The Middlesex Group at Morgan Stanley

Andrew is the senior partner and relationship manager for the team’s corporate and estate planning clients. He joined Morgan Stanley in 2008 and brings over 40 years of experience to the team.  Andrew builds value for clients and strives to meet their evolving needs by having established a broad external network including accountants, attorneys, money managers, and other service providers.  In addition to traditional equity and fixed income investments, he utilizes the firm’s product capabilities in such areas as private equity, investment banking and insurance.

Andrew is a Certified Portfolio Manager, a Chartered Retirement Planning CounselorSM , and earned the distinguished Certified Investment Management AnalystTM  designation conferred by the Wharton School of Business at the University of Pennsylvania.

He lives in Dover, MA with his wife and enjoys cycling, skiing, golf, and spending time with his four daughters.  He was previously co-Chair of the American Heart Association Heart Ball and has chaired the Board of Directors of the Needham YMCA.


Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Asset Allocation does not assure a profit or protect against loss in declining financial markets.

The Certified Portfolio Manager ^® (CPM) designation is sponsored by the Academy of Certified Portfolio Managers, and Columbia University in New York.

The Certified Retirement Counselor^® (CRC^®) program will enhance your retirement planning expertise and becoming certified will tangibly demonstrate your commitment to helping your clients make informed decisions.

As the premier designation in the industry, the CIMA^® is an intense educational experience focusing on asset allocation, manager search and selection, investment policy and performance measurement.

Alternative investments involve complex tax structures, tax inefficient investing, and delays in distributing important tax information. Individual funds have specific risks related to their investment programs that will vary from fund to fund. Clients should consult their own tax and legal advisors as Morgan Stanley Wealth Management does not provide tax or legal advice.

Bonds are subject to interest rate risk. When interest rates rise, bond prices fall; generally the longer a bond's maturity, the more sensitive it is to this risk. Bonds may also be subject to call risk, which is the risk that the issuer will redeem the debt at its option, fully or partially, before the scheduled maturity date. The market value of debt instruments may fluctuate, and proceeds from sales prior to maturity may be more or less than the amount originally invested or the maturity value due to changes in market conditions or changes in the credit quality of the issuer. Bonds are subject to the credit risk of the issuer. This is the risk that the issuer might be unable to make interest and/or principal payments on a timely basis. Bonds are also subject to reinvestment risk, which is the risk that principal and/or interest payments from a given investment may be reinvested at a lower interest rate.

Keilly’s exposure to Wealth Management came at an early age – from dinner table conversations with her parents who met working as Financial Advisors at EF Hutton in the early 1980s. Their family core values –gratitude, respect, transparency and hard work – are the foundation for how she seeks to help others achieve their best lives.

Keilly holds the CERTIFIED FINANCIAL PLANNER^® designation and is the team’s Financial Planning Specialist. She works with clients to uncover and define what is most important to them in order to structure and implement their short and long term wealth management strategies. Keilly is partnered with her father Andrew Cutler. Together they leverage the team’s combined 40+ years of industry experience and Morgan Stanley’s vast resources to deliver customized financial plans and investment strategies for business owners and families. They feel privileged to work with many multigenerational families and are skilled in helping their clients navigate the complexities that arise around generational wealth. Financial literacy, Sustainability and Social Responsibility are important to Keilly, so she has a strong focus in Impact and Environmental Social Governance (ESG) investing.

Prior to joining the Middlesex Group at Morgan Stanley, Keilly spent over 10 years in the Recruiting and Staffing Industry. Similar to Financial Planning, this work was collaborative, goal oriented and constantly changing. Keilly’s staffing career culminated in her role as a Division Director at Beacon Hill Staffing Group where she opened, built and managed their Associates Division in Austin, TX. Her clients ranged from Fortune 500 companies to Technology startups, Construction, Private Equity and Venture Capital firms, to small Professional Services firms. Keilly’s success comes in part to her ability to listen carefully, ask the right questions, plan accordingly, follow through and adapt quickly to her client’s unique and everchanging needs.

Keilly enjoys hiking, skiing, kayaking, paddle boarding, playing tennis, practicing yoga, and traveling with her family and friends. She lives in Newton, MA with her husband Scott. In the winters they chase the snow and in the summers they enjoy relaxing at their lake cabin on Moose Pond in Maine. They are both former outdoor wilderness guides who met working at the Chewonki Foundation in Wiscasset, ME. Keilly serves on the board of directors for Communities for People, a foster care and adoption non-profit, and on the Alumni Council for the Rivers School. She is a registered yoga teacher, former board member at the Learning About Multimedia Project and has volunteered through other organizations including the Gay Men’s Health Crisis Center (GMHC), Step Up and the Newton Rotary. Keilly graduated Cum Laude with a BA in Global Studies from St Lawrence University where she spent a semester studying in Shanghai, China at East China Normal University. She grew up in Dover, MA and attended the Rivers School in Weston, MA.

Peter wears many hats as the Client Service Associate. He is the Middlesex Group’s client go-to for daily requests including account questions, money transfers, RMDs, and everything in between. Peter is a graduate of Boston College and has always had an interest in finance. Before joining Morgan Stanley Peter worked for his father’s small business in Dartmouth, MA. Peter is an avid basketball player, soccer fan, and car enthusiast. His work ethic, professionalism and analytical mindset make him a natural fit in this all-encompassing role.