Welcome

As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Services Include
  • Annuities1
  • Business Planning2
  • Business Succession Planning3
  • Endowments and Foundations4
  • Long Term Care Insurance5
  • Municipal Bonds6
  • Philanthropic Services
  • Qualified Retirement Plans7
  • Retirement Planning8
  • Trust Accounts9
  • Wealth Management10
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Our Process

The Murray Group Wealth Management Process






DISCOVER


Our relationship begins with a thorough understanding of your immediate needs, priorities and goals. We’ll discover details about your credit and basic finances and help you take precautions to maintain credit and preserve assets.


CREATE


We develop a tailored roadmap to begin to help you rebuild your wealth and achieve the outcomes you seek. We’ll identify the strategies to help you:
• Plan for retirement
• Provide healthcare protection for yourself and your children
• Revise your estate plan


ACT


Next, we help you implement the strategies we formulate together, taking into account special circumstances, such as alimony, child support and tax consequences of selling large assets like your home.


ADJUST


Achieving your goals requires vigilance and flexibility. We help monitor your progress and make adjustments as life evolves, markets and tax laws shift and priorities change.

    Financial Planning

    Financial Planning with the Murray Group


    Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized.

    Using our suite of tools — our LifeView® platform — we can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions. 

    LifeView® helps us:








    Analyze your current investments, and financial situation

    Review and prioritize your goals with you, such as Retirement

    Education funding

    Major purchases and philanthropic goals

    Protect your goals

    Develop wealth transfer strategies








    Click the links below to access the sample LifeView® Goal Analysis and Client Profile:




    LifeView® Goal Analysis Client Profile

    Sample LifeView® Goal Analysis

    Investing with Impact

    Investing with Impact

    Morgan Stanley has the resources and expertise to deliver value for our four million-plus individual and institutional clients. Working with our diverse clients and helping manage their financial goals in a complex and changing market increasingly depends on a deeper relationship that extends beyond market fluctuations. This is why Morgan Stanley launched an approach to investing in 2012 that we call Investing with Impact. Investing with Impact aims to generate market-rate financial returns while demonstrating positive environmental and/or social impact.

    Our client-centered approach helps the families, individuals and organizations we serve to invest in a way that aligns their personal or organizational values with their investments. By drawing from the firm’s wide array of capabilities, Morgan Stanley has been able to leverage its market position as a leading Wealth Management firm to empower our clients to Invest with Impact.




    Click here to go to the institute for Sustainable Investing

    Location

    2005 So. Broadway
    Santa Maria, CA 93454
    US
    Direct:
    (805) 928-4311(805) 928-4311

    Meet The Murray Group

    About Me

    Eddie Murray is a Financial Advisor with The Murray Group at Morgan Stanley. Since 2002, he has handled the investment portfolios of business owners and ultra-high net worth individuals throughout the U.S. Eddie focuses on fixed income and dividend paying investments, building strategic portfolios of preferred stocks and municipal bonds for clients looking to produce dividends.

    Eddie grew up in Santa Maria, California and graduated from California State University – Fresno with a B.S. degree in Industrial Technology. Eddie joined Morgan Stanley in 2002 and subsequently completed the rigorous requirements to become certified by the Wharton School for Advanced Training in Investment Consulting.

    Today, Eddie and his wife, Jennifer, run a successful financial planning and management business for their Murray Group clients. As the fixed income professional, Eddie’s primary goal is first to protect client assets against market uncertainties then to produce steady returns. His fixed income strategies are designed to weather difficult market conditions yet provide high levels of cash flow.

    Outside of work Eddie coaches his son’s baseball team, is involved with the local Boys and Girls Club and is a member of the St. Joseph Scholarship Advisory Committee. A former golf pro for celebrity clients at the prestigious GlenEagles Country Club near Dallas, Texas, Eddie now sits on the board of The First Tee of Central Coast, a non-profit whose mission is to improve the lives of young people by emphasizing educational and character development through the game of golf.
    Securities Agent: AK, AZ, CA, CO, FL, GA, ID, IL, KY, MT, NC, NE, NM, NV, NY, OH, OK, OR, TX, UT, WA; Investment Advisor Representative; General Securities Representative; Managed Futures
    CA Insurance License #: 0D97431

    About Me

    Jennifer Murray is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Financial Advisor with The Murray Group at Morgan Stanley.

    As a CFP®, Jennifer approaches every financial conversation with a client from a comprehensive point of view. She develops personalized investment strategies for The Murray Group’s clients that are designed to balance risk versus reward, while taking into account a clear understanding of her clients’ risk tolerance comfort levels, goals, and investment timeframe.

    A Texas native, Jennifer headed west to attend California State University – Fresno, graduating with a B.S. degree in Business Administration with a specialization in accounting. She and her husband, Eddie, returned to Dallas after graduation where Jennifer pursued her career in public accounting and financial management as a CPA with Arthur Andersen and Price Waterhouse. For almost a decade, she worked as a financial consultant to some of the world’s largest software companies.

    In 2002, when Eddie’s father offered to mentor Jennifer and Eddie as Financial Advisors, they jumped at the opportunity to return to California, to join a flourishing financial advisory business and to raise their children in a family-friendly environment. Jennifer joined Morgan Stanley in 2002 and completed the rigorous requirements to attain the CFP® designation from the College of Financial Planning in 2006.

    Today, Jennifer and Eddie run a successful financial planning and management business for their Murray Group clients. In addition to raising their two children, Jennifer is very involved with the Santa Barbara Foundation, serving on committees and as a Board Trustee for the past nine years. She is also a member of the North County Advisory Committee of the Scholarship Foundation of Santa Barbara.
    Securities Agent: AK, AZ, CA, CO, FL, GA, HI, ID, IL, MA, MT, NE, NV, NY, OK, OR, PA, TN, TX, UT, VA, WA; Investment Advisor Representative; General Securities Representative; Managed Futures
    NMLS#: 1368456
    CA Insurance License #: 0D97432
    From Our Team

    LifeView Goal Analysis Client Profile


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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    Your Financial World. On the Go.

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    Reserved | Living & Giving

    Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
    Learn more about Reserved | Living & Giving
    Sign Up for eDelivery

    Sign Up for eDelivery

    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
    Learn more about Sign Up for eDelivery
    Access Morgan Stanley Online

    Access Morgan Stanley Online

    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
    Learn more about Access Morgan Stanley Online
    Ready to start a conversation? Contact The Murray Group today.
    Market Information Delayed 20 Minutes
    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

    5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    6Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

    7Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

    8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


    CRC 2019752 10/2018