzer, Head of Alternative Investments Sales & Distribution, sits down with Troy Gayeski, Chief Market Strategist for Future Standard, to discuss alternative investments and the role they may play within diversified portfolios.
Listen Here
Alternatives in Action: Expanding Access and Opportunity
Greater access and ease-of-use are reshaping alternative investments - and portfolios.
Find Out More
Alternative Investing: Six Key Themes Shaping 2026
In today's dynamic economic environment, strategies that worked before may not be as effective. Alternative investments could play a valuable role in some portfolios.
Learn MoreLocation
3801 PGA Boulevard
Suite 700
Palm Beach Gardens, FL 33410
US
Direct:
(561) 694-7046(561) 694-7046
Toll-Free:
(800) 327-6187(800) 327-6187
1801 N. Military Trail
Suite 300
Boca Raton, FL 33431-9889
US
Direct:
(561) 620-5041(561) 620-5041
Meet The Palm Beach Wealth Management Group
Benjamin Joshua Cohen
Executive Director, Wealth Management, Financial Advisor, Financial Planning Specialist, Senior Portfolio Management Director, Lending Specialist
Phone:
(561) 694-7009(561) 694-7009
Charles L. Goldman, CRPC®
Executive Director, Financial Advisor, Portfolio Management Director
Phone:
(561) 515-7517(561) 515-7517
James Harmon
Senior Vice President, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(561) 776-6491(561) 776-6491
Senior Vice President, Wealth Management, Financial Advisor, Insurance Planning Director, Portfolio Manager
Phone:
(561) 776-6457(561) 776-6457
Lainie Small
Vice President, Wealth Management, Financial Advisor, Workplace Advisor – Equity Compensation, Retirement
Phone:
(212) 643-5935(212) 643-5935
Margie Schollmeyer
Portfolio Associate
Phone:
(561) 694-7007(561) 694-7007
Sarah Dellolio
Sr. Registered Associate
Phone:
(561) 776-6477(561) 776-6477
Christy Flores
Portfolio Associate
Phone:
(561) 515-7518(561) 515-7518
About Randy M Levitt
Randy M. Levitt is an Executive Director, Family Wealth Director, and founding partner of the Palm Beach Wealth Management Group at Morgan Stanley in Palm Beach Gardens, Florida.
Randy has been a registered Financial Advisor since 2001 and was accredited as a Family Wealth Director in 2013. As a Family Wealth Director, Randy focuses on portfolio management, risk management, and financial planning for high net worth individuals and multi-generational families, helping them navigate complex financial, economic, and political environments. Additionally, Randy has been named to Forbes Magazine’s list of Best-In-State Wealth Advisors in Florida from 2018-2026.
In 1994, Randy earned his Bachelor of Science degree majoring in Accounting and Finance from the University of Colorado and immediately thereafter passed the Uniform Certified Public Accountant Examination (CPA®)*.
In 1997, Randy earned his Juris Doctor* (Cum Laude) from the University of Miami School of Law and immediately thereafter passed the Florida Bar Examination*.
Prior to joining Smith Barney in 2001, Randy had a successful career as a Certified Public Accountant (CPA®)* in Taxation and Estate Planning with Deloitte & Touche LLP.
By working with a client’s other professional advisors, Randy helps guide the investment decision-making process with the goal of balancing return while thoughtfully managing risk.
*Currently in a non-practicing capacity*
2018-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Randy has been a registered Financial Advisor since 2001 and was accredited as a Family Wealth Director in 2013. As a Family Wealth Director, Randy focuses on portfolio management, risk management, and financial planning for high net worth individuals and multi-generational families, helping them navigate complex financial, economic, and political environments. Additionally, Randy has been named to Forbes Magazine’s list of Best-In-State Wealth Advisors in Florida from 2018-2026.
In 1994, Randy earned his Bachelor of Science degree majoring in Accounting and Finance from the University of Colorado and immediately thereafter passed the Uniform Certified Public Accountant Examination (CPA®)*.
In 1997, Randy earned his Juris Doctor* (Cum Laude) from the University of Miami School of Law and immediately thereafter passed the Florida Bar Examination*.
Prior to joining Smith Barney in 2001, Randy had a successful career as a Certified Public Accountant (CPA®)* in Taxation and Estate Planning with Deloitte & Touche LLP.
By working with a client’s other professional advisors, Randy helps guide the investment decision-making process with the goal of balancing return while thoughtfully managing risk.
*Currently in a non-practicing capacity*
2018-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: CO, RI, NV, LA, GA, VA, UT, MD, MA, HI, FL, AL, WA, MI, PA, OR, NM, MT, MS, MN, ME, WI, VT, NY, IL, IA, CT, CA, SC, NH, ND, DE, OK, OH, IN, DC, AZ, TX, TN, NJ, NC, MO, KY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1252954
NMLS#: 1252954
About Benjamin Joshua Cohen
Benjamin Cohen is an Executive Director, Senior Portfolio Management Director, and Financial Advisor with The Palm Beach Wealth Management Group at Morgan Stanley. He also has Financial Planning Specialist and Lending Specialist designations. He began his career in the financial services industry in 1996 and joined Morgan Stanley in 2012.
Ben provides comprehensive financial planning and wealth protection strategies for his clients, focusing on physicians, medical practices and large business owners. As the Portfolio Manager for the team, he plays a key role in managing clients' assets. He assess risk tolerances, maintains allocations and strives to maximize financial stability.
A financial advisor for more than 21 years, Ben joined Morgan Stanley in 2012 and is a Senior Vice President. He is currently a Portfolio Management Director and provides comprehensive financial planning and asset protection strategies with a focus on medical practices, physicians, and large-business owners.
He has been featured in “Ask the Experts” in the Palm Beach Post. Additionally, Ben has been named to Forbes Best-In-State Wealth Advisors List for from 2024 to 2026. The Palm Beach Wealth Management Group was named annually to the Forbes Best-In-State Wealth Teams from 2023-2026.
Ben received a Bachelor of Arts from the State University of New York at Albany and is a member of the Alumni Association. As a former runner, he participated in over 20 marathons in such cities as Boston, Chicago, and New York. Ben and his wife, Amy, reside in Boynton Beach. Their eldest son, Jack, graduated from Florida State and works in New York as a Fund Raising Consultant at a charity auction service. Max, their younger son, Is a senior at Florida State studying Digital Marketing.
2024-2026 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2024-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2023-2026 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Ben provides comprehensive financial planning and wealth protection strategies for his clients, focusing on physicians, medical practices and large business owners. As the Portfolio Manager for the team, he plays a key role in managing clients' assets. He assess risk tolerances, maintains allocations and strives to maximize financial stability.
A financial advisor for more than 21 years, Ben joined Morgan Stanley in 2012 and is a Senior Vice President. He is currently a Portfolio Management Director and provides comprehensive financial planning and asset protection strategies with a focus on medical practices, physicians, and large-business owners.
He has been featured in “Ask the Experts” in the Palm Beach Post. Additionally, Ben has been named to Forbes Best-In-State Wealth Advisors List for from 2024 to 2026. The Palm Beach Wealth Management Group was named annually to the Forbes Best-In-State Wealth Teams from 2023-2026.
Ben received a Bachelor of Arts from the State University of New York at Albany and is a member of the Alumni Association. As a former runner, he participated in over 20 marathons in such cities as Boston, Chicago, and New York. Ben and his wife, Amy, reside in Boynton Beach. Their eldest son, Jack, graduated from Florida State and works in New York as a Fund Raising Consultant at a charity auction service. Max, their younger son, Is a senior at Florida State studying Digital Marketing.
2024-2026 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2024-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2023-2026 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Securities Agent: VA, AL, NH, MT, MS, SC, OH, PA, MN, KY, IL, GA, AZ, NV, MA, FL, DC, NM, MI, CA, WA, RI, CO, TX, TN, OR, HI, CT, WI, VT, NY, NJ, MD, LA, DE, OK, ME, UT, ND, NC, MO, IN, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 1253080
NMLS#: 1253080
About Charles L. Goldman
Charles L. Goldman is a Financial Advisor at Morgan Stanley, dedicated to guiding individuals, private clients and businesses towards financial success. With a focus on cash management, retirement planning, and tax-efficient strategies, he helps clients navigate the complexities of wealth management with confidence. He makes it a priority to implement a holistic financial plan that involves identifying goals and managing risk with an emphasis on tax management for ongoing monitoring.
Drawing on more than 36 years of experience, Chuck is well-versed in tailoring strategies designed to meet the unique needs of manufacturing businesses, providing invaluable insight into optimizing financial resources and maximizing growth potential. With his CRPC® knowledge in hand, he has been focusing on helping individuals with their retirement planning as well as businesses with their Qualified Retirement Plans.
Chuck is a 1984 graduate of Bentley University with a Bachelors of Science in Economics/Finance and an Associates Degree in Accounting. After leaving college, Chuck joined his family’s Injection Molding Business in Leominster, Massachusetts and subsequently built it into a major automotive supplier with 25 million in sales and three plants. After 20 years, Chuck was instrumental in selling this business to a Midwest Automotive Supplier.
Chuck is a Worcester born individual who now resides in Palm Beach Gardens, Florida. He has been married for 37 years to Julie Curtis, has two daughters, Anna and Elena, and two granddaughters, Lilah and Piper. In his spare time he enjoys golfing, fishing and pickleball.
Drawing on more than 36 years of experience, Chuck is well-versed in tailoring strategies designed to meet the unique needs of manufacturing businesses, providing invaluable insight into optimizing financial resources and maximizing growth potential. With his CRPC® knowledge in hand, he has been focusing on helping individuals with their retirement planning as well as businesses with their Qualified Retirement Plans.
Chuck is a 1984 graduate of Bentley University with a Bachelors of Science in Economics/Finance and an Associates Degree in Accounting. After leaving college, Chuck joined his family’s Injection Molding Business in Leominster, Massachusetts and subsequently built it into a major automotive supplier with 25 million in sales and three plants. After 20 years, Chuck was instrumental in selling this business to a Midwest Automotive Supplier.
Chuck is a Worcester born individual who now resides in Palm Beach Gardens, Florida. He has been married for 37 years to Julie Curtis, has two daughters, Anna and Elena, and two granddaughters, Lilah and Piper. In his spare time he enjoys golfing, fishing and pickleball.
Securities Agent: AL, VT, TX, PA, OH, NM, CA, WI, VA, RI, OK, NY, NC, MT, MN, MD, IL, GA, NJ, MS, ME, HI, WA, TN, ND, KY, DC, CO, NV, LA, IN, DE, CT, SC, NH, MO, FL, UT, IA, MA, AZ, OR, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 141241
NMLS#: 141241
About James Harmon
Jim joined Morgan Stanley in 2017 with his partner, Lainie Small. In 2025 Jim and Lainie joined the Palm Beach Wealth Management Group at Morgan Stanley in order to provide our clients the added resources of being with a “Best in State” wealth management team. Jim is a Senior Vice President and Financial Advisor. Jim believes in a comprehensive approach to investing and financial planning. He has over 30 years of investment management experience. We work with a broad range of Entrepreneurs, Corporate Executives, Women in transition, as well as Retirees & Ultra-High Net Worth Individuals. He takes pride in building relationships and maintaining a high level of service to his clients.
Prior to joining Morgan Stanley in 2017, Jim spent 21 years at Lazard Asset Management LLC where he was a portfolio manager and relationship manager. Jim also worked at Arnhold and S. Bliechroeder and Gruntal and Co.
Jim received his MBA in Investment Management in 2000 from The Lubin School of Business at Pace University. He received a BA in economics from the State University of New York at Albany in 1994.
Jim lives in Palm Beach County where he spends his weekends enjoying the water. He enjoys traveling to see his adult children. He has been very active in community and volunteer efforts. Jim serves as a Big Brother for Big Brothers/Big Sisters of Palm Beach and Martin Counties. Jim is also a volunteer coach for Palm Beach Gardens Soccer Clubs TOPSoccer Program, TOPSoccer is a nationwide soccer program for children with special needs. A lifelong coach and mentor Jim has coached soccer, football, basketball and flag football and enjoys continuing those activities in Palm Beach County.
Prior to joining Morgan Stanley in 2017, Jim spent 21 years at Lazard Asset Management LLC where he was a portfolio manager and relationship manager. Jim also worked at Arnhold and S. Bliechroeder and Gruntal and Co.
Jim received his MBA in Investment Management in 2000 from The Lubin School of Business at Pace University. He received a BA in economics from the State University of New York at Albany in 1994.
Jim lives in Palm Beach County where he spends his weekends enjoying the water. He enjoys traveling to see his adult children. He has been very active in community and volunteer efforts. Jim serves as a Big Brother for Big Brothers/Big Sisters of Palm Beach and Martin Counties. Jim is also a volunteer coach for Palm Beach Gardens Soccer Clubs TOPSoccer Program, TOPSoccer is a nationwide soccer program for children with special needs. A lifelong coach and mentor Jim has coached soccer, football, basketball and flag football and enjoys continuing those activities in Palm Beach County.
Securities Agent: IL, OH, NY, UT, KY, AL, SC, OK, NH, ND, GA, CT, MA, WA, RI, OR, NC, MI, MD, IA, HI, DE, DC, MO, LA, IN, CO, CA, AZ, NV, WI, NM, MN, FL, VT, TX, TN, NJ, MT, MS, ME, VA, PA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1674823
NMLS#: 1674823
About Dimitri Chimerakis
As the demands of your family grow and evolve, so too do the complexities of managing your wealth. Dimitri builds financial plans and develops tailored wealth management strategies for business owners, physicians, coaches & athletes, and retirees. He focuses on multigenerational wealth planning, educating younger generations, and providing practical advice to help clients define their financial goals and create an effective strategy to reach them. Dimitri strives to deliver exceptional client service, build meaningful relationships, and offer a unique family experience.
Dimitri graduated cum laude from the Villanova School of Business in 2008, where he earned a degree in finance with a concentration in entrepreneurship. He was a four-year varsity tennis player and academic standout. A proud supporter of his alma mater, Dimitri is a founding member of the Villanova Club of Palm Beach County.
Throughout his career, Dimitri has been actively involved in his community. He is passionate about leadership and setting a good example for youth. In his free time, Dimitri enjoys reading, travelling, playing golf and tennis, and training for his next endurance race. He resides in Tequesta, Florida, with his wife, Jen, newborn son, Chase, and labradoodle puppy, Bear.
NMLS#: 1552198
Dimitri graduated cum laude from the Villanova School of Business in 2008, where he earned a degree in finance with a concentration in entrepreneurship. He was a four-year varsity tennis player and academic standout. A proud supporter of his alma mater, Dimitri is a founding member of the Villanova Club of Palm Beach County.
Throughout his career, Dimitri has been actively involved in his community. He is passionate about leadership and setting a good example for youth. In his free time, Dimitri enjoys reading, travelling, playing golf and tennis, and training for his next endurance race. He resides in Tequesta, Florida, with his wife, Jen, newborn son, Chase, and labradoodle puppy, Bear.
NMLS#: 1552198
Securities Agent: OR, MO, NJ, MI, MA, CO, OK, NC, IA, HI, AL, GA, OH, NM, MN, DE, WI, VT, RI, KY, IL, VA, TN, SC, NV, ND, MT, CA, WA, NH, DC, AZ, UT, NY, MS, LA, IN, FL, CT, WY, PA, ME, MD, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1552198
CA Insurance License #: CA Insurance #0K98897
NMLS#: 1552198
CA Insurance License #: CA Insurance #0K98897
About Lainie Small
In 2025, Lainie joined the Palm Beach Wealth Management Group at Morgan Stanley as a Vice President and Financial Advisor. She has over 40 years of experience in the financial industry. She has built strong, trusted relationships with clients, earning her a reputation for integrity and personalized service. She takes the time to deeply understand each client’s financial situation, life goals and risk tolerance, crafting customized financial plans that align with their values. By expanding to a larger group of financial advisors within Morgan Stanley, she can provide different strategies and capabilities unique to individual needs. She remains steadfast in her commitment to always act in client’s best interests.
After earning her Bachelor of Science in Business Administration from Upsala College in New Jersey, Lainie Small began her career in the New York City headquarters of E.F. Hutton & Co. in the technical analysis division. In her role, Lainie helped in finding potential investments and trading opportunities to the entire brokerage network. Within a brief time, Lainie had cultivated strong relationships with her business unit and was promoted to cover the oil and entertainment industries. She later transitioned to AllianceBernstein and covered the northeast and western regions of the Direct Sales Team for the institutional marketing unit. Her role entailed a critical focus on engaging directly with institutional asset owners and prospective clients. She transitioned to Lazard Asset Management LLC, where she focused on designing personalized investment strategies and tailored financial solutions for Ultra High-Net-Worth Multigenerational Families.
Lainie is married to Kevin and have two grown children. She values the quality time spent with family and is grateful for their love. In her spare time, Lainie enjoys cooking, exercising, hiking, traveling, and photography.
Her favorite quote, “To fully enjoy life, all of us must find our own breathing space and peace of mind.” ~ James E. Faust
After earning her Bachelor of Science in Business Administration from Upsala College in New Jersey, Lainie Small began her career in the New York City headquarters of E.F. Hutton & Co. in the technical analysis division. In her role, Lainie helped in finding potential investments and trading opportunities to the entire brokerage network. Within a brief time, Lainie had cultivated strong relationships with her business unit and was promoted to cover the oil and entertainment industries. She later transitioned to AllianceBernstein and covered the northeast and western regions of the Direct Sales Team for the institutional marketing unit. Her role entailed a critical focus on engaging directly with institutional asset owners and prospective clients. She transitioned to Lazard Asset Management LLC, where she focused on designing personalized investment strategies and tailored financial solutions for Ultra High-Net-Worth Multigenerational Families.
Lainie is married to Kevin and have two grown children. She values the quality time spent with family and is grateful for their love. In her spare time, Lainie enjoys cooking, exercising, hiking, traveling, and photography.
Her favorite quote, “To fully enjoy life, all of us must find our own breathing space and peace of mind.” ~ James E. Faust
Securities Agent: HI, CT, VT, UT, TN, NV, NH, MO, MD, FL, WI, PA, NY, IL, VA, OK, MI, WA, RI, NJ, MT, MS, TX, IN, DC, ND, NC, MN, ME, KY, OH, NM, CO, SC, OR, IA, CA, AZ, AL, MA, LA, GA, DE; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1674826
NMLS#: 1674826
About Margie Schollmeyer
As Portfolio Associate of the Palm Beach Wealth Management Group at Morgan Stanley, Margie Schollmeyer is in charge of Operations. She is primarily responsible for servicing the needs of our high net worth Clients, which includes onboarding new relationships, cash management and the ongoing maintenance of all accounts.
Prior to joining Morgan Stanley in 2014, Margie worked at Neuberger Berman for six years as a senior vice president in charge of marketing resources. During this time, she led a centralized marketing service team of 20 professionals responsible for all print production, fulfillment, graphic design and maintenance of over 500 core product materials. Prior to that, she worked at UBS Financial Services for 15 years in a variety of roles, most recently as the director of field management, where she structured and administered development for new FAs in their first 24 months of production. Before that, she was a regional sales manager covering the state of Florida, and before that, she was a marketing manager. Margie started her career at PaineWebber, then UBS, as a sales manager for the taxable fixed income desk.
Margie holds an MBA from Baruch College in New York City and a B.A. from the College of Holy Cross, in Worcester, Massachusetts. She and her husband relocated to West Palm Beach from New York City in 2013 to enjoy the warm weather and lifestyle Florida offers.
Prior to joining Morgan Stanley in 2014, Margie worked at Neuberger Berman for six years as a senior vice president in charge of marketing resources. During this time, she led a centralized marketing service team of 20 professionals responsible for all print production, fulfillment, graphic design and maintenance of over 500 core product materials. Prior to that, she worked at UBS Financial Services for 15 years in a variety of roles, most recently as the director of field management, where she structured and administered development for new FAs in their first 24 months of production. Before that, she was a regional sales manager covering the state of Florida, and before that, she was a marketing manager. Margie started her career at PaineWebber, then UBS, as a sales manager for the taxable fixed income desk.
Margie holds an MBA from Baruch College in New York City and a B.A. from the College of Holy Cross, in Worcester, Massachusetts. She and her husband relocated to West Palm Beach from New York City in 2013 to enjoy the warm weather and lifestyle Florida offers.
About Sarah Dellolio
Sarah coordinates and executes all administrative tasks for our team. With 30 years of investment industry experience, Sarah has been a pillar of the team for over 20 years.
About Christy Flores
Christy joined Morgan Stanley in 2024 as a Portfolio Associate and with her extensive experience, helps guide clients’ portfolios rationally and confidently through the market’s many cycles. Christy focuses on building individualized portfolios for each client and participates in the day-to-day operations and administrative needs, including fund transfers, account queries, and trade orders. Through the process of understanding a client’s many complex financial needs, she structures a holistic portfolio by integrating risk management, investment selection, trust & estate planning strategies and retirement planning. Known for listening intently to clients, Christy strives to find opportunities that help add value to clients’ financial objectives, and to their life aspirations.
During her time at Wells Fargo, Christy received the Premier Client Associate Award in 2014, 2015, 2016, 2017 & 2018. The Wells Fargo Premier Client Associate distinction is held by a select group of Registered Client Associates within Wells Fargo Advisors, nominated by their management team for their consistent display of professionalism, integrity and core leadership values. Christy has also received the 2018 Team Member of the Year. The Team Member of the Year award is given to team members for their service and commitment to the vision, values and goals of the firm. She also attained her Series 7 registration in 2000 and her Series 9/10 registrations in 2007.
Christy is a native of Oregon where she graduated Co-Salutatorian, Student Body President, a member of the National Honor Society and a 4-year Letterman in various varsity sports. She relocated to Massachusetts in 1993 where she raised her two daughters, Lauren and Taylor. In 2024 she relocated to Florida. She enjoys watching NASCAR as well as various other sports, playing volleyball and riding her Harley.
During her time at Wells Fargo, Christy received the Premier Client Associate Award in 2014, 2015, 2016, 2017 & 2018. The Wells Fargo Premier Client Associate distinction is held by a select group of Registered Client Associates within Wells Fargo Advisors, nominated by their management team for their consistent display of professionalism, integrity and core leadership values. Christy has also received the 2018 Team Member of the Year. The Team Member of the Year award is given to team members for their service and commitment to the vision, values and goals of the firm. She also attained her Series 7 registration in 2000 and her Series 9/10 registrations in 2007.
Christy is a native of Oregon where she graduated Co-Salutatorian, Student Body President, a member of the National Honor Society and a 4-year Letterman in various varsity sports. She relocated to Massachusetts in 1993 where she raised her two daughters, Lauren and Taylor. In 2024 she relocated to Florida. She enjoys watching NASCAR as well as various other sports, playing volleyball and riding her Harley.
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Awards and Recognition
Forbes Best-In-State Wealth Management Teams
2023-2026 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2023-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)