Our Story

The Northern Lights Group is the Twin Cities based Morgan Stanley Institutional Wealth Services Team. Our team is focused on serving Nonprofit Institutions both regionally in the upper Midwest and nationally.

In addition, we are able to leverage resources from Morgan Stanley Institutional Wealth Services when providing family wealth planning and corporate retirement solutions.

Our principal team of four members has developed our nonprofit business focus through deep relationships and a passion for making our communities a better place.
Dedication to our Community:
  • Association of Professional Investment Consultants (APIC) - Board President
  • Headway Emotional Health Services - Board of Directors
  • Gillette Children's Specialty Healthcare - Former Board of Trustees
  • YMCA Youth Intervention Services – Former Board Member
  • Westminster Presbyterian Church, Northside Connection – Former Co-Chair
  • Morgan Stanley Diversity Council - Former Board Member
  • Morgan Stanley Consulting Group Wealth Advisory Board - Former Board Member
  • Animal Humane Society - Alumni Board Member, Volunteer
  • St. Olaf College - 25 Year Major Gift Committee Member
  • University of St. Thomas Mentorship Program - Alumni Mentor
Services Include
  • Institutional Services
  • Endowments and Foundations1
  • Sustainable Investing2
  • Cash Management3
  • Alternative Investments4
  • Philanthropic Services
  • Wealth Management5
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Board governed organizations should expect high level service and process when utilizing an investment consultant. Unfortunately, these institutional services are often delivered without personalized local representation.

Your local, dedicated service team, The Northern Lights Group at Morgan Stanley, delivers a customized institutional process for our nonprofit clients. This process leverages Morgan Stanley’s investment management resources with our experience and knowledge in the areas of Investment Policy, Spending Policy, and Board Governance.
Institutional Consulting Services Provided:
  • Investment Policy Statement review and management
  • Asset allocation analysis and design tailored to IPS guidelines
  • Investment managers screening, due diligence and selection
  • Customized performance reporting
  • Board and Staff Education
  • Board Resources - Sample Request for Proposal (RFP), Sample IPS, Sample Spending Policy, etc.
  • Private Label Donor-Advised Fund
  • Impact Investing Solutions
  • Donor assistance (planned giving, stock donations, etc.)
  • 401k/403b administration and management
  • Management of Operating Reserves
Our core institutional business provides our team access to top-tier Firm resources, managers, and industry partners. We are able to offer these services and solutions to Private Family Clients, Corporate Retirement Plans and Business Owners when liquidity events call for institutional level consulting.
Private Family Services:
  • Family Wealth Planning
  • Family Foundations
  • Donor- Advised Funds
  • Philanthropic Services
  • Lending Solutions
  • Financial Planning
  • Insurance Planning
  • Trust/Estate Planning
  • Business Succession Planning
  • Qualified and Non-Qualified Retirement Plans

Location

225 South 6th St
Ste 5100
Minneapolis, MN 55402
US
Direct:
(612) 340-6746(612) 340-6746
Toll-Free:
(800) 786-6770(800) 786-6770

Meet The Northern Lights Group

About Me

Fay graduated from St. Olaf College in 1986 with a double major in Economics and American Studies.  Today, Fay is a Senior Investment Management Consultant with Morgan Stanley and leads the Northern Lights Group based in Minneapolis. Fay and her team focus on consulting to families and small to medium sized local nonprofit organizations.
Fay serves on the Board of Directors of the Association of Professional Investment Consultant’s (APIC) & co-chairs the Professional Development Committee. APIC is an independent trade association of leading consultants, staff, and employees who believe in fostering professionalism through a culture of investment consulting excellence. Fay has also served on the Morgan Stanley’s Consulting Group Wealth Advisory Services Board, and National Diversity Council. Fay is a frequent speaker on investment policy statement design, audits, roles and responsibilities for the nonprofit community.
Along with her growing 30 years of service, Fay is an active community volunteer.  She has strong relationships with numerous non-profit organizations.  Currently, Fay serves on the Board of Directors at Gillette Children’s Specialty Healthcare and as a member of the Investment committee and Philanthropy Committee.
Securities Agent: TX, MN, WI, WA, SD, PA, OR, NY, NV, NM, NJ, NE, ND, NC, MO, MI, MD, MA, IL, IA, HI, GA, FL, DE, DC, CO, CA, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1295675

About Me

Bryant graduated from the University of St. Thomas in 2006 with a B.A. in Business Law.  Today, Bryant is a Financial Advisor providing comprehensive consulting services to nonprofit organizations.
Bryant prides himself on delivering a high degree of service to meet all client needs. Bryant is responsible for conducting investment research, assisting with IPS development, allocation design/modification and investment selection for client portfolios. He is charged with monitoring client portfolios helping to ensure they stay within investment parameters, executing allocation/investment changes and managing client cash needs.  Bryant has also spoken at conferences on a variety of topics including Policy Statement Development and Fiduciary Risk.
Outside of work, Bryant is an active volunteer. He currently serves on the Board of Directors for Headway Emotional Health Services and is a member of the finance committee. He also volunteers as an alumni mentor for the University of St. Thomas Alumni Mentorship program and as a judge for the SIFMA Foundation InvestWrite National Essay Competition. Bryant is an avid outdoors enthusiast, enjoys traveling and loves spending time with his wife Andrea, sons Lucas and Jackson and German Shepherd, Luna.
Securities Agent: WI, TX, MN, WA, SD, PA, OR, NY, NV, NM, NJ, NE, ND, NC, MO, MI, MD, MA, IL, IA, HI, GA, FL, DE, DC, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1288128

About Me

Cassie is our Registered Associate and is returning to her Minnesota roots after beginning her professional career in Dallas, Texas. Cassie was born and raised in Minnesota and moved south to attend the University of North Texas where she earned her Bachelor’s Degree in Finance in 2012. Her career began as an analyst with Fidelity Investments and in 2014 she joined Morgan Stanley Wealth Management in Dallas. Unequivocally known as a people-person, Cassie takes great pride working with others. She enjoys developing client relationships and leveraging her industry experience to assist and simplify client’s financial needs.

Cassie is excited to be back in Minnesota close to her parents and two brothers, Tyler and Michael. In her free time, Cassie enjoys intermural soccer, traveling and cheering for the Minnesota Vikings. You will also often find her supporting and participating in various 5k Charity Race events bringing awareness to a variety of important causes.

 
Investment and Market Perspectives

On the Markets

Family

Creating customized financial strategies for the challenges that today's families face.
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  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
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Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
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  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
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Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Choosing an Environmental Charity

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There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
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Ready to start a conversation? Contact The Northern Lights Group today.
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1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

2The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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