Managing Director, Wealth Management, Financial Advisor, Family Wealth Director
Phone:
(206) 628-8863(206) 628-8863
The Olympic Group at Morgan Stanley
Direct:
(206) 628-8863(206) 628-8863
Toll-Free:
(800) 426-7837(800) 426-7837
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals.
About Us
The Olympic Group at Morgan Stanley* focuses exclusively on the needs of business owners, corporate executives, and their families. We understand that much of your wealth may be either tied up in your business or concentrated in the stock of your employer. We also understand that your financial challenges extend well beyond your investments. We provide comprehensive wealth management services that encompass both sides of your balance sheet and every aspect of your financial life.
Services Include
- Business Succession PlanningFootnote1
- Stock Plan ServicesFootnote2
- Financial PlanningFootnote3
- Wealth ManagementFootnote4
- Cash Management and Lending ProductsFootnote5
- Professional Portfolio ManagementFootnote6
- Alternative InvestmentsFootnote7
- Sustainable InvestingFootnote8
- Life InsuranceFootnote9
- Estate Planning StrategiesFootnote10
- Trust ServicesFootnote11
- Philanthropic ManagementFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Advice Matters
It starts with listening. We, The Olympic Group at Morgan Stanley, work to understand the full scope of your financial picture. We ask questions – regarding your needs, wants and wishes, your tolerance for risk, your time horizon – and then listen. It’s an ongoing process through which we strive to know all we can about you, your lifestyle and family, your business or career and your goals for the future. This period of discovery helps us make informed recommendations and design a flexible wealth management plan that is uniquely yours.
Outsourced CIO and Family Office Services
Families with substantial wealth typically have complex needs and require highly integrated capabilities. The Olympic Group is committed to careful stewardship of client assets as our efforts help clients address the full spectrum of complex, multigenerational wealth management issues with special attention on tax efficiency and wealth preservation. We have extensive experience addressing both the financial issues and the personal dynamics of wealthy families. In addition to decades of experience in the financial services industry, our team members have deepened their knowledge of the intricacies of wealth management through extensive education and training. We offer high net worth and ultra-high net worth clients a truly differentiated, family office type experience with access to Morgan Stanley’s Family Office Resources and Outsourced Chief Investment Office services, which provide an integrated approach to wealth planning and management to clients and their families.
Outsourced CIO and Family Office Services include the following:
- Outsourced Chief Investment Office (OCIO)
- Investment Policy Statement (IPS) Support
- Fiduciary Oversight
- Asset Allocation Strategy
- Manager Selection & Portfolio Construction
- Alternative Investment Portfolio Experience
- Strategic Estate and Financial Planning
- Wealth Analytics and Solutions
- Insurance Solutions
- Trust Services
- Executive Financial Services (Affiliates and Insiders)
- Lifestyle Advisory
- Private Healthcare Advisory
- Philanthropic Management
- Family Governance & Legacy
- Next Generation Education
Location
601 Union Street
Suite 5200
Seattle, WA 98101
US
Direct:
(206) 628-8863(206) 628-8863
Toll-Free:
(800) 426-7837(800) 426-7837
Meet The Olympic Group
Phone:
(206) 343-2780(206) 343-2780
Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Financial Planning Specialist
Phone:
(206) 344-5041(206) 344-5041
Phone:
(206) 628-4681(206) 628-4681
Tori Fanning, CFP
Financial Planning Analyst
Phone:
(206) 628-8866(206) 628-8866
Natalie Medved
Registered Client Service Associate
Phone:
(206) 628-4890(206) 628-4890
Melissa Ulu
Senior Client Service Associate
Phone:
(206) 344-3553(206) 344-3553
About Jerry Medved
Born and raised in the Pacific Northwest, Jerry and The Olympic Group at Morgan Stanley have focused on developing and delivering tailored strategies to high net worth families and senior corporate executives.
His clients have benefited from his dedication to personal and professional development. As a Family Wealth Director for Morgan Stanley*, Jerry is among a select group of wealth advisors. In 2013, Jerry earned the Certified Private Wealth Advisor® designation delivered by the Investment Management Consultants Association® (IMCA®) and the University of Chicago Booth School of Business. The CPWA designation is an advanced designation designed for financial advisors and consultants who work with high-net-worth clients on the life cycle of wealth. In 2009, Jerry received national recognition by making the Barron’s Top 1000 Financial Advisors. He achieved his Financial Planning Specialist designation in 2002, and became a Senior Investment Management Consultant (SIMC) in 2004. He is an active member of the Investment Management Consultants Association (IMCA), the Association of Professional Investment Consultants (APIC), the Northwest Family Business Advisors, and of the Seattle Philanthropic Advisers Network (SPAN).
Jerry attended the University of Idaho in Moscow where he obtained his B.S. in Finance and also received All American honors as a middle linebacker for Idaho. Jerry is the last of twelve children and is an identical twin. Jerry and his wife Debbie have two children and call Seattle their home. In his spare time, you can usually find Jerry enjoying time with his large family or actively enjoying the great outdoors in the Greater Pacific Northwest.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2009) Data compiled by Barron's based on time period from Sept 2007 - Sept 2008.
His clients have benefited from his dedication to personal and professional development. As a Family Wealth Director for Morgan Stanley*, Jerry is among a select group of wealth advisors. In 2013, Jerry earned the Certified Private Wealth Advisor® designation delivered by the Investment Management Consultants Association® (IMCA®) and the University of Chicago Booth School of Business. The CPWA designation is an advanced designation designed for financial advisors and consultants who work with high-net-worth clients on the life cycle of wealth. In 2009, Jerry received national recognition by making the Barron’s Top 1000 Financial Advisors. He achieved his Financial Planning Specialist designation in 2002, and became a Senior Investment Management Consultant (SIMC) in 2004. He is an active member of the Investment Management Consultants Association (IMCA), the Association of Professional Investment Consultants (APIC), the Northwest Family Business Advisors, and of the Seattle Philanthropic Advisers Network (SPAN).
Jerry attended the University of Idaho in Moscow where he obtained his B.S. in Finance and also received All American honors as a middle linebacker for Idaho. Jerry is the last of twelve children and is an identical twin. Jerry and his wife Debbie have two children and call Seattle their home. In his spare time, you can usually find Jerry enjoying time with his large family or actively enjoying the great outdoors in the Greater Pacific Northwest.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2009) Data compiled by Barron's based on time period from Sept 2007 - Sept 2008.
Securities Agent: CA, NV, MI, MD, WA, VA, NM, MT, TX, SC, LA, UT, GA, DC, CO, AZ, OH, MA, TN, NJ, IL, HI, PA, MS, MN, FL, DE, CT, AK, KY, WI, OR, NY, ND, ID, NE, NC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1255651
CA Insurance License #: 0F89516
NMLS#: 1255651
CA Insurance License #: 0F89516
About Tiffany Shifflette
Tiffany is a CFA Charter holder (CFA®) with over 18 years of industry experience. Tiffany started her career as an intern with the Olympic Group at Morgan Stanley and is back after spending five years in the Portland, OR office. Tiffany was raised in Tacoma and attended the University of Washington where she obtained a BA in Business Administration with a concentration in Finance.
Outside of the office, Tiffany enjoys soccer (she is a passionate Sounders fan), running, hiking with her dog Ozzie and spending time with her family. Tiffany and her husband Peter are parents to a beautiful daughter, Josie.
Outside of the office, Tiffany enjoys soccer (she is a passionate Sounders fan), running, hiking with her dog Ozzie and spending time with her family. Tiffany and her husband Peter are parents to a beautiful daughter, Josie.
Securities Agent: WA, NM, UT, SC, NV, MI, HI, CO, OR, GA, WI, MN, TX, OH, NY, PA, MD, LA, AK, NJ, NC, IL, MT, MA, ID, AZ, DE, DC, CT, CA, VA, FL, MS, TN, KY, NE, ND; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1827766
NMLS#: 1827766
About Megan Karl
Megan Karl has over 25 years of industry experience, the past 20 of which working at Morgan Stanley. Megan specializes in financial and goals planning for our team. She enjoys working closely with our clients, tailoring financial plans that incorporate their values, helping them to achieve their current and future financial goals. Megan graduated from the University of Washington with a Bachelor's Degree in Economics, she has received the firm's Financial Planning Specialist designation and is a Senior Portfolio Manager on our team. Megan lives in Seattle and is married with two children. She enjoys hiking and traveling with friends and family in her spare time.
Securities Agent: AK, ID, WA, UT, OR, NM, MS, WI, SC, NY, MN, KY, FL, CO, CA, AL, VA, SD, OH, IL, GA, DC, AR, ND, DE, HI, MA, TX, NV, NE, LA, IA, NJ, TN, NC, MO, MD, PA, MT, MI, CT, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1993712
NMLS#: 1993712
About Jordan Thayer
I believe that successful folks should spend their time living the life they love with the people they love. That’s why I start by listening – to discover what’s on your mind, and what you're working towards. Then, I work with you to create a step-by-step plan that provides a template for your financial life.
This vision of what a financial advisor can do comes from two sources: my dad was a financial advisor so, growing up, I saw how invested he was in the success of his clients. Then, as an officer in the Marine Corps Reserves, I learned the importance of careful planning and preparation, attention to detail and keeping my mouth shut and listening. I even helped out my Marines in planning for their financial futures, which is why I decided to pursue it as a career. I’d see these big, tough Marines open up about their financial fears for the future, then see how much more optimistic they’d become when they had a plan – as the saying goes, “If you fail to plan, then you plan to fail."
As part of the University Group at Morgan Stanley, I work with successful clients including small business owners and executives of Fortune 1000 companies. My goal is to provide a boutique experience with the resources and backing of a global wealth management firm.
Outside of work I enjoy training Brazilian Jiu-Jitsu, sailing and boating around the Pacific Northwest. My wife Julie and I enjoy taking weekend adventures with our daughter Grace to Mt Rainier National Park and hiking as much as possible. As an avid reader, I enjoy anything pertaining to geopolitics, biographies and non-fiction in general. Julie continues to try to interest me in fiction, but I can’t seem to make the leap.
2021-2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2021 Award - 04/27/2020 through 10/30/2020
2022 Award - 05/10/2021 through 11/12/2021
2023 Award - 04/18/2022 through 10/21/2022
This vision of what a financial advisor can do comes from two sources: my dad was a financial advisor so, growing up, I saw how invested he was in the success of his clients. Then, as an officer in the Marine Corps Reserves, I learned the importance of careful planning and preparation, attention to detail and keeping my mouth shut and listening. I even helped out my Marines in planning for their financial futures, which is why I decided to pursue it as a career. I’d see these big, tough Marines open up about their financial fears for the future, then see how much more optimistic they’d become when they had a plan – as the saying goes, “If you fail to plan, then you plan to fail."
As part of the University Group at Morgan Stanley, I work with successful clients including small business owners and executives of Fortune 1000 companies. My goal is to provide a boutique experience with the resources and backing of a global wealth management firm.
Outside of work I enjoy training Brazilian Jiu-Jitsu, sailing and boating around the Pacific Northwest. My wife Julie and I enjoy taking weekend adventures with our daughter Grace to Mt Rainier National Park and hiking as much as possible. As an avid reader, I enjoy anything pertaining to geopolitics, biographies and non-fiction in general. Julie continues to try to interest me in fiction, but I can’t seem to make the leap.
2021-2023 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2021 Award - 04/27/2020 through 10/30/2020
2022 Award - 05/10/2021 through 11/12/2021
2023 Award - 04/18/2022 through 10/21/2022
Securities Agent: ND, MO, WA, UT, MD, FL, PA, NY, MA, NJ, GA, CO, TX, SC, LA, KY, DE, NV, NM, MS, KS, CA, AL, IA, DC, AZ, WI, MN, IN, ID, OH, VA, OR, NC, MT, HI, MI, IL, CT, AK, WY, TN, OK, NE; General Securities Representative; Investment Advisor Representative
NMLS#: 1447645
NMLS#: 1447645
About Tori Fanning
Tori has been with Morgan Stanley since 2015 and joined the Olympic Group as a Financial Planning Analyst in December 2022. She earned her Certified Financial Planner™ designation in 2019, which she leverages in her role to assist in the creation and maintenance of financial plans for our clients. She also provides portfolio analysis and investment research. Before moving to Seattle and joining Morgan Stanley, Tori worked for a Japanese brokerage firm in her hometown of Chicago, where she traded futures in English and Japanese.
Tori and her husband live in downtown Seattle, and in her free time she enjoys reading, gaming, and traveling. She tries to take at least one international trip every year.
Tori and her husband live in downtown Seattle, and in her free time she enjoys reading, gaming, and traveling. She tries to take at least one international trip every year.
About Natalie Medved
Born and raised in Seattle, Natalie attended Washington State University where she received a BA in Business Administration with a concentration in Finance, as well as a Certificate of Behavioral Business Research.
Natalie began her career at Morgan Stanley as a Wealth Management Intern from 2020 to 2021 and re-joined our team last October as a Client Service Associate. Natalie is a valuable addition to our team, and we are confident that she will contribute significantly to enhancing your overall experience with the Olympic Group.
In her spare time, Natalie is a competitive equestrian and enjoys skiing, hiking, and traveling.
Natalie began her career at Morgan Stanley as a Wealth Management Intern from 2020 to 2021 and re-joined our team last October as a Client Service Associate. Natalie is a valuable addition to our team, and we are confident that she will contribute significantly to enhancing your overall experience with the Olympic Group.
In her spare time, Natalie is a competitive equestrian and enjoys skiing, hiking, and traveling.
About Melissa Ulu
Melissa has over 20 years of industry experience. Melissa lives in West Seattle with her husband and two children. In her free time, she enjoys spending time on the water with her family.
Contact Jerry Medved
Contact Tiffany Shifflette
Contact Megan Karl
Contact Jordan Thayer
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Katie Reed
Senior Private Banker
About Katie Reed
Katie Reed is a Senior Private Banker serving Morgan Stanley Wealth Management offices in Washington.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Katie began her career in financial services in 2002, and joined Morgan Stanley in 2017 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Katie is a graduate of the University of Washington, where she received a Bachelor of Arts in Economics. She lives in Seattle, Washington with her spouse. Outside of the office, Katie enjoys volunteering her time with various organizations which support women, food accessibility, and animals. She also enjoys traveling, Washington Husky football, and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Katie began her career in financial services in 2002, and joined Morgan Stanley in 2017 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Katie is a graduate of the University of Washington, where she received a Bachelor of Arts in Economics. She lives in Seattle, Washington with her spouse. Outside of the office, Katie enjoys volunteering her time with various organizations which support women, food accessibility, and animals. She also enjoys traveling, Washington Husky football, and spending time with family and friends.
NMLS#: 652641
Wealth Management
Global Investment Office
Portfolio Insights
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Olympic Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
