The Apex Point Group at Morgan Stanley

Daniel B. Neuman is an Executive Director, Senior Portfolio Management Director and Wealth Advisor within the Wealth Management Division of Morgan Stanley. His designations include CERTIFIED FINANCIAL PLANNER™ (CFP^®), Certified Exit Planning Advisor (CEPA), Financial Planning Specialist (FPS), Alternative Investments Director, and Qualified Plan Financial Consultant (QPFC). He was named to Forbes' Best-In-State Wealth Advisors in Florida for 2022, 2023 and 2024. Dan and The Apex Point Group were also named a Forbes' 2022-2205 Best-In-State Wealth Management Team for Florida. He has also been recognized in Morgan Stanley's Masters Club.

Drawing on 20+ years of experience and Morgan Stanley’s global resources, Dan develops personalized strategies to address the complex needs of affluent individuals and their families particularly in the financial services industry. Together with specialists in different areas of expertise, Dan offers clients a comprehensive range of services, including: Discretionary portfolio management; “Core & Satellite” investment strategies; Retirement planning; Hedging and monetization of concentrated equity positions; Life insurance analysis and funding, and a full complement of wealth preservation and transfer services. His approach focuses on bringing together all of these elements into a cohesive and integrated financial plan that helps clients enhance and preserve their wealth while enjoying the lifestyle it affords.

Dan is a cum laude graduate with an honors degree in Finance and Business Law. Over his 20+ year career, Dan has performed numerous tasks that have contributed to his success as a Wealth Advisor. Many of his experiences range from equity arbitrage research to institutional interest rate derivative trading. As a philanthropist, Dan has contributed or is involved with many charities including, Student Sponsorship Program (SSP), Project Renewal, Wounded Warrior Project, and Leukemia & Lymphoma Society (LLS). Dan maintains offices in NYC and South Florida, and splits his time between both locations. He is an avid golfer, real estate investor and college football fan.

You can reach Dan at 212-603-6215.


2022-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2022-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

2022-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Jeffrey S. Embree is a Senior Vice President and Financial Advisor within the Wealth Management Division of Morgan Stanley and a founding partner of the Apex Point Group. A dedicated learner throughout his career and a passionate industry impactor, Jeff is a member of the Association of Professional Investment Consultants (APIC). In addition, he has earned the designations of CERTIFIED FINANCIAL PLANNER^® (CFP^®), Chartered Special Needs Consultant^® (ChSNC^®), Certified Divorce Financial Analyst^® (CDFA^®) and Certified Investment Management Analyst^® (CIMA^®) from the Wharton School of Business at the University of Pennsylvania. The Apex Point Group were named from 2022 through 2025 as a Forbes' Best-In-State Wealth Management Team for Florida.

For more than 20 years, Jeff has served his clients with a unified approach to wealth management. He works primarily with high-net-worth individuals and families on their comprehensive wealth planning, portfolio management and asset allocation strategies that incorporate long-term trust and estate planning strategies with inter-generational family considerations. His professional focus also includes helping families prepare for the unique financial considerations that face people with special needs and the financial stages of divorce for those that are contemplating or pursuing marital dissolution.

In addition, Jeff works closely with business owners, Chief Financial Officers and Human Resource executives to help ensure that the 401(k) plans offered at their company are effectively structured and implemented.

Jeff has a passion for giving back to the community and is involved with various organizations focused on serving veterans, including American Corporate Partners. He is also actively involved with his alma mater, Colgate University, where he competed in hockey at the Division 1 level and now serves on the Alumni Council. Jeff continues to be devoted to hockey, serving as the President of the New York City chapter of Hockey Players in Business and plays frequently in his spare time. He is an avid skier, is actively involved as a member of the New York Athletic Club Ski Club and enjoys cycling. Jeff resides in Manhattan and the Hudson Valley with his wife, Emily Carey.

Disclaimers:
Asset Allocation does not assure a profit or protect against loss in declining financial markets.

The use of the CDFA^® designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.

2022-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

As a First Vice President, Senior Portfolio Manager, and Financial Advisor at Morgan Stanley, Philip is focused on providing you with objective advice and premier services to help you protect, manage and grow wealth. Philip's first priority will always be helping you to achieve your financial success. Philip has spent the last 15 years serving high-net-worth investors and their families. Philip’s clients are located all over the country and he is licensed in multiple states for investment/ insurance services.

Prior to joining Morgan Stanley, Philip worked with John Hancock Financial Network in Boca Raton. He consistently was awarded with John Hancock’s ACE (Achieving Client Excellence) award and qualified for the Million Dollar Round Table (MDRT), an organization of some of the top financial advisors in the industry. Continuing education is crucial in financial services. Philip studied Finance at Florida Atlantic University. He presently holds multiple FINRA licenses; the series 7, series 6, series 63, series 65, and the state of FL’s 2-15 license for Health & Life insurance including Annuities. The Apex Point Group was named a Forbes' 2022-2025 Best-In-State Wealth Management Team for Florida.

In his spare time you will find Philip spending time with his family, fishing, bowling, playing golf, or playing softball. Philip has been married to Nicole since 2007 and they have 2 children, Mariah and Jaxson.


2022-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Sam’s principal focus as team analyst is providing clients with customized investment solutions to help them achieve their long term financial goals and navigate challenging market environments. His experience and passion for all things investing helps him review client portfolios and identify opportunities to implement tailored investment advice. Sam is also responsible for all investment due diligence and understanding how the objectives of each strategy fit with the goals of our clients. He also constantly monitors both economic and market conditions to pinpoint when certain tactical strategies may be implemented. He currently holds the Chartered Alternative Investment Analyst (CAIA^®) designation.*

Sam graduated from Colby College with a bachelor’s degree in economics and also competed in football for the school. He currently resides on the Upper East Side with his wife Robin and is an avid sports fan, softball player, and cook.

*This role cannot solicit or provide investment advice

Michelle is a Senior Registered Client Associate with 20 years experience in the financial industry. She worked on the floor of the New York Stock Exchange for 10 years, and transitioned over to Morgan Stanley in 2007. Michelle is often the first line of contact on a broad array of administrative and operational services for clients. From opening and processing new account documents, trades, client wires, checks, journals, ACH transactions and a variety of other client inquiries. Michelle is passionate about providing excellent service with patience and dedication.

Michelle holds a Bachelor of Arts from Eastern Connecticut State University and currently holds a Series 7 and 63 FINRA registrations. Outside of the office, she enjoys spending time with her family and friends, traveling and listening to live music.

Rachal Rich is a Wealth Management Associate at Morgan Stanley. With more than 25 years of experience in financial services, Rachal focuses on helping ensure that clients’ wealth management needs are met with diligence and in keeping with their larger financial goals.

Rachal began her career in financial services as a Client Services Associate with Smith Barney in 1997. Over the years, she became a leader in that role and was recognized for her outstanding achievements and excellence in client service. It was a natural progression for Rachal to enter Morgan Stanley’s Financial Advisor Associate program in 2018.

With a strong work ethic and client-centered approach, Rachal has extensive experience with all aspects of the financial planning process.

Outside of work, Rachal is passionate about giving back to the community. In her spare time, she volunteers at several animal rescue shelters and family centers.