Senior Vice President, Financial Advisor, Global Sports and Entertainment Director, Family Wealth Advisor
Phone:
(605) 399-3103(605) 399-3103
The Ogle Kilpatrick Group at Morgan Stanley
Direct:
(605) 399-3119(605) 399-3119
Our Mission Statement
Our mission is to guide clients through every stage of their financial lives with clarity, care, and strategies tailored to their goals.
Our Story and Services
At The Ogle Kilpatrick Group at Morgan Stanley, our story is centered on helping individuals, families, executives and business owners make informed financial decisions. We begin by understanding each client’s priorities, values and long-term aspirations, then develop a personalized wealth management strategy designed to support those goals. By combining attentive service with the resources of Morgan Stanley, we help clients navigate their financial lives with clarity and confidence.
We believe effective wealth management is built on lasting relationships, open communication and disciplined planning. Whether a client is building wealth, preparing for retirement, navigating a significant life or business transition, or planning a legacy for future generations, our team provides thoughtful guidance through every stage of the journey. As circumstances evolve, we remain focused on helping clients understand their options and make decisions aligned with what matters most to them.
Our wealth management services may include financial planning, investment management, retirement planning, education funding, cash management and lending solutions, risk management, charitable giving and estate planning strategies. When appropriate, we coordinate with clients’ tax and legal professionals to help connect each element of their financial plan. This integrated approach provides clients with a clear framework for addressing current needs while pursuing long-term financial objectives.
Through proactive communication and regular strategy reviews, The Ogle Kilpatrick Group helps clients adjust to changing priorities, market conditions and new opportunities. Our goal is to deliver a personalized experience grounded in collaboration, consistency and an enduring commitment to our clients. Before publishing, please confirm team-specific capabilities and terminology using current Morgan Stanley internal resources and applicable communications-review requirements.
We believe effective wealth management is built on lasting relationships, open communication and disciplined planning. Whether a client is building wealth, preparing for retirement, navigating a significant life or business transition, or planning a legacy for future generations, our team provides thoughtful guidance through every stage of the journey. As circumstances evolve, we remain focused on helping clients understand their options and make decisions aligned with what matters most to them.
Our wealth management services may include financial planning, investment management, retirement planning, education funding, cash management and lending solutions, risk management, charitable giving and estate planning strategies. When appropriate, we coordinate with clients’ tax and legal professionals to help connect each element of their financial plan. This integrated approach provides clients with a clear framework for addressing current needs while pursuing long-term financial objectives.
Through proactive communication and regular strategy reviews, The Ogle Kilpatrick Group helps clients adjust to changing priorities, market conditions and new opportunities. Our goal is to deliver a personalized experience grounded in collaboration, consistency and an enduring commitment to our clients. Before publishing, please confirm team-specific capabilities and terminology using current Morgan Stanley internal resources and applicable communications-review requirements.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Digital Tools
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
When you sign up for MSO, you can conveniently and securely manage your account online or on your mobile device.
Digital Vault
Digital Vault, available on Morgan Stanley Online and the Mobile App, allows you to build a centralized document library where files are stored using encryption.
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
E-Authorization
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Goals Planning System
Have a goal you always wanted to accomplish? Along with your Financial Advisor and our Goals Planning System, you will be able to quantify your goals, get advice on what approach to take, and track your progress. GPS is designed to evolve as your life changes to help you reach your goal, even with varying situations.
Total Wealth View
With this service, you can view all your assets and liabilities together – whether held at Morgan Stanley or elsewhere – in one place for a comprehensive overview of your assets.
Global Sports & Entertainment
Global Sports & Entertainment is a dedicated division of Morgan Stanley Wealth Management that focuses exclusively on the complex financial needs of professional athletes and entertainers. Our division grew out of an understanding that every sports and entertainment profession has its own unique characteristics, earnings profile and career span. Our clients need the support of advisors who understand how their money flows from their work to their wallet and can help them craft innovative financial strategies that match their lifestyle and career trajectory.
Our goal is to help you create and implement strategies to protect what you have earned, create an enduring legacy, and pursue your most important life goals.
Our goal is to help you create and implement strategies to protect what you have earned, create an enduring legacy, and pursue your most important life goals.
Rise Up
As Morgan Stanley Global Sports and Entertainment Directors, we understand the unique financial complexities of your career and have the tools needed to help drive your financial success. We're an elite team with deep, diverse experience, and backed by Morgan Stanley’s global resources and cutting-edge technology. We are equipped to work with you to achieve all your financial goals.
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How We Can Help
Taking care of your family without compromising your own future is important. We can help you understand the mechanics of your financial well-being and navigating the financial world. Our goal is to help you extend your brand or expand your footprint. We aim to stretch peak earnings and plan for your lifetime, as well as helping assist you make the difference you want to see in the world.
Our Process
First we will develop a sustainable budget. Second, we will determine and articulate your financial goals. After that, we will then set financial boundaries that help safeguard your money. We will create strategies to help preserve, grow and transfer wealth. Lastly, we will continue to analyze investment and/or business opportunities.
Financial Solutions for Prospective Pros
The journey to becoming a professional athlete is exciting and challenging. The Global Sports & Entertainment Group can offer financial support at the right moment. Even if an athlete just wants to talk with us to get a second opinion about their options, we’re here to help. It’s all part of our mission to give back to the sports and entertainment community by providing the skills and knowledge to help athletes make smart choices about their finances.
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The Path From Athlete to Entrepreneur
Entrepreneurs and athletes have a lot in common: Both have competitive drives and get-it-done mindsets. They don’t shy away from calculated risks and consider failure as a learning opportunity. Many athletes think about what they’ll do after sports, some choosing to become entrepreneurs. Learn how our team can help plan for success.
Learn More Here
Investing in Life After the Game
Careers in sports and entertainment follow unique financial trajectories that may benefit from a tailored investing approach. A planned approach with the right asset allocation framework can help athletes and entertainers preserve and, in some cases, enhance their career earnings.
Monthly Outlooks & Updates
As a team we strive to simplify complex financial ideas into a digestible format so that our clients can truly understand the work that goes into planning for their financial future and livelihood. we are firm believers in providing clients with as many resources as possible so that they may stay informed on the latest market trends, analyses, and outlooks. The resources below provide in-depth analysis on current market events and finance topics that are affecting the business world today.
Global Investment Committee on the Markets Monthly Report
A monthly publication that summarizes the Global Investment Committee's market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape.
Read more
Global Investment Committee Weekly Research Report
The Global Investment Committee's Weekly Report provides an in depth look at markets, asset class performance and fixed income on a weekly basis.
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909 St Joseph St 6th
Fl
Rapid City, SD 57701
US
Direct:
(605) 399-3119(605) 399-3119
Meet The Ogle Kilpatrick Group
Associate Vice President, Financial Advisor, Global Sports and Entertainment Associate Director
Phone:
(605) 399-3102(605) 399-3102
Cheryl Haugse
Portfolio Associate
Phone:
(605) 339-3119(605) 339-3119
About Brian Ogle
Brian Ogle is a seasoned financial professional with over 25 years of experience at Morgan Stanley, where he has served since 1998. Currently serving as a First Vice President, Brian is also a distinguished Financial Advisor and has earned designations as a Family Wealth Advisor and Global Sports and Entertainment Director.
A proud alumnus of the University of Florida, Brian graduated with a degree in Business Administration and was an active member of the University of Florida Baseball team, where he honed his leadership and teamwork skills. This athletic background has contributed to his strategic approach in managing complex financial portfolios and providing tailored advice to a diverse clientele.
In his role at Morgan Stanley, Brian specializes in delivering comprehensive wealth management solutions, with a particular focus on family wealth planning and the unique financial needs of clients in the sports and entertainment industries. His expertise and dedication have earned him a reputation for excellence and a loyal client base.
Brian is committed to fostering long-term relationships with clients, ensuring that their financial goals are met with precision and care. He continues to leverage his extensive experience and industry knowledge to navigate the ever-evolving financial landscape, providing innovative solutions and strategic guidance.
In his spare time, Brian enjoys coaching and mentoring youth within his community. He has been very involved with different levels of youth sports and coaching. He and his wife, Melanie, have three children, Easton, Peyton and Hudson.
A proud alumnus of the University of Florida, Brian graduated with a degree in Business Administration and was an active member of the University of Florida Baseball team, where he honed his leadership and teamwork skills. This athletic background has contributed to his strategic approach in managing complex financial portfolios and providing tailored advice to a diverse clientele.
In his role at Morgan Stanley, Brian specializes in delivering comprehensive wealth management solutions, with a particular focus on family wealth planning and the unique financial needs of clients in the sports and entertainment industries. His expertise and dedication have earned him a reputation for excellence and a loyal client base.
Brian is committed to fostering long-term relationships with clients, ensuring that their financial goals are met with precision and care. He continues to leverage his extensive experience and industry knowledge to navigate the ever-evolving financial landscape, providing innovative solutions and strategic guidance.
In his spare time, Brian enjoys coaching and mentoring youth within his community. He has been very involved with different levels of youth sports and coaching. He and his wife, Melanie, have three children, Easton, Peyton and Hudson.
Securities Agent: TN, NE, NC, MO, NV, RI, OK, ND, MD, WI, TX, WY, ID, NM, IA, CO, UT, OH, IN, MT, FL, CA, AZ, WA, SD, MN, VT; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1677625
NMLS#: 1677625
About Chris Kilpatrick
Chris Kilpatrick is a proud native of Rapid City and a 1994 graduate of Mount Marty College. Since 1999, he has been happily married to his wife, Sue, and they have two sons. Chris has a strong commitment to his community, having served on several nonprofit boards, including Harney Little League, Storybook Island, Black Hills Community Health Services, and the YMCA. He Currently Serves on the Boards for West Hills Village Senior Living and Black Hills Sports.
Chris joined Morgan Stanley in December of 2018, bringing his 24 years of business experience to his new role. His career began in public accounting, where he spends five years building a solid foundation in financial principles. He then spent 19 years at Black Hills Energy, where he held key roles within the accounting organization, focusing on financial planning and strategic growth initiatives. Drawing from his combined prior experience of public accounting and corporate finance, Chris offers clients a unique perspective and a personalized approach to financial planning. He is dedicated to helping individuals and families navigate complex financial challenges, with the goal of empowering them to help achieve their long-term goals.
As a Financial Advisor, Chris is committed to building a relationship of confidence in which he can work closely with clients to help them define their objectives, explore alternatives, and choose the financial and investment strategies that are most appropriate for them. As relationships evolve, Chris hopes clients will come to regard him as a valued resource – a professional who can help them make a more informed decision on virtually any financial issue. His most important goal: to help clients establish and achieve their objectives, providing guidance that helps their wealth do more for them. Bottom line, Chris look forward to creating and executing a financial plan clients value.
Chris joined Morgan Stanley in December of 2018, bringing his 24 years of business experience to his new role. His career began in public accounting, where he spends five years building a solid foundation in financial principles. He then spent 19 years at Black Hills Energy, where he held key roles within the accounting organization, focusing on financial planning and strategic growth initiatives. Drawing from his combined prior experience of public accounting and corporate finance, Chris offers clients a unique perspective and a personalized approach to financial planning. He is dedicated to helping individuals and families navigate complex financial challenges, with the goal of empowering them to help achieve their long-term goals.
As a Financial Advisor, Chris is committed to building a relationship of confidence in which he can work closely with clients to help them define their objectives, explore alternatives, and choose the financial and investment strategies that are most appropriate for them. As relationships evolve, Chris hopes clients will come to regard him as a valued resource – a professional who can help them make a more informed decision on virtually any financial issue. His most important goal: to help clients establish and achieve their objectives, providing guidance that helps their wealth do more for them. Bottom line, Chris look forward to creating and executing a financial plan clients value.
Securities Agent: MN, MI, IN, CT, FL, WI, AZ, WA, PA, NY, MS, MD, IA, AL, UT, OK, KS, NE, VT, CA, TX, OR, NM, ND, WY, TN, OH, MT, CO, NH, ID, SD, NV; General Securities Representative; Investment Advisor Representative
NMLS#: 1841091
NMLS#: 1841091
About Cheryl Haugse
Cheryl joined Morgan Stanley in 2011, coming from a long career at UBS Financial Services, and its predecessor firm, Piper Jaffray. With more than 30 years of industry experience, Cheryl plays a vital role as the team’s portfolio associate. She is responsible for all areas of client service, including statements, account activity, checks, tax information, market quotes, and much more. Her focus is on providing exceptional quality client support through in-depth operational and administrative account maintenance on a day-to-day basis. Cheryl holds Series 3, 7, 63 and 66 licenses.
When she is not working, Cheryl and her husband, Jack, enjoy motorcycle riding, attending local sports events, and spending time with family.
When she is not working, Cheryl and her husband, Jack, enjoy motorcycle riding, attending local sports events, and spending time with family.
Contact Brian Ogle
Contact Chris Kilpatrick
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Ready to start a conversation? Contact The Ogle Kilpatrick Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
