Leonard Mangiaracina, CIMA®
Executive Director, Financial Advisor, Alternative Investments Director
Phone:
(301) 279-6406(301) 279-6406
The Mangiaracina Stuart Group at Morgan Stanley
Direct:
(301) 279-6480(301) 279-6480
Our Mission Statement
Empower clients to make sound financial decisions for their personal and business goals. Do so with the highest level of quality service and expertise, backed by a world class investment firm and top ranked research team.
The Mangiaracina Stuart Group at Morgan Stanley –
Our team is committed to your success.
The Mangiaracina Stuart Group at Morgan Stanley is an experienced, credentialed wealth management practice dedicated to meet the needs of high-net-worth clientele, individuals and families, corporate executives, and business owners. The team has been helping investors achieve their goals for over 15 years with custom financial plans, sound long-term strategies, and an unwavering commitment to the highest quality client service.
Based in Potomac, Md., the team consists of professionals who have been recognized as being among the industry's top financial advisors, with multiple professional designations in specialized investment and financial planning areas. If you'd like to learn more about the Mangiaracina Group at Morgan Stanley, please hit the blue "Contact Us" button above, send an email to MSCapGroup@morganstanley.com, or call our main line at 301-279-6459. We look forward to working with you to achieve your goals.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
THE LATEST NEWS FROM MANGIARACINA STUART GROUP
The Mangiaracina Stuart Group is named Forbes Best-in-State Wealth Management Teams
SOURCE: FORBES.COM (AWARDED JAN 2023) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 3/31/21 - 3/31/22.
Gregory S. Stuart named Forbes Top Next-Gen Wealth Advisors Best-in-State (2022)
SOURCE: FORBES.COM (AWARDED AUG 2022) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 3/31/21 - 3/31/22.
Gregory S. Stuart named to Forbes Magazine's 2018 list of America's Top Next Generation Wealth Advisors
SOURCE: FORBES.COM (AWARDED JULY 2018) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 3/31/17 - 3/31/18.
Working With You
One of the reasons we joined Morgan Stanley in 2023 was to help our clients take full advantage of the extensive resources available here. The customized plan we develop for you will contain tangible recommendations designed to meet the objectives we established together. Recommendations may encompass such varied disciplines as retirement planning, estate planning and strategic use of debt to finance major goals. Importantly, your plan contains a customized asset allocation based on your total finances, including accounts held at other firms, timeframe and risk tolerance.
Clients come to us for different reasons. Some are wondering how they are going to retire and pay for their daughter's law school tuition. Others are concerned about caring for an aging parent. Still others are trying to figure out the best way to exit their business without triggering excessive taxes or damaging family relationships.
For all these clients, we go the extra mile in trying to understand who they are, what they hope to achieve and what they feel might be standing in their way. We take inventory of their finances, of course, but we go beyond their personal balance sheets to determine who they are as people, not just investors.
- Your retirement plans – What does retirement look like to you and when do you hope to begin that next phase of your life?
- Family aspirations – Are your kids nearing college age or do they have families of their own whom you'd like to be able to help financially?
- Business issues – Do you own your own business? Are you grappling with such issues as managing cash efficiently, offering meaningful benefits like a 401(k) or other retirement plan, contemplating an exit strategy?
- Material goals – Do you envision staying in your home, downsizing, or perhaps buying a vacation property? Are there other acquisitions you're thinking about and wondering whether you can afford them?
- Charitable commitments – What organizations are important to you and how do you hope to support them?
- Special circumstances – Are you adapting financially to the loss of a spouse or perhaps concerned about providing ongoing care for a special needs child? Are you a caregiver for a parent or other relative?
1. Our Initial Meeting
Our initial meeting is the first place to begin. We look for opportunities that will help you and your families' future as well. We meet not only you but your family as well. We make sure that we ask a couple of the questions below to begin:
2. DEVELOPING YOUR PERSONALIZED PLAN
Once we understand your investments goals, we gather the information and present you with a personalized financial plan. This plan will take in risk tolerance, volatility outcomes and how we adjust to assure you the confidence that our team has.
3. Implementing Your Plan
After presenting your plan to you, we work closely with you to bring it to life. That may entail additional consultation with Morgan Stanley professionals who specialize in estate planning, lending strategies, family governance and other disciplines relevant to your situation. And it will also involve the development of an investment strategy to meet the challenges we identified in our plan development process.
4. Evaluating Your Progress
Are you proceeding as anticipated toward your financial destination or is an adjustment required?
We monitor your performance on an ongoing basis and may alter our strategies to accommodate changing circumstances in your life or trends in the financial markets. When those markets turn turbulent, as they do from time to time, you can count on us to help you understand what's going on and avoid emotional decisions.
Tax Efficient Strategies
At The Mangiaracina Stuart Group, we recognize the challenges that business owners like you confront daily, from navigating market expansions to mitigating risks. But have you consider the broader risks that could impact your business beyond day-to-day activities? Have you outlines a vision for your business's future, especially in retirement, or are you still exploring your options?
The Mangiaracina Stuart Group specializes in comprehensively understanding the risks associates with business ownership. In safeguarding your business's future and your financial security, The Mangiaracina Stuart Group stands ready to assist. Let's help you accomplish your business and personal objectives to secure a plan that works for you. Our expertise is shown below.
- 401(k) and 403(b) Plans
- Pension Plans
- Non-Qualified Deferred Compensation Plans and more
- Audit-ready 409A valuations
- Integrated liquidity events
- A powerful engine that keeps your stakeholders happy
- Non-qualified options (NQSO)
- Incentive stock options (IS0)
- Restricted stock units (RSU)
- Awards (RSA) and performance share units (PSU)
How We Help Businesses
1. 401(k) Benefits for Small Business Owners
Enhance your employees' financial future while boosting your business's attractiveness and competitiveness by offering 401(k) retirement benefits. Leverage The Mangiaracina Stuart Group to help retain top talent within your industry.
2. Secure 2.0 Act
The Secure 2.0 Act is implemented to simplify retirement plan offerings for business and retirement savings for individuals. Here's a brief overview of key changes and information for your reference.
3. Retirement Solutions
For your employees, retirement is more than a date in the future – it's a milestone that takes time, hard work. The Mangiaracina Stuart Group offers Retirement Solutions to every business size, providing fiduciary oversight, employee education and engagement to help drive the best possible employee outcomes. We serve a full spectrum of plan types including:
4. Shareworks Equity Management
Shareworks by Morgan Stanley supports your clients through every stage of growth by enabling them to manage their cap table and shareholders accurately and efficiently on a modern platform. Companies on Shareworks benefit from:
How We Help You Navigate Your Tax Strategy
1. Understand Your Equity Award Plan
Many employers offer equity plans as part of their employee benefit package. Types of equity awards include:
2. Equity Comp Taxation and Your Annual Tax Filing
Equity compensation can be one of the most valuable benefits offered by your company, but it's important to understand how it works—and how it's taxed. Here's what you need to know.
3. Total Tax 365 - Your Guide to Tax-Efficient Planning
Taxes act as a drag on your investment performance that can be heavier than any fee you pay. But they might also be the easiest to reduce, with the right strategies in place. Morgan Stanley Total Tax 365 offers a full spectrum of tax-efficient solutions to help mitigate the tax drag on your portfolio—so you can keep more of what you earn and improve after-tax returns.
4. Tax Strategies for Retirement
Consider these strategies to help you reduce your taxable income, generate tax-advantaged growth potential in your retirement accounts and keep more of what you've worked so hard to save.
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Location
12505 Park Potomac Avenue
Suite 200
Potomac, MD 20854
US
Direct:
(301) 279-6480(301) 279-6480
Meet The Mangiaracina Stuart Group
Gregory S. Stuart, CRPC®, CEPA®, QPFC
Senior Vice President, Financial Advisor
Phone:
(301) 279-6407(301) 279-6407
John Shifter
Registered Client Service Associate
Phone:
(301) 279-6408(301) 279-6408
Yehudah Fein
Registered Client Service Associate
Phone:
(301) 279-6491(301) 279-6491
Elisa Mullisi
Client Services Associate
Phone:
(301) 279-6415(301) 279-6415
About Me
Len brings more than 25 years of financial experience to every client he advises. He also brings an extensive background in investment analytics that is matched by his commitment to helping clients surmount the obstacles between them and their financial goals.
A New Jersey native, Len graduated from Rutgers University with a BA in Economics and later earned a Masters degree in Public Policy from The University of Pennsylvania. He decided to combine his passions for finance and politics by beginning his career as a Public Finance specialist, advising local governments in New Jersey and Pennsylvania. Several years later, he started his own firm that provided equity and mutual fund analytics to investors seeking information on what funds and institutions were buying and selling. In 2010, Len joined Merrill Lynch and put his analytical skills to work in the service of clients and their families. “I derive great satisfaction out of adding value to my clients’ lives,” he explains. “The deeper the conversation, the more I’m able to understand what my clients really care about and how to help them proceed toward their goals with greater certainty and confidence.”
Len co-founded The Mangiaracina Stuart Group with Greg Stuart in 2016. The team was named as one of Forbes Best-in-State Wealth Management Teams for 2023 and finds it especially gratifying that many of their clients are passing them on like a legacy to their children and grandchildren.
Outside the office, Len is an avid golfer and served as Chairman of the Board for First Tee, an organization focused on youth development through the integration of golf with a life skills curriculum. He has also been an active participant in Leadership Montgomery County.
Len resides in the Kentlands in Gaithersburg with his two teenage daughters.
Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22. Awards Disclosures
A New Jersey native, Len graduated from Rutgers University with a BA in Economics and later earned a Masters degree in Public Policy from The University of Pennsylvania. He decided to combine his passions for finance and politics by beginning his career as a Public Finance specialist, advising local governments in New Jersey and Pennsylvania. Several years later, he started his own firm that provided equity and mutual fund analytics to investors seeking information on what funds and institutions were buying and selling. In 2010, Len joined Merrill Lynch and put his analytical skills to work in the service of clients and their families. “I derive great satisfaction out of adding value to my clients’ lives,” he explains. “The deeper the conversation, the more I’m able to understand what my clients really care about and how to help them proceed toward their goals with greater certainty and confidence.”
Len co-founded The Mangiaracina Stuart Group with Greg Stuart in 2016. The team was named as one of Forbes Best-in-State Wealth Management Teams for 2023 and finds it especially gratifying that many of their clients are passing them on like a legacy to their children and grandchildren.
Outside the office, Len is an avid golfer and served as Chairman of the Board for First Tee, an organization focused on youth development through the integration of golf with a life skills curriculum. He has also been an active participant in Leadership Montgomery County.
Len resides in the Kentlands in Gaithersburg with his two teenage daughters.
Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22. Awards Disclosures
Securities Agent: AZ, WY, WV, VA, TX, TN, SC, RI, PA, OR, NY, NV, NM, NJ, NH, NC, MO, MI, MD, MA, IL, GA, FL, DE, DC, CT, CO, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 532989
NMLS#: 532989
About Me
Greg is the co-founder of The Mangiaracina Stuart Group based in Potomac, Maryland. He began his career at Citi Smith Barney before the financial crisis of 2008 and has since has garnered national recognition on the Forbes Top Next-Gen Wealth Advisors Best-In-State List (2018,2022). His team was also named to Forbes Best-in-State Wealth Management Teams list in 2023.
Greg works with high net worth families and small business owners largely concentrated in tech, government contracting and real estate space specifically with investment and retirement planning strategies. He has gained considerable experience providing corporate executives with the guidance to help them maximize equity compensation and make complex decisions about consolidated stock positions, employer stock options and restricted stock transactions.
A Maryland native, Greg graduated from Randolph Macon College with a double major in Business Administration and British Literature. He and his wife Amanda, a proud naval veteran and tech executive, often volunteer at the Walter Reed National Military Medical Center’ USO Warrior and Family facility. When not advising clients and giving back to his community, Greg loves working out, reading, and spending time with Amanda and their two young sons. He is an avid car enthusiast, member of PCA, Potomac 356 Owners Group and TLCA.
Forbes Top Next-Gen Wealth Advisors Best-In-State
Source: Forbes.com (Awarded July 2018) Data compiled by SHOOK Research LLC based on time period from 3/31/17 – 3/31/18.
Awards Disclosures
Forbes Top Next-Gen Wealth Advisors Best-In-State
Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22.
Awards Disclosures
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22.
Awards Disclosures
NMLS# 775028
Greg works with high net worth families and small business owners largely concentrated in tech, government contracting and real estate space specifically with investment and retirement planning strategies. He has gained considerable experience providing corporate executives with the guidance to help them maximize equity compensation and make complex decisions about consolidated stock positions, employer stock options and restricted stock transactions.
A Maryland native, Greg graduated from Randolph Macon College with a double major in Business Administration and British Literature. He and his wife Amanda, a proud naval veteran and tech executive, often volunteer at the Walter Reed National Military Medical Center’ USO Warrior and Family facility. When not advising clients and giving back to his community, Greg loves working out, reading, and spending time with Amanda and their two young sons. He is an avid car enthusiast, member of PCA, Potomac 356 Owners Group and TLCA.
Forbes Top Next-Gen Wealth Advisors Best-In-State
Source: Forbes.com (Awarded July 2018) Data compiled by SHOOK Research LLC based on time period from 3/31/17 – 3/31/18.
Awards Disclosures
Forbes Top Next-Gen Wealth Advisors Best-In-State
Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22.
Awards Disclosures
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21 – 3/31/22.
Awards Disclosures
NMLS# 775028
Securities Agent: CA, AZ, DE, CO, CT, DC, GA, FL, IL, IN, MD, MA, MO, MI, NC, NH, NM, NJ, OR, NV, NY, PA, RI, SC, TN, TX, VA, WV, WY; General Securities Representative; Investment Advisor Representative
NMLS#: 775028
NMLS#: 775028
About John Shifter
John joined the team in 2021 while having already been at Merrill Lynch in a client service related role. He has a mechanical engineering background and brings that mindset to helping clients achieve the best experience possible through creative and organized solutions. While away from the office, John enjoys both cooking and trying new food experiences from all over the world. dancing with friends and family and cherishes outdoor adventures with his children.
About Yehudah Fein
As a Registered Client Service Associate at Morgan Stanley, Yehudah takes pride in being a point of contact for every client, establishing robust and enduring relationships through unwavering support for their account-related inquiries and requirements. Yehudah’s journey in the financial industry began in May 2022, and quickly obtained the necessary licenses to become registered and provide clients with the highest level of service and expertise. Yehudah is a proud graduate of Touro University in Manhattan, holding a degree in finance. His academic background has provided a solid foundation in the principles of finance, and Yehudah continuously strives to expand his knowledge to benefit clients. Outside of his professional endeavors, Yehudah is a devoted husband who enjoys spending quality time with his wife. Whether it’s venturing out for an evening in town or relishing cozy moments at home, their shared experiences form the heartwarming backdrop of his life.
About Elisa Mullisi
Elisa Mullisi is a Client Services Associate at Morgan Stanley with the Mangiaracina/Stuart Group in the Washington D.C – Baltimore Area. Elisa enjoys learning and understanding clients’ backgrounds and journeys to best serve them with thoughtful solutions. She is currently obtaining her master’s degree in business analytics with a specialization in Finance from the University of North Florida where she previously served as the President of the Finance & Investment Society. She enjoys traveling, the arts, and ballet in her free time.
Contact Leonard Mangiaracina
Contact Gregory S. Stuart
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Maria Tashjian
Private Banker
Ope Afe, CFP®, CRPC®
Financial Planning Director, Vice President
About Maria Tashjian
Maria Tashjian is a Private Banker serving Morgan Stanley Wealth Management offices in Maryland.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maria began her career in financial services in 2006, and joined Morgan Stanley in 2010. Prior to being promoted to Private Banker in 2021, Maria served as the Associate Private Banker supporting Wealth Management offices in Virginia.
Maria is a graduate of the University of Massachusetts, where she received a Bachelor of Science in Management and a Master of Business Administration. She lives in Fairfax, Virginia with her family. Outside of the office, Maria enjoys spending time with her family and volunteering for local community organizations.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maria began her career in financial services in 2006, and joined Morgan Stanley in 2010. Prior to being promoted to Private Banker in 2021, Maria served as the Associate Private Banker supporting Wealth Management offices in Virginia.
Maria is a graduate of the University of Massachusetts, where she received a Bachelor of Science in Management and a Master of Business Administration. She lives in Fairfax, Virginia with her family. Outside of the office, Maria enjoys spending time with her family and volunteering for local community organizations.
NMLS#: 1500388
About Ope Afe
Ope Afe is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Central Maryland. She is responsible for helping Financial Advisors with their clients’ and prospects’ financial planning needs.
Ope began her career in financial services in 2005 and joined Morgan Stanley in 2023. Prior to her current position, she worked as a Senior Advisor at T. Rowe Price in their Private Client Group in Owings Mills, MD. She has also held various wealth management roles at TIAA, SunTrust, PNC and Wells Fargo (Wachovia).
Ope is a graduate of Morgan State University where she received a bachelor’s degree in Finance, and also graduated from Loyola University MD with a Master of Business Administration (MBA). She holds her Certified Financial Planner® and Chartered Retirement Planning Counselor® designations. Ope lives in Howard County, MD and enjoys traveling, trying out new recipes and spending time with her husband and two daughters.
Ope began her career in financial services in 2005 and joined Morgan Stanley in 2023. Prior to her current position, she worked as a Senior Advisor at T. Rowe Price in their Private Client Group in Owings Mills, MD. She has also held various wealth management roles at TIAA, SunTrust, PNC and Wells Fargo (Wachovia).
Ope is a graduate of Morgan State University where she received a bachelor’s degree in Finance, and also graduated from Loyola University MD with a Master of Business Administration (MBA). She holds her Certified Financial Planner® and Chartered Retirement Planning Counselor® designations. Ope lives in Howard County, MD and enjoys traveling, trying out new recipes and spending time with her husband and two daughters.
Wealth Management
From Our Team
You Work Hard, Make Your 401(k) Plan Work Harder
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Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
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Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Mangiaracina Stuart Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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Awards Disclosures
CRC 6491812 (04/2024)
