Managing Director, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(404) 459-3891(404) 459-3891
The Mercury Group at Morgan Stanley
Direct:
(404) 459-3891(404) 459-3891
Our Mission Statement
We strive to enhance the financial well-being of those who depend on us by providing them with tailored, solutions-oriented investing strategies paired with an unabated commitment to exceptional client service.
Welcome
In an ever-changing financial landscape, we believe having a seasoned professional at your side has become crucial to achieving financial success. We can help you with virtually all aspects of your financial journey including planning, creation, and implementation of your strategy.
The Mercury Group at Morgan Stanley was founded around a mutual passion for understanding clients’ goals and developing solutions that strive to achieve them. Our group is made up of financial professionals who understand the importance of being creative, diligent, and effective in navigating today’s fast paced global economy. Today’s challenges call for more than a “one-size fits all” investment approach, we must be proactive and adapt accordingly.
We begin by developing a comprehensive understanding of your current financial situation. We then leverage the extensive, robust tools available to us through our industry-leading firm. Our firm has some of the industry’s smartest individuals along with superior tools and analytics. Combining our experience with our tool’s analytics we are able to identify what rate or return is necessary to help achieve your goals at a given level of risk. Once we know what you need, we create a truly customized strategy for you that seeks to achieve the necessary return.
Our goal is to provide our clients with the opportunity to enjoy their wealth today, tomorrow, and for years to come. We encourage you to reach out to our team to find out how we can help you and your family.
The Mercury Group at Morgan Stanley was founded around a mutual passion for understanding clients’ goals and developing solutions that strive to achieve them. Our group is made up of financial professionals who understand the importance of being creative, diligent, and effective in navigating today’s fast paced global economy. Today’s challenges call for more than a “one-size fits all” investment approach, we must be proactive and adapt accordingly.
We begin by developing a comprehensive understanding of your current financial situation. We then leverage the extensive, robust tools available to us through our industry-leading firm. Our firm has some of the industry’s smartest individuals along with superior tools and analytics. Combining our experience with our tool’s analytics we are able to identify what rate or return is necessary to help achieve your goals at a given level of risk. Once we know what you need, we create a truly customized strategy for you that seeks to achieve the necessary return.
Our goal is to provide our clients with the opportunity to enjoy their wealth today, tomorrow, and for years to come. We encourage you to reach out to our team to find out how we can help you and your family.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process Built Around You
The Mercury Group considers proper planning to be paramount in helping achieve your financial goals. Therefore, charting a clear, realistic course to financial independence begins with understanding your values, priorities and goals for the future. Working together, we define what is most important to you and your family and then develop the appropriate strategies to help you achieve your goals. Through each step, we provide objective advice and investment insights to construct a plan that is uniquely yours.
Our goals-based approach allows our clients to remain confident with their financial future, so they can continue to enjoy their wealth today, tomorrow, and for years to come. If your circumstances change – whether by chance or choice – The Mercury Group will be with you every step of the way. We welcome you to take a look at our comprehensive approach outlined below.
Our goals-based approach allows our clients to remain confident with their financial future, so they can continue to enjoy their wealth today, tomorrow, and for years to come. If your circumstances change – whether by chance or choice – The Mercury Group will be with you every step of the way. We welcome you to take a look at our comprehensive approach outlined below.
Our Respected Clients
Individuals and Families
No matter what your financial needs may be, The Mercury Group has the experience and resources to help you. We proudly serve individuals and families who have a higher level of net worth and the associated complexities around choosing some of the most efficient path towards helping reach your dream lifestyle, or potentially maintain your current one.
Executives
The Mercury Group understands the hard work and dedication required to accumulate the money our clients have earned. Complications can arise with employee stock ownership and tax efficiency. The Mercury Group is made up of professionals who can assist executives navigate their increasingly complicated financial landscape.
Captive Insurance Companies
The Mercury Group focuses on helping meet the unique investment needs of captive insurance companies. If your organization has determined that a captive insurance company is a viable complement to your risk management plan, we can apply our broad knowledge and extensive experience in managing these investment opportunities with a full range of services.
Institutions
Whether your institution is large or small, The Mercury Group has extensive experience helping clients like you leverage their assets and reserves. We provide our knowledge and resources to create an effective plan to put those assets to work in the way that is in line with your policy and principals.
Serving With Distinction
Forbes Best-In-State Wealth Advisors
Jonathan received this award.
2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Member of the Morgan Stanley President's Club
Jonathan was named to Morgan Stanley's President's Club in 2022, 2023, and 2024.
Morgan Stanley's President's Club is an elite group composed of firm's the top Financial Advisors. In addition to demonstrating leadership through best practices of wealth management, this accolade recognizes Advisors who consistently excel in providing a wide range of investment products and wealth management services to clients.
Morgan Stanley's President's Club is an elite group composed of firm's the top Financial Advisors. In addition to demonstrating leadership through best practices of wealth management, this accolade recognizes Advisors who consistently excel in providing a wide range of investment products and wealth management services to clients.
Certified Financial Planner
Ethan holds this designation.
CFP® professionals have attained the standard of excellence in financial planning by meeting education, experience and ethical standards, and as part of their certification, they have made a commitment to CFP Board to serve your best interests today to prepare you for a more secure tomorrow.
CFP® professionals have attained the standard of excellence in financial planning by meeting education, experience and ethical standards, and as part of their certification, they have made a commitment to CFP Board to serve your best interests today to prepare you for a more secure tomorrow.
Family Wealth Advisor
Ethan holds this designation.
A Family Wealth Advisor helps high-net-worth families manage and grow their wealth through personalized financial planning, investment strategies, and estate planning.
A Family Wealth Advisor helps high-net-worth families manage and grow their wealth through personalized financial planning, investment strategies, and estate planning.
Managing Director
Jonathan holds this title.
The title of Managing Director is awarded to individuals who excel not only in the scale and success of their practice but also in their personal character. Managing Directors demonstrate exceptional leadership both within the organization and in the broader community. They serve as ambassadors and role models for Morgan Stanley’s vision and business principles, consistently pursuing excellence, upholding the highest standards for themselves and others, and embodying the principles of corporate guardianship.
The title of Managing Director is awarded to individuals who excel not only in the scale and success of their practice but also in their personal character. Managing Directors demonstrate exceptional leadership both within the organization and in the broader community. They serve as ambassadors and role models for Morgan Stanley’s vision and business principles, consistently pursuing excellence, upholding the highest standards for themselves and others, and embodying the principles of corporate guardianship.
Offers to Benefit You
Clients with over $1 million in assets and liabilities with Morgan Stanley are eligible to enroll in Reserved Living and Giving. MS Reserved is a complimentary loyalty program, with over 50 offers and discounts from premier brands, designed to enhance your lifestyle beyond traditional wealth management services. The program provides access to exclusive partner offers, insights from Morgan Stanley thought leaders, and inspiring philanthropic stories.
The Mercury Group encourages you and your family to ask us how you can take advantage of these great offers!
The Mercury Group encourages you and your family to ask us how you can take advantage of these great offers!
Reserved Offers
From caviar, to flowers, to cars, MS Reserved has an extensive collection of offers to choose from. MS Reserved provides exclusive offers to keep MS Reserved Clients and their families safe and engaged. These offers include, but are not limited to, dining, health and wellness, travel, and entertainment.
See Our Latest Offers
Reserved Insights
Whether you want to learn more about cybersecurity, or you are looking for vacation ideas, MS Reserved Insights has an article for you. MS Reserved clients gain access to curated insights and articles. The topics include family, lifestyle, health and planning travel, philanthropy, among others.
See Our Insights
Signature Access
Signature Access is the highest tier of Morgan Stanley’s complimentary loyalty program Reserved Living & Giving, which is available to clients with over $10 million in assets at the firm. Signature Access clients gain access to world class services including private health advisory, personal cybersecurity services, aircraft management and more. Signature Access clients also receive all of the discounts and content made available through MS Reserved Living and Giving.
Log In to Signature Access
Enroll Today!
Whether you want to take the perfect vacation, get behind the wheel of your dream car, or take a comfortable private flight, there are amazing offers waiting for you on MS Reserved. Enroll today and begin treating yourself, and your family, to some of the best offers provided by our industry leading firm!
Enroll in MS ReservedLocation
5565 Glenridge Conn
Suite 1900
Atlanta, GA 30342
US
Direct:
(404) 459-3891(404) 459-3891
Meet The Mercury Group
First Vice President, Wealth Management, Financial Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(404) 459-3841(404) 459-3841
Savannah Bailey
Senior Registered Associate
Phone:
(404) 459-3856(404) 459-3856
Debbie Restauri
Portfolio Associate
Phone:
(404) 459-3863(404) 459-3863
Michelle Veach
Client Service Associate
Phone:
(404) 459-3804(404) 459-3804
About Jonathan Dickson
Jon Dickson is a Managing Director, Senior Portfolio Management Director, and Alternative Investments Director at Morgan Stanley. As the senior team leader of The Mercury Group, his primary responsibilities include the formulation, implementation, and management of truly custom / bespoke investment strategies for a limited number of high net worth and institutional clients. He began his investment career in 2000 after earning his Bachelor’s degree in Business and Behavioral Science from Oglethorpe University. Jon began his career at Merrill Lynch directly upon graduation from Oglethorpe, then transitioned to UBS where he spent 10 years building a significant wealth management practice before moving to Morgan Stanley in 2010.
Jon is a regular member of the prestigious “President’s Club” at Morgan Stanley, in addition to consistently being named as a “Best-in-State Wealth Advisor” for high net worth clients by Forbes from 2022-2024
Jon is passionate about developing a firm understanding of each client’s unique goals and objectives and, accordingly, utilizing the vast resources of Morgan Stanley to craft a truly customized solution to achieve the objectives. In fact, Jon’s very reason for getting into the industry was to change lives through helping grow and preserve significant wealth. Jon started in the business at the young age of twenty one which offers him distinctive insight when helping clients in any stage of life. His long industry tenure has also exposed him to a vast array of market conditions, making Jon a seasoned advisor and giving him an abundance of market knowledge.
Jon’s passion for helping people and changing lives extends beyond his work. He is also an active member of his community and supporter of a variety of philanthropic organizations including the Cobb County Community Foundation, and the Juvenile Diabetes Research Foundation. He also supports the SOS Children’s Villages of Bosnia (a charity that both he and his wife, Lejla, take great pride in due to Lejla’s Bosnian heritage). Jon has been happily married for fifteen years and is the proud father of two wonderful children, Grace and Grant. Outside of the office, Jon enjoys coaching youth sports, reading, and traveling. Jon also enjoys playing tennis, pickleball, and golf.
Jon’s industry tenure, customized approach, and experience make him an ideal strategic choice for clients seeking a knowledgeable, trustworthy Financial Advisor. He invites, and encourages, anyone looking for advice to reach out and schedule a time to talk about their financial situation and goals.
2022 - 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2022 - 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Jon is a regular member of the prestigious “President’s Club” at Morgan Stanley, in addition to consistently being named as a “Best-in-State Wealth Advisor” for high net worth clients by Forbes from 2022-2024
Jon is passionate about developing a firm understanding of each client’s unique goals and objectives and, accordingly, utilizing the vast resources of Morgan Stanley to craft a truly customized solution to achieve the objectives. In fact, Jon’s very reason for getting into the industry was to change lives through helping grow and preserve significant wealth. Jon started in the business at the young age of twenty one which offers him distinctive insight when helping clients in any stage of life. His long industry tenure has also exposed him to a vast array of market conditions, making Jon a seasoned advisor and giving him an abundance of market knowledge.
Jon’s passion for helping people and changing lives extends beyond his work. He is also an active member of his community and supporter of a variety of philanthropic organizations including the Cobb County Community Foundation, and the Juvenile Diabetes Research Foundation. He also supports the SOS Children’s Villages of Bosnia (a charity that both he and his wife, Lejla, take great pride in due to Lejla’s Bosnian heritage). Jon has been happily married for fifteen years and is the proud father of two wonderful children, Grace and Grant. Outside of the office, Jon enjoys coaching youth sports, reading, and traveling. Jon also enjoys playing tennis, pickleball, and golf.
Jon’s industry tenure, customized approach, and experience make him an ideal strategic choice for clients seeking a knowledgeable, trustworthy Financial Advisor. He invites, and encourages, anyone looking for advice to reach out and schedule a time to talk about their financial situation and goals.
2022 - 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2022 - 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: MA, MI, CT, CA, OH, NM, NE, LA, TN, HI, DE, KY, IL, GA, FL, AL, WY, MS, VA, SC, RI, MO, MD, CO, AZ, VT, DC, UT, MT, IN, WV, WI, TX, NY, NJ, NC, SD, PA, NV; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279063
NMLS#: 1279063
About Ethan Staats
Ethan Staats began his investment career in 1995 after earning his Bachelor’s degree in Finance from the University of Georgia. Prior to joining Morgan Stanley in 2012, Ethan spent time working at both Wells Fargo and Northwestern Mutual. Ethan currently serves as a Family Wealth Advisor and holds the Certified Financial Planner (CFP) designation. As a member of The Mercury Group, Ethan focuses on working with clients to create long-term, personalized financial plans in addition to coordinating the financial care of clients with their other advisors.
Ethan cares deeply about his clients on both a financial and personal level. His passion for financial advisory formed because the role allows him to listen to, and learn from, others. Everyday Ethan learns more about his clients, which allows him to constantly refine his approach to crafting their tailored financial plans. His perspective encourages the identification of specific goals and the determination of the necessary rate of return to help achieve them. This needs-based investing style distinguishes him from many in the industry.
A native Atlantan with four generations of history, Ethan’s commitment to improving the lives of people around him is further carried out through his community involvement. He provides pro-bono work as a treasurer for a local child daycare center. Ethan’s family hosts foreign exchange students which he finds to be a rewarding opportunity to help students achieve their educational goals. Ethan also teaches sailing for three of Atlanta’s high schools. He is a devoted husband to his lovely wife and deeply committed father to his four wonderful children. A man of many interests, he also enjoys fly-fishing, bird hunting, fly-tying, sailing, tennis, golf, pickleball and squash, among other activities. His thirst for learning even challenged him to become an instrument rated, commercial pilot for single engine and multi-engine piston aircraft.
Ethan’s innate ability to connect with and understand his clients, along with his dedication to his family and to learning new things makes him a wise choice for those looking for an experienced, well-rounded financial advisor.
Ethan cares deeply about his clients on both a financial and personal level. His passion for financial advisory formed because the role allows him to listen to, and learn from, others. Everyday Ethan learns more about his clients, which allows him to constantly refine his approach to crafting their tailored financial plans. His perspective encourages the identification of specific goals and the determination of the necessary rate of return to help achieve them. This needs-based investing style distinguishes him from many in the industry.
A native Atlantan with four generations of history, Ethan’s commitment to improving the lives of people around him is further carried out through his community involvement. He provides pro-bono work as a treasurer for a local child daycare center. Ethan’s family hosts foreign exchange students which he finds to be a rewarding opportunity to help students achieve their educational goals. Ethan also teaches sailing for three of Atlanta’s high schools. He is a devoted husband to his lovely wife and deeply committed father to his four wonderful children. A man of many interests, he also enjoys fly-fishing, bird hunting, fly-tying, sailing, tennis, golf, pickleball and squash, among other activities. His thirst for learning even challenged him to become an instrument rated, commercial pilot for single engine and multi-engine piston aircraft.
Ethan’s innate ability to connect with and understand his clients, along with his dedication to his family and to learning new things makes him a wise choice for those looking for an experienced, well-rounded financial advisor.
Securities Agent: VA, NV, CA, NM, NC, MT, LA, DC, SC, OR, OH, MS, MD, MA, CT, VT, TN, IN, GA, IL, AL, UT, MI, NE, KY, HI, AZ, WA, RI, MO, TX, NY, NJ, DE, WY, SD, PA, FL, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1274545
NMLS#: 1274545
About Savannah Bailey
Savannah joined Morgan Stanley in 2013 and oversees business development for the group. She connects privately held business owners to Morgan Stanley's Private Banking Group and investment banking resources.
Savannah is instrumental in helping business owners achieve their lending and growth needs. She holds the FINRA Series 7 and 66, and graduated from the University of Alabama with a BA in advertising.
In her spare time, Savannah enjoys traveling internationally, being outdoors, and volunteering with Children's Healthcare of Atlanta. She currently resides in Buckhead.
Savannah is instrumental in helping business owners achieve their lending and growth needs. She holds the FINRA Series 7 and 66, and graduated from the University of Alabama with a BA in advertising.
In her spare time, Savannah enjoys traveling internationally, being outdoors, and volunteering with Children's Healthcare of Atlanta. She currently resides in Buckhead.
About Debbie Restauri
Debbie takes great pride and plays a significant role in providing our clients with exceptional service in her administrative position. Debbie will generally be your first point of contact with your on-boarding process, and any administrative task or question you may have.
With over 30 years of experience in the financial services industry, Debbie brings a wealth of knowledge to our team to best serve you. She holds the FINRA Series 7,63, 65, and 31.
Debbie currently resides in Marietta. She enjoys spending time with friends, and visiting her son, Brandon, in Park City, Utah.
With over 30 years of experience in the financial services industry, Debbie brings a wealth of knowledge to our team to best serve you. She holds the FINRA Series 7,63, 65, and 31.
Debbie currently resides in Marietta. She enjoys spending time with friends, and visiting her son, Brandon, in Park City, Utah.
About Michelle Veach
Michelle joined Morgan Stanley in 2019 after working in banking, finance, and insurance. Her extensive knowledge, and experience, that she brings makes her an invaluable resource to both the team and our valued clients. She is the newest addition to our team and assists our clients with all administrative tasks and questions.
Michelle currently resides in Brookhaven with her daughter. In her spare time, she enjoys spending time with family, friends and her dog Leia.
Michelle currently resides in Brookhaven with her daughter. In her spare time, she enjoys spending time with family, friends and her dog Leia.
Contact Jonathan Dickson
Contact Ethan Staats
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Maranda Barbour
Private Banker
Mark Jansen
Family Office Resources Generalist
About Maranda Barbour
NMLS# 1182370
Maranda Barbour is a Loan Portfolio Manager serving Morgan Stanley’s Wealth Management offices in the Southeast Region.
Maranda began her career in financial services in 1999, and joined Morgan Stanley in 2010. Prior to being promoted to her current position, she served as an Associate Private Banker in Atlanta, Georgia. Before she joined the firm, Maranda was a Premier Client Manager for Bank of America.
Maranda earned her Bachelor of Science degree in Marketing from Winthrop University. She and her family live in Alpharetta, Georgia.
Outside of the office, Maranda dedicates her time to youth mentoring programs and numerous community organizations, including Girl Scouts of America and the Greater North Atlanta Chapter of Jack and Jill of America, Inc. She also enjoys walking, traveling, and hiking.
Maranda Barbour is a Loan Portfolio Manager serving Morgan Stanley’s Wealth Management offices in the Southeast Region.
Maranda began her career in financial services in 1999, and joined Morgan Stanley in 2010. Prior to being promoted to her current position, she served as an Associate Private Banker in Atlanta, Georgia. Before she joined the firm, Maranda was a Premier Client Manager for Bank of America.
Maranda earned her Bachelor of Science degree in Marketing from Winthrop University. She and her family live in Alpharetta, Georgia.
Outside of the office, Maranda dedicates her time to youth mentoring programs and numerous community organizations, including Girl Scouts of America and the Greater North Atlanta Chapter of Jack and Jill of America, Inc. She also enjoys walking, traveling, and hiking.
NMLS#: 1182370
About Mark Jansen
Mark Jansen is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Southeast Region. In this capacity, Mark provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory. Mark has over 30 years of experience advising wealthy families, business owners, and their children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Mercury Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures
CRC 6491812 (04/2024)
