William McCleneghen
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(561) 393-1893(561) 393-1893
The McCleneghen-Litrento Group at Morgan Stanley
Direct:
(561) 393-1893(561) 393-1893
Our Mission Statement
We help empower you in an effort to achieve financial success by navigating life’s inevitable transitions with more confidence and control. We do this by leveraging the deep experience of our team and the world-class resources of Morgan Stanley.
Our Story and Services
Backed by the resources of a global powerhouse, The McCleneghen-Litrento Group at Morgan Stanley works hard to provide clients with the finest financial thinking, products, and execution through tailored advice and world-class wealth management services. We identify key issues and leverage our team's experience and world-class resources to help deliver strategies and solutions that can meet our client's investment objectives.
Our mission is to help our clients efficiently attain their life goals and make wise investment decisions through professional relationships based on uncompromising integrity, trust, and personalized service. We are dedicated to providing our clients with the resources needed, and strive to enhance their financial and social capital, while seeking optimization and preservation of their legacy.
Our mission is to help our clients efficiently attain their life goals and make wise investment decisions through professional relationships based on uncompromising integrity, trust, and personalized service. We are dedicated to providing our clients with the resources needed, and strive to enhance their financial and social capital, while seeking optimization and preservation of their legacy.
Services Include
- Retirement PlanningFootnote1
- Trust ServicesFootnote2
- Alternative InvestmentsFootnote3
- Business PlanningFootnote4
- Estate Planning StrategiesFootnote5
- Fixed IncomeFootnote6
- Professional Portfolio ManagementFootnote7
- Corporate Retirement PlansFootnote8
- Cash Management and Lending ProductsFootnote9
- Long Term Care InsuranceFootnote10
- Life InsuranceFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Planning Deep Dive
The McCleneghen-Litrento Group's financial planning process begins with an information gathering session to understand your investment objectives and your financial goals. Bill and Mike have dedicated their careers to ensure every client has an individual financial approach that will encompass investments, cash management needs, and all parts of financial life to make sure they align with your goals and wealth management plan.
Our process is designed to adapt to your evolving financial goals. Bill and Mike will consistently monitor, modify, and update these plans. Quarterly or semi-annual reviews will be conducted to ensure your goals are on track with the changing circumstances of your life.
Our process is designed to adapt to your evolving financial goals. Bill and Mike will consistently monitor, modify, and update these plans. Quarterly or semi-annual reviews will be conducted to ensure your goals are on track with the changing circumstances of your life.
Goals Planning System
Goals Planning System (GPS) is Morgan Stanley's own integrated planning tool. Built on the firm's intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is "On Track" to achieving their financial goals.
Learn More
Strategy- Intelligent Withdrawals
It is vital to look at your entire portfolio and coordinate liquidation to help reduce the impact of taxes and potentially improve investment results. We are backed by sophisticated technology that enables us to look across multiple accounts and products to determine the right combination of securities and positions to sell for client needs.
Learn More
Education Planning
They're tax friendly, flexible and available to anyone. Yet, 529 education savings plans are still underused. Here are five things that parents, grandparents and anyone hoping to get a leg up on college costs need to know.
Learn More
Retirement Planning
While retirement may still be decades away, it’s essential to start planning and saving for the life you want. The path to your ideal retirement may have some twists and turns, but smart planning can help you reach your destination.
Learn More
Insurance
We take close examination at your financial profile to determine what type(s) of insurance most fit your needs and if your current insurance policies are best suited for you and your goals.
What We Provide
The McCleneghen-Litrento Group prides itself on being able to provide a wide variety of services to its clients weather it is retirement planning, planning for your children's future, tax planning and more. Below are many more services we provide and a quick introduction to our financial planning process.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available below.
Services We Provide
FINANCIAL PLANNING: Goal Setting Analysis, Retirement Income, Debt Analysis, Special Circumstances
INVESTMENT PLANNING: Security Recommendations, Economics, Asset Allocation Tax Efficient Investing
WEALTH PLANNING: Next Generation Planning, Legacy/Gift Planning, Philanthropic/ Charitable Planning, Family Governance
EXECUTIVE PLANNING: Incentive Compensation, Stock Options, Concentrated Positions, Stock Monetization
Our Tailored Process
DISCOVER: First we listen to you and learn all about what is important to you and your financial goals.
DEVELOP: Next, we look at current investments and use the provided information to build a plan suitable for your needs.
TRACK: Over time, we will Monitor, Modify, and Update the plan in place, to make sure it is on track.
REVIEW & UPDATE: Quarterly or semiannual reviews will be conducted to make any desired changes to your plan.
Modern Wealth Management Tools
Leveraging advanced analytical tools as well as the extensive resources of Morgan Stanley, The McCleneghen-Litrento Group can help you achieve your desired goals and bring you confidence in your financial future. The modern wealth management tools that we have adopted speak to our wealth management investment strategy and philosophy. We have provided descriptions about some of the technological tools we use down below:
Total Wealth View
With this service, you can view all your assets and liabilities together – whether held at Morgan Stanley or elsewhere – in one place for a comprehensive overview of your assets.
Learn More
Morgan Stanley Online (MSO)
When you sign up for MSO, you can conveniently and securely manage your account online or on your mobile device.
Learn More
Morgan Stanley Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances.
Learn MoreGoals Planning System (GPS)
GPS is our financial planning software. It helps define what you want out of life, so we can create a financial framework to bring these goals to fruition.
Learn More
E-Authorization
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Learn More
E-Sign
E-Sign is a digital, paperless alternative to the traditional means of obtaining signatures for necessary paperwork. There is no registration process to begin using E-Sign - all you need is a valid email address and phone number.
Learn More
E-Delivery
E-Delivery allows you to securely save, print, send and receive documents at any time from both Morgan Stanley Online and the Morgan Stanley Mobile App.
Learn More
Digital Vault
The Digital Vault allows you to build a centralized library for all of your documents using encryption.
Learn MoreIn the Markets
We strive to simplify complex financial ideas so that our clients understand what is being done on their behalf to plan for their financial future. We are firm believers of giving our clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
Slimmon's Take
Andrew Slimmon, lead portfolio manager of the Applied Equity Advisors suite of funds and strategies shares his takeaways and key expectations on the financial markets.
Read More
Morgan Stanley Ideas Podcast
From the use of satellite data technology to solve some of the world's most complex problems, to learning how not to follow the crowd when making decisions, The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
Listen here
Wealth Management Portfolio Insights
Timely market commentary, thought leadership, and portfolio ideas to help guide your investment decisions.
Read More
The Morgan Stanley Minute
Explore our 1-minute investment insights videos, in this on-going series, from our firm’s leading thinkers. Discover current investment trends and topics like green bonds, active investment, monetizing small businesses, cybercrime and more.
Watch hereLocation
4855 Technology Way
Suite 600
Boca Raton, FL 33431
US
Direct:
(561) 393-1893(561) 393-1893
Meet The McCleneghen-Litrento Group
Michael Litrento
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(561) 393-1879(561) 393-1879
Perri Hazan
Portfolio Associate
Phone:
(561) 393-1840(561) 393-1840
Ilona Fialkin
Senior Registered Associate
Phone:
(561) 243-2229(561) 243-2229
About William McCleneghen
William (Billy) is a Senior Vice President and has been a Financial Advisor since 1997. Billy has been a senior partner of the McCleneghen-Litrento Group at Morgan Stanley since 2013. He graduated from the University of Alabama with degrees in Business Administration and Public Relations.
Billy was born in South Florida and has lived in the Boca Raton area for most of his life. Billy is married to Marina McCleneghen and they live in Delray Beach, FL. Billy is a cancer survivor, and has been a supporter, participant, and member of several cancer foundations for many years. In his free time, he is an avid boater. He enjoys fishing, scuba diving, and anything that is in, on, or around the water.
Billy was born in South Florida and has lived in the Boca Raton area for most of his life. Billy is married to Marina McCleneghen and they live in Delray Beach, FL. Billy is a cancer survivor, and has been a supporter, participant, and member of several cancer foundations for many years. In his free time, he is an avid boater. He enjoys fishing, scuba diving, and anything that is in, on, or around the water.
Securities Agent: SC, NH, NC, KY, WV, AZ, PA, NV, MI, MD, NJ, CT, MN, IL, GA, FL, OR, MA, TN, TX, CO, CA, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1293998
CA Insurance License #: 4045306
NMLS#: 1293998
CA Insurance License #: 4045306
About Michael Litrento
Michael is a Senior Vice President, Financial Advisor and senior partner of the McCleneghen-Litrento Group since 2013. Michael received his MBA at Lynn University in Boca Raton FL where he was also a member of the National Championship Baseball Team. Michael is a father of two beautiful girls Shaelyn and Ainsley. He is also happily married to his childhood friend Lauren Litrento. Michael like Bill was born and raised in Florida and enjoys giving back to the local community. The organization he holds closest to his heart is the Kids Cancer foundation headed by Michelle O'Boyle. Michael truly believes life is all about giving back and dedicates a lot of time and effort in doing so.
Securities Agent: GA, CO, CA, TX, NV, SC, AZ, KY, PA, WV, TN, CT, NY, NH, NJ, NC, MN, MI, IL, OR, FL, MD, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 405505
CA Insurance License #: 4045307
NMLS#: 405505
CA Insurance License #: 4045307
About Perri Hazan
Perri is a Portfolio Associate. She provides services to high-net-worth clients, processes requests, answers questions, keeps documentation accurate, and works on enhancing new and existing relationships. She also conducts introductions and tutorial sessions for Morgan Stanley Online, Morgan Stanley Mobile app, and Financial Plans.
Perri has been at Morgan Stanley for 3 years and brings 8 years of industry experience. She holds her series 7, 9, 10 and 66 licenses. Perri has a 4-year-old son that is the light of her life. Additionally, she enjoys being with family and friends and spending time in nature. Perri gives back to people in need by working with Feeding South Florida and Boca Helping Hands.
Perri has been at Morgan Stanley for 3 years and brings 8 years of industry experience. She holds her series 7, 9, 10 and 66 licenses. Perri has a 4-year-old son that is the light of her life. Additionally, she enjoys being with family and friends and spending time in nature. Perri gives back to people in need by working with Feeding South Florida and Boca Helping Hands.
About Ilona Fialkin
Ilona is a Senior Registered Associate. Her primary responsibilities are to provide services to high-net-worth clients and provide her strong administrative skills. She is firmly committed to long-term relationships and strives to deliver exceptional client service.
Ilona has been with Morgan Stanley for over 20 years and brings 40 years of industry experience. She holds her series 7 & 63 licenses. Her career began in the financial services industry in 1982 at Lehman Bros in New York City. She is originally from New York but has been living in South Florida for the past 20 years. Her children and family are her biggest priorities and joy in life. Additionally, Ilona loves giving back to people in need in her community and works with Feeding South Florida, Florence Fuller Foundation, and Boca Helping Hands.
Ilona has been with Morgan Stanley for over 20 years and brings 40 years of industry experience. She holds her series 7 & 63 licenses. Her career began in the financial services industry in 1982 at Lehman Bros in New York City. She is originally from New York but has been living in South Florida for the past 20 years. Her children and family are her biggest priorities and joy in life. Additionally, Ilona loves giving back to people in need in her community and works with Feeding South Florida, Florence Fuller Foundation, and Boca Helping Hands.
Contact William McCleneghen
Contact Michael Litrento
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact The McCleneghen-Litrento Group today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
