Greg Rieland
Executive Director, Wealth Management, Financial Advisor
Phone:
(952) 475-4146(952) 475-4146
The Northshore Group at Morgan Stanley
Direct:
(952) 475-4315(952) 475-4315
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
Established in early 2023, our dynamic team, based in the vibrant Wayzata, MN, brings together an impressive 65 years of collective experience. Committed to meticulous planning tailored to individual client needs, our team's primary goal is to provide comprehensive guidance, ensuring every aspect of financial well-being is addressed with precision.
Greg spearheads our focus on alternatives, leveraging his experience to explore innovative avenues for our clients' portfolios. Frank, with a wealth of experience, leads in portfolio management, crafting strategies. Gretchen's dedication to client service ensures that every individual receives the attention and care they deserve, forming the cornerstone of our client relationships.
At the heart of our approach is a collaborative effort, emphasizing the power of teamwork in crafting financial plans that go beyond the conventional. Our team's dedication to strategic planning as a collective unit ensures a perspective that resonates with each client's unique financial journey.
Services Include
- Retirement PlanningFootnote1
- Wealth ManagementFootnote2
- Financial PlanningFootnote3
- Professional Portfolio ManagementFootnote4
- Estate Planning StrategiesFootnote5
- Planning for Education FundingFootnote6
- Business Succession PlanningFootnote7
- Life InsuranceFootnote8
- Cash Management and Lending ProductsFootnote9
- AnnuitiesFootnote10
- Alternative InvestmentsFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Family Office Resources
Family Office Resources provides specialized technical expertise to clients across a broad range of family wealth management issues. View our linked resources below to learn more about Morgan Stanley Family Office Resources capabilities.
Trust & Estate Planning Strategies
With you every step of the way. I analyze your tax and estate structures so that their tax characteristics are accurately incorporated in the asset allocation analysis performed for the client.
Trust & Estate Planning Strategies
Intangible Asset Management
Intangible assets are becoming increasingly important for individuals and companies to grow and generate profits.
Intangible Asset Management
Wealth Education
Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It's not always easy, but starting the conversation is a key step in long-term wealth planning.
Wealth Education
Intergenerational Wealth Planning
Highly-skilled accountants and estate planning attorneys are vital to constructing sound wealth-transfer plans, but sometimes it is the matters these professionals cannot address that pose the greatest challenges.
Intergenerational Wealth Planning
Tax Management
The tax decisions you make today can help you save for years to come. There are many tax smart strategies for your financial plan.
Tax ManagementRetirement Resources
Our team will work with you to understand what your priorities are and implement a customized strategy for you. Whether it is planning for retirement, transitioning into retirement, or managing your assets when already in retirement, our team is equipped with the knowledge and tools to help you accomplish your personal and financial goal.
Understanding Your Savings Vehicle
When it comes to retirement savings, the most important thing is to get started—after all, time is one of your greatest assets. Although retirement may seem far for some, it is essential to get started on planning for future living expenses, potential education funds, or travel costs. Let us help you educate on ways to grow and preserve your wealth.
Learn About 401k Strategies
Transitioning Into a Retirement Mindset
Most retirement preparations focus on financial planning, but it is equally crucial to look at personal considerations that will help you with easing the fear of the unknown. Given that many people overlook the psychological adjustments of retirement, we can help you understand why it’s important to be emotionally (not just financially) ready for retirement.
Risks to Your Retirement
Once you determine what kind of retiree you want to be, we will work together to take a closer look at the risks that might be standing between you and your retirement goals. No matter how well you save during the accumulation phase, it’s critical to plan how you convert those assets to income. We can help you navigate the challenges that may arise.
Learn More About Planning
Impact of Taxes
The strategies you use when taking out your retirement savings can have a significant impact on how much you’ll pay in taxes and may help you keep more of the returns. Each retiree’s situation is different but establishing a tax management strategy for your investments can help you retain more of your investment returns.
Tax-Efficient StrategiesWorking With You
Your goals, hopes and dreams are at the center of our work. That’s why we’ll plan to meet with you at length when you first begin working with us. We’ll ask smart questions and listen carefully, because what you say matters. Once we have a full understanding of your goals and objectives, we’ll suggest ways to begin putting your money to work.
Step 1: Discovery
Our relationship begins with learning more about you. We take the time to fully understand you and your family by evaluating financial needs and investment preferences. We consider all of your challenges, goals, and aspirations when building your financial picture.
Step 2: Goals-Based Planning
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to achieving your financial success. Our strategy incorporates your investment objectives, timeline, cash requirements and risk tolerance.
Step 3: Implementation
We apply extensive research and analysis, and also utilize Morgan Stanley's full suite of resources, to ensure decisive action in all market scenarios.
Step 4: Performance Check-In
Our team creates a personalized agenda for each meeting. We check in with you to deliver metrics around your portfolio and measure trajectory towards your goals. Our ultimate mission is your financial success and well-being.
Modern Wealth Tools
Morgan Stanley is at the forefront of technology in the industry. As a part of our teams services, these resources are readily available for our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More
Morgan Stanley Mobile App
Securely access your Morgan Stanley account–from virtually anywhere.
Learn More
Spending & Budgeting Tool
Built into Morgan Stanley Online, this tool can help you see where your dollars are going.
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn MoreLocation
445 East Lake Street
Suite 320
Wayzata, MN 55391
US
Direct:
(952) 475-4315(952) 475-4315
Meet The Northshore Group
Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager
Phone:
(952) 475-4360(952) 475-4360
Gretchen Bennett
Portfolio Associate
Phone:
(952) 475-4315(952) 475-4315
About Greg Rieland
Greg Rieland began his investment career in 1998, joining his now retired father as a partner in The Rieland Group. As Co-Managing partner of The Rieland Group, his primary responsibilities included client relationships, investment strategies, liability management and client acquisition.
In 2021, Greg became a partner in The Northshore Group. In this role, Greg continues to develop customized investment strategies for high-net-worth clients with a comprehensive perspective in wealth management.
Outside of the office, Greg is an active volunteer in his community, devoting time as a boat captain for the local high school fishing team, and as an assistant baseball coach for the youth baseball program. Greg is an avid hunter and fisherman, and enjoys snowmobiling and spending summer weekends at the lake.
Greg is an active member of the Knights of Columbus, and Mary Queen of Peace Catholic Church in Rogers. Greg also finds time to support several charities including the Ronald McDonald House, the ALS Minnesota chapter, his local parish, as well as many local educational institutions and foundations.
Greg is a graduate of Totino Grace High School in Fridley, MN and St. John's University in Collegeville with a Bachelor’s degree in Economics. Greg resides in Rogers, Minnesota with his wife Sara and their children, Carly, Matt and Joe.
In 2021, Greg became a partner in The Northshore Group. In this role, Greg continues to develop customized investment strategies for high-net-worth clients with a comprehensive perspective in wealth management.
Outside of the office, Greg is an active volunteer in his community, devoting time as a boat captain for the local high school fishing team, and as an assistant baseball coach for the youth baseball program. Greg is an avid hunter and fisherman, and enjoys snowmobiling and spending summer weekends at the lake.
Greg is an active member of the Knights of Columbus, and Mary Queen of Peace Catholic Church in Rogers. Greg also finds time to support several charities including the Ronald McDonald House, the ALS Minnesota chapter, his local parish, as well as many local educational institutions and foundations.
Greg is a graduate of Totino Grace High School in Fridley, MN and St. John's University in Collegeville with a Bachelor’s degree in Economics. Greg resides in Rogers, Minnesota with his wife Sara and their children, Carly, Matt and Joe.
Securities Agent: PA, NV, AR, MT, DE, AZ, AL, WI, SC, NY, MI, VA, UT, NJ, CO, OK, ND, NC, KS, WA, NH, CT, CA, TX, OR, OH, NE, MO, MA, TN, MN, IN, IL, ID, IA, GA, FL, SD, RI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1293949
NMLS#: 1293949
About R. Frank Stains
Frank is the founder of the Northshore Group at Morgan Stanley and is a Senior Portfolio Manager. With over 30 years in the financial services industry, Frank holds the titles of Senior Vice President -Wealth Management, as well as Financial Planning Specialist.
Frank's areas of focus include portfolio construction using technical analysis, fundamental and personalized portfolio management. He provides clients with a level of personalized portfolio management for high net worth individuals and institutional clients, creating customized investment strategies and solutions.
Frank is a graduate from Grace College in Winona Lake Indiana, where he double majored in Business and Psychology. He also played baseball for the Lancers.
Frank is married to his college sweetheart Renee and has two adult twin boys, Daniel and Andrew. In his free time, he loves outdoor activities and spending time with his family.
Frank's areas of focus include portfolio construction using technical analysis, fundamental and personalized portfolio management. He provides clients with a level of personalized portfolio management for high net worth individuals and institutional clients, creating customized investment strategies and solutions.
Frank is a graduate from Grace College in Winona Lake Indiana, where he double majored in Business and Psychology. He also played baseball for the Lancers.
Frank is married to his college sweetheart Renee and has two adult twin boys, Daniel and Andrew. In his free time, he loves outdoor activities and spending time with his family.
Securities Agent: TN, AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, MA, MI, MN, MO, MT, NC, ND, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, SD, TX, UT, VA, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2526868
NMLS#: 2526868
About Gretchen Bennett
Gretchen began her career in the financial services industry in 2015, joining the Northshore Group at Morgan Stanley as their Registered Associate. Since then, Gretchen has become fully licensed, receiving her Series 7 and 66 licenses. As the Client Services Associate, she is primarily responsible for client service, helping to safeguard assets, and operational support for Financial Advisors.
Gretchen graduated from St. Cloud State University in Minnesota, with a bachelor's degree in Business Management.
Outside of work, Gretchen enjoys spending time with her husband, Jake, and their two daughters, Hannah and Alexa. She loves to stay active through volleyball, motorcycle rides, boating, and working out. Her family also has two boxers, Luna and Beau, who always keep them entertained with constant wiggles and love.
Gretchen graduated from St. Cloud State University in Minnesota, with a bachelor's degree in Business Management.
Outside of work, Gretchen enjoys spending time with her husband, Jake, and their two daughters, Hannah and Alexa. She loves to stay active through volleyball, motorcycle rides, boating, and working out. Her family also has two boxers, Luna and Beau, who always keep them entertained with constant wiggles and love.
Contact Greg Rieland
Contact R. Frank Stains
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Northshore Group today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
