Arturo R Medina
Senior Vice President, Financial Advisor
Phone:
(757) 597-9606(757) 597-9606
The Medina Cale Group at Morgan Stanley
Direct:
(757) 873-3300(757) 873-3300
Toll-Free:
(800) 338-8948(800) 338-8948
Our Mission Statement
Dedicated to providing personalized financial care and consistent advice to all clients.
Welcome
We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are appropriate for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that helps meet your lifestyle and legacy goals.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You and KEY LIFE EVENTS
As your dedicated Financial Advisors, our role is to tailor a financial strategy that reflects your unique circumstances and objectives. With over twenty years of experience, we have developed a step-by-step approach towards serving our clients.
Navigate life's journey though key milestones like marriage and retirement. Our tailored financial articles ensures each step is smoother and more fulfilling.
Navigate life's journey though key milestones like marriage and retirement. Our tailored financial articles ensures each step is smoother and more fulfilling.
Step 1: Understanding You
We begin with an in-depth conversation to understand your goals and the goals of your family, the concerns you have and what you ultimately would like to achieve. Next, we review your current future financial situation, identify the likelihood of reaching your goals, and address any potential shortfalls or the impact of unexpected life events.
Step 2: Tailoring a Solution for Your Specific Goals
Here, we'll prepare a comprehensive wealth management plan that address your individual income and cash flow needs, investment objectives and guidelines, and risk/return parameters.
Step 3: Implementing Your Plan
With our guidance, you'll have access to a comprehensive array of strategies, services, and programs that work in tandem to help grow, preserve and transfer your wealth, while remaining aligned with your personal goals and aspirations.
Step 4: Monitoring Results Against Your Goals
We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. Our ultimate mission is your success and well-being.
Birth
Welcoming a child into the family is a joyous occasion for everyone—for parents, grandparents, aunts, uncles, siblings, cousins and other extended family members. We will help you plan and prepare for the financial components that a new child might introduce to your lives.
Baby, Budgets and Buying a House
Education
Education is a major investment that often requires years of careful, advanced planning. As educational costs continue to rise - from primary education through undergraduate, graduate and professional schools - we will work together to implement the appropriate funding strategies for your needs.
Ways to Pay for Education
Marriage
There are few events more exciting than tying the knot with the person you love. Managing your wealth is a critical component to maintaining a long, fruitful marriage. Also, helping fund your child's wedding is a goal for many parents and grandparents.
Questions to Ask Your Partner
Divorce
Divorce is a stressful ordeal that is seldom easy. In can be very difficult to brave this battle alone. If necessary, we will help guide you through the priorities and issues that need to be settled to ensure that your needs are met with care and respect.
Planning for a New Beginning
Retirement
Retirement
Some people look forward to retirement as their time to relax and enjoy the fruits of their decades-long career. Others worry about their ability to support their lifestyle given certain life challenges. Saving for retirement is a lifelong process that relies on defined financial planning strategies.
Develop Your Retirement RoadmapSome people look forward to retirement as their time to relax and enjoy the fruits of their decades-long career. Others worry about their ability to support their lifestyle given certain life challenges. Saving for retirement is a lifelong process that relies on defined financial planning strategies.
Death
We know how difficult losing a loved one can be. We are here to help you navigate the decisions to be made following the death of your spouse or other family member.
Navigating Decisions After Death of Loved OneManaging Financial Planning and Generational Wealth
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisors, we can help you achieve your financial goals.
Managing significant family and generational wealth is complex and often raises difficult questions. See the resources below for more information about managing and preserving significant family wealth.
Managing significant family and generational wealth is complex and often raises difficult questions. See the resources below for more information about managing and preserving significant family wealth.
Portfolio Risk Tool
The Portfolio Risk Platform integrates the leading risk analytics engine into Morgan Stanley Wealth Management’s platform to help improve the quality, transparency, and efficiency of the end to end risk management processes for the Firm and our Clients.
Risk Tool
Goals Planning System (GPS)
Goals-Based Wealth Management means that we aim to understand what is important to you and work together to map out a plan that can help you achieve your financial goals.
GPS
Retirement Planning
The decisions you make about your workplace retirement plan can benefit you for years to come. We’ll help you understand and put your resources to work, so you can plan, invest, and ultimately transition to retirement with confidence.
Retirement
Financial Planning Questionnaire
This questionnaire will help us create a personalized
strategy for you and can enhance our conversation
around your long-term goals.
Click Here to Completestrategy for you and can enhance our conversation
around your long-term goals.
Education Planning
With education costs rising, paying for college has become a major life expense that requires smart planning.
Education
Intelligent Withdrawals
We use state-of-the-art tools that recommend the most tax-efficient way to liquidate assets.
Withdrawals
Family Governance and Wealth Education Fact Sheet
Our mission is to help clients maximize the value of their family capital through the transfer and preservation of the family's shared values, and the creation of an enduring family legacy.
Fact Sheet
Opening Pandora's Box: 10 Rules for Talking to Kids About Money
Discussing family wealth and financial matters with children can be daunting for families. Read the linked article from Glenn Kurlander, Head of Family Governance & Wealth Education at Morgan Stanley, for more information about navigating this delicate subject.
10 Rules
Wealth Education Development Plan
The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.
Development Plan
Your Guide to Life and Money Playbook
Our goal is to help prepare the next generation of leaders, parents, philanthropists, innovators, trustees, executors, board members, and investors by empowering you with the knowledge and tools needed to achieve your goals.
Playbook
Estate Planning Strategies
Tax, Trust & Estate (TTE) strategy has the potential to be incredibly powerful if executed effectively. For a successful TTE plan, it is critical to create a TTE implementation in combination with a TTE strategy.
Strategies
Importance of a Holistic Approach to Your Wealth Video
Watch the below video from Morgan Stanley Family Office Resources to learn how Morgan Stanley FOR can help integrate family values, philanthropy, and legacy into your unique wealth plan.
VideoStay Connected
Digital technology is centered on how people communicate, consume, transact, and travel. Our comprehensive suite of digital tools is designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients:
Morgan Stanley Online (MSO)
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorizations.
Morgan Stanley Online
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Total Wealth View
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online (MSO) may enroll in eDelivery.
eDelivery
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows for easy sharing and convenient access to life’s most important documents from wills and deeds to financial statements and tax fillings. Easily manage your encrypted financial records all in one place
Digital Vault Video
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance, and fixed income
Read the Latest Report
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the Latest Report
Security Center
The cybersecurity landscape is always changing. Start here to get up to speed on the latest in cyber awareness and what it means for you.
How to Protect Yourself Online
Cybersecurity
As the threat of cybercrime intensifies, your digital safety has never been more critical.
Protecting Your DataUpcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: 100 Days of Trump 2.0
DATE: April 24, 2025 at 4:15 p.m. ETWhat do the policies of the administration's first 100 days indicate for the economy and the markets? Join Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, for a conversation with Global Head of Government Relations, Michael J. Stein, and Head of U.S. Policy, Monica Guerra, about potential implications for investors.Can't attend the live event? Register anyway for access to the replay.
4398292 04/2025
Online
Location
701 Town Center Dr
Suite 902
Newport News, VA 23606
US
Direct:
(757) 873-3300(757) 873-3300
Toll-Free:
(800) 338-8948(800) 338-8948
Meet The Medina Cale Group
James H Cale III
Senior Vice President, Financial Advisor, Senior Portfolio Management Director
Phone:
(757) 597-9607(757) 597-9607
Camela W. Steele
Portfolio Associate
Phone:
(757) 597-9609(757) 597-9609
About Arturo R Medina
Art Medina’s financial services career began in 1984 as a branch office wire operator with Merrill Lynch where he quickly established himself as an insightful Financial Advisor. He began forming long-lasting client relationships while simultaneously working his way through successive managerial positions, including Operations Manager, Branch Manager, Compliance Officer, and Professional Development Center Manager. In 2000, Art joined Legg Mason, a predecessor to Morgan Stanley. He became a partner with the Cooper Medina Cale Group in 2003, which became the Medina Cale Group at Morgan Stanley in 2010.
Art has received numerous achievement awards, including membership in the Morgan Stanley Century Club in 2011, 2012, and 2013, the Smith Barney Hispanic Council in 2007, and the Blue Chip Council in 2006, 2007, and 2008. Art grew up in El Paso, Texas, and spent eight years traveling the world with the Navy before joining Merrill Lynch. He is married, with five children.
Art has received numerous achievement awards, including membership in the Morgan Stanley Century Club in 2011, 2012, and 2013, the Smith Barney Hispanic Council in 2007, and the Blue Chip Council in 2006, 2007, and 2008. Art grew up in El Paso, Texas, and spent eight years traveling the world with the Navy before joining Merrill Lynch. He is married, with five children.
Securities Agent: LA, CT, VA, OH, IL, GA, UT, NC, PA, RI, ME, DE, SC, NY, MN, AR, TX, CO, MT, MD, MA, DC, CA, AK, NJ, MS, MI, IN, FL, VT, TN, OR; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1268273
NMLS#: 1268273
About James H Cale III
James Cale “Jamie” began his financial career in November 1998 as an intern for Marc Cooper, founder of the Cooper Bonewell Group at Legg Mason, while attending Christopher Newport University. Under Marc's internship, Jamie learned all aspects of securities trading and devolved strong skills in technical money management and investment strategy. After his internship, Jamie quickly realized his passion for helping clients achieve their financial goals and decided to pursue a career as a financial advisor. By 2002, Jamie had graduated with a Bachelor of Science degree in Business Administration and within a year, he advanced to a partner position at the newly formed Cooper Bonewell Cale Group.
As a Senior Portfolio Manager of the Medina Cale Group, Jamie focuses on asset allocation and money movement, providing tailored strategies to individuals, families, and businesses. His unique approach balances superior investment results with a deep understanding of his client’s risk tolerance, goals and investment timelines. Jamie's dedication to his clients’ needs and his ability to adapt their portfolios to market conditions have earned him recognition in the financial industry, including membership in the Morgan Stanley Century Club from 2010 to 2013 and the Blue Chip Council in 2005, 2006, 2007, and 2008. He has also been recognized by Forbes magazine as one of the Best in the State of Virginia Financial Advisors 2023-2025
Jamie's career is marked by a commitment to excellence and client focused service. He finds most rewarding aspect of being a Financial Advisor is successfully managing client’s assets and helping them achieve their financial objectives. Beyond his professional achievements, Jamie is activity involved in his community, supporting various charity boards such as SPCA, Pet for Paws, and various other client influenced charities and causes. He lives in Williamsburg, VA with his wife Brie and their two children, Noah and Ella, and enjoys traveling, boating, and spending time with family.
Jamie’s connections to the Newport News/Williamsburg community run very deep. For several generations, the Newport News/Williamsburg business community has recognized his family’s significant leadership contributions.
James Cale - Forbes Best-In-State Wealth Advisors 2023-2025
Disclosures:
Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
As a Senior Portfolio Manager of the Medina Cale Group, Jamie focuses on asset allocation and money movement, providing tailored strategies to individuals, families, and businesses. His unique approach balances superior investment results with a deep understanding of his client’s risk tolerance, goals and investment timelines. Jamie's dedication to his clients’ needs and his ability to adapt their portfolios to market conditions have earned him recognition in the financial industry, including membership in the Morgan Stanley Century Club from 2010 to 2013 and the Blue Chip Council in 2005, 2006, 2007, and 2008. He has also been recognized by Forbes magazine as one of the Best in the State of Virginia Financial Advisors 2023-2025
Jamie's career is marked by a commitment to excellence and client focused service. He finds most rewarding aspect of being a Financial Advisor is successfully managing client’s assets and helping them achieve their financial objectives. Beyond his professional achievements, Jamie is activity involved in his community, supporting various charity boards such as SPCA, Pet for Paws, and various other client influenced charities and causes. He lives in Williamsburg, VA with his wife Brie and their two children, Noah and Ella, and enjoys traveling, boating, and spending time with family.
Jamie’s connections to the Newport News/Williamsburg community run very deep. For several generations, the Newport News/Williamsburg business community has recognized his family’s significant leadership contributions.
James Cale - Forbes Best-In-State Wealth Advisors 2023-2025
Disclosures:
Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: AZ, AL, WA, TN, ME, MS, FL, DC, VA, NC, MT, MI, AR, ID, RI, ND, IA, WY, VI, KS, MN, LA, DE, AK, TX, SC, OR, NY, IL, CT, PA, CA, MA, IN, WV, WI, VT, NE, PR, NV, MO, NM, MD, GA, UT, NJ, KY, CO, OH, OK, HI, SD, NH; General Securities Representative; Investment Advisor Representative
NMLS#: 1321541
NMLS#: 1321541
About Camela W. Steele
Camela Steele is a Portfolio Associate with almost 30 years of experience in the financial services industry, 27 of which have been supporting the Medina Cale Group. Her primary focus is on strategic operational and administrative support.
Camela graduated from East Carolina University, where she received a degree in Business Administration with a concentration in Marketing. She began her career in management at Walt Disney World before moving into the world of finance in the back office of Legg Mason, a predecessor to Morgan Stanley. For several years, she provided staff support for the Legg Mason branches. She specialized in retirement services after spending a year in the premier banking department.
Today, Camela runs the back office of the Medina Cale Group. One of her major roles is to track, organize, and manage the reports that are prepared for their clients, as well as to troubleshoot and help to solve any kind of client issue that may arise. Her disciplined approach and significant experience allows the Medina Cale Group to remain proactive with their clients, ensuring a superior level of client care.
Camela is married with two sons. She is a sustaining member of the Junior League of Hampton Roads. An avid sports fan, Camela enjoys watching collegiate sports.
camela.w.steele@morganstanley.com
757-597-9609
Camela graduated from East Carolina University, where she received a degree in Business Administration with a concentration in Marketing. She began her career in management at Walt Disney World before moving into the world of finance in the back office of Legg Mason, a predecessor to Morgan Stanley. For several years, she provided staff support for the Legg Mason branches. She specialized in retirement services after spending a year in the premier banking department.
Today, Camela runs the back office of the Medina Cale Group. One of her major roles is to track, organize, and manage the reports that are prepared for their clients, as well as to troubleshoot and help to solve any kind of client issue that may arise. Her disciplined approach and significant experience allows the Medina Cale Group to remain proactive with their clients, ensuring a superior level of client care.
Camela is married with two sons. She is a sustaining member of the Junior League of Hampton Roads. An avid sports fan, Camela enjoys watching collegiate sports.
camela.w.steele@morganstanley.com
757-597-9609
Contact Arturo R Medina
Contact James H Cale III
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Tax-Smart Ways to Sell Securities
How investors can tap their portfolios in tax-savvy ways.
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Medina Cale Group today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
