Matthew W Hayford
Senior Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(212) 883-8153(212) 883-8153
The Midtown New York Group at Morgan Stanley
Direct:
(212) 883-8153(212) 883-8153
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
About Us
Whether it’s a career move, a new marriage or even retirement, change in our lives is inevitable. Sometimes, it may be difficult to know how to handle these changes, or simply know where or how to start on your quest for success.
At the Midtown New York Group at Morgan Stanley, the quality of personalized client service is at the core of everything we do. Our team is comprised of experienced financial professionals with decades of combined experience in the industry. Pairing our services and capabilities with Morgan Stanley's wealth management platforms allows us to help clients navigate and manage an ever-changing financial landscape. When working together, our goal is to thoroughly understand your financial needs and ultimately align our resources to help you meet and exceed them. What's important to you is important to us, and we are eager to work alongside you and your family to help you accomplish all it is that you work so hard for.
Just as the markets are constantly changing, your financial needs and wants are bound to change too. By establishing effective communication and transparency at the beginning of our relationship, we make it a point to ensure that we are always on the same page. An integral part of our working relationship is for us to thoroughly understand your unique financial position, long and short-term goals, as well as your appetite for risk. This serves as a working model for us to build and constantly monitor an appropriate asset allocation strategy that is tailored specifically to you for both today and the future.
Our diverse wealth management team stands out due to our shared entrepreneurial spirit. We question the status quo and help you think outside the box to pursue your dreams and aspirations, embrace challenges, and analyze new opportunities. We also serve as a sounding board for investment ideas and work with you to develop and execute a strategy that is precisely your own.
Some of the many services we offer our valued clients include Professional Portfolio Management, Wealth Management, Retirement Planning, and Financial Planning. To learn more about how we can make a difference, please reach out. We are extremely grateful to serve such an accomplished and diverse group of people not just in New York, but in states and cities throughout the country. We are very excited to get started with you!
At the Midtown New York Group at Morgan Stanley, the quality of personalized client service is at the core of everything we do. Our team is comprised of experienced financial professionals with decades of combined experience in the industry. Pairing our services and capabilities with Morgan Stanley's wealth management platforms allows us to help clients navigate and manage an ever-changing financial landscape. When working together, our goal is to thoroughly understand your financial needs and ultimately align our resources to help you meet and exceed them. What's important to you is important to us, and we are eager to work alongside you and your family to help you accomplish all it is that you work so hard for.
Just as the markets are constantly changing, your financial needs and wants are bound to change too. By establishing effective communication and transparency at the beginning of our relationship, we make it a point to ensure that we are always on the same page. An integral part of our working relationship is for us to thoroughly understand your unique financial position, long and short-term goals, as well as your appetite for risk. This serves as a working model for us to build and constantly monitor an appropriate asset allocation strategy that is tailored specifically to you for both today and the future.
Our diverse wealth management team stands out due to our shared entrepreneurial spirit. We question the status quo and help you think outside the box to pursue your dreams and aspirations, embrace challenges, and analyze new opportunities. We also serve as a sounding board for investment ideas and work with you to develop and execute a strategy that is precisely your own.
Some of the many services we offer our valued clients include Professional Portfolio Management, Wealth Management, Retirement Planning, and Financial Planning. To learn more about how we can make a difference, please reach out. We are extremely grateful to serve such an accomplished and diverse group of people not just in New York, but in states and cities throughout the country. We are very excited to get started with you!
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Professional Portfolio ManagementFootnote3
- Corporate Retirement PlansFootnote4
- Alternative InvestmentsFootnote5
- Retirement PlanningFootnote6
- Cash Management and Lending ProductsFootnote7
- Municipal BondsFootnote8
- Asset Management
- Life InsuranceFootnote9
- Philanthropic Services
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
How We Work With You
1. Discovery Process
Learning about you and your family; your assets and liabilities, as well as your risk exposure is the first step in our discovery process. Investing the time to get to know each other enables us to formulate strategies and customize the relationship to you and your family's specific needs.
2. Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances. By doing this, we help identify and tailor planning techniques that address your goals and objectives.
3. Creation of Customized Strategic Asset Allocation
When working together, we assess how your current asset allocation reflects risk, potential opportunities, and taxation across multiple entities. This approach allows us to integrate your investing and estate plans into our collaborative financial strategy, designed specifically towards you and your unique financial situations.
4. Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on market distortions. Before making the adjustments, we analyze the impact of taxes and trading costs on potential returns.
5. Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
6. Ongoing Assessment
Establishing a strong form of communication is important in any relationship. As we work together, we conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
What We Offer
At Morgan Stanley, we provide clients with easily digestible financial analysis from our market research experts. The links below provide further insight on the
markets and economic landscape as well as our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life.
markets and economic landscape as well as our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life.
Wealth Management & Financial Planning
You have meaningful goals. Our Financial Advisors can
help you reach them. For over 85 years, the firm has
worked with individuals, families, businesses and
institutions to deliver services and solutions that help
build, preserve and manage wealth.
Learn Morehelp you reach them. For over 85 years, the firm has
worked with individuals, families, businesses and
institutions to deliver services and solutions that help
build, preserve and manage wealth.
Equity Compensation
We specialize in equity compensation and have experience helping companies and their employees manage their stock plan and equity awards as part of their larger financial picture. For employees, we can help you make the most of your workplace financial benefits and help you achieve your life goals.
Learn More About How You Can Make The Most of Your Equity Compensation
Cash Management and Lending Solutions
At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.
Explore the Full Suite of Offerings
Tax Tips and Resources
Tax-efficient investing techniques may help you lower
your tax burden and increase your long-term wealth. Click
the link below for some helpful and effective strategies to
consider.
Learn Moreyour tax burden and increase your long-term wealth. Click
the link below for some helpful and effective strategies to
consider.
Thoughts on the Market Podcast
Detailed market commentary from Morgan Stanley's
thought leaders on topics such as global equities, fixed
income, monetary policy and more.
Listen Herethought leaders on topics such as global equities, fixed
income, monetary policy and more.
GIC Weekly
The Global Investment Committee's Lisa Shalett
headlines this weekly look at markets, asset class
performance and fixed income.
Learn Moreheadlines this weekly look at markets, asset class
performance and fixed income.
MS at Work
Workplace financial solutions that help employees
achieve their life goals. Our comprehensive offering spans
Equity, Financial Wellness and Retirement solutions, plus
Financial Empowerment, so your workforce can realize
the full potential of their benefits.
Learn Moreachieve their life goals. Our comprehensive offering spans
Equity, Financial Wellness and Retirement solutions, plus
Financial Empowerment, so your workforce can realize
the full potential of their benefits.
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary
loyalty program that rewards Morgan Stanley's most
valued clients. The program is designed to enhance your
lifestyle and relationship with the firm beyond traditional
wealth management services.
Learn Moreloyalty program that rewards Morgan Stanley's most
valued clients. The program is designed to enhance your
lifestyle and relationship with the firm beyond traditional
wealth management services.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started TodayWhat we Offer
Working as part of an integrated advisory team, our team of Wealth Advisors can help you make well-informed personal wealth management decisions at every stage of your company's development. Our goal is to provide you with the information, insight and resources needed to help you reach your personal and professional goals. Equity programs vary widely, so it's important to understand the details and how it fits into your financial plan.
To learn more about how our team can be of service to you, your employees and your business, please schedule a call with us by using the "Contact Us" button at the top of the screen.
To learn more about how our team can be of service to you, your employees and your business, please schedule a call with us by using the "Contact Us" button at the top of the screen.
401(k) Benefits for Small Business Owners
As a small business owner, you can help improve the financial future of your employees by providing 401(k) retirement benefits and leveraging the plan as an effective tool for attracting and retaining industry talent, while also gaining business advantages.
Learn More
401(k) Strategies
It’s important to determine how much money you may need to save for a comfortable retirement. Here are three 401(k) retirement strategies to consider.
Learn More
How to Leverage a 401(k) to Retain and Attract Talent
As an owner or decision-maker at your company, you don’t need to be reminded how challenging it is to sustain growth and scale success. Often it comes down to having the right people. But attracting, hiring and keeping top talent can be difficult, especially when the competition is offering comprehensive benefits. By adding a benefit like a 401(k) retirement plan, you may be able to sharpen your competitive edge in a tough job market.
Learn More
Retirement Solutions
For your employees, retirement is more than a date in the future – it’s a milestone that takes time, hard work and the right tools to achieve. Our dedicated Financial Advisors offer Retirement Solutions to every business size, providing fiduciary oversight, employee education and engagement to help drive the best possible employee outcomes. We serve a full spectrum of plan types including: 401(k) and 403(b) Plans, Pension Plans, Non-Qualified Deferred Compensation Plans and more.
Learn More
Maximum Benefit and Contribution Limits 2025
The Secure 2.0 Act, is a significant piece of retirement legislation that is intended to make it easier for businesses to offer retirement plans and for individuals to save for retirement. We wanted to provide you some more information that highlights some important changes.
Learn More
2025 Tax Tables
Understanding the latest tax rates and dates can help you prepare and stay on track throughout the year.
Learn MoreYour Equity Compensation Can Help You Reach Your Life’s Goals
Working as part of an integrated advisory team, our team of Wealth Advisors can help you make well-informed personal wealth management decisions at every stage of your company's development. Equity programs vary widely, so it's important to understand the details and how it fits into your financial plan.
Our goal is to provide you with the information, insight and resources needed to help you reach your personal and professional goals. We are here to help you answer the key questions that arise at the intersection of your business strategy and your personal wealth management.
Our goal is to provide you with the information, insight and resources needed to help you reach your personal and professional goals. We are here to help you answer the key questions that arise at the intersection of your business strategy and your personal wealth management.
Location
55 East 52nd Street 10th
30 Fl
New York, NY 10055
US
Direct:
(212) 883-8153(212) 883-8153
Meet The Midtown New York Group
Tricia Goodwin, CFP®
Senior Vice President, Financial Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(212) 883-8154(212) 883-8154
Donald Kerr
Senior Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(212) 883-8584(212) 883-8584
Phone:
(212) 883-8595(212) 883-8595
Alexandra Yee
Registered Client Service Associate
Phone:
(212) 883-8512(212) 883-8512
John LaMacchia
Client Service Associate
Phone:
(212) 883-7714(212) 883-7714
About Matthew W Hayford
Matthew W. Hayford is a Senior Vice President, Portfolio Management Director and Financial Advisor at Morgan Stanley. Matthew oversees the strategic and tactical implementation of private client and small business assets.
Since 1995, Matthew has been advising wealthy families across the U.S. on asset allocation and financial planning issues while being a Senior Vice President of Investments at UBS Financial Services, Inc. and a Principal at Bernstein Investment Research and Management. He focuses on portfolio management, multi-generational planning, complex trust and estate issues, retirement planning, small business financial solutions, including defined contribution and defined benefit plans.
Matthew holds a B.S. degree in Agricultural and Resource Economics with a major in small business management from the University of Vermont. He is registered with FINRA, SEC and CFTC with Series 3, 7, 31, 63 and 65 registrations. In 2016, he obtained the Chartered Retirement Plans Specialist designation. He lives in Summit, New Jersey with his wife and 4 children.
Formerly, Matthew served on the Board of Directors (Treasurer) of the National Parks of New York Harbor Conservancy.
Since 1995, Matthew has been advising wealthy families across the U.S. on asset allocation and financial planning issues while being a Senior Vice President of Investments at UBS Financial Services, Inc. and a Principal at Bernstein Investment Research and Management. He focuses on portfolio management, multi-generational planning, complex trust and estate issues, retirement planning, small business financial solutions, including defined contribution and defined benefit plans.
Matthew holds a B.S. degree in Agricultural and Resource Economics with a major in small business management from the University of Vermont. He is registered with FINRA, SEC and CFTC with Series 3, 7, 31, 63 and 65 registrations. In 2016, he obtained the Chartered Retirement Plans Specialist designation. He lives in Summit, New Jersey with his wife and 4 children.
Formerly, Matthew served on the Board of Directors (Treasurer) of the National Parks of New York Harbor Conservancy.
Securities Agent: AR, WI, VA, TN, LA, CO, RI, OH, NV, MO, MI, MA, UT, PA, OR, TX, GA, CA, NY, MN, FL, NC, DE, SC, NJ, ID, CT, PR, NM, MS, MD, WA, VT, NH, ME, IN, IL, DC, SD, IA, AZ, KY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1278625
NMLS#: 1278625
About Tricia Goodwin
Tricia Goodwin, our Certified Financial Planner, TM, is an experienced advisor working in private wealth management since 1998. Tricia works with each of her High Net Worth clients to develop a personalized strategic and tactical plan. Building lifetime relationships, caring for each client’s needs, as well as meeting and understanding each client’s goals are foremost in her mind.
With years of experience, Tricia focuses on investment management, retirement and estate planning strategies, succession planning, and strategic philanthropy. Tricia has a pulse on the market and helps ensure that her clients are kept up to date with pertinent information and timely analysis. She excels at helping individuals and not-for-profits design and implement strategies to help meet their goals and monitor their risk.
Prior to joining Morgan Stanley, Tricia was an Investment Associate at UBS Financial Services and worked in private wealth management at Goldman Sachs. Tricia holds a BS in Finance from Drexel University, and is a Registered Representative with FINRA and the SEC holding her Series 7, 66 and 63 registrations, along with a Life and Accident/Health Insurance license.
Currently, Tricia is on the Board of Directors of The Endless Mountain Music Festival. She lives in Middle Village, NY with her husband and daughter and enjoys traveling with her family.
With years of experience, Tricia focuses on investment management, retirement and estate planning strategies, succession planning, and strategic philanthropy. Tricia has a pulse on the market and helps ensure that her clients are kept up to date with pertinent information and timely analysis. She excels at helping individuals and not-for-profits design and implement strategies to help meet their goals and monitor their risk.
Prior to joining Morgan Stanley, Tricia was an Investment Associate at UBS Financial Services and worked in private wealth management at Goldman Sachs. Tricia holds a BS in Finance from Drexel University, and is a Registered Representative with FINRA and the SEC holding her Series 7, 66 and 63 registrations, along with a Life and Accident/Health Insurance license.
Currently, Tricia is on the Board of Directors of The Endless Mountain Music Festival. She lives in Middle Village, NY with her husband and daughter and enjoys traveling with her family.
Securities Agent: MA, KY, NJ, IL, GA, NH, MI, ME, FL, DE, NY, MN, ID, VT, UT, SD, RI, NV, NC, MS, WA, VA, MD, DC, CT, AZ, WI, PA, OR, LA, NM, IN, TX, SC, MT, CO, CA, AR, TN, PR, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 1278826
NMLS#: 1278826
About Donald Kerr
Don Kerr is a Senior Portfolio Manager, Senior Vice President, and Financial Advisor, at Morgan Stanley.
Don has over 30 years of experience in the financial services industry, having worked at Irving Trust Company, Mellon Bank as well as Shearson Lehman American Express and Smith Barney. He advises high net worth individuals, families, as well as small businesses. Recognizing the importance of preservation of principle, he advises on financial planning, asset allocation, retirement planning as well as family planning.
Don is a graduate of Pace University, with a business administration degree, and holds his FINRA series 7, 63 and 65 licenses. Don lives in Larchmont, NY, with his wife Jean, and their dog Satchel. Their 3 children, Sarah, Abby and Peter live and work in the New York City area.
Don has over 30 years of experience in the financial services industry, having worked at Irving Trust Company, Mellon Bank as well as Shearson Lehman American Express and Smith Barney. He advises high net worth individuals, families, as well as small businesses. Recognizing the importance of preservation of principle, he advises on financial planning, asset allocation, retirement planning as well as family planning.
Don is a graduate of Pace University, with a business administration degree, and holds his FINRA series 7, 63 and 65 licenses. Don lives in Larchmont, NY, with his wife Jean, and their dog Satchel. Their 3 children, Sarah, Abby and Peter live and work in the New York City area.
Securities Agent: SD, FL, UT, TN, MI, DC, PA, NC, MN, MD, ID, NY, NV, NH, MO, MA, LA, GA, CO, RI, CA, AZ, VA, KY, WA, VT, OR, WI, SC, PR, CT, NM, NJ, MS, ME, IL, DE, AR, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1339310
NMLS#: 1339310
About William Cheung
William Cheung serves as a Financial Advisor & Financial Planning Specialist on the team. He works closely with a select group of executives, entrepreneurs and their teams helping them achieve all that is important to them. His wealth management service model includes a five meeting process that begins with an exploratory discovery meeting. William collaborates with his clients to help address their advanced planning needs, through customized Goals-Based Wealth Management solutions and helps them make smart decisions about their money, essentially becoming their personal Chief Financial Officer. By creating customized financial road maps, clients can then spend their time focusing on those very things that are most important to them.
Leveraging Morgan Stanley, William and his team have access to some of the best managers and resources on the street available today.
Leveraging Morgan Stanley, William and his team have access to some of the best managers and resources on the street available today.
Securities Agent: PA, NM, ID, DE, NV, NC, CT, UT, OH, NJ, MO, IA, GA, FL, DC, CA, TN, NH, MS, KY, MI, IL, WI, WA, VA, OR, ME, TX, SC, NY, IN, SD, MD, LA, VT, RI, MN, MA, CO, AZ, AR, PR; General Securities Representative; Investment Advisor Representative
NMLS#: 1275687
CA Insurance License #: 0M92160
NMLS#: 1275687
CA Insurance License #: 0M92160
About Alexandra Yee
Alexandra Yee is a Registered Client Service Associate at Morgan Stanley. Since joining the firm in 2018, Alex has been providing The Midtown Group with administrative, operational and marketing support. Her primary responsibility is client interaction and client-related services.
Prior to joining Morgan Stanley, Alex was an Associate Buyer at Christian Louboutin where she was responsible for the buying and account management for the East Coast and Canada.
Alex holds a degree in Business Management from Providence College. She is registered with FINRA and SEC with the Series 7 and 66 licenses. Currently, she lives in Long Island with her husband.
Prior to joining Morgan Stanley, Alex was an Associate Buyer at Christian Louboutin where she was responsible for the buying and account management for the East Coast and Canada.
Alex holds a degree in Business Management from Providence College. She is registered with FINRA and SEC with the Series 7 and 66 licenses. Currently, she lives in Long Island with her husband.
About John LaMacchia
John LaMacchia joined us at The Midtown New York Group at Morgan Stanley in July as a Client Service Associate. In this role, John's primary responsibility is to foresee the administrative duties for the team and our clients. In addition, John works to keep the team organized, streamline its operations, as well as provide general assistance to our clients' questions or concerns. He pays great attention to detail, has many bright ideas, and adds a fresh energy to the team. John is fully licensed for this position, holding both his Series 7 & Series 66 registrations.
John grew up in Glen Rock, NJ and recently graduated from Montclair State University, where he received a Bachelor's degree in Finance. In his spare time, John enjoys playing golf and hockey, as well as fishing, hiking and traveling.
John grew up in Glen Rock, NJ and recently graduated from Montclair State University, where he received a Bachelor's degree in Finance. In his spare time, John enjoys playing golf and hockey, as well as fishing, hiking and traveling.
Contact Matthew W Hayford
Contact Tricia Goodwin
Contact Donald Kerr
Contact William Cheung
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Charlotte Spatz
Private Banker
Martin Hunter
Associate Private Banker
About Charlotte Spatz
Charlotte Spatz is a Private Banker serving Morgan Stanley Wealth Management offices in New York.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Charlotte began her career in financial services in 2015, and joined Morgan Stanley in 2016 as a Complex Administrator. Prior to being promoted to her current position, Charlotte served as an Associate Private Banker supporting Wealth Management offices in New York City and was a Regional Administrator before that. Before joining the firm, she was an Operations Associate at the Lebenthal & Co.
Charlotte is a graduate of the Marist College, where she received a Bachelor of Arts in Communication. She currently lives in Greenwich, Connecticut.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Charlotte began her career in financial services in 2015, and joined Morgan Stanley in 2016 as a Complex Administrator. Prior to being promoted to her current position, Charlotte served as an Associate Private Banker supporting Wealth Management offices in New York City and was a Regional Administrator before that. Before joining the firm, she was an Operations Associate at the Lebenthal & Co.
Charlotte is a graduate of the Marist College, where she received a Bachelor of Arts in Communication. She currently lives in Greenwich, Connecticut.
NMLS#: 2008389
About Martin Hunter
Martin Hunter is an Associate Private Banker serving Morgan Stanley Wealth Management offices in New York City.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Martin began his career in financial services in 2017 and joined Morgan Stanley in 2021 as a Credit Trader in Fixed Income. Prior to joining the firm, he was a Commercial Banking Relationship Manager at the Wells Fargo.
Martin is a graduate of the University of Illinois at Chicago, where he received a Bachelors in Economics. He lives in New York City, NY. Outside of the office, Martin enjoys running, fine dining, and volunteering his time to mentor college students aspiring to break into Wall Street.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Martin began his career in financial services in 2017 and joined Morgan Stanley in 2021 as a Credit Trader in Fixed Income. Prior to joining the firm, he was a Commercial Banking Relationship Manager at the Wells Fargo.
Martin is a graduate of the University of Illinois at Chicago, where he received a Bachelors in Economics. He lives in New York City, NY. Outside of the office, Martin enjoys running, fine dining, and volunteering his time to mentor college students aspiring to break into Wall Street.
NMLS#: 2635683
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
Small Business Retirement Plans
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Ready to start a conversation? Contact The Midtown New York Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
