Welcome

As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Our Process

Our Five Step Consultative Process ensures that we dot all the i's and cross all the t's.  Every client is offered the same experience, start to finish, and this process is crucial to developing the most efficient and accurate wealth strategy and lasting relationship. 
    Icon Image
    Detailed Discovery
    • Define needs, goals, expectations
    • Learn more about family– including children, interests, careers, dependents, parents, etc.
    • Previous/current experience with advisor– likes and dislikes
    • Current investments
    • LifeView Plan
    Icon Image
    Analysis
    • Explain detailed findings on current investments
    • Recommend a broad picture plan based on defined needs, goals and expectations
    • Discuss inputs and results of LifeView Plan to confirm accuracy and complete understanding
    • Set expectation going forward
    Icon Image
    Presentation
    • Propose investment implementation based on all information gathered
    • Interpret results of the LifeView Plan
    • Explain Client Experience
    Icon Image
    Implementation
    • Authorize necessary paperwork
    • Collect "new account profile" information
    • Collect all necessary statements for transfers
    • Provide service expectation packet
    Icon Image
    Continuum
    • 45 day Check-In: Statement Review/Online Access Set Up/OneView Enrollment/E-Delivery
    • Monthly/Quarterly Outreach
    • Quarterly/Semi Annual Client Review

Market Research & Resources

At Morgan Stanley, we provide clients with easily digestible financial analysis from our market research experts. The links below provide further insight on the markets and economic landscape as well as our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life.

    MANAGING FAMILY & GENERATIONAL WEALTH

    Managing significant family and generational wealth is complex and often raises difficult questions. See the resources below for more information about managing and preserving significant family wealth.
      Family Governance and Wealth Education Fact Sheet
      Our mission is to help clients maximize the value of their family capital through the transfer and preservation of the family's shared values, and the creation of an enduring family legacy.
      Fact Sheet
      Opening Pandora's Box: 10 Rules for Talking to Kids About Money
      Discussing family wealth and financial matters with children can be daunting for families. Read the linked article from Glenn Kurlander, Head of Family Governance & Wealth Education at Morgan Stanley, for more information about navigating this delicate subject.
      10 Rules
      Wealth Education Development Plan
      The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.
      Development Plan
      Your Guide to Life and Money Playbook
      Our goal is to help prepare the next generation of leaders, parents, philanthropists, innovators, trustees, executors, board members, and investors by empowering you with the knowledge and tools needed to achieve your goals.
      Playbook
      Estate Planning Strategies
      Tax, Trust & Estate (TTE) strategy has the potential to be incredibly powerful if executed effectively. For a successful TTE plan, it is critical to create a TTE implementation in combination with a TTE strategy.
      Strategies
      Account Opening Form
      Complete this form in its entirety to begin the new account opening process. This form may be used to collect information required to open Personal accounts. Additional account documentation is required.
      Fill Form

    INSIGHTS & INFORMATION

    Tab Image

    Here at Morgan Stanley, we strive to make complex financial ideas more digestible so that our clients understand what is being done on their behalf to plan for their financial future. I am a firm believer of giving my clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.

    The Rules of Housing Affordability Have Changed

    Although mortgage rates are beginning to ease, the number of home sales is expected to languish for now.

    Click Here
    Summer Travel Prepares for Takeoff

    The airlines, cruise companies, hotels and casinos that serve affluent consumers can look forward to a strong season.

    Click Here
    The New Technologies for Longer, Healthier Lives

    Revolutionary ways to prevent and treat disease can add decades to people's lives. Here's what investors should know about the opportunities in the longevity theme

    Click Here
    Overcoming Your 5 Biggest Retirement Challenges

    While saving for a retirement is an important topic, it's at least as important as what comes next: Your plan of action once you enter retirement.

    Click Here

    WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

    Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

      Equity Solutions

      Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

      • Equity Administration and Financial Reporting
      • Liquidity Events
      • 409A Valuation Services and Cap Table Management

      Learn more
      Retirement

      For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

      • Defined Contribution Consulting
      • Solutions-Oriented Plans
      • Fiduciary Investment Oversight

      Learn more
      Deferred Compensation

      Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

      Services include:

      • Recordkeeping and Plan Design
      • Portfolio Construction
      • Wealth Management Services
      Learn more
      Executive Services

      Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

      • Equity Compensation Services
      • Equity Award Analysis
      • Specialized Solutions
      Learn more
      Saving and Giving

      Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

      • College Savings
      • Student Loan Repayment and Refinancing
      • Charitable Giving
      Learn more
      Financial Wellness

      We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

      • Financial Education
      • Digital Tools
      • Financial Guidance

      Learn more

    Location

    701 Town Center Dr
    Suite 902
    Newport News, VA 23606
    US
    Direct:
    (757) 597-9627(757) 597-9627
    Toll-Free:
    (800) 622-3430(800) 622-3430

    Meet The Oyster Point Group

    About Chuck Jarrett

    Chuck has been a Financial Advisor with Morgan Stanley since 2000. He holds B.S. degrees in Accounting and Finance from Ferrum College and is a Portfolio Manager and Senior Vice President within The Jarrett Group. Chuck focuses on helping individuals, families and business owners achieve their financial goals, by providing advice on Investment Planning; Retirement Planning; Insurance Planning; Tax Planning; Estate Planning Strategies; Intergenerational Wealth Transfer Planning; and Educational Savings Planning. Working with a network of highly skilled professionals, he is dedicated in providing high-quality advice and integrated wealth management solutions that can simplify and enhance the quality of his clients’ lives. Chuck lives with his wife Elizabeth, and their three children Payton, Brooke, and Hudson in Williamsburg. When not working Chuck enjoys heading to OBX with his family, playing golf and volunteering for local organizations to give back to his community.
    Securities Agent: AZ, VA, TX, SC, AK, UT, MT, ME, MA, DE, OH, NJ, MI, IL, PA, IA, HI, WA, NC, AR, WV, KY, DC, CT, AL, OR, IN, MN, GA, TN, CA, NY, MO, MD, FL, CO; General Securities Representative; Investment Advisor Representative; Managed Futures
    NMLS#: 1288107

    About James Hicks

    James was born and raised in Minnesota and moved to the Tidewater area as a teenager. He went on to graduate from Hampton Roads Academy and then went to Christopher Newport University, joining the Men’s Lacrosse team. While attending CNU James was active on campus and pursued a double major in Finance and Accounting. James went on to graduate from the Luter School of Business in 2019. While attending university in his senior year, James began an internship with TD Ameritrade in Newport News and then continued working with them in Columbia Maryland upon graduation and got his Series 7 and Series 66 Licenses and became registered as an Investment Adviser Representative and Registered Representative.
    In 2020 James moved to Arlington Virginia and accepted a position with E*TRADE as a Financial Consultant in the Washington DC Branch, working with clients on navigating retirement plan options as well as helping advise them on portfolio allocation and financial planning. James eventually found his way back to the Tidewater area, joining The Oyster Point Group in June of 2022. As a member of the team, James is focused on helping to identify your goals and concerns and prioritize them, to create your financial goal plan. As well as financial planning, James can help clients with cash management solutions and working with our internal Private Bankers. With Morgan Stanley, James also holds the Financial Planning Specialist designation.
    James lives in Newport News with his Bernese Mountain Dog Luna. Together you can find them exploring local breweries or venturing out to go hiking. He also enjoys running, cooking, and bourbon. James additionally serves as a Board Member for the Peninsula Alumni Chapter at CNU and is active in the community.

    Disclaimer:
    Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC.
    Securities Agent: AK, MO, UT, MI, VA, KY, HI, FL, WV, TX, NJ, IL, GA, CA, AL, MT, MN, IA, CO, AR, OH, MD, IN, SC, NY, DE, WA, OR, ME, DC, TN, NC, CT, AZ, PA, MA; General Securities Representative; Investment Advisor Representative
    NMLS#: 2403250
    Wealth Management
    Global Investment Office

    Portfolio Insights

    Read More about On the Markets
    Read "On the Markets"
    This is a video content

    Equity Compensation

    Helping you make the most of your equity awards and better understand how it may fit into your your larger financial picture – today and tomorrow.

    • Vesting events
    • Option expirations
    • Restricted stock units
    • Tax implications

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Retirement plan participants
    • Annuities
    Learn More about Retirement
    A Simple Six-Step Retirement Checkup
    Article Image

    A Simple Six-Step Retirement Checkup

    Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Learn More about Investing
    Rational Investing in an Age of Uncertainty
    Article Image

    Rational Investing in an Age of Uncertainty

    When it comes to investing, even the most savvy of us fall prey to bias and emotional trades. So what triggers should you watch for?

    Family

    Creating customized financial strategies for the challenges that today’s families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Learn More about Family
    529 Plans: A Powerful Tool to Save for Education
    Article Image

    529 Plans: A Powerful Tool to Save for Education

    Though education costs continue to climb, starting to save and invest early can make a difference.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Qualified Retirement Plans
    Learn More about Business Planning
    Financial Planning for Life After Selling a Business
    Article Image

    Financial Planning for Life After Selling a Business

    Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    Learn More about Philanthropy
    Donor Advised Funds: A Smart Way to Manage Your Giving
    Article Image

    Donor Advised Funds: A Smart Way to Manage Your Giving

    There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.

    Financial Wellness

    Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
    • Reduce employee stress,
    • Improve retention and engagement, and
    • Set themselves apart by offering comprehensive financial wellness benefits.
    Learn More about Financial Wellness
    The Business Case for a Financially Resilient Workforce
    Article Image

    The Business Case for a Financially Resilient Workforce

    In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
    Ready to start a conversation? Contact The Oyster Point Group today.
    Market Information Delayed 20 Minutes
    1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.

    For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

    Back to top



    2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

    Back to top



    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    Back to top



    4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    Back to top



    5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    Back to top



    6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

    Back to top



    Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
    https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

    CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

    The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

    Awards Disclosures | Morgan Stanley
    CRC 4665150 (8/2025)