The Money-Sense Team | Fort Worth, TX | Morgan Stanley Wealth Management

If There’s No Recession, Volatility Will Create Buying Opportunities

CNBC 4/2/25

The Big Money Show

Fox Business 3/27/25

Fed's Inflation Might be a Bigger Battle Than We Thought

CNBC 9/25/24

Stick With Companies that Earn Through a Muddy Economy

CNBC 5/24/24

There's No Reason to Sell In This Market Yet

Fox Business 3/29/24

WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

Equity Solutions

Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

• Equity Administration and Financial Reporting
• Liquidity Events
• 409A Valuation Services and Cap Table Management

Retirement

For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

• Defined Contribution Consulting
• Solutions-Oriented Plans
• Fiduciary Investment Oversight

Deferred Compensation

Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

Services include:

Recordkeeping and Plan Design
Portfolio Construction
Wealth Management Services

Executive Services

Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

Equity Compensation Services
Equity Award Analysis
Specialized Solutions

Saving and Giving

Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

College Savings
Student Loan Repayment and Refinancing
Charitable Giving

Financial Wellness

We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

• Financial Education
• Digital Tools
• Financial Guidance

Location

201 Main Street

Suite 1500

Fort Worth

,

TX 76102

Portfolio Associate

Phone:

(817) 820-2271(817) 820-2271

View My Bio

About Jim Lacamp

Jim Lacamp is a Senior Vice President and Senior Portfolio Manager with The Money-Sense Team at Morgan Stanley. He has been in the investment management business since 1985 and is a graduate of Baylor University with a double degree in economics and finance.

You may have seen Jim as a frequent guest on CNBC, Fox News, or Fox Business. With a combined 64 years of experience, Jim and his partner Pat, are highly engaged in the financial markets. They bring a holistic approach to meeting their clients' needs; everything from financial planning to estate planning strategies and portfolio management.

Jim is active in the Fort Worth Community. He serves on the Board of the Presbyterian Night Shelter, Cristo Rey, The Fort Worth Club, Advisory Board of Texas Wesleyan University and Chairman of the Investment Committee for the Fort Worth Employee Retirement Fund. Jim plays in a band, Hard Core Troubadours. . Jim is married to his wife, Maggie and is a devoted father to his two daughters, Ashley and Hannah.

Securities Agent: CO, PA, NC, MN, KY, MT, TN, OK, FL, WV, SC, MD, HI, AZ, AL, WY, OR, OH, NM, MI, KS, CA, VT, DE, WA, UT, TX, GA, VA, NY, NV, MO, AR; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1930344

About Pat Reddell

Pat Reddell began his career in the money management industry in 1983 and formed a partnership with Jim Lacamp in 1987. Their team provides high net worth individuals, families, family offices and businesses a complete array of financial services. Pat graduated from the University of Arkansas with a B.S. Degree in Finance and an MBA.

Pat has been a frequent guest on America's News Radio Network and has provided commentary on television stations NBC, CBS and FOX in the Dallas Fort Worth Metroplex. He has also provided the Fort Worth Star Telegram and Dallas Morning News with market commentary.

Pat currently serves on the board of the Botanical Research Institute of Texas and the American Heart Association. He has been married to his wife Cindy for 33 years and they have two children and four grandchildren.

Securities Agent: GA, MT, SC, NV, MO, MI, KS, AZ, TX, PA, WV, OH, NM, HI, UT, NC, WA, WY, VT, OK, MN, FL, DE, CO, AR, VA, OR, MD, CA, AL, TN, NY, KY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1949122

About Ashley Lacamp Moore

Ashley grew up in Fort Worth, Texas. Before her career in financial services, she travelled as a fashion model. While travelling, she started taking online classes from the University of North Texas and eventually moved back to become a full time student. She graduated with a bachelor’s in Economics with a minor in Financial Services and started working at Morgan Stanley two months later. Ashley joined the Money-Sense Team at Morgan Stanley in 2019. She has earned her Series 7, Series 66, and life insurance licenses as well as the CFP^® designation.

Ashley focuses on building trusted relationships with clients by helping them imagine and identify their long term goals. She then takes those goals and creates a financial plan to provide a realistic, holistic strategy that integrates the various aspects of an individual’s financial life, including investments and cash management needs.

While not in the office, you can find Ashley riding horses or shooting sporting clays. She is also a part of Leadership Fort Worth, which has inspired her to serve on the boards of local nonprofit organizations including the Fort Worth Opera, Project 4031, and El Tesoro Foundation.

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Securities Agent: MI, AR, OK, NM, PA, NV, DE, WA, UT, TN, OH, NC, VT, TX, SC, HI, NY, MN, MD, KY, VA, OR, MT, GA, AL, WY, WV, CA, AZ, MO, KS, FL, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1949126

About Kristi Traylor

Kristi is from Fort Worth, Texas and began her career in the financial services industry in 1978. She received her Series 7 license in 1983 and began working with Jim and Pat in 1999. She helps develop proposals and asset allocation models to implement personalized investment strategies.

Kristi studied accounting at TCU. Her first job was in finance and she knew it was something she wanted to do for the rest of her life.

Kristi lives in Granbury with her husband, Glend. She and her husband enjoy bowling and spending time in the town square with friends. Their daughter, Courtney, coaches volleyball in Oklahoma.

About Daisy Cournan

Daisy began her career in the financial industry in 2010 after receiving an M.B.A from Niagara University in New York. She is fully registered with Series 7 and Series 66 and obtained the Chartered Retirement Planning Counselor (CRPC) designation in 2017. Daisy joined the team in September 2017 bringing her commitment to integrity and serving clients with excellence. Currently, she manages day-to-day operations, account administration, and marketing for the team. Daisy's favorite part of her job is that is a place where she can enjoy the excitement about the financial markets while providing real value and building trust with clients.

Daisy is from Ho Chi Minh City, Vietnam and currently resides in Fort Worth with her husband Kevin and her daughter Isabella. She loves to cook and enjoys running, gym classes, hiking, home decorating and trying out different cuisines.

About Monica Ortiz

Monica initiated her career in the financial industry in 2004. She studied Business Administration and is registered with Series 7 and 63/65. Monica joined the team in December 2021. With her strong financial background she is focused in providing exceptional client service. Her main commitment overall is towards account administration, daily operations while building strong relationship with clients. Monica gets her excitement from building trusted relationship with clients and knowing they are in the right path towards their financial goals.

Monica lives and surrounds herself with her wonderful husband Juan, two boys Xavier, Gabriel and her three dogs Toby, Milo and Layla. She enjoys hiking, zip lining, traveling, baking together with her boys and taking daily walks with her dogs.

Awards and Recognition

Forbes Best-In-State Wealth Management Teams

2024-2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Wealth Management

From Our Team

Overcoming Your 5 Biggest Retirement Challenges

View All Documents

Wealth Management

Global Investment Office

Portfolio Insights

Read "On the Markets"

Equity Compensation

Helping you make the most of your equity awards and better understand how it may fit into your your larger financial picture – today and tomorrow.

Vesting events
Option expirations
Restricted stock units
Tax implications

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.

401(k) Rollovers
IRA Plans
Retirement income strategies
Retirement plan participants
Annuities

A Simple Six-Step Retirement Checkup

Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.

Asset Management
Wealth Planning
Traditional Investments
Alternative Investments
Impact Investing

2025 Midyear Economic Outlook: A Widespread Deceleration

Global growth is likely to slow in 2025 and 2026 as the shock of higher U.S. tariffs crimps demand around the world.

Family

Creating customized financial strategies for the challenges that today’s families face.

Estate Planning Strategies
529 Plans / Education Savings Planning
Long Term Care Insurance
Special Needs Planning
Trust Services

529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.

Succession Planning
Business Planning
Qualified Retirement Plans

Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.

Endowments
Foundations
Donor Advised Funds
Impact Investing

Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:

Reduce employee stress,
Improve retention and engagement, and
Set themselves apart by offering comprehensive financial wellness benefits.

The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.

Ready to start a conversation? Contact The Money-Sense Team today.

Market Information Delayed 20 Minutes

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

¹Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

²Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

³When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

⁴Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

⁵Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

⁶Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

⁷Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

⁸Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

⁹The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.

¹⁰Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

¹¹When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

¹²Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.