The Malamut Group at Morgan Stanley

With more than 35 years of financial services experience. Chuck has helped hundreds of clients retire in comfort, navigate unruly markets and pursue their goals with greater confidence. An Atlantic City native, Chuck represents the third generation of a family renowned for its ownership of several major hotels. Chuck always thought he would follow in his family’s footsteps, so after graduating from Cornell University’s School of Hotel Management, he moved to Las Vegas with the intention of learning the casino business and helping his family transition to Atlantic City’s new legalized gambling environment. After working at several major casinos over the next ten years and moving back to New Jersey where he served as Director of Hotel Operations at The Golden Nugget, Chuck realized he needed a career change. “I wanted to do something more meaningful,” he explains. “I wanted to be able to communicate with people on a personal level and do the right thing for them.”

Chuck joined Merrill Lynch and built a successful practice over the next 28 years before moving to Morgan Stanley in 2014. “I love what I do,” he says, “and I feel that the commitment we bring to our clients distinguishes us in the marketplace. Clients can always reach us and be confident that if we don’t come up with solutions immediately, we will keep working until we figure out a way to address the issues they face.”

Throughout his career, Chuck has received numerous accolades from the financial media. He was named one of the Top 1200 Advisors in the US by Barron’s in 2020, 2019, 2018, 2017 and 2014. He was also cited by Forbes as one of New Jersey’s Best-in-State Wealth Advisors every year from 2018-2024

In addition to his work with individual clients and their families, Chuck advises corporate clients on their 401(k) and other retirement plans. A Chartered Retirement Plans Consultant and Morgan-Stanley-credentialed Corporate Retirement Plan Director, he helps plan sponsors reduce costs, fulfill their fiduciary responsibilities, increase plan participation, and educate employees on preparing for life after work.

Outside the office, Chuck has been hosting a talk radio show on finance for 32 years. You can hear him every Tuesday at 8am on WPG, 1450. He also tries to get to the gym every day and spend as much time as he can with his wife Pam and their two grown children, Frank and Marlee.

2014, 2017, 2018, 2019, 2020 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2014, 2017, 2018, 2019, 2020). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.

2018, 2019, 2020, 2021, 2022, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2019, 2020, 2021, 2022, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

Michael brings more than 20 years of financial services experience to every client he advises. He spearheads The Malamut Group’s investment management efforts, working closely with Morgan Stanley’s Consulting Group to identify third party management organizations worthy of recommendation to clients. “Every client situation is unique,” he says. “Their portfolios have to be customized to reflect where they are in life and where they hope to be someday.” For Michael, nothing is more satisfying than helping people prepare for retirement and make the transition to that stage of their lives with the confidence that they will be able to maintain their lifestyles for as long as they live.

Originally from Cherry Hill, Michael graduated from St. Joseph’s University in Philadelphia with a degree in Business Management. He built a successful advisory practice at several major firms before joining Morgan Stanley with Chuck Malamut in 2014. “The firm’s managed account platform was a major draw,” he explains, “because it provides clients with a breadth and depth of choices that aren’t available elsewhere.”

Michael takes pride in the client relationships he has established throughout his career. Many of the clients he has worked with for years are now introducing him to their children and grandchildren. In addition, Michael is a Chartered Retirement Plan Counsellor and a Morgan Stanley-credentialed Corporate Retirement Director who provides corporate clients with guidance on their 401(k) and other retirement plans.

Outside the office, Michael, his wife Suzanne and their children Gavin and Lydia reside in Mickleton, NJ. Michael greatly enjoys coaching his kids in baseball and soccer.

Frank Malamut is a Financial Advisor with Morgan Stanley in Northfield, N.J. He joined the firm in 2022 after spending nearly four years as a loan officer at two mortgage companies following college graduation. Frank has a bachelor’s degree from the University of Delaware, where he majored in finance and minored in economics. He continued his studies at the University of Delaware where he received a dual masters in finance and business administration.

Finance has been an integral part of Frank’s life long before he studied it in school. His father has worked as a Financial Advisor for more than 35 years, and introduced Frank to Wall Street early in life, helping him buy his first stock when he was in high school.

“Growing up, there were always discussions around the dinner table about the stock market and what made it move,” Frank recalls. “During those formative years, my interest in the business and financial world piqued.”

In his current role, Frank serves mostly pre-retirees, young professionals and small business owners. He is particularly adept at keeping his clients well-informed, thanks to the global resources and vast capabilities available to him at Morgan Stanley and the various newsletters to which he subscribes.

Given his strong knowledge base, Frank is excellent at explaining complex financial issues in easy-to-understand language and helping clients identify their diverse needs and plan for their unique long-term goals. He has strong communication skills and is an excellent listener. He is also very effective at taking emotions out of investing when markets become volatile.

When Frank is not advising clients, he enjoys working out by lifting weights, watching sports, particularly football and rugby, and playing hockey.

NMLS# 1929700

Kristin takes pride in helping client simplify their financial lives. She joined The Malamut Group in 2014 and has since worked with hundreds of clients to complete such administrative and operational tasks as opening accounts, transferring assets, providing timely tax information and teaching them the ins and outs of Morgan Stanley’s online client capabilities. “We’re a big part of our clients’ lives,” she maintains. “They depend on us to understand their family situations, the goals they hope to achieve and the challenges that might be standing in their way.”

Kristin graduated from Rowan University with a BS in Mathematics. A South Jersey native, she is an active member of her community, participating in charitable events for such organizations as Steps for Seizures and The March of Dimes. In addition, she is the mother of ten-year-old Alexa - “I named her before Amazon,” she asserts – and spends much of her spare time involved in her daughter’s soccer and competitive cheerleading activities.

Lauren Grant is a Senior Client Service Associate with Morgan Stanley in Northfield, N.J. Known for her unwavering commitment to deliver the highest level of quality service to clients, she has been with the firm and predecessor companies for more than two decades.

“I am always here for clients whenever they need support with a request, or assistance in achieving their unique goals,” she says proudly.

Lauren began her financial services career in 2001 in Lawrenceville, N.J., where she worked in the operations department for five years. In 2006, she was promoted to the
firm’s Philadelphia regional office, assisting the regional risk officer and the business development manager. From 2012 to 2022, she was a Client Service Associate for five financial advisors, where she broadened her organizational skills and learned how to interact with a wide range of clients.

Now, Lauren works for Financial Advisors Chuck Malamut and Mike Torpey.

A graduate of Mercer County Community College with a degree in liberal arts, Lauren is extremely amicable, highly efficient and readily willing to help where she can. Most
importantly, she always put clients’ needs first, one of Morgan Stanley’s core values.

“I enjoy the process of interacting with different personalities and learning something new,” she says. Lauren also knows how to leverage her time to be more productive. During the lockdown caused by Covid, she began studying to pass tests that will eventually enable her to provide greater assistance to Chuck and Mike in serving their clients.

Lauren recently moved with her husband to Egg Harbor Township to be closer to the beach. In their free time, they enjoy hiking, fishing and cooking.