Phone:
(706) 823-8114(706) 823-8114
Industry Award WinnerOur Mission Statement
We help our clients make the most of their wealth so they can maximize their impact on the people and ideas they care about most.
ABOUT US
At The Nautilas Group, we guide our clients toward their financial goals with clarity, care, and purpose. Our team brings decades of experience to every strategy we create, grounded in thoughtful analysis and proven practices. As lifelong boating enthusiasts and members of the Augusta Sailing Club, we share a deep appreciation for preparation, steady navigation, and disciplined decision-making—values that shape the way we serve our clients.
We work closely with each client to understand what matters most, designing strategies that align with their priorities and navigating the complexities of the financial landscape with precision. Our approach ensures that every step is intentional and focused on achieving your long-term objectives.
With The Nautilas Group, you gain a team committed to helping you reach your goals—steering your financial journey with experience and insight every step of the way.
We work closely with each client to understand what matters most, designing strategies that align with their priorities and navigating the complexities of the financial landscape with precision. Our approach ensures that every step is intentional and focused on achieving your long-term objectives.
With The Nautilas Group, you gain a team committed to helping you reach your goals—steering your financial journey with experience and insight every step of the way.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
THE 3PI PLANNING & INVESTMENT FRAMEWORK
The Nautilas Group offers a disciplined approach designed to bring clarity, structure, and confidence to your financial life. Our 3PI Planning & Investment Framework—Philosophy, Process, Planning, and Investing—provides a consistent method for organizing your financial picture and helping you make informed decisions as your needs evolve.
P1: Philosophy
Our philosophy is built on the belief that thoughtful planning begins with clear processes, consistent principles, and the effective use of modern technology. We emphasize: Our Process defines how we work with you and how your plan progresses over time. It is structured around four core steps:
• Straightforward, repeatable processes
• A disciplined and efficient approach
• State-of-the-art planning tools to support decision-making
These principles form the foundation for every strategy we design.
• Straightforward, repeatable processes
• A disciplined and efficient approach
• State-of-the-art planning tools to support decision-making
These principles form the foundation for every strategy we design.
P2: Process
Our Process defines how we work with you and how your plan progresses over time. It is structured around four core steps:
• Discover – First, we learn your goals and priorities to understand the full context of your finances
• Create – Next, we design tailored strategies using analysis, risk review, and scenario-based testing.
• Act – Then, we implement your plan with clear coordination to support your financial objectives.
• Adjust – Finally, we refine your plan as your life, priorities, and market conditions evolve.
• Discover – First, we learn your goals and priorities to understand the full context of your finances
• Create – Next, we design tailored strategies using analysis, risk review, and scenario-based testing.
• Act – Then, we implement your plan with clear coordination to support your financial objectives.
• Adjust – Finally, we refine your plan as your life, priorities, and market conditions evolve.
P3: Planning
Every plan we develop is tailored to the individual. Through detailed analysis, disciplined modeling, and stress testing—including “bad-timing” market scenarios—we help you understand how your strategy may perform across different conditions. This allows us to align your plan with both your immediate needs and long-term goals.
I: Investing
Our investment approach combines disciplined strategy with contemporary portfolio research. We focus on:
• Objectivity and consistency
• A long-term perspective
• Multi-factor and quantitative insights
• Managing risk and seeking tax-efficient outcomes
We design portfolios that support your overall financial plan and evolve as your goals and circumstances change.
• Objectivity and consistency
• A long-term perspective
• Multi-factor and quantitative insights
• Managing risk and seeking tax-efficient outcomes
We design portfolios that support your overall financial plan and evolve as your goals and circumstances change.
PLANNING YOUR FUTURE
Our team is dedicated to understanding your priorities during these crucial years and implementing a customized strategy tailored to your needs. Whether you are planning for retirement, transitioning into retirement, or already managing your assets in retirement, we have the resources and expertise to help you achieve your personal and financial goals.
A Simple Six-Step Retirement Checkup
Checking in on your retirement plan may make a lot of sense, especially when market volatility arises. Regularly reviewing your retirement plan can help ensure that your financial goals remain aligned with your current circumstances and future aspirations, providing peace of mind even during uncertain times.
Learn more about 401k Strategies
The Psychological Transition into Retirement
While most retirement preparations emphasize financial planning, it is equally important to consider personal factors and address the fear of the unknown. Many individuals overlook the psychological adjustments that accompany retirement. We are here to help you understand the significance of being emotionally, as well as financially, prepared for this new chapter.
Risks to Your Retirement
Once you determine the type of retirement you envision, we will work together to closely examine the risks that may stand between you and your retirement goals. Regardless of how well you save during the accumulation phase, it is crucial to plan how to convert those assets into income. We are here to help you navigate any challenges that may arise.
Log in to Your Account
Overcoming Your 5 Biggest Retirement Challenges
While saving for retirement is essential, what follows is equally important: your plan of action once you enter retirement. Regardless of how well you save during the accumulation phase, it is critical to plan how to convert those assets into income. This ensures you can enjoy your retirement without financial stress.
Tax-Smart StrategiesVALUABLE INVESTOR RESOURCES
We offer a suite of digital tools designed to simplify and enhance your financial life. These resources translate complex market analysis into clear, actionable insights. Our goal is to provide you with the clarity and confidence needed to make well-informed financial decisions.
Morgan Stanley Online (MSO)
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity. Features include paperless documents, bill pay and secure account management.
Log in to MSO
Total Wealth View
Complete your financial picture with total wealth view. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Link Your Accounts
GIC Weekly
A publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape.
Read the Most Recent Report
Morgan Stanley Ideas
Read our perspective on what's shaping the world today, and tomorrow. We cover topics ranging from health care, sustainability, macroeconomics and technology.
Explore Our Ideas
Digital Vault
The Digital Vault on Morgan Stanley Online allows you to build a centralized document library where all documents are stored using encryption.
Digital Vault Client Guide
Cash Management and Lending
Complement your investment strategy and benefit from greater flexibility when you take advantage of our industry-leading cash management and financing solutions. Smart use of borrowing can help provide funding for personal, business or real estate needs– potentially without selling your investments.
Beyond Basic BorrowingPERSONALIZED SOLUTIONS
From buying a home to rolling over your 401(k) to leaving a lasting legacy, we are here to answer your financial questions and implement the best strategies for your specific goals and circumstances. Here are just some of the questions we help our clients answer every day.
Financial Planning
Life is constantly changing. How do I prepare for a more secure future knowing that certain events – like a divorce or a death in the family – can dramatically impact my plans?
Retirement Planning
Have I saved enough for retirement so I can maintain my current lifestyle without worrying I’ll run out of money? What is the best way to re-invest my 401(k) when I get ready to leave my company and retire?
Asset Organization
I have assets spread across multiple organizations and platforms. How do I get organized and simplify my financial life?
Managing Risk
Life’s risks can reveal themselves in many ways – from loss of life to loss of health. How do I protect myself and my family from life’s unknowns?
Professional Portfolio Management
I have so many things I want to do with my life. How can one investment strategy balance them all?
Charitable Giving
Are my charitable donations having the impact I want them to have?
Growing Older
Given extended life expectancy, how do I make certain I can afford the health services I may need?
Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Are you prepared?
Location
1 10th St
Suite 600
Augusta, GA 30901
US
Direct:
(706) 823-8159(706) 823-8159
Meet The Nautilas Group
First Vice President, Financial Advisor, Senior Portfolio Manager, Financial Planning Specialist
Phone:
(706) 823-8116(706) 823-8116
Phone:
(706) 823-8159(706) 823-8159
About James Brian Keith
Brian focuses on helping clients preserve and grow their wealth while creating income strategies designed to last through every stage of life. He is a Financial Planning Specialist with nearly two decades of experience serving high-net-worth individuals and their families.
Prior to his career in wealth management, Brian led multiple teams at the Savannah River Site, developing a disciplined, results-driven leadership approach that continues to shape the way he serves clients today. He earned a Bachelor of Science in Business Administration from Limestone College.
Brian is a Past Commodore of the Augusta Yacht Club and Past Treasurer of the Modoc Shores Association. He is also a Leadership Augusta alumnus and remains active with the Augusta Metro Chamber of Commerce. Outside of work, Brian enjoys boating, skiing, and traveling. He is married to Debbie Keith, and they have one daughter, Rachael.
Prior to his career in wealth management, Brian led multiple teams at the Savannah River Site, developing a disciplined, results-driven leadership approach that continues to shape the way he serves clients today. He earned a Bachelor of Science in Business Administration from Limestone College.
Brian is a Past Commodore of the Augusta Yacht Club and Past Treasurer of the Modoc Shores Association. He is also a Leadership Augusta alumnus and remains active with the Augusta Metro Chamber of Commerce. Outside of work, Brian enjoys boating, skiing, and traveling. He is married to Debbie Keith, and they have one daughter, Rachael.
Securities Agent: TX, WA, SC, NV, NC, AZ, AL, NY, NJ, IN, CA, MI, FL, VA, OH, MD, CT, TN, GA, CO, AK, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1270134
NMLS#: 1270134
About Jeremy E Wilson
Jeremy’s areas of focus include estate planning strategies, investment management, and concierge-level client service. He works closely with clients and their other advisors to help ensure financial plans are coordinated, comprehensive, and aligned with long-term goals.
He is a Financial Planning Specialist with over 10 years of experience serving affluent individuals and families. Prior to establishing his wealth management practice, Jeremy served nine years in the U.S. Army, including multiple overseas and combat tours. During his military service, he attended Troy University.
Jeremy is a past Commodore of the Augusta Yacht Club and remains actively involved in the community through nonprofit board service and as Chair of the Distinguished Citizen’s Award. He is also a member of the Augusta Sailing Club and enjoys boating, sailing, coaching youth sports, and spending time outdoors. Jeremy is married to Ashley Wilson, and they have two children, Elton and Ellie.
He is a Financial Planning Specialist with over 10 years of experience serving affluent individuals and families. Prior to establishing his wealth management practice, Jeremy served nine years in the U.S. Army, including multiple overseas and combat tours. During his military service, he attended Troy University.
Jeremy is a past Commodore of the Augusta Yacht Club and remains actively involved in the community through nonprofit board service and as Chair of the Distinguished Citizen’s Award. He is also a member of the Augusta Sailing Club and enjoys boating, sailing, coaching youth sports, and spending time outdoors. Jeremy is married to Ashley Wilson, and they have two children, Elton and Ellie.
Securities Agent: FL, CT, VA, CA, AK, OR, NY, MA, AL, NJ, TN, SC, NC, WA, TX, CO, MD, IN, OH, MI, HI, GA, AZ, NV; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1751495
NMLS#: 1751495
About Jessica Wood
Jessica has lived in the CSRA her entire life and brings over 10 years of experience in retail banking, along with more than 8 years in wealth management and financial planning. She is passionate about serving people and helping clients build, preserve, and manage their wealth. Jessica is focused on delivering timely, customized solutions designed to support both financial and life goals.
She is married to James Wood, and together they have five children. Jessica and her family are active members of Faith Community Church in Lincolnton, GA, where she serves on the praise team and supports the youth ministry.
She is married to James Wood, and together they have five children. Jessica and her family are active members of Faith Community Church in Lincolnton, GA, where she serves on the praise team and supports the youth ministry.
Contact James Brian Keith
Contact Jeremy E Wilson
Contact Jessica Wood
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Josue Levis
Planning Associate
About Josue Levis
Josue Levis Jr. is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Josue provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Florida Atlantic University and received the Financial Planning Specialist® designation from the College for Financial Planning Josue is originally from Boca Raton, Florida and currently resides in Alpharetta Georgia.
He earned his undergraduate degree from Florida Atlantic University and received the Financial Planning Specialist® designation from the College for Financial Planning Josue is originally from Boca Raton, Florida and currently resides in Alpharetta Georgia.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Nautilas Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
