The MKMM Group at Morgan Stanley

Drawing on four decades of diverse financial services industry experience, Bob Matluck crafts customized wealth management solutions for a select clientele of affluent families and individuals. A designated Portfolio Manager, Bob focuses on helping the team’s clients pursue their objectives by building and managing personalized strategies incorporating individual stocks and bonds and/or providing access to third-party investment strategies. He takes pride in building close, productive client relationships, many of which now span several decades and multiple generations.

Prior to joining Morgan Stanley in 2021, Bob spent nine years at Merrill Lynch as a Private Wealth Manager. He began his career as an Investment Advisor in the early 1980s at a regional brokerage firm. Seeking to gain institutional experience, he moved to the investment bank L.F Rothschild Unterberg, Towbin several years later. Bob and his partners went on to create C.E. Unterberg Towbin, a boutique investment bank that specialized in the technology sector. As President and Co-Chief Executive Officer, Bob orchestrated the successful sale of the firm. The experience he gained helping entrepreneurs monetize their business, as well as in his own entrepreneurial venture, continues to be a valuable resource for the team’s clients.

Bob holds a bachelor’s degree in finance from Washington University. He lives in Chappaqua, New York, with his wife and their three children, and is a member of the Whippoorwill Country Club.

Building on over four decades of portfolio management experience, Lee Konopka brings a seasoned perspective to the personal investment needs of highly affluent families and individuals. Lee serves as the team’s de facto lead equity strategist, devoting the better part of his efforts to uncovering promising investment ideas and discussing them with clients. Combining research from Morgan Stanley’s analysts with investment insights from his extensive network on Wall Street, Lee seeks to craft highly customized portfolios designed to meet each client’s specific objectives. Lee enjoys sharing his passion for the equity markets with individual investors, and makes himself available to answer questions, discuss investment themes and make individual recommendations.

Prior to joining Morgan Stanley in 2021, Lee worked alongside his current partners at Merrill Lynch Private Wealth Management. Earlier in his career, he served as a Senior Vice President–Investments at UBS. He began his wealth management career at Smith Barney, a Morgan Stanley legacy firm.

Born and raised in Rye, New York, Lee graduated from Rye Country Day School and attended nearby Manhattanville College. Lee and his wife, Ann, still live in Rye, and have four adult children. Lee is active in the community, supporting several local charities, and is an avid golfer and tennis player.

Jon Moskowitz brings 15 years of diverse institutional investing and private wealth management experience to the service of a select clientele of affluent families and individuals. Focusing his attention on a relatively small number of relationships, Jon crafts comprehensive wealth management solutions to address each client’s specific investing, wealth transfer and philanthropic goals. These efforts typically require sophisticated asset allocation strategies to help entrepreneurs, executives and professional investors with concentrated equity positions, and managing partners of hedge funds and private equity funds with sizable illiquid positions.

Prior to joining Morgan Stanley in 2021, Jon spent seven years working alongside his current partners at Merrill Lynch. He began his career at C.E. Unterberg, Towbin Asset Management, where his team managed equity and alternative investments for institutional clients. When the firm was sold in 2007, Jon moved into equities sales and trading, providing research and sales coverage to hedge fund clients. He later joined a major investment bank as a fixed income trader.

Jon earned a bachelor’s degree in management from Tulane University and went on to earn an MBA from the University of Southern California, Marshall School of Business. He and his wife, Amanda, live in New York City with their two children. In his free time, Jon enjoys golf, skiing and travel.

Rachel Bertsch McCormack draws on 20 years of financial services experience to help affluent families and individuals address the complex challenges of managing generational wealth. Rachel works to create highly customized and fully comprehensive wealth management plans based on each client’s specific objectives. Her goal is to organize and structure her clients’ investment portfolios, estate plans and philanthropic strategies so they can focus more of their time on family, business and career.

Prior to joining Morgan Stanley in 2021, Rachel spent 16 years at Merrill Lynch, where she developed extensive experience across capital markets, investment strategy, derivatives and OTC transactions. Among her many roles, Rachel served as a director in Merrill’s Investment Solutions group, where she coached Financial Advisors on portfolio construction and optimization. She previously worked in the Capital Markets Group, advising clients on tactical capital market solutions, including structured notes, new issues, Unit Investment Trusts and closed-end funds. She also advised clients on strategies to diversify, monetize and hedge concentrated stock positions. Her earlier positions included assignments in the office of the CIO, a tactical research desk and wealth management roles on teams in Vermont and New York.

Rachel holds a bachelor’s degree in business administration from the University of Vermont and has worked to advance her financial education ever since. She currently holds designations as a Certified Divorce Financial Analyst (CDFA^®), Certified Investment Management Analyst (CIMA^®) and Chartered Retirement Planning Counselor (CRPC^®).

Rachel and her husband, Ryan, live in New York City with their three children. The McCormacks place great importance on giving back to the community, actively supporting a number of cancer treatment centers and research foundations. In her free time, she and her family enjoy hiking and skiing.

A dedicated professional with over 25 years of financial services industry experience, Janine Nebbia plays a central role in delivering an exceptional overall service experience to clients of the MKMM Group. Janine is responsible for an extensive range of operational and administrative duties, and often serves as the first point of contact for clients. A highly organized and effective communicator, Janine is committed to exceeding expectations with every interaction.

Janine has spent the better part of her career working alongside the team’s senior partner, Bob Matluck. She began her career in asset management at C.E. Unterberg, Towbin in New York City, where she oversaw the operational and administrative needs of client investments in private placements and hedge funds. She moved with Bob to the private wealth management division of UBS Securities, on to Merrill Lynch and finally to Morgan Stanley in 2021. Janine earned her bachelor’s degree from New Hampshire College.

A resident of Cliffside Park, New Jersey, Janine is highly involved in her local community. She supports a number of nonprofit organizations, including Jersey Cares, Habitat for Humanity, Make-A-Wish Foundation and the American Cancer Society. In her free time, she enjoys watching football, especially her beloved New York Giants (she’s a season-ticket holder). Janine also likes watching tennis, cooking, traveling and spending time with family.

Juliana Panov brings over a decade of diverse international business experience to the service of the team’s clients. Juliana is charged with a broad range of operational and marketing responsibilities that contribute to an outstanding overall service experience. These include organizing client events, coordinating efforts with different areas of the firm and addressing an extensive variety of service requests promptly and professionally. Juliana also serves as the team’s go-to authority on the use of Morgan Stanley’s digital and social platforms.

Prior to joining Morgan Stanley in June 2020, Juliana lived and worked in Germany as a marketing manager and consultant. She began her career in New York, working in a client-service capacity, after graduating from Boston University with a bachelor’s degree in business administration, concentrating in international business.

Born in Colombia and raised in Connecticut, Juliana is fluent in Spanish and English, and speaks conversational German. She and her husband enjoy traveling, cooking and exercising daily.