Robert F Lynch, CIMA®, CPWA®
Senior Vice President, Financial Advisor, Senior Investment Management Consultant
Phone:
(239) 393-2907(239) 393-2907
The Lynch Triolo Bushman Group at Morgan Stanley
Marco Island:
(239) 393-2907(239) 393-2907
Our Mission Statement
To help clients understand and address the complexities that accompany substantial wealth.
Our Purpose
At The Lynch Triolo Bushman Group, we focus on multi-generational families who seek to pass on their values, as well as their assets to the next generation. Our clients also include corporate executives who understand that too much of their wealth is tied up in the stock of their employer but aren’t sure what to do about it. In addition, we often provide guidance to business owners and professionals who are seeking to design an effective retirement plan, or perhaps are contemplating an exit strategy that may involve selling their firm/practice or transferring ownership to family members.
For all these clients, we serve as their primary source of financial advice – the professionals they turn to whenever they need advice about investing, risk management, financing major acquisitions, or even educating their children about the responsibilities that come with the wealth they may inherit someday. We take pride in the fact that many of our clients have trusted their finances with us over the last four decades, and many of them have passed our services to their children and grandchildren as a valued legacy.
For all these clients, we serve as their primary source of financial advice – the professionals they turn to whenever they need advice about investing, risk management, financing major acquisitions, or even educating their children about the responsibilities that come with the wealth they may inherit someday. We take pride in the fact that many of our clients have trusted their finances with us over the last four decades, and many of them have passed our services to their children and grandchildren as a valued legacy.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process: Focused on You
Our clients are different from those of many Financial Advisors. Rather than seeking assurance that they can retire on time, our clients look for answers to complex questions such as:
“How much of my wealth do I want my heirs to inherit? Are my heirs prepared intellectually and emotionally to manage that level of wealth?”
“What are the best ways to reduce estate tax for myself and my family, while also benefitting my favorite charities?”
“Are my charitable donations having the impact I want them to have?”
Our clients are all unique and have amassed their wealth in different ways, but some group descriptions four our client base include:
Generational Wealth Families
High and Ultra -High Net Worth Individuals
Corporate Executives
Corporations and Partnerships
Non-for-Profit Organizations
Family Trusts
Donor Funds
We believe the more knowledge and understanding you have, the more likely you are to make sound investment decisions, maintaining flexibility to adapt to an ever changing world.
“How much of my wealth do I want my heirs to inherit? Are my heirs prepared intellectually and emotionally to manage that level of wealth?”
“What are the best ways to reduce estate tax for myself and my family, while also benefitting my favorite charities?”
“Are my charitable donations having the impact I want them to have?”
Our clients are all unique and have amassed their wealth in different ways, but some group descriptions four our client base include:
Generational Wealth Families
High and Ultra -High Net Worth Individuals
Corporate Executives
Corporations and Partnerships
Non-for-Profit Organizations
Family Trusts
Donor Funds
We believe the more knowledge and understanding you have, the more likely you are to make sound investment decisions, maintaining flexibility to adapt to an ever changing world.
Introductory Meeting
We begin with an informal conversation to understand how we may help add value to your situation. This is our opportunity to learn about you and your opportunity to learn about us so that, collectively, we can determine whether we are a good fit for each other. If we all agree to move forward, we will then schedule a more in-depth discussion.
In-Depth Discovery
We continue the dialogue to learning about the values that shape your decisions, the concerns and any unique family circumstances relevant to the goals you’ve set for yourself and your family. We explore a myriad of qualitative and quantitative questions and request important supporting documents so we have a complete understanding of your current situation and vision for the future.
Analysis and Strategy
We collaborate internally as a team to review and analyze your current and future financial situation. Utilizing proprietary planning tools and our investment guidelines, we develop your personalized and detailed financial plan with recommendations to help you grow, preserve and transfer your wealth. This serves as the foundation for building your initial plan, as well as future financial decisions.
Implementation
With your approval, we will implement the plan. This often encompasses a broad range of strategies – from investments and insurance to lending and estate planning. If necessary, we will introduce you to additional professionals, such as a CPA or estate attorney, to help implement our recommendations.
Ongoing Oversight
We expect to make changes and revise goals because life does not happen neatly on a spreadsheet. We meet annually to help ensure your plan remains current and to review your progress towards achieving your goals. Between our annual meetings, we have created a “Decisive Action” process to address any questions or concerns you have quickly and efficiently.
A financial plan made for you
Our wealth management process begins with you, your investment objectives and your financial goals. Holistic in its approach, it may encompass all the elements of your financial life - your investments and your cash management needs - making sure they align with your goals and wealth management plan.
At Morgan Stanley, we understand that the goals you set today will evolve over time. Your plan will evolve with them - and with the changing circumstances of your life.
Leveraging a sophisticated suite of analytic tools, as well as the extensive resources of Morgan Stanley, we can help you take charge of your financial future an achieve your goals. Below, we have provided some links that will introduce you to a few of the tools that we use, please click to learn more about them. We hope that you will return often to learn more about topics impacting your wealth.
At Morgan Stanley, we understand that the goals you set today will evolve over time. Your plan will evolve with them - and with the changing circumstances of your life.
Leveraging a sophisticated suite of analytic tools, as well as the extensive resources of Morgan Stanley, we can help you take charge of your financial future an achieve your goals. Below, we have provided some links that will introduce you to a few of the tools that we use, please click to learn more about them. We hope that you will return often to learn more about topics impacting your wealth.
LifeView - Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual’s financial life, including investments and cash management needs.
LifeView provides progress-to-goals reporting and can also illustrate complex planning strategies such as methods of stock option exercise, Roth conversions and 401k early distributions.
Fill out the questionnaire to get started talking with us about creating a personalized strategy for your long-term goals.
Complete Questionnaire HereLifeView provides progress-to-goals reporting and can also illustrate complex planning strategies such as methods of stock option exercise, Roth conversions and 401k early distributions.
Fill out the questionnaire to get started talking with us about creating a personalized strategy for your long-term goals.
Strategy - Intelligent Withdrawals
Building wealth is a means to an end. Taxes can eat up a significant portion of your assets upon withdrawal. This is why it's vital to look at your entire portfolio and coordinate liquidation to help reduce the impact of taxes and potentially improve investment results
We are backed by sophisticated technology that enables us to look across multiple accounts and products to determine the right combination of securities and positions to sell for client needs.
The decisions your make today can help you save for years to come. Use the resources found in the link below to help get started.
View Tax-Aware Strategies HereWe are backed by sophisticated technology that enables us to look across multiple accounts and products to determine the right combination of securities and positions to sell for client needs.
The decisions your make today can help you save for years to come. Use the resources found in the link below to help get started.
Spending and Budgeting Tool
One way to manage savings is by using Morgan Stanley’s Spending and Budgeting tool. These tools help advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.
Start Using the Tool Today
Goals Planning System
Goals Planning System (GPS) is Morgan Stanley’s own integrated planning tool. Built on the Firm’s intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is “On Track” to achieving their financial goals.
Start Planning Now
Aladdin - Intelligent Risk Management
There's a chance your portfolio may be at risk, but how you manage that risk is what matters.
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides both an overview and a detailed view to better enable risk to be effectively monitored and managed.
Learn More HerePortfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides both an overview and a detailed view to better enable risk to be effectively monitored and managed.
Valuable Tools and Resources
We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today's global markets.
We have assembled the following resources that reinforce the fundamental investment strategies and concepts of our practice. We've provided links to these materials, where available, and hope you'll return often to learn more about the topics that impact your overall wealth.
We have assembled the following resources that reinforce the fundamental investment strategies and concepts of our practice. We've provided links to these materials, where available, and hope you'll return often to learn more about the topics that impact your overall wealth.
Family Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth advisors and clients across a broad range of family wealth management issues.
Learn more about Family Office Resources
MS Reserved
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn more about MS Reserved
Online Security Center
Safeguarding your assets and personal information is paramount to us here at Morgan Stanley. Learn about our extensive security measures and take advantage of our numerous resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Access the Online Security Center
Addressing Cybersecurity
In a world that is now more virtual than ever, staying safe online is nothing short of paramount. Take advantage of these helpful hints on how to tell if you've been hacked.
Learn how to detect hacking
Digital Vault
Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors.
Digital Vault
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Enroll in eDelivery
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn more about Total Wealth View
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn more about MSOAddressing Your Complex, Multigenerational Wealth Management Issues
As your family grows and your wealth increases, you may face subtle and profound wealth management issues. You will likely need a full team of professionals with extensive technical expertise and tools to better navigate complexities. Our team of advisors, along with Morgan Stanley's Family Office Resources (FOR), will help you create a customized, comprehensive plan to help you achieve your unique vision.
Tax Advantage Strategies
Tax Management Services help clients improve their after-tax investment results by incorporating tax-sensitive decisions into the ongoing management of their portfolios. Accounts are monitored throughout the year to identify opportunities for tax-loss harvesting and to help reduce the impact of capital gains. By emphasizing tax efficiency, observing wash-sale rules, and using thoughtful trade-lot selection, we work to minimize tax drag while maintaining a disciplined approach to investing. Although these services do not replace personalized tax advice, they can help clients keep more of what they earn and align their investment strategy with their tax considerations.
Concentrated Positions Risks
A concentrated stock position can create significant risk within an investor’s portfolio, especially when a single holding grows large enough to dominate overall value. While many investors become attached to a particular stock—often due to strong past performance, employer stock ownership, or emotional familiarity—history shows that portfolios heavily weighted toward one or two positions tend to experience greater volatility and deeper drawdowns during market declines. Understanding this vulnerability is an important first step in managing long-term financial stability. Morgan Stanley provides tools that allow investors to analyze how much risk a concentrated holding may introduce and how their portfolio might behave under different market conditions.
Alternative Investments
Today, we are a leading provider across private equity, private credit, hedge funds, real estate and infrastructure. Backed by the operational strength of a $1.4 trillion AUM1 asset manager, we leverage the strength of our firm to innovate, to deliver best-in-class products and to customize investment programs that meet the unique needs of our clients around the globe.
Philanthropy
Morgan Stanley Global Impact Funding Trust (MS GIFT) offers a thoughtful and tax-advantageous way to support the charities and causes that matter most to you.
Location
928 North Collier Blvd
Marco Island, FL 34145
US
Direct:
(239) 393-2907(239) 393-2907
1212 Troy-Schenectady Rd
Latham, NY 12110
US
Meet The Lynch Triolo Bushman Group
Michael Triolo, CIMA®
Vice President, Financial Advisor, Alternative Investments Director, Financial Planning Specialist
Phone:
(518) 386-2980(518) 386-2980
Phone:
(518) 386-2936(518) 386-2936
Rachelle Davis, QPFC
Financial Advisor, Financial Planning Specialist
Phone:
(239) 598-7686(239) 598-7686
Maria Mahon
Senior Registered Client Service Associate
Phone:
(518) 386-2972(518) 386-2972
Edward W. Lynch
Wealth Management Associate, Financial Planning Specialist*
Phone:
(239) 552-3397(239) 552-3397
Rodney White
Client Service Associate
Phone:
(518) 386-2974(518) 386-2974
About Robert F Lynch
Drawing from over 30 years of experience in investment and wealth management, Rob leads a dedicated team that provides highly customized and disciplined wealth strategies for a select group of successful entrepreneurs, executives, their families, businesses and foundations. As a boutiques group within a global firm, they focus exclusively on a limited number of relationships. This enables Rob and his team to develop a deep understanding of each client’s unique needs and strive to deliver exceptional personal service.
For affluent families and individuals, Rob focuses on addressing complex wealth planning, including portfolio construction via asset allocation, intentional risk management, cash flow modeling, and estate planning strategy. Special areas of consideration to high-net-worth investors include concentrated stock strategies, alternative investment integration, tax-aware investing, philanthropic planning, multigenerational wealth education and family governance.
Fiduciary investors, such as corporate and not-for-profit institutions, benefit from his skilled focus in investment portfolio consulting, retirement plans and cash management. By combining the team’s extensive experience and training with the global resources of Morgan Stanley, Rob delivers comprehensive, tailored solutions designed to achieve precise financial objectives.
Rob holds a Bachelor of Science in Finance from Siena College, Certified Investment Management Analyst (CIMA®) designation through the Wharton School of Business, the Investments and Wealth Institute’s Certified Private Wealth Advisor (CPWA®) and the Family Wealth Advisor designation through Morgan Stanley. He was named to the Financial Times FT 400 Top Advisors in 2020.
Committed to civic and charitable work, Rob has served organizations such as Siena College’s Board of Associate Trustees, The Order of Malta, Catholic Charities, Guilderland Soccer Club, the New York State Museum, and Senior Services of Albany. He is also a member of the Catholic business leadership group, Legatus, and the Irish golf clubs Waterville and Hogs Head.
Outside of work, Rob enjoys spending time with his wife and family. A retired soccer player and coach, he remains active in outdoor activities and considers himself an enthusiastic, though “mediocre,” golfer.
For affluent families and individuals, Rob focuses on addressing complex wealth planning, including portfolio construction via asset allocation, intentional risk management, cash flow modeling, and estate planning strategy. Special areas of consideration to high-net-worth investors include concentrated stock strategies, alternative investment integration, tax-aware investing, philanthropic planning, multigenerational wealth education and family governance.
Fiduciary investors, such as corporate and not-for-profit institutions, benefit from his skilled focus in investment portfolio consulting, retirement plans and cash management. By combining the team’s extensive experience and training with the global resources of Morgan Stanley, Rob delivers comprehensive, tailored solutions designed to achieve precise financial objectives.
Rob holds a Bachelor of Science in Finance from Siena College, Certified Investment Management Analyst (CIMA®) designation through the Wharton School of Business, the Investments and Wealth Institute’s Certified Private Wealth Advisor (CPWA®) and the Family Wealth Advisor designation through Morgan Stanley. He was named to the Financial Times FT 400 Top Advisors in 2020.
Committed to civic and charitable work, Rob has served organizations such as Siena College’s Board of Associate Trustees, The Order of Malta, Catholic Charities, Guilderland Soccer Club, the New York State Museum, and Senior Services of Albany. He is also a member of the Catholic business leadership group, Legatus, and the Irish golf clubs Waterville and Hogs Head.
Outside of work, Rob enjoys spending time with his wife and family. A retired soccer player and coach, he remains active in outdoor activities and considers himself an enthusiastic, though “mediocre,” golfer.
Securities Agent: HI, AZ, TX, MT, ME, IN, CA, WA, OH, NJ, CT, PA, OK, MO, CO, NV, SC, NC, MD, FL, AL, NY, NM, VT, RI, DC, MI, MA, GA, VA, TN, ID, DE, IL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1855500
NMLS#: 1855500
About Michael Triolo
Mike has over 15 years experience in the financial services industry beginning with Citi at their Investment Banking headquarters in Manhattan. As the Business Unit Manager of a multi-billion global proprietary trading business, he coordinated deal structurings, closings, and asset monitoring for a wide range of products.
In 2009, Mike and several other members of the Citi team left and launched a credit focused hedge fund called Archview. As the Director of Operations he built the operational infrastructure and led all due diligence meetings with current and prospective investors. Mike was also a member of both the risk and valuation committees.
At Morgan Stanley Mike’s focus is working with business owners and professionals to help organize and manage their financial lives through a comprehensive goals-based wealth management process. He focuses much of his efforts on portfolio construction and asset allocation while leveraging his vast product knowledge and understanding of risk. Mike offers unbiased investment advice and a range of sophisticated services to high net worth and institutional clients.
Mike graduated magna cum laude from Siena College with a B.S. Degree in Finance and also earned a Certificate in Accounting from New York University. Mike and his wife live in Loudonville with their two growing children.
In 2009, Mike and several other members of the Citi team left and launched a credit focused hedge fund called Archview. As the Director of Operations he built the operational infrastructure and led all due diligence meetings with current and prospective investors. Mike was also a member of both the risk and valuation committees.
At Morgan Stanley Mike’s focus is working with business owners and professionals to help organize and manage their financial lives through a comprehensive goals-based wealth management process. He focuses much of his efforts on portfolio construction and asset allocation while leveraging his vast product knowledge and understanding of risk. Mike offers unbiased investment advice and a range of sophisticated services to high net worth and institutional clients.
Mike graduated magna cum laude from Siena College with a B.S. Degree in Finance and also earned a Certificate in Accounting from New York University. Mike and his wife live in Loudonville with their two growing children.
Securities Agent: OR, AZ, DE, VT, TX, TN, SC, OH, NJ, HI, CT, WV, MI, MA, ID, WI, RI, MD, KS, MO, PA, ME, CA, NY, NV, NH, MN, IA, GA, DC, WA, VA, OK, NC, MT, FL, CO, AL, NM, IN, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1771346
NMLS#: 1771346
About David Bushman
Dave is a Financial Advisor and Portfolio Management Director who focuses on rising dividend and income-focused investment strategies.
With a disciplined, research-driven approach, he builds portfolios designed to help generate durable cash flow, mitigate volatility, and deliver long-term total return through growing streams of income. At the core of investment philosophy is the belief that companies with a consistent record of increasing dividends often demonstrate financial strength, capital discipline, and resilient business models. The emphasis is divided-growth rather than simply high-yield to balance income generation with capital appreciation potential while managing downside risk.
In addition to rising dividend strategies, Dave designs customized income solutions incorporating dividend-paying equities, preferred securities, fixed income instruments and select alternative income vehicles. Portfolios are constructed with careful attention to valuation, balance sheet quality, free cash flow durability, and sector diversification.
For over 35 years in Investment Portfolio Management, Dave has worked closely with individuals, families, and institutions. He looks to align investment strategy with cash flow needs, tax considerations, and long-term financial goals. Whether helping you manage retirement income, build multi-generational wealth, or enhance portfolio stability in uncertain markets, the focus is to help deliver consistent, growing income streams supported by rigorous analysis and active risk management.
Dave graduated from The State University at Plattsburg with a degree in Finance. He has worked previously with premier investments firms such as E.F. Hutton, Kidder Pebody and Smith Barney.
Disclaimer:
Equity securities may fluctuate in response to news on companies, industries, market conditions and the general economic environment. Companies cannot assure or guarantee a certain rate of return or dividend yield; they can increase, decrease or totally eliminate their dividends without notice.
With a disciplined, research-driven approach, he builds portfolios designed to help generate durable cash flow, mitigate volatility, and deliver long-term total return through growing streams of income. At the core of investment philosophy is the belief that companies with a consistent record of increasing dividends often demonstrate financial strength, capital discipline, and resilient business models. The emphasis is divided-growth rather than simply high-yield to balance income generation with capital appreciation potential while managing downside risk.
In addition to rising dividend strategies, Dave designs customized income solutions incorporating dividend-paying equities, preferred securities, fixed income instruments and select alternative income vehicles. Portfolios are constructed with careful attention to valuation, balance sheet quality, free cash flow durability, and sector diversification.
For over 35 years in Investment Portfolio Management, Dave has worked closely with individuals, families, and institutions. He looks to align investment strategy with cash flow needs, tax considerations, and long-term financial goals. Whether helping you manage retirement income, build multi-generational wealth, or enhance portfolio stability in uncertain markets, the focus is to help deliver consistent, growing income streams supported by rigorous analysis and active risk management.
Dave graduated from The State University at Plattsburg with a degree in Finance. He has worked previously with premier investments firms such as E.F. Hutton, Kidder Pebody and Smith Barney.
Disclaimer:
Equity securities may fluctuate in response to news on companies, industries, market conditions and the general economic environment. Companies cannot assure or guarantee a certain rate of return or dividend yield; they can increase, decrease or totally eliminate their dividends without notice.
Securities Agent: NV, WA, VA, MT, LA, GA, VT, TN, MI, MD, IA, FL, NC, ID, DE, DC, OK, MA, CA, AZ, WI, OR, MO, ME, IN, IL, CO, WV, SC, OH, KS, NM, MN, HI, AL, RI, NJ, PA, NH, CT, TX, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 2150323
NMLS#: 2150323
About Rachelle Davis
Rachelle Davis, Financial Advisor, brings more than a decade of wealth management experience to Morgan Stanley, delivering strategic financial planning, investment management, risk analysis, tax-efficient strategies and insurance solutions to high-net-worth families and business owners nationwide. She and her team provide customized guidance designed to help clients navigate an ever-changing market environment and pursue their long-term goals with confidence.
A graduate of the Farmer School of Business at Miami University, Rachelle began her career in international business roles in Hong Kong and the Netherlands before returning to the United States to transition her career into finance as Director of Business Development for an independent insurance and investment planning firm. She later advanced into the Wealth Management role with EA Buck Financial Services before joining Morgan Stanley with The Lynch Triolo Bushman Group. Each step sharpened her ability to integrate portfolio management, comprehensive risk assessment and forward-looking tax planning into holistic advice for clients.
Committed to building enduring client relationships, Rachelle values clear communication, responsive service and collaborative problem-solving. Away from the office, she enjoys giving back to her community, spending time with her Golden Retrievers and staying active on the golf course and pickleball court.
A graduate of the Farmer School of Business at Miami University, Rachelle began her career in international business roles in Hong Kong and the Netherlands before returning to the United States to transition her career into finance as Director of Business Development for an independent insurance and investment planning firm. She later advanced into the Wealth Management role with EA Buck Financial Services before joining Morgan Stanley with The Lynch Triolo Bushman Group. Each step sharpened her ability to integrate portfolio management, comprehensive risk assessment and forward-looking tax planning into holistic advice for clients.
Committed to building enduring client relationships, Rachelle values clear communication, responsive service and collaborative problem-solving. Away from the office, she enjoys giving back to her community, spending time with her Golden Retrievers and staying active on the golf course and pickleball court.
Securities Agent: GA, IN, VA, OR, MA, CT, WA, OK, FL, OH, LA, KS, IL, ID, WV, VT, ME, HI, CO, SC, NV, NJ, MT, AZ, AL, TX, NY, NC, MN, DE, DC, TN, MI, RI, NM, MD, IA, CA, PA, MO, WI, NH, KY; General Securities Representative; Investment Advisor Representative
NMLS#: 2435060
NMLS#: 2435060
About Maria Mahon
Maria brings over 30 years of experience in the financial services industry focusing on client relationship management working with high net worth and institutional investors.
Maria utilizes her experience, knowledge and personal professional commitment to coordinating the team’s overall client service operations and compliance to deliver exceptional service and solutions for our clients along with Morgan Stanley’s broad resources.
Her diverse investment and operational experience include stock option exercise, corporate executive equity services including Rule 144 transactions, cash management, and digital services.
She holds the Series 7 and Series 66 securities licenses.
Maria utilizes her experience, knowledge and personal professional commitment to coordinating the team’s overall client service operations and compliance to deliver exceptional service and solutions for our clients along with Morgan Stanley’s broad resources.
Her diverse investment and operational experience include stock option exercise, corporate executive equity services including Rule 144 transactions, cash management, and digital services.
She holds the Series 7 and Series 66 securities licenses.
About Edward W. Lynch
Eddie is a Wealth Management Associate at Morgan Stanley, where he supports clients in helping build and preserve wealth through thoughtful planning and disciplined investment strategies. In this role, he works closely with his colleagues at The Lynch Triolo Bushman team to deliver exceptional client service. His goal is to help each client by supporting the team to deliver comprehensive wealth management solutions tailored to each client’s unique goals.
He assists in portfolio implementation, asset allocation analysis, performance reporting and ongoing account management to help ensure that investment strategies remain aligned with clients’ long-term objectives. Playing an integral role in the client experience, Eddie coordinates financial planning initiatives, facilitating cash management, implements lending solutions and helps streamline administrative processes. With a strong focus on responsiveness and attention to detail, he and the team strive to provide clients with clarity, organization and confidence in their financial decisions.
Committed to professional excellence, Eddie holds Series 7, 66 licenses and holds a Financial Planning Specialist designation* through Morgan Stanley. He is a graduate of Belmont Abbey College with a degree in Business Management and a concentration in Motorsports Management.
Eddie enjoys professional sports, with particular interest in motorsports and the Carolina Hurricanes Hockey Club.
Series 7/66/99 Licensed
Financial Planning Specialist*
*This role cannot solicit or provide investment advice
He assists in portfolio implementation, asset allocation analysis, performance reporting and ongoing account management to help ensure that investment strategies remain aligned with clients’ long-term objectives. Playing an integral role in the client experience, Eddie coordinates financial planning initiatives, facilitating cash management, implements lending solutions and helps streamline administrative processes. With a strong focus on responsiveness and attention to detail, he and the team strive to provide clients with clarity, organization and confidence in their financial decisions.
Committed to professional excellence, Eddie holds Series 7, 66 licenses and holds a Financial Planning Specialist designation* through Morgan Stanley. He is a graduate of Belmont Abbey College with a degree in Business Management and a concentration in Motorsports Management.
Eddie enjoys professional sports, with particular interest in motorsports and the Carolina Hurricanes Hockey Club.
Series 7/66/99 Licensed
Financial Planning Specialist*
*This role cannot solicit or provide investment advice
About Rodney White
Rodney is a seasoned finance professional with over 15 years of experience across investment analysis, client service, and alternative investments. He brings strong analytical skills, clear communication, and the ability to perform in fast-moving market environments.
Rodney began his career at John Hancock Financial Services as a Bond Analyst, where he researched airline company bonds for the firm’s general account. He also supported portfolio analysis and investment forecasting. He later joined Charles Schwab as a Client Service Representative, where he supported advisor teams, managed client engagement, executed financial transactions, and contributed to marketing initiatives.
At Morgan Stanley, Rodney served as an Associate Analyst on the Alternative Investment Subscription Team. In this role, he supported the Alternative Asset desk, guided financial advisors in fund selection, and helped facilitate the monthly close of alternative investment placements.
Rodney holds an MBA from the Carroll Graduate School of Management at Boston College and a B.S. in Biology from Virginia Commonwealth University. He currently lives in Albany, New York. Outside of work, Rodney enjoys golfing, skiing, and spending time with friends and family.
Rodney began his career at John Hancock Financial Services as a Bond Analyst, where he researched airline company bonds for the firm’s general account. He also supported portfolio analysis and investment forecasting. He later joined Charles Schwab as a Client Service Representative, where he supported advisor teams, managed client engagement, executed financial transactions, and contributed to marketing initiatives.
At Morgan Stanley, Rodney served as an Associate Analyst on the Alternative Investment Subscription Team. In this role, he supported the Alternative Asset desk, guided financial advisors in fund selection, and helped facilitate the monthly close of alternative investment placements.
Rodney holds an MBA from the Carroll Graduate School of Management at Boston College and a B.S. in Biology from Virginia Commonwealth University. He currently lives in Albany, New York. Outside of work, Rodney enjoys golfing, skiing, and spending time with friends and family.
Contact Robert F Lynch
*Required Fields
Contact Michael Triolo
*Required Fields
Contact David Bushman
*Required Fields
Contact Rachelle Davis
*Required Fields
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Stacey Herring
Private Banker | Market Manager
Mamta Shah
Trust Specialist
About Stacey Herring
Stacey Herring is a Private Banker | Market Manager serving Morgan Stanley Wealth Management offices in Florida.
Private Banker | Market Managers partner with Financial Advisors/ Private Wealth Advisors (collectively “Advisors”) to deliver specialized cash management and lending solutions, while strategically leading sales activity and deepening client engagement across Wealth Management markets to drive growth aligned with long-term business and client objectives.
Stacey began her career in financial services in 1994 and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy, dedication, and commitment to children’s causes.
Private Banker | Market Managers partner with Financial Advisors/ Private Wealth Advisors (collectively “Advisors”) to deliver specialized cash management and lending solutions, while strategically leading sales activity and deepening client engagement across Wealth Management markets to drive growth aligned with long-term business and client objectives.
Stacey began her career in financial services in 1994 and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy, dedication, and commitment to children’s causes.
NMLS#: 434321
About Hannah Sledd
Hannah Sledd is a vice president and financial planning director serving Morgan Stanley’s Wealth Management offices in Southwest Florida. She is responsible for helping financial advisors with their clients’ and prospects’ financial planning needs.
Hannah began her career in financial services in 2012 and we are happy that she is rejoining Morgan Stanley. Hannah began her work as an independent advisor in Atlanta, working with top financial firms including E*TRADE and JP Morgan before joining Morgan Stanley. She has a vast array of experiences, including working on an elite trading desk, assisting advisors in the development and implementation of financial plans for their high-net-worth clientele, leading an international mergers and acquisitions team and working as a financial advisor.
Hannah is a graduate of the University of Alabama where she earned a bachelor’s degree in finance with a concentration in investment management, and currently holds the CERTIFIED FINANCIAL PLANNER™ designation. Hannah currently lives in Nashville, TN. When not in the office, Hannah enjoys pilates, travelling, and teaching yoga.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2023 Morgan Stanley Smith Barney LLC. Member SIPC.
Hannah began her career in financial services in 2012 and we are happy that she is rejoining Morgan Stanley. Hannah began her work as an independent advisor in Atlanta, working with top financial firms including E*TRADE and JP Morgan before joining Morgan Stanley. She has a vast array of experiences, including working on an elite trading desk, assisting advisors in the development and implementation of financial plans for their high-net-worth clientele, leading an international mergers and acquisitions team and working as a financial advisor.
Hannah is a graduate of the University of Alabama where she earned a bachelor’s degree in finance with a concentration in investment management, and currently holds the CERTIFIED FINANCIAL PLANNER™ designation. Hannah currently lives in Nashville, TN. When not in the office, Hannah enjoys pilates, travelling, and teaching yoga.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2023 Morgan Stanley Smith Barney LLC. Member SIPC.
About Mamta Shah
Mamta Shah is the Trust Specialist based in Chicago, covering the Midwest Region. Morgan Stanley provides a full array of personal and institutional trust services to high net worth clients of the firm. Mamta’s responsibilities include educating Financial Advisors and their clients on the open architecture trust service model and helping them identify opportunities to leverage the trust partners on the platform.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
About Mark Jansen
Mark Jansen is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Southeast Region. In this capacity, Mark provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory. Mark has over 30 years of experience advising wealthy families, business owners, and their children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
