Caryl-Lyn Mazullo, MBA, CRPC®
Phone:
(330) 670-4645(330) 670-4645
Industry Award WinnerOur Mission Statement
Our mission is to educate, empower, and inspire individuals and families to take control of their financial futures.
Our Story and Services
At The Mazullo Group, we share a passion for financial empowerment. We are dedicated to educating and guiding clients towards financial freedom. With years of combined experience, we believe that financial planning isn't one-size-fits all but a personalized journey tailored to each clients unique goals and values. Our approach is rooted in empathy, seeking to ensure every client feels understood and supported in making informed decisions.
Our partnership combines the wisdom of experience with the fresh perspective of a new generation, creating a dynamic team that excels in crafting customized financial strategies. Whether it's retirement planning, wealth management, or debt reduction, we provide actionable, thoughtful guidance and potential solutions. Our mission is to make financial success accessible to all, helping individuals and families plan for a secure and thriving future.
Our partnership combines the wisdom of experience with the fresh perspective of a new generation, creating a dynamic team that excels in crafting customized financial strategies. Whether it's retirement planning, wealth management, or debt reduction, we provide actionable, thoughtful guidance and potential solutions. Our mission is to make financial success accessible to all, helping individuals and families plan for a secure and thriving future.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
MODERN WEALTH MANAGEMENT TOOLS AND RESOURCES
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Goals Based Planning
Working with Morgan Stanley and its advanced wealth management technology is an ideal way to access advice and build a coherent wealth plan. Read more about the advantages of working with our unique planning technology to help reach your financial goals, whatever they may be.
Wealth Education Series
Educational series on Goal Setting and Budgeting; Credit and Debt Management; and Introduction to Investing that demonstrates basic strategies as a starting point for more customized programs depending on your individual goals.
Online Security Center
Safeguarding your assets and personal information is among our highest priorities here at the Hubbard Team. Learn about our extensive security measures and take advantage of our vast array of resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine used by several of the world's largest institutional asset managers, providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios. This helpful tool can assist you in making educated investment decisions with increased confidence.
WORKING WITH YOU
At the core of our wealth management philosophy is a personalized approach that centers around your unique circumstances, aspirations, and goals for yourself, your loved ones, and your professional pursuits. Collaborating with you, we design tailored solutions to help empower you to achieve your objectives, guiding you through life's obstacles and equipping you with the knowledge in an effort to make informed choices regarding your finances.
Intro & Discovery
We make sure to grasp a full understanding of you and your family, whether you're preparing for retirement, purchasing a new home, or enjoying your golden years. Our approach considers virtually all of your challenges, goals, and aspirations to create a complete financial picture.
Analysis & Development
Our strategy for helping achieve your success involves using your life goals as our guide, and creating a risk-balanced plan that charts a clear path towards them.
Implementation
We conduct comprehensive research and analysis, and leverage Morgan Stanley's full suite of resources, to facilitate swift and decisive action in various market scenarios.
Monitoring Results Against Your Goals
Our primary objective is your success and well-being, To gauge your process towards your goals, we provide regular updates on your portfolio's metrics and trajectory.
WOMEN & WEALTH
As women with a combined more than 30 years of experience in the financial industry, we champion female empowerment by helping build confidence and strength in women who find themselves in financial decision making roles.
Planning Your Financial Future
Despite facing systemic hurdles, women are a significant driving force in the financial world, currently managing over $10 trillion in financial assets within U.S. households. This number is projected to triple by 2030, largely due to the impending transfer of intergenerational wealth from Baby Boomers to succeeding generations. It's clear that women will continue to hold a substantial amount of assets in the years to come.
A Woman's Guide to Life and Money
Should you invest your savings in a 529 plan or a 401(k)?How do you mitigate the potential effects of a career interruption? How do you fulfill your caregiving duties without sacrificing your own self care? How does a major life transition like divorce or retirement impact your financial future? If you're wrestling with some of these questions, the Playbook: A Woman's Guide to Life & Money may have the answers you're looking for.
Location
3700 Embassy Parkway
Ste 340
Akron, OH 44333
US
Direct:
(330) 670-4645(330) 670-4645
Meet The Mazullo Group
Danielle Mazullo, CRPC®
Financial Advisor
Phone:
(330) 670-4646(330) 670-4646
About Caryl-Lyn Mazullo, MBA
Caryl-Lyn is passionate about empowering and educating others. With over 30 years of industry experience, as well as an MBA in Finance from the New York Institute of Technology and a Chartered Retirement Planning Counselor (CRPC) designation, she holds the knowledge and experience to help create and implement financial strategies.
Her relationship with clients is the foundation. Caryl-Lyn takes the time to understand your needs and concerns. She focuses on educating while helping manage your wealth strategy. She emphasizes planning with a holistic approach to portfolio management. Caryl-Lyn's in-depth investment process involves helping to understand your needs, customizing a strategy, implementing a portfolio and managing risk.
Caryl-Lyn is an active member in the community and volunteers through the Akron Food Bank. She is an Advisory Board Member for the Barker Center for Economic Education.
Over a decade ago, Caryl-Lyn and her husband moved to Richfield, Ohio from Long Island. In their spare time they enjoy spending time with their four children, playing tennis and hiking.
Caryl-Lyn is proud to be named by Forbes as a Best-in-State Wealth Advisor, 2018 & 2019 & 2022, Forbes Top Women Wealth Advisor, 2020, 2021, 2022, and 2025, and Top Wealth Advisor Mom, 2018-2021.
2020 - 2022 & 2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors) Source: Forbes.com (Awarded 2020-2022, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2018, 2019 & 2022 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2019 & 2022). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2018-2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded 2018-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Her relationship with clients is the foundation. Caryl-Lyn takes the time to understand your needs and concerns. She focuses on educating while helping manage your wealth strategy. She emphasizes planning with a holistic approach to portfolio management. Caryl-Lyn's in-depth investment process involves helping to understand your needs, customizing a strategy, implementing a portfolio and managing risk.
Caryl-Lyn is an active member in the community and volunteers through the Akron Food Bank. She is an Advisory Board Member for the Barker Center for Economic Education.
Over a decade ago, Caryl-Lyn and her husband moved to Richfield, Ohio from Long Island. In their spare time they enjoy spending time with their four children, playing tennis and hiking.
Caryl-Lyn is proud to be named by Forbes as a Best-in-State Wealth Advisor, 2018 & 2019 & 2022, Forbes Top Women Wealth Advisor, 2020, 2021, 2022, and 2025, and Top Wealth Advisor Mom, 2018-2021.
2020 - 2022 & 2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors) Source: Forbes.com (Awarded 2020-2022, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2018, 2019 & 2022 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2019 & 2022). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2018-2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded 2018-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Securities Agent: NC, KS, MD, CA, VA, GA, WA, TX, NM, NV, DC, CT, CO, OH, IN, AZ, AR, SC, NY, NJ, FL, PA, MI, MA, IL, HI; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 573190
NMLS#: 573190
About Danielle Mazullo
Danielle is dedicated to helping individuals navigate the complexities of wealth management through cultivating a customized client experience within the Mazullo Group at Morgan Stanley. With the team’s comprehensive approach, she strives to ensure clients have the guidance they need to make informed decisions.
Being immersed in the financial industry through her upbringing, Danielle gained early exposure to the business. She leverages this background to enhance her knowledge and commitment to driving client success.
Danielle graduated from the University of Dayton with a Bachelor of Science in Finance and soon after, began her career at Morgan Stanley. With a passion for educating and motivating others, she is equipped with the tools necessary to forge impactful relationships.
Originally from Long Island, Danielle currently resides in Richfield, Ohio. During her free time, she enjoys golfing, tennis, and spending time with family.
Being immersed in the financial industry through her upbringing, Danielle gained early exposure to the business. She leverages this background to enhance her knowledge and commitment to driving client success.
Danielle graduated from the University of Dayton with a Bachelor of Science in Finance and soon after, began her career at Morgan Stanley. With a passion for educating and motivating others, she is equipped with the tools necessary to forge impactful relationships.
Originally from Long Island, Danielle currently resides in Richfield, Ohio. During her free time, she enjoys golfing, tennis, and spending time with family.
Securities Agent: OR, DC, MN, ME, KS, AR, KY, CT, SC, MD, MA, CA, TN, MI, HI, NJ, NH, VA, NY, NV, WA, TX, IL, GA, AL, PA, NM, IN, CO, AZ, OH, NC, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 2550570
NMLS#: 2550570
Contact Caryl-Lyn Mazullo, MBA
Contact Danielle Mazullo
Awards and Recognition
Forbes Best-In-State Wealth Advisors
2018-2019, 2022, 2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018-2019, 2022, 2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes America's Top Women Wealth Advisors
2020-2022 Forbes America's Top Women Wealth Advisors (formerly referred to as Forbes Top Women Wealth Advisors) Source: Forbes.com (Awarded 2020-2022). Data compiled by SHOOK Research LLC based on 12-month time period concluding in September of year prior to the issuance of the award.
Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
2018-2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms Source: Workingmother.com (Awarded October 2018-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
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Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Mazullo Group today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)