Antonio M. Monk
Executive Director, Wealth Advisor, Senior Portfolio Management Director, Executive Financial Services Director, Family Wealth Director
Phone:
(972) 774-6557(972) 774-6557
The Monk Wealth Management Group at Morgan Stanley
Direct:
(972) 774-6557(972) 774-6557
Toll-Free:
(800) 366-9194(800) 366-9194
Our Mission Statement
We understand the complexities of wealth and deliver tailored advice and solutions to help achieve the financial goals you've set for you and your family.
A Personalized Approach to Family Wealth Management
As your wealth grows, so too does its complexities and the resources required to manage it effectively. At The Monk Group at Morgan Stanley, we are an experienced team of credentialed professionals dedicated to providing tailored advice and resources helpful in simplifying your financial life. We seek to accomplish this through a highly personalized approach that focuses primarily on listening, so that we may gain a thorough understanding of the priorities and goals that are most important to you and your family.
As a successful corporate executive or business leader, your finances become more complicated as you take on more and more responsibility. We understand the challenges you face and the level of sophistication you expect. Over the years, we have developed the knowledge and proficiencies needed to help optimize your wealth, while integrating outside assets into a comprehensive wealth management plan. Most importantly, we are committed to building longstanding relationships, and are proud of the fact that many of our clients have been with us for many years and have allowed us the opportunity to help them grow and preserve their assets over multiple generations.
Money, in and of itself, does not always create the necessary capabilities to manage it skillfully. Our vision is to be recognized as a premier advisory practice dedicated to helping financially successful individuals and their families manage the intricate issues involved in comprehensive wealth management. We believe the more complex your financial situation, the more valuable we are to you and the more rewarding your overall experience will be.
At The Monk Group, we know how hard you are working to achieve your goals, and will work even harder to help ensure your wealth leads to continued prosperity for you, your family and the causes you care about most.
As a successful corporate executive or business leader, your finances become more complicated as you take on more and more responsibility. We understand the challenges you face and the level of sophistication you expect. Over the years, we have developed the knowledge and proficiencies needed to help optimize your wealth, while integrating outside assets into a comprehensive wealth management plan. Most importantly, we are committed to building longstanding relationships, and are proud of the fact that many of our clients have been with us for many years and have allowed us the opportunity to help them grow and preserve their assets over multiple generations.
Money, in and of itself, does not always create the necessary capabilities to manage it skillfully. Our vision is to be recognized as a premier advisory practice dedicated to helping financially successful individuals and their families manage the intricate issues involved in comprehensive wealth management. We believe the more complex your financial situation, the more valuable we are to you and the more rewarding your overall experience will be.
At The Monk Group, we know how hard you are working to achieve your goals, and will work even harder to help ensure your wealth leads to continued prosperity for you, your family and the causes you care about most.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Outsourced Chief Investment Office (OCIO)
The Monk Wealth Management group offers a comprehensive, full discretion Chief Investment Officer relationship, allowing our client’s Investment Committee to focus on the big picture rather than day-to-day operations.
A challenging and complicated investment landscape has made fiduciary oversight and portfolio management increasingly difficult. OCIO is one of the fastest-growing trends in investment management, driven by increased complexity in the financial markets.
An Outsourced Chief Investment Office (OCIO) facilitates the delegation of fiduciary responsibilities to a third-party investment manager, providing tailored portfolio solutions including:
• Investment expertise
• Portfolio construction & risk management
• Investment platform access
• Cost efficiencies
A challenging and complicated investment landscape has made fiduciary oversight and portfolio management increasingly difficult. OCIO is one of the fastest-growing trends in investment management, driven by increased complexity in the financial markets.
An Outsourced Chief Investment Office (OCIO) facilitates the delegation of fiduciary responsibilities to a third-party investment manager, providing tailored portfolio solutions including:
• Investment expertise
• Portfolio construction & risk management
• Investment platform access
• Cost efficiencies
How the OCIO Relationship Works
Since 1992, we have delivered tailored investment solutions, grounded on a disciplined process, leveraging the full resources of Morgan Stanley. Learn what to expect from the OCIO relationships, and do not hesitate to reach out if you have questions or wish to discuss.
View Here
Importance of an Investment Policy Statement
For institutions, high-net-worth individuals, and family offices, developing an investment policy statement that reflects their goals and objectives is increasingly important for long-term investing success.
Learn MoreDeep Experience
At The Monk Wealth Management Group, we are honored to work with a select group of highly successful professionals and business leaders across the country, who value our depth of knowledge and experience in providing comprehensive wealth management solutions that are tailored to help them achieve their most important life goals.
We combine the vast resources of a global financial powerhouse with the intimate relationship you expect from an investment boutique. What’s more, we are dedicated to continuing education for every member of our team. Over the years, our founding partner, Tony Monk, has earned Morgan Stanley’s distinguished designations of Wealth Advisor, Executive Financial Services Director and Portfolio Management Director. These advanced certifications demonstrate Tony’s aptitude to understand the sophisticated needs of our high net worth clients.
What we feel differentiates us from other financial advisory teams is our astute problem-solving skills coupled with an impassioned willingness to roll up our sleeves and identify forward thinking strategies that help meet and exceed your particular objectives.
We are a true advisory team dedicated to helping you execute and refine a customized wealth management plan that anticipates new priorities and opportunities as they surface, while ensuring it aligns with the established values and long-term financial goals you’ve set for you and your family.
We combine the vast resources of a global financial powerhouse with the intimate relationship you expect from an investment boutique. What’s more, we are dedicated to continuing education for every member of our team. Over the years, our founding partner, Tony Monk, has earned Morgan Stanley’s distinguished designations of Wealth Advisor, Executive Financial Services Director and Portfolio Management Director. These advanced certifications demonstrate Tony’s aptitude to understand the sophisticated needs of our high net worth clients.
What we feel differentiates us from other financial advisory teams is our astute problem-solving skills coupled with an impassioned willingness to roll up our sleeves and identify forward thinking strategies that help meet and exceed your particular objectives.
We are a true advisory team dedicated to helping you execute and refine a customized wealth management plan that anticipates new priorities and opportunities as they surface, while ensuring it aligns with the established values and long-term financial goals you’ve set for you and your family.
Planning Your Wealth and Legacy
Our comprehensive suite of Family Office Resources is designed to help you preserve and grow your financial, family, and social capital so that it can have the greatest positive impact today for generations to come.
Connect with our team to begin managing your significant wealth and making complicated decisions confidently.
Connect with our team to begin managing your significant wealth and making complicated decisions confidently.
Family Governance & Wealth Education
Morgan Stanley Private Wealth Management just released its Educational series on Goal Setting and Budgeting; Credit and Debt Management; and Introduction to Investing that demonstrates basic strategies as a starting point for more customized programs depending on your individual goals.
Wealth Education Series
Private Wealth Management
With exceptional wealth comes exceptional complexity. Morgan Stanley Private Wealth Management combines the vast resources of a trusted global financial services firm with the individualized services of an investment boutique for a hands-on tailored approach to help families, foundations and individuals manage the multiple facets —and legacy—of their wealth.
Realize Your Vision
Trust and Estate Planning
The issue is often around starting the difficult conversation of estate planning. Talking with a parent about sensitive topics like incapacity or end-of-life issues is never easy. But adults with aging parents can open the lines of communication about the family’s financial future and the need to have a plan.
Gift & Estate Planning Overview
Cybersecurity
Whether it’s strengthening your passwords or treating emails from unknown senders with more caution, consider taking these steps to help reduce the threat of identity theft, online scams, malware, fraud and more.
Steps to Maintain Good Cybersecurity Habits
Philanthropy
We provide our clients with a smart way to give to causes and charities they care about through Morgan Stanley GIFT. Our donor advised fund, GIFT, is a 501(c)(3) public charity structured to offer you a simple, thoughtful and tax-advantageous way to support your favorite charities.
Learn More About GIFT
Reserved Living & Giving
The enjoyment of wealth means the most powerful benefits of a family office is the potential to help family members simplify their personal lives. Signature Access, the highest tier of Morgan Stanley’s complimentary loyalty program Reserved Living & Giving, gives clients with $10 million or more in assets at the firm access to world class services such as Private Health Advisory, Personal Cybersecurity Services, Aircraft Management and more in addition to all the discounts and content available through Reserved Living & Giving.
Exclusive Offers and Insights for You and Your Family
Art Resources Team (ART)
Art may play a significant role in the context of a collector's overall wealth. It is estimated that 5-10% of an ultra high net worth individual's balance sheet is art and collectibles, which approximates $3 trillion of art privately held. Learn more about our Art Resources Team and how the Monk Wealth Management Group can assist.
Learn More HereOur Philosophy
We are committed to the following core beliefs that serve as the foundation of our practice:
We believe you are entitled to the best advice possible.
To gain the precise knowledge needed to manage all aspects of your wealth, we work closely with your accountant and estate planning attorney. Where appropriate, we consult with our network of specialists within Morgan Stanley and across the industry to evaluate your unique challenges and devise specific recommendations.
We believe in total wealth management.
Retirement assets, equity compensation and insurance policies should not be managed as separate entities, but rather as vital components of your overall financial picture. As an experienced advisory team at Morgan Stanley, we are uniquely positioned to take a holistic approach to executive wealth management. All of your assets, including the benefits you receive from your employer, will be integrated to ensure they are working together to help meet your overall goals.
We believe in education.
Financial education for you and your family is fundamental to our practice and helps ensure continuity as wealth moves from one generation to the next. We believe it is our responsibility to assist your parents and your children as they face important financial challenges. We provide access to resources they may not otherwise have access to, and are here to answer critical questions that may impact the long-term wealth of your extended family.
We believe in long-term relationships.
Successful wealth management begins with personalized service and attention. We invite potential clients to meet with us to share their needs and expectations. We look forward to working with professionals who seek the kind of long-term, fully engaged relationships we value. The bond we form is fundamental to our mission and it is our hope that it spans generations.
Location
5001 Spring Valley Rd
Ste 900W
Dallas, TX 75244
US
Direct:
(972) 774-6557(972) 774-6557
Toll-Free:
(800) 366-9194(800) 366-9194
Fax:
(972) 774-6642(972) 774-6642
233 South Wacker Drive
Suite 8700
Chicago, IL 60606
US
Direct:
(312) 443-6076(312) 443-6076
Meet The Monk Wealth Management Group
Truman Cooper, CRPS®
Financial Advisor, Chartered Retirement Plans Specialist
Phone:
(972) 774-6533(972) 774-6533
Brandon Dinsmore
Registered Client Service Associate
Phone:
(972) 774-6806(972) 774-6806
Jessica Alva
Registered Client Relationship Analyst
Phone:
(312) 443-6076(312) 443-6076
Hannah Fierro
Client Service Associate
Phone:
(312) 287-6952(312) 287-6952
Christopher Castillo
Portfolio Management Associate
Phone:
(312) 419-3447(312) 419-3447
About Antonio M. Monk
Tony brings a lifetime of experience to his role as a Family Wealth Advisor. For more than 20 years, he has been serving the specialized needs of corporate executives and financially successful families, providing highly customized advice and service through a disciplined investment management process.
Tony began his career at Forester Equity Services. In 1999, he joined Merrill Lynch to work more directly with clients, specifically executives and business leaders. He became a member of the Morgan Stanley family five years later and has been a vital member of the firm ever since. His experience and exceptional relationship management skills enable him to understand the intricate details of each client’s personal wealth. He focuses on what is most important to each family, so he can develop a tailored plan designed to build, preserve and transition wealth.
Tony has always been committed to advanced learning – for himself, his clients and their families. A graduate of Southern University, Tony earned his MBA from the University of Dallas. Over the years, he has earned a number of designations at Morgan Stanley, including Portfolio Management Director, Executive Financial Services Director and Wealth Advisor. These credentials place Tony in an elite category of advisors qualified to serve the sophisticated needs of executives and high net worth families.
Tony’s commitment to his clients is equaled only by his dedication to his family and community. A strong believer in giving back, Tony is a member of Morgan Stanley’s National Diversity and Inclusion Council and is Chair of the Council’s business development subcommittee. He is also an active supporter of Jack and Jill of America, the Boys and Girls Club of America, the Louisiana Philharmonic Orchestra and the Boule Foundation.
Tony currently lives in Plano, Texas with his wife, Kimberly and their two children, Madison and Thatcher. Favorite leisure activities include tennis, golf and skiing.
Tony began his career at Forester Equity Services. In 1999, he joined Merrill Lynch to work more directly with clients, specifically executives and business leaders. He became a member of the Morgan Stanley family five years later and has been a vital member of the firm ever since. His experience and exceptional relationship management skills enable him to understand the intricate details of each client’s personal wealth. He focuses on what is most important to each family, so he can develop a tailored plan designed to build, preserve and transition wealth.
Tony has always been committed to advanced learning – for himself, his clients and their families. A graduate of Southern University, Tony earned his MBA from the University of Dallas. Over the years, he has earned a number of designations at Morgan Stanley, including Portfolio Management Director, Executive Financial Services Director and Wealth Advisor. These credentials place Tony in an elite category of advisors qualified to serve the sophisticated needs of executives and high net worth families.
Tony’s commitment to his clients is equaled only by his dedication to his family and community. A strong believer in giving back, Tony is a member of Morgan Stanley’s National Diversity and Inclusion Council and is Chair of the Council’s business development subcommittee. He is also an active supporter of Jack and Jill of America, the Boys and Girls Club of America, the Louisiana Philharmonic Orchestra and the Boule Foundation.
Tony currently lives in Plano, Texas with his wife, Kimberly and their two children, Madison and Thatcher. Favorite leisure activities include tennis, golf and skiing.
Securities Agent: MT, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, KY, LA, MA, MD, MI, MS, NC, NE, NJ, NM, NY, OH, OK, OR, PA, PR, SC, TN, TX, UT, VA, WA, NV; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282625
NMLS#: 1282625
About Truman Cooper
Truman Cooper is driven to help professionals and business owners develop and implement disciplined investing, retirement, and insurance plans that will help them overcome uncertainty and achieve their goals. He believes successful people all share a common bond: They encounter important life events that require timely guidance to help them make the right decisions for themselves, their careers, and their families. He is there to help them each step of the way.
Truman learned first-hand the joys and challenges of being an entrepreneur from his father, who ran a successful company in the Dallas/Fort Worth area. As a result, he has a natural affinity for entrepreneurs’ needs and goals. He remains fascinated by the innovation and resolve that leads to the creation of new ventures. Truman admires entrepreneurs’ selfless motivation to help secure their employees’ futures as well as their own. This kinship, fascination, and admiration has led Truman to provide specialized services for business owners. Besides offering traditional retirement planning and wealth management services, as a Corporate Retirement Plan Specialist, Truman offers his clients executive benefit and financial services, as well as advice on corporate, qualified, and defined contribution retirement plans. Truman also has life, accident, and health insurance licenses, allowing him to provide comprehensive guidance on protecting the personal assets of his clients, their families, and their employees.
After graduating Oklahoma State with a degree in Finance, Truman became a Financial Advisor at AXA Advisors. He subsequently joined Morgan Stanley, attracted by the resources it could provide for clients. Truman was drawn to The Monk Wealth Management Group’s dedication to using those wide-ranging Morgan Stanley resources to provide comprehensive guidance to clients.
Truman enjoys running, bowling, and collecting fine tequila.
Truman learned first-hand the joys and challenges of being an entrepreneur from his father, who ran a successful company in the Dallas/Fort Worth area. As a result, he has a natural affinity for entrepreneurs’ needs and goals. He remains fascinated by the innovation and resolve that leads to the creation of new ventures. Truman admires entrepreneurs’ selfless motivation to help secure their employees’ futures as well as their own. This kinship, fascination, and admiration has led Truman to provide specialized services for business owners. Besides offering traditional retirement planning and wealth management services, as a Corporate Retirement Plan Specialist, Truman offers his clients executive benefit and financial services, as well as advice on corporate, qualified, and defined contribution retirement plans. Truman also has life, accident, and health insurance licenses, allowing him to provide comprehensive guidance on protecting the personal assets of his clients, their families, and their employees.
After graduating Oklahoma State with a degree in Finance, Truman became a Financial Advisor at AXA Advisors. He subsequently joined Morgan Stanley, attracted by the resources it could provide for clients. Truman was drawn to The Monk Wealth Management Group’s dedication to using those wide-ranging Morgan Stanley resources to provide comprehensive guidance to clients.
Truman enjoys running, bowling, and collecting fine tequila.
Securities Agent: MI, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, KY, LA, MA, MD, MO, MS, MT, NC, NE, NJ, NM, NY, OH, OK, PA, PR, SC, TN, TX, VA, WA, UT; General Securities Representative; Investment Advisor Representative
NMLS#: 1878178
NMLS#: 1878178
Contact Antonio M. Monk
Contact Truman Cooper
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Randy Payne
Senior Private Banker
Kaitlin Martin, CFP®
Financial Planning Director, Vice President
Camille Williams
Planning Associate
About Randy Payne
Randy Payne is a Senior Private Banker serving Morgan Stanley Wealth Management offices in the Dallas/Fort Worth Market.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Randy began his career in financial services in 1993, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Divisional Sales Director at Wells Fargo Advisors.
Randy is a graduate of Rensselaer Polytechnic Institute, where he received a Bachelor of Science in Management. He lives in Northlake, Texas with his family. Outside of the office, Randy enjoys spending time in Oxford, MS with his family cheering on Ole Miss football and baseball teams.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Randy began his career in financial services in 1993, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Divisional Sales Director at Wells Fargo Advisors.
Randy is a graduate of Rensselaer Polytechnic Institute, where he received a Bachelor of Science in Management. He lives in Northlake, Texas with his family. Outside of the office, Randy enjoys spending time in Oxford, MS with his family cheering on Ole Miss football and baseball teams.
NMLS#: 1214288
About Kaitlin Martin
Kaitlin Martin is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Dallas Fort Worth area. She is responsible for helping Financial Advisors with their clients’ and prospects’ financial planning needs.
Kaitlin began her career in financial services in 2015 and joined Morgan Stanley in 2022. Prior to her current position, she worked at Raymond James, BBVA Private Banking and a boutique financial firm in Birmingham, AL.
Kaitlin graduated from The University of Alabama and holds CERTIFIED FINANCIAL PLANNER™ designation. Kaitlin lives in Plano, Texas with her husband Daniel and their giant schnauzer Leo, who helps keep them active. They enjoy most outdoor activities like hiking, scuba diving, golfing, and, of course, Alabama football.
Kaitlin began her career in financial services in 2015 and joined Morgan Stanley in 2022. Prior to her current position, she worked at Raymond James, BBVA Private Banking and a boutique financial firm in Birmingham, AL.
Kaitlin graduated from The University of Alabama and holds CERTIFIED FINANCIAL PLANNER™ designation. Kaitlin lives in Plano, Texas with her husband Daniel and their giant schnauzer Leo, who helps keep them active. They enjoy most outdoor activities like hiking, scuba diving, golfing, and, of course, Alabama football.
About Camille Williams
Camille Williams is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, she collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, she will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Camille provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
She earned her undergraduate degree from the University of Virginia and received the Financial Planning Specialist® designation from the College for Financial Planning. Camille is originally from Summit, New Jersey and currently resides in New York City.
She earned her undergraduate degree from the University of Virginia and received the Financial Planning Specialist® designation from the College for Financial Planning. Camille is originally from Summit, New Jersey and currently resides in New York City.
Wealth Management
Global Investment Office
Portfolio Insights
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Monk Wealth Management Group today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
8GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
8GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
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Awards Disclosures
CRC 6491812 (04/2024)
