Darren Golde, CPWA®, CIMA®, RMA®
Executive Director, Financial Advisor, Family Wealth Director
Phone:
(847) 480-5401(847) 480-5401
The One Eleven Wealth Management Group at Morgan Stanley
Direct:
(847) 480-5416(847) 480-5416
Toll-Free:
(800) 543-3623(800) 543-3623
Our Mission Statement
Continuity, Collaboration, Commitment
Our Story
The One Eleven Wealth Management Group at Morgan Stanley came together as a team over twenty years ago with a shared vision of how best to serve clients. The core of our original team has been at Morgan Stanley and its predecessor firms for over twenty-five years. The name on the door may have changed over the years but not our commitment to our clients.
We provide integrated investment and planning advice to high-net-worth families in a collaborative relationship utilizing the vast resources of Morgan Stanley, a global financial services leader.
As life evolves and wealth is accumulated, financial strategies become more complex, and options for implementing these strategies increase. Evaluating these options and choosing wisely among them requires the time and expertise of dedicated financial professionals.
We have the expertise and experience to develop and implement a plan that will help you achieve, and protect, your personal and financial goals.
Our team based approach, combined with Morgan Stanley’s digital tools, will help simplify your financial life and empower you to make financial decisions with confidence.
We provide integrated investment and planning advice to high-net-worth families in a collaborative relationship utilizing the vast resources of Morgan Stanley, a global financial services leader.
As life evolves and wealth is accumulated, financial strategies become more complex, and options for implementing these strategies increase. Evaluating these options and choosing wisely among them requires the time and expertise of dedicated financial professionals.
We have the expertise and experience to develop and implement a plan that will help you achieve, and protect, your personal and financial goals.
Our team based approach, combined with Morgan Stanley’s digital tools, will help simplify your financial life and empower you to make financial decisions with confidence.
Services Include
- Wealth ManagementFootnote1
- Wealth PlanningFootnote2
- Financial PlanningFootnote3
- Retirement PlanningFootnote4
- Planning for Education FundingFootnote5
- Cash ManagementFootnote6
- Professional Portfolio ManagementFootnote7
- Sustainable InvestingFootnote8
- Alternative InvestmentsFootnote9
- Estate Planning StrategiesFootnote10
- Business Succession PlanningFootnote11
- Trust ServicesFootnote12
- Philanthropic ManagementFootnote13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
It starts with listening. We, The One Eleven Wealth Management Group, work to understand the full scope of your financial picture. We ask questions – regarding your needs, wants and wishes, your tolerance for risk, your time horizon – and then listen. It’s an ongoing process through which we strive to know all we can about you, your lifestyle and family, your business and your goals for the future. This period of discovery helps us make informed recommendations and design a flexible wealth management plan that is uniquely yours.
We will help align your investment portfolio with your wealth management plan. Our investment philosophy is based upon well-researched concepts that have a meaningful impact on real-world investor returns such as: global diversification, risk management, investor behavior, smart portfolio structure, and tax-aware investment management. As our client, you delegate to our financial advisors the discretionary authority to make investment decisions on your behalf. This enables you to focus on other priorities and commitments in your life, secure in the knowledge your portfolio is in the hands of wealth management professionals.
We will help align your investment portfolio with your wealth management plan. Our investment philosophy is based upon well-researched concepts that have a meaningful impact on real-world investor returns such as: global diversification, risk management, investor behavior, smart portfolio structure, and tax-aware investment management. As our client, you delegate to our financial advisors the discretionary authority to make investment decisions on your behalf. This enables you to focus on other priorities and commitments in your life, secure in the knowledge your portfolio is in the hands of wealth management professionals.
How Morgan Stanley's GPS Can Help You Financial Goal Setting
Our Goals Planning System is built on Morgan Stanley's intellectual capital and capabilities, to provide you with investing and planning solutions for your individual goals.
Your Finances at Your Fingertips
- Morgan Stanley Online and Mobile App
- Total Wealth View Asset Aggregation
- Spending and Budgeting Tool
- Digital Vault
- Cybersecurity
Family Office Resources
Families with substantial wealth typically have complex needs and require highly integrated capabilities. The seasoned professionals of The One Eleven Wealth Management Group have extensive experience addressing both the financial issues and the personal dynamics of wealthy families. In addition to decades of experience in the financial services industry, our team members have deepened their knowledge of the intricacies of wealth management through extensive education and training. One of our team’s Financial Advisors, Darren Golde, is a Morgan Stanley Family Wealth Director. Fewer than 4% of Morgan Stanley's Financial Advisors have earned this highly selective designation. As a designated Family Wealth Director team, we offer wealthy clients a truly differentiated, family office type experience. We have access to Morgan Stanley’s Family Wealth Advisory services, which provide an integrated approach to wealth planning and management to clients and their families.
Family Office Services
- Estate Planning Strategies
- Cash Management And Lending
- Family Governance And Wealth Education
- Philanthropy Management
- Lifestyle Advisory
- Private Health Care Advisory
Location
111 S Pfingsten Rd
Ste 200
Deerfield, IL 60015
US
Direct:
(847) 480-5416(847) 480-5416
Toll-Free:
(800) 543-3623(800) 543-3623
Meet The One Eleven Wealth Management Group
Scott Berk
Senior Vice President, Financial Advisor, Family Wealth Advisor, Lending Specialist
Phone:
(847) 480-5420(847) 480-5420
Howard Felix
Senior Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(847) 480-5466(847) 480-5466
Phone:
(847) 480-5434(847) 480-5434
Julie Eiserman
Wealth Management Associate
Lynnae Nekervis Prokopow, CFP®
Registered Client Service Associate
Elana Pollard
Registered Client Service Associate
About Darren Golde
Darren has over 30 years of experience counseling business owners, corporate executives and wealthy families in the areas of wealth and retirement planning, hedging and monetization, asset allocation and alternative investments. Darren has been in the financial services industry his entire career. He joined Morgan Stanley in 1994 after working for various financial services firms, including Merrill Lynch. During his time with Morgan Stanley, Darren has earned a number of Morgan Stanley designations that give him access to an uncommon assortment of resources and services, among these are his credentials as a Family Wealth Director, Executive Financial Services Director, Portfolio Management Director and Dedicated Equity Plan Specialist.
Darren's education includes all three Investment & Wealth Institute® certifications - Certified Investment Management Analyst® through The Wharton School of The University of Pennsylvania, Certified Private Wealth Advisor® through The University of Chicago Booth School of Business and the Retirement Management Advisor® designation.
He also earned a B.A. in psychology from Indiana University.
Darren lives with his wife in Northbrook, IL. Darren enjoys traveling, boating and is an avid sports fan
Forbes Best-In-State Wealth Management Teams 2024, 2025
Forbes Best-in-State Wealth Advisors ~ 2019, 2020, 2021, 2022, 2023, 2024
2019-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.
Darren's education includes all three Investment & Wealth Institute® certifications - Certified Investment Management Analyst® through The Wharton School of The University of Pennsylvania, Certified Private Wealth Advisor® through The University of Chicago Booth School of Business and the Retirement Management Advisor® designation.
He also earned a B.A. in psychology from Indiana University.
Darren lives with his wife in Northbrook, IL. Darren enjoys traveling, boating and is an avid sports fan
Forbes Best-In-State Wealth Management Teams 2024, 2025
Forbes Best-in-State Wealth Advisors ~ 2019, 2020, 2021, 2022, 2023, 2024
2019-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.
Securities Agent: MO, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, MI, MN, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1270133
NMLS#: 1270133
About Scott Berk
Scott has over 25 years of experience helping wealthy individuals, business owners and their families achieve their financial goals. He joined Morgan Stanley in 1996 after serving briefly as a teacher’s aide. Scott applies his experience and training as a teacher to his client relationships, enhancing his clients' financial literacy and understanding.
Scott has attained Morgan Stanley's Family Wealth Advisor designation. He also earned the designations of Investment Management Consultant and Financial Planning Specialist as a result of advanced study through Morgan Stanley’s Consulting Group University. Scott earned a B.A. in General Studies from Northern Illinois University.
Scott’s two children keep his wife and him busy in their Arlington Heights, IL community. Passionate about the game of golf, Scott is also interested in travel and yoga.
Forbes Best-In-State Wealth Management Teams 2024, 2025
Five Star Wealth Manager ~ 2013, 2014, 2015, 2016, 2017
2013-2017 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2013-2017) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.
Scott has attained Morgan Stanley's Family Wealth Advisor designation. He also earned the designations of Investment Management Consultant and Financial Planning Specialist as a result of advanced study through Morgan Stanley’s Consulting Group University. Scott earned a B.A. in General Studies from Northern Illinois University.
Scott’s two children keep his wife and him busy in their Arlington Heights, IL community. Passionate about the game of golf, Scott is also interested in travel and yoga.
Forbes Best-In-State Wealth Management Teams 2024, 2025
Five Star Wealth Manager ~ 2013, 2014, 2015, 2016, 2017
2013-2017 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2013-2017) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.
Securities Agent: PA, WA, TN, HI, KS, MD, NY, WI, VA, UT, TX, SD, SC, RI, OR, OK, OH, NV, NM, NJ, NH, NC, MN, MI, MA, LA, KY, IN, IL, IA, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, MO; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278718
NMLS#: 1278718
About Howard Felix
Howard has been managing equity and fixed income portfolios for individuals and qualified retirement plans for over 33 years. He began his career as a financial advisor at Merrill Lynch in 1983 after working at Metropolitan Life as an insurance agent. In 1991, he transitioned to Morgan Stanley.
Howard holds the designation of Senior Portfolio Manager. He is a member of Morgan Stanley’s Portfolio Management Institute, an organization dedicated to educating and improving the skills of portfolio managers. Howard has completed advanced training in portfolio management and technical analysis from the Dorsey Wright Institute of Technical Analysis, VA.
In addition to being an avid Blackhawks fan, Howard is a voracious reader. He resides in Highland Park, IL with his wife. Howard has one grown son.
Forbes Best-In-State Wealth Management Teams 2024, 2025
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.
Howard holds the designation of Senior Portfolio Manager. He is a member of Morgan Stanley’s Portfolio Management Institute, an organization dedicated to educating and improving the skills of portfolio managers. Howard has completed advanced training in portfolio management and technical analysis from the Dorsey Wright Institute of Technical Analysis, VA.
In addition to being an avid Blackhawks fan, Howard is a voracious reader. He resides in Highland Park, IL with his wife. Howard has one grown son.
Forbes Best-In-State Wealth Management Teams 2024, 2025
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.
Securities Agent: PA, RI, SC, NY, OR, UT, OH, WI, WA, VA, TX, TN, SD, AR, MN, AL, NM, MO, FL, NV, MA, KS, IN, MD, IA, HI, GA, MI, LA, NC, DE, DC, CT, NJ, CO, CA, AK, AZ, NH, IL, ID, KY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1268391
NMLS#: 1268391
About Ronald Idler
Ron has been a financial advisor since 1997 and began his career with Morgan Stanley Wealth Management in 2001. He received a Bachelor of Arts degree in Economics from the University of Illinois in Urbana-Champaign, Illinois. In addition, Ron has received the designations of Qualified Plan Financial Consultant and Financial Planning Specialist. He has also completed the CERTIFIED FINANCIAL PLANNER(TM) Education Program through the School of continuing studies at Northwestern University in 2007.
Ron has focused his talents on serving the investment needs of high-net-worth clients, as well as corporations. He is responsible for designing and implementing retirement plans that help his clients to attain the retirement lifestyle they aspire to and guiding corporations and their employees in choosing the most suitable retirement investments.
Ron has been married to his wife, Ellen, for 23 years they live in the northern suburbs of Chicago with their two children. He is active in the community and an avid snow skier and golfer.
Forbes Best-In-State Wealth Management Teams 2024, 2025
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.
Ron has focused his talents on serving the investment needs of high-net-worth clients, as well as corporations. He is responsible for designing and implementing retirement plans that help his clients to attain the retirement lifestyle they aspire to and guiding corporations and their employees in choosing the most suitable retirement investments.
Ron has been married to his wife, Ellen, for 23 years they live in the northern suburbs of Chicago with their two children. He is active in the community and an avid snow skier and golfer.
Forbes Best-In-State Wealth Management Teams 2024, 2025
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.
Securities Agent: KY, MA, MD, ME, MI, MN, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, FL, LA, DC, CT, CO, CA, MO, DE, AZ, AR, AL, AK, GA, HI, IA, IL, IN, KS; General Securities Representative; Investment Advisor Representative
NMLS#: 1279524
NMLS#: 1279524
About Julie Eiserman
One of the original members of our team, Julie has been with Morgan Stanley since 1991. Prior to joining the financial services industry, she earned a B.S. from East Carolina University. Julie is registered with her Securities Licenses as a General Securities Registered Representative (Series 7), and a Uniform Securities Agent (Series 63). Julie has completed advanced training in various aspects of the financial services industry from Morgan Stanley.
She loves to spend time with her family and travel. Julie, her husband and two children reside in Hainesville, IL.
She loves to spend time with her family and travel. Julie, her husband and two children reside in Hainesville, IL.
About Lynnae Nekervis Prokopow
Lynnae made the transition to the financial services industry in 2015 following a career in taxation, accounting and audit. Lynnae is a CERTIFIED FINANCIAL PLANNER®™* professional. She also has earned the Retirement Management Advisor® certification from the Investments & Wealth Institute®.
Lynnae is registered with her Securities Licenses Series 7 and Series 66. Lynnae earned the Master of Science in Taxation and the Master of Science in Accountancy degrees from the Kellstadt Graduate School of Business, DePaul University. Lynnae obtained her CPA certification (now non-practicing). Her education includes a B.A. from the University of Michigan.
Lynnae enjoys spending time with her family, including her husband and the families of their daughters and sons, including four grandsons. Lynnae's passions include music, reading and travel. She lives in Deerfield, IL.
*This role cannot solicit or provide investment advice.
Lynnae is registered with her Securities Licenses Series 7 and Series 66. Lynnae earned the Master of Science in Taxation and the Master of Science in Accountancy degrees from the Kellstadt Graduate School of Business, DePaul University. Lynnae obtained her CPA certification (now non-practicing). Her education includes a B.A. from the University of Michigan.
Lynnae enjoys spending time with her family, including her husband and the families of their daughters and sons, including four grandsons. Lynnae's passions include music, reading and travel. She lives in Deerfield, IL.
*This role cannot solicit or provide investment advice.
About Elana Pollard
Elana Pollard is a registered client service associate who began her financial services career with Chase Bank in 2015. Prior to joining the financial services industry, she earned her Bachelor degree in Psychology from the University of Colorado. Elana is registered with her securities licenses series 6, 7, 63, and 66.
She loves going to concerts, catching a Cubs game, and spending time with her family. Originally from Gurnee, Elana and her husband, Robbie, now live in Vernon Hills with their two sons, Jonah and Everett.
She loves going to concerts, catching a Cubs game, and spending time with her family. Originally from Gurnee, Elana and her husband, Robbie, now live in Vernon Hills with their two sons, Jonah and Everett.
Contact Darren Golde
Contact Scott Berk
Contact Howard Felix
Contact Ronald Idler
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Andrew Dittbenner
Private Banker
Casey Friedman
Planning Associate
About Andrew Dittbenner
Andrew Dittbenner is a Private Banker serving Morgan Stanley Wealth Management offices in Illinois.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Andrew began his career in financial services in 2010 and joined Morgan Stanley in 2018. Prior to joining the firm, he was a Senior Premier Banker at BMO Harris Bank, as well as a Financial Center Manager with the Fifth Third Bank.
Andrew received a Bachelor of Science in Business Marketing from Northern Illinois University. He and his wife live in Batavia, Illinois. When not at the office, Andrew volunteers with the Make a Wish Foundation. He also enjoys attending sporting events, as well as spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Andrew began his career in financial services in 2010 and joined Morgan Stanley in 2018. Prior to joining the firm, he was a Senior Premier Banker at BMO Harris Bank, as well as a Financial Center Manager with the Fifth Third Bank.
Andrew received a Bachelor of Science in Business Marketing from Northern Illinois University. He and his wife live in Batavia, Illinois. When not at the office, Andrew volunteers with the Make a Wish Foundation. He also enjoys attending sporting events, as well as spending time with family and friends.
NMLS#: 718951
About Casey Friedman
Casey Friedman is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, she collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, she will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Casey provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
She earned her undergraduate degree from University of Wisconsin-Madison and received the Financial Planning Specialist® designation from the College for Financial Planning. Casey is originally from Wayne, N.J. and currently resides in New York, N.Y.
She earned her undergraduate degree from University of Wisconsin-Madison and received the Financial Planning Specialist® designation from the College for Financial Planning. Casey is originally from Wayne, N.J. and currently resides in New York, N.Y.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The One Eleven Wealth Management Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
12Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
13Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
12Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
13Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
