Josh Lewis, CFP®
Executive Director, Financial Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(770) 643-7682(770) 643-7682
The Milton Group at Morgan Stanley
Our Mission Statement
To deliver tailored financial planning and wealth management strategies, leveraging decades of experience to help clients grow, preserve, and transfer wealth while seeking to achieve long-term goals.
Welcome to The Milton Group
Founded on a shared passion for delivering exceptional wealth management, The Milton Group brings together decades of experience and expertise. With roots dating back to 1999 at Morgan Stanley, the team has grown to focus in serving athletes, entrepreneurs, and high-net-worth families. Leveraging Morgan Stanley’s industry-leading resources, The Milton Group focuses on holistic financial planning, including estate planning strategies, tax management, lending, and insurance. Guided by a commitment to personalized service and lasting relationships, the team is dedicated to helping clients achieve their financial goals and secure their legacies.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
By Your Side For All Of Life's Milestones
Our practice is built on the development of deep and enduring relationships and the delivery of comprehensive wealth management services.
We work with a broad range of clients who value and respect the advice we carefully cultivate for them in seeking the achievement of the following goals:
- Simplify their financial life
- Plan for an enjoyable retirement
- Manage risk and protect their family
- Minimize investment related taxes through advanced strategies
- Address long-term health care needs
- Educate the next generation on how to manage wealth and carry family values forward
- Achieve important philanthropic goals
The solutions we recommend are carefully coordinated to help provide you with the knowledge, tools and resources needed to succeed in today's fast-paced world.
We are here to help you make informed decisions on any financial issue you face.
We work with a broad range of clients who value and respect the advice we carefully cultivate for them in seeking the achievement of the following goals:
- Simplify their financial life
- Plan for an enjoyable retirement
- Manage risk and protect their family
- Minimize investment related taxes through advanced strategies
- Address long-term health care needs
- Educate the next generation on how to manage wealth and carry family values forward
- Achieve important philanthropic goals
The solutions we recommend are carefully coordinated to help provide you with the knowledge, tools and resources needed to succeed in today's fast-paced world.
We are here to help you make informed decisions on any financial issue you face.
Our Clients Include:
- Families spanning multiple generations
- High-net worth individuals
- Retirees and individuals planning for retirement
- Athletes
- Entrepreneurs
- Referrals from existing clients
Certifications & Awards
Thanks to the unwaivering commitment to helping clients achieve their investment goals, as well as a commitment to going above and beyond to further education, members of The Milton Group have been awarded and recieved the following certifications & recognitions.
The CFP® Professional
Individuals certified by the CFP® (CERTIFIED FINANCIAL PLANNER®) Board have taken the extra step to demonstrate commitment and professionalism by voluntarily submitting to the rigorous CFP® certification process that includes demanding education, examination, experience, and ethical requirements. These four cornerstones set the foundation for the CFP® professional's ability in helping clients achieve their goals. With both Josh and Nathan having this prestigious certification, The Milton Group's diverse skillsets can help clients navigate the complicated financial factors in their life.
CRPC® Program
The Chartered Retirement Planning Counselor®(CRPC®) program provides comprehensive knowledge on topics such as retirement income strategies, tax considerations, estate planning, and identifying client-specific goals. Nathan Link earned this designation, and by doing so he demonstrated expertise in helping individuals navigate the complexities of retirement planning and create personalized strategies for achieving financial security in their later years.
Forbes Recognitions
Forbes recognitions serve as a prestigious mark of excellence in the financial industry, showcasing professionals that demonstrate outstanding skill, innovation, and client service. Earning the following recognitions reflect The Milton Group's dedication to impactful solutions, demonstrating their commitment to enhancing the client experience and showcasing their industry expertise.
Recent Forbes Recognitions:
- 2025 Best-In-State Wealth Management Teams (The Milton Group)
- 2024 Forbes Best-In-State Wealth Advisor (Josh Lewis)
- 2018-2022 Forbes America's Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-In-State (Josh Lewis)
Disclosures:
- Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
- Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC for the period 6/30/22 - 6/30/23.
- 2018-2022 Forbes America's Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2018-2022). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
2023/2025 Master's Club at Morgan Stanley Wealth Management
Josh Lewis has been named to this elite group composed of the Firm's top Financial Advisors. Membership in the Master's Club is based on meeting several criteria including performance, conduct and compliance standards, revenue, length of experience, and assets under supervision.
The appointment recognizes Josh's consistent creativity and excellence in providing a wide range of investment products and wealth management services to his clients. He has recieved this award for both 2023 and 2025.
Disclosure:
Morgan Stanley Wealth Management Master's Club members must meet a number of criteria including performance, conduct and compliance standards, length of experience and assets under supervision. Master's Club membership is no guarantee of future performance.
Working With You
Our clients rely on us for guidance that extends beyond investments to include financial and estate planning, lending strategies, rollovers, and other aspects of their financial lives. To address these needs, we utilize a comprehensive financial planning process, which includes the following steps:
Step 1: Initial Call
Our first call is an opportunity to explore what you're looking for in a relationship with us. We'll discuss your past experiences with financial advisors or managing your finances independently, as well as your key goals and any challenges you forsee in achieving them.
Step 2: Discovery Meeting
A discovery meeting where we'll assess your financial situation and clarify what you want your wealth to achieve. Together, we'll define your goals, estimate their costs, and evaluate whether your resources align with achieving them within your desired timeframe.
Step 3: Plan Presentation
A plan presentation meeting where we'll share your financial plan and the strategies designed to bridge any gaps between your goals and available resources. The plan will include an asset allocation tailored to the size of those gaps and your risk tolerance.
Step 4: Plan Implementation
Plan implementation, where we put your financial plan into action. This may include collaboration with Morgan Stanley specialists in financial planning, private banking, and other areas relevant to your situation. Additionally, we will develop a customized investment strategy to support your goals.
Step 5: Ongoing Evaluation
Ongoing evaluation to assess your progress toward achieving your financial goals as planned. We continuously monitor your portfolio's performance and adjust strategies as needed to address changes in your circumstances or shifts in the financial markets.
Next Steps
If your ready to take control of your financial future and believe this approach aligns with your needs, the next step is to contact us above and complete the questionnaire.
Modern Wealth Management Tools and Resources
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Learn more about Morgan Stanley Online
Total Wealth View
Total Wealth View allows you and your advisor to view the complete financial picture of your investments to identify opportunities or risks across all your accounts. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity
Learn more about Total Wealth View
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Learn More About Digital Vault
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Learn More About Portfolio Risk PlatformLocation
2400 Lakeview Pkwy
Suite 300
Alpharetta, GA 30009
US
Direct:
(770) 664-3325(770) 664-3325
Fax:
(678) 999-5840(678) 999-5840
Meet The Milton Group
Nathan L Link, CFP®, CRPC®
First Vice President, Financial Advisor, Chartered Retirement Planning Counselor
Phone:
(770) 664-3325(770) 664-3325
Abbe Moss
Portfolio Associate
Phone:
(770) 643-7689(770) 643-7689
Jordan Neuburger
Client Service Associate
Phone:
(770) 643-7655(770) 643-7655
Cherie Beasley
Senior Registered Associate, Financial Planning Associate
Phone:
(770) 664-3326(770) 664-3326
Dan Kwiatkowski
Planning Virtual Engagement Associate
About Josh Lewis
Josh began his career in financial services in 2006 after graduating cum laude from the University of Georgia with a Bachelor's Degree in Political Science and a Bachelor's in Spanish. Josh spent the summer of 2004 living with a family in Cádiz, Spain and studying at the Universidad de Cádiz. Josh focuses on providing holistic wealth management solutions to families in the “accumulation phase” of life specifically focusing on athletes, entrepreneurs, and their families. He utilizes Morgan Stanley’s industry leading financial planning platform and private client research to craft investment strategies that align with each family’s unique goals. Josh earned his CERTIFIED FINANCIAL PLANNER (CFP) designation in January of 2011 from the Certified Financial Planner Board of Standards. He lives in Milton, Georgia with his wife Stacey, their two children Jackson and Caroline and two dogs. He enjoys spending time with his family, being in the outdoors and working out at the local Crossfit gym.
Securities Agent: TN, SC, MA, NY, DC, NV, CA, PR, OK, IL, NC, MD, AR, AL, TX, NJ, MN, KS, GA, OH, MI, CO, WA, UT, NM, LA, KY, IN, ME, PA, AZ, VA, MO, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 1836578
NMLS#: 1836578
About Nathan L Link
Nathan joined Morgan Stanley in 1999 where he began his career as a Financial Advisor. He received his Finance degree from Auburn University, and also completed an International Finance concentration program at Richmond University in London, England. In 2007, Nathan completed the education and examination requirements to become a CERTIFIED FINANCIAL PLANNER™. He also holds the CHARTERED RETIREMENT PLANNING COUNSELOR® certification.
Nathan’s primary responsibilities include the daily management of client assets, developing new investment strategies, and cultivating new client relationships through referrals from existing clients.
Nathan and his wife, Lauren, live in Milton with their two children, Clara and Nate. In addition to coaching his children’s sports teams, Nathan also enjoys golf, cooking and travel.
Nathan’s primary responsibilities include the daily management of client assets, developing new investment strategies, and cultivating new client relationships through referrals from existing clients.
Nathan and his wife, Lauren, live in Milton with their two children, Clara and Nate. In addition to coaching his children’s sports teams, Nathan also enjoys golf, cooking and travel.
Securities Agent: LA, GA, CA, NC, AL, TX, PA, NV, MN, MI, OK, CO, SC, NY, NJ, MO, MD, FL, DC, ME, PR, AZ, VA, OH, KS, TN, KY, AR, WA, UT, MA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1408708
AR Insurance License #: 3470831
NMLS#: 1408708
AR Insurance License #: 3470831
About Abbe Moss
Abbe has over 15 years of experience in the Financial Services industry. She graduated from the University of Massachusetts, Amherst with a degree in Communications. Abbe's primary role for the team is to help simplify client's financial lives by assisting with their many day to day account needs. This often involves cash transfers, IRA contributions and withdrawals, cost basis updates, direct deposit and online education. She also introduces clients to the multitude of services that Morgan Stanley has available.
About Jordan Neuburger
Jordan is originally from Fairfax, Virginia but grew up in Alpharetta, Georgia where she attended and graduated from Milton High School.
Jordan graduated with a degree in Education from The University of Alabama. After teaching Special Education for 10 years, and developing a passion for personal financial planning, she decided to make a career change and join Morgan Stanley Wealth Management.
Jordan currently lives in Cumming, GA with her three children, Luke, Abby, Kathryn. Away from work, she enjoys spending time with her family, cooking, and staying active.
Jordan graduated with a degree in Education from The University of Alabama. After teaching Special Education for 10 years, and developing a passion for personal financial planning, she decided to make a career change and join Morgan Stanley Wealth Management.
Jordan currently lives in Cumming, GA with her three children, Luke, Abby, Kathryn. Away from work, she enjoys spending time with her family, cooking, and staying active.
About Cherie Beasley
Cherie joined Morgan Stanley as a Senior Sales Assistant in 1986. She completed Financial Advisor training in 1993 and served in that capacity before transitioning back to the support
side. Cherie’s primary responsibilities include customer service,
client service contacts, and account maintenance. She is also very involved in helping clients consolidate and transfer in other accounts.
side. Cherie’s primary responsibilities include customer service,
client service contacts, and account maintenance. She is also very involved in helping clients consolidate and transfer in other accounts.
Contact Josh Lewis
Contact Nathan L Link
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Maranda Barbour
Private Banker
Lisa Bingaman, CFP®
Financial Planning Director, Vice President
Mark Jansen
Family Office Resources Generalist
Bill Burnett
Trust Specialist
About Maranda Barbour
NMLS# 1182370
Maranda Barbour is a Loan Portfolio Manager serving Morgan Stanley’s Wealth Management offices in the Southeast Region.
Maranda began her career in financial services in 1999, and joined Morgan Stanley in 2010. Prior to being promoted to her current position, she served as an Associate Private Banker in Atlanta, Georgia. Before she joined the firm, Maranda was a Premier Client Manager for Bank of America.
Maranda earned her Bachelor of Science degree in Marketing from Winthrop University. She and her family live in Alpharetta, Georgia.
Outside of the office, Maranda dedicates her time to youth mentoring programs and numerous community organizations, including Girl Scouts of America and the Greater North Atlanta Chapter of Jack and Jill of America, Inc. She also enjoys walking, traveling, and hiking.
Maranda Barbour is a Loan Portfolio Manager serving Morgan Stanley’s Wealth Management offices in the Southeast Region.
Maranda began her career in financial services in 1999, and joined Morgan Stanley in 2010. Prior to being promoted to her current position, she served as an Associate Private Banker in Atlanta, Georgia. Before she joined the firm, Maranda was a Premier Client Manager for Bank of America.
Maranda earned her Bachelor of Science degree in Marketing from Winthrop University. She and her family live in Alpharetta, Georgia.
Outside of the office, Maranda dedicates her time to youth mentoring programs and numerous community organizations, including Girl Scouts of America and the Greater North Atlanta Chapter of Jack and Jill of America, Inc. She also enjoys walking, traveling, and hiking.
NMLS#: 1182370
About Lisa Bingaman
Lisa is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the state of Georgia. She is responsible for helping Financial Advisors’ clients and prospects with their financial planning needs.
Lisa is a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant® who began her career in Financial Services in 2007. She has been Series 7 and Series 66 registered, and Life/Health/Variable Annuities Licensed for 17 years. Before joining Morgan Stanley, Lisa was one of five Internal National Certified Financial Planners for Nationwide Financial, but the bulk of her experience was with Wells Fargo Advisors, where she collaborated with several teams and Financial Advisors in the Southeast region to consult on processes and procedures for implementing Financial Planning into the practice. Here, she mentored under a Branch Manager and CFP®, while working towards her own designations.
In addition to her degrees in Business Management and Psychology, Lisa holds a Bachelor of Science in Consumer Economics with a Concentration in Financial Planning from the University of Georgia. She lives in Middle Georgia with her husband and their 2 children, where they spend most of their free time on the baseball and soccer fields.
Lisa is a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant® who began her career in Financial Services in 2007. She has been Series 7 and Series 66 registered, and Life/Health/Variable Annuities Licensed for 17 years. Before joining Morgan Stanley, Lisa was one of five Internal National Certified Financial Planners for Nationwide Financial, but the bulk of her experience was with Wells Fargo Advisors, where she collaborated with several teams and Financial Advisors in the Southeast region to consult on processes and procedures for implementing Financial Planning into the practice. Here, she mentored under a Branch Manager and CFP®, while working towards her own designations.
In addition to her degrees in Business Management and Psychology, Lisa holds a Bachelor of Science in Consumer Economics with a Concentration in Financial Planning from the University of Georgia. She lives in Middle Georgia with her husband and their 2 children, where they spend most of their free time on the baseball and soccer fields.
About Mark Jansen
Mark Jansen is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Southeast Region. In this capacity, Mark provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory. Mark has over 30 years of experience advising wealthy families, business owners, and their children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
About Bill Burnett
As Executive Director and Trust Specialist, Bill is responsible for helping Financial Advisors, clients, prospects and the legal community to understand and utilize Morgan Stanley’s Trust Services and its “open architecture” corporate trustee platform. He’s available to meet with clients, conduct conference calls, review trust documents and explain to estate planning attorneys the numerous fiduciary solutions our platform can provide. Bill covers the Southeast region and is based in West Palm Beach, FL.
Bill has over 25 years of experience as a comprehensive wealth advisor developing trust and investment management relationships with families, business owners, executives and institutions. Bill cultivated this experience at firms such as Northern Trust, BNY Mellon, The Private Bank at Bank of America, and Merrill Lynch. He holds the Certified Financial Planner (CFP®) and Certified Investment Management Analyst (CIMA®) professional designations. He is a graduate of the University of North Texas with a Bachelor of Arts degree in Interpersonal Communications and Public Address and earned his way through college on a soccer scholarship. He has lived in Florida since 1994.
Bill has over 25 years of experience as a comprehensive wealth advisor developing trust and investment management relationships with families, business owners, executives and institutions. Bill cultivated this experience at firms such as Northern Trust, BNY Mellon, The Private Bank at Bank of America, and Merrill Lynch. He holds the Certified Financial Planner (CFP®) and Certified Investment Management Analyst (CIMA®) professional designations. He is a graduate of the University of North Texas with a Bachelor of Arts degree in Interpersonal Communications and Public Address and earned his way through college on a soccer scholarship. He has lived in Florida since 1994.
Wealth Management
From Our Team
The Milton Group Wealth Management Process
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Milton Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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Awards Disclosures
CRC 6491812 (04/2024)
