Phone:
(562) 901-4326(562) 901-4326
The Long Beach Group at Morgan Stanley
Direct:
(562) 901-4300(562) 901-4300
Our Mission Statement
We are more than your traditional advisors. We don't just manage money, we manage the moving parts of life. We work with you to build total life plans—going beyond the numbers and doing the groundwork others won’t. For our clients, that means a compassionate and trusted advisor who will stand beside you through every decision.
Our Story and Services
The Long Beach Group at Morgan Stanley brings a wealth of combined industry experience to provide their clients with a comprehensive suite of wealth management services including personalized portfolio management, investment strategies, business exit planning and liquidity strategies, estate planning strategies and ultimately guidance on some of the most critical financial decisions.
Sandy is a Certified Divorce Financial Analyst® (CDFA™). She works alongside individuals, families, and their trusted advisors to help solve some of their most complex financial planning and wealth management needs. Sandy weaves her own life story into her practice and is empathetic to the challenges and fears that many women face, understanding that there are often two sides to financial decisions: the technical and the emotional. Sandy strives to educate her clients to be smart about their money and how it works by building strong, respectful relationships with them. Sandy believes that there is no mystery to it; it takes only a willingness to learn, and an advisor who listens and understands.
Angela brings over 30 years of experience spanning all different avenues of the financial services industry. Angela began her financial services career in 1995 as a Client Services Representative with Citigroup Global Markets Deutschland in Frankfurt, Germany, where she went on to become Vice President - Head of Sales. In 2008, Angela moved back to the U.S. and over to Citi Smith Barney - later Morgan Stanley. Angela currently holds the Chartered Retirement Plans Specialist, CRPS® and Qualified Plan Financial Consultant, QPFC professional designations. Angela's extensive experience - throughout major shifts in the markets - enables her to help clients structure balanced portfolios to help address their specific financial goals.
Working cohesively as a team, The Long Beach Group values a personalized and holistic approach to managing your wealth, and as we all know, not all advice is the same. The team's advice is backed by advanced technology, extensive research, exceptional insight, and institutional scale that is offered in conjunction with the world class resources of Morgan Stanley.
Sandy is a Certified Divorce Financial Analyst® (CDFA™). She works alongside individuals, families, and their trusted advisors to help solve some of their most complex financial planning and wealth management needs. Sandy weaves her own life story into her practice and is empathetic to the challenges and fears that many women face, understanding that there are often two sides to financial decisions: the technical and the emotional. Sandy strives to educate her clients to be smart about their money and how it works by building strong, respectful relationships with them. Sandy believes that there is no mystery to it; it takes only a willingness to learn, and an advisor who listens and understands.
Angela brings over 30 years of experience spanning all different avenues of the financial services industry. Angela began her financial services career in 1995 as a Client Services Representative with Citigroup Global Markets Deutschland in Frankfurt, Germany, where she went on to become Vice President - Head of Sales. In 2008, Angela moved back to the U.S. and over to Citi Smith Barney - later Morgan Stanley. Angela currently holds the Chartered Retirement Plans Specialist, CRPS® and Qualified Plan Financial Consultant, QPFC professional designations. Angela's extensive experience - throughout major shifts in the markets - enables her to help clients structure balanced portfolios to help address their specific financial goals.
Working cohesively as a team, The Long Beach Group values a personalized and holistic approach to managing your wealth, and as we all know, not all advice is the same. The team's advice is backed by advanced technology, extensive research, exceptional insight, and institutional scale that is offered in conjunction with the world class resources of Morgan Stanley.
Services Include
- Financial PlanningFootnote1
- Professional Portfolio ManagementFootnote2
- Divorce Financial AnalysisFootnote3
- Qualified Retirement PlansFootnote4
- 401(k) Rollovers
- Corporate Retirement PlansFootnote5
- Trust ServicesFootnote6
- Cash Management and Lending ProductsFootnote7
- Long-term Care InsuranceFootnote8
- Alternative InvestmentsFootnote9
- Sustainable InvestingFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Navigating Unique Financial Challenges
At The Long Beach Group, we take pride in empowering women through all different stages of their lives, both our clients and our community. Whether you’re navigating a life transition or planning for your future, we work closely with you to create strategies that align with your unique goals and values. While long-term planning may seem daunting, we strive to ease you through your next chapter.
Women & Wealth at Morgan Stanley
With a deep understanding of the demands on women at each stage of their life, Morgan Stanley can provide you with personalized financial guidance to help you plan toward your most important goals. Explore more insights by visiting Morgan Stanley's homepage.
Learn More
The Rise of the Female Investor
True wealth is about more than just your money. It’s about your life and the things you value most as well as the relationships, interests and goals that bring you joy. Learn more about next steps to take below.
Setting Your Course Toward a Strong Financial Future
Divorce: Planning for a New Beginning
Major relationship transitions can be overwhelming in both a personal and practical way. Dealing with the impact of divorce on your financial life can make an emotionally difficult time even more challenging. Although divorce is seldom easy, you can prepare for it.
Your Path to Financial Independence
Financing Female Founders
Female founders face unique financial challenges as they seek capital to fund their companies. This seminar covers the financial basics of being a female founder and discusses different channels women can explore to secure funding their startups.
Our Resource Guide
Planning for the Unexpected
Once you have completed an estate plan, you will feel confident that you have a structure in place to help care for your loved ones in the event something happens to you.
Estate Planning Tools to Help You and Your FamilyPlanning for Your Future
At The Long Beach Group, our practice is built on a comprehensive, approach—designed to help clients make confident financial decisions at every stage of life. Drawing on Morgan Stanley’s full suite of capabilities, we deliver personalized guidance by integrating wealth management, investment strategy, and financial planning into one cohesive experience. Whether you’re preparing for retirement or building and scaling a business, explore the information below to learn what it’s like to work with The Long Beach Group and Morgan Stanley.
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that’s adaptable to the different stages of your life using our cutting edge tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Goals-Based Wealth Management
Retirement Planning
Retirement Planning can help you bring clarity to the transition from saving to spending by providing a single, comprehensive view of your retirement picture. We can work with you to define your retirement goals, evaluate income sources (such as Social Security, pensions, and investment accounts), and build a strategy designed to help turn your savings into a reliable stream of income—while factoring in taxes, healthcare costs, and market volatility.
A Simple Six-Step Retirement Checkup
Planning for Business Owners
If you have poured years—maybe even decades—of your life into building a business, planning for your present and future may seem daunting. We are here to support and assists you along every step of your entrepreneurial journey.
The Entrepreneur Toolkit
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.
Learn More
Cash Management and Lending Solutions
At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.
Explore the Full Suite of Offerings
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income. From simplified vehicles available more broadly to institutional strategies, the platform supports a goals-based approach for asset allocation tailored to investor needs.
Morgan Stanley Alternative InvestmentsEmpower Your Financial Journey
In today's fast-paced financial landscape, leveraging modern wealth tools is essential for effective wealth management. At The Long Beach Group, we integrate cutting-edge technology and resources to provide you with a comprehensive and efficient wealth management experience. We encourage you to use these tools and resources to your advantage. Help empower us to craft a holistic picture of your financial landscape, and optimize decisions regarding your financial future.
Morgan Stanley Online
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances; from paying bills and sending money to transferring funds and authorizing transactions with eAuthorizations.
Learn More
Total Wealth View
View all of your external financial accounts directly in Morgan Stanley Online or the mobile app. By linking your accounts, you'll benefit from more informed wealth planning, secure data access, and convenient connectivity.
Learn More
Digital Vault
Digital Vault provides a secure and user-friendly way to manage and share essential documents such as account statements, authorizations, tax filings, and other relevant files with your Financial Advisor.
Learn More
Security Center
Discover our newest security measures designed to protect your assets and personal information, and explore practical insights and resources on key cybersecurity topics to help strengthen your online safety.
Learn More
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn More
Portfolio Risk Platform
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Learn More
Thoughts On The Market Podcast
Gain insight into the forces shaping the market by joining Morgan Stanley's Chief Investment Officer and Chief U.S. Equity Strategist, along with their colleagues, as they discuss their perspectives on the latest financial market trends.
Listen To The Latest Episode
GIC Weekly
This weekly report from Wealth Management Chief Investment Officer Lisa Shalett highlights the Global Investment Committee's latest thinking on the markets.
Read This Week's ReportLocation
3840 Kilroy Airport Way
Ste 400
Long Beach, CA 90806
US
Direct:
(562) 901-4300(562) 901-4300
Meet The Long Beach Group
Phone:
(562) 901-4317(562) 901-4317
About Sandra Devich
More than twenty years ago Sandy set on a path to do meaningful work to positively impact people’s lives. She set her sights on building a practice as a financial advisor. Her aim was to increase confidence to her clients, and quickly it became her passion, with a strong belief that financial relationships are built on a foundation of trust, integrity, humility and transparency.
As a Financial Advisor, Sandy helps clients transition from their working life to their retired life by developing an income replacement strategy, with the goal of living the retirement they envision.
A division of Sandy’s practice focuses on women, especially those who are single – never-married, divorced or divorcing, or widowed - either suddenly or over a lifetime. Being a Certified Divorce Financial Analyst® (CDFA™) and weaving her own life story into her practice makes her empathetic to the challenges and fears that many women face, understanding that there are often two sides to financial decisions: the technical and the emotional. She tries to educate her clients to be smart about their money and how it works by building strong, respectful relationships with them. She believes that there is no mystery to it; it takes only a willingness to learn, and an advisor who listens and understands.
Sandy holds a BS degree in Business Administration from California State University, Long Beach, and is a past President of the Long Beach Chamber of Commerce Women’s Business Council, where she served on the board for ten years, while also being a board member of the Long Beach Chamber of Commerce. She has been a mentor and board Vice President for Operation JumpStart – a mentoring program for low-income students – and has volunteered for School on Wheels as a tutor for homeless children. She is a fierce defender of the most vulnerable - both human and animal. Sandy enjoys the ocean, the arts, and spending time with her family.
As a Financial Advisor, Sandy helps clients transition from their working life to their retired life by developing an income replacement strategy, with the goal of living the retirement they envision.
A division of Sandy’s practice focuses on women, especially those who are single – never-married, divorced or divorcing, or widowed - either suddenly or over a lifetime. Being a Certified Divorce Financial Analyst® (CDFA™) and weaving her own life story into her practice makes her empathetic to the challenges and fears that many women face, understanding that there are often two sides to financial decisions: the technical and the emotional. She tries to educate her clients to be smart about their money and how it works by building strong, respectful relationships with them. She believes that there is no mystery to it; it takes only a willingness to learn, and an advisor who listens and understands.
Sandy holds a BS degree in Business Administration from California State University, Long Beach, and is a past President of the Long Beach Chamber of Commerce Women’s Business Council, where she served on the board for ten years, while also being a board member of the Long Beach Chamber of Commerce. She has been a mentor and board Vice President for Operation JumpStart – a mentoring program for low-income students – and has volunteered for School on Wheels as a tutor for homeless children. She is a fierce defender of the most vulnerable - both human and animal. Sandy enjoys the ocean, the arts, and spending time with her family.
Securities Agent: WI, FL, VA, CO, AR, TN, NY, NM, MT, ID, CA, UT, TX, MA, HI, GA, OK, AZ, KS, IN, WA, OR, NC, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 1278770
CA Insurance License #: 0C14894
AR Insurance License #: 1352748
NMLS#: 1278770
CA Insurance License #: 0C14894
AR Insurance License #: 1352748
About Me
Angela began her financial services career in 1995 as a Client Services Representative with Citigroup Global Markets Deutschland in Frankfurt, Germany, where she went on to become Vice President – Head of Sales. In 2008, she moved back to the U.S. and over to Citi Smith Barney – later Morgan Stanley, where she worked for 6 years as a Financial Advisor. She then moved her financial practice to Wells Fargo Advisors in Seal Beach and just recently returned to Morgan Stanley in Long Beach. Angela has served Seal Beach/Long Beach-area investors for 16 years and looks forward to helping them pursue their financial goals for many years to come.
Angela has earned a Bachelor of Arts degree in Economics and Modern German Studies from Scripps College, Claremont. In addition to applicable securities registrations, she holds the Chartered Retirement Plans Specialist, CRPS® and Qualified Plan Financial Consultant, QPFC professional designations.
With over 25 years of experience in financial services, Angela is dedicated to helping individuals meet their financial needs by developing investment plans around their long-term goals and risk tolerance. Her extensive experience—throughout major shifts in the markets—enables her to help her clients structure balanced portfolios to help address their specific financial goals. She is also dedicated to helping business owners manage their corporate retirement plans.
Committed to helping her community prosper, Angela is active with the Boy Scouts of America and the German-American School Association. Away from the office, she also enjoys running, skiing, hiking and traveling abroad. Her husband and she live in Long Beach with their two children and dog “Lotte.”
Angela has earned a Bachelor of Arts degree in Economics and Modern German Studies from Scripps College, Claremont. In addition to applicable securities registrations, she holds the Chartered Retirement Plans Specialist, CRPS® and Qualified Plan Financial Consultant, QPFC professional designations.
With over 25 years of experience in financial services, Angela is dedicated to helping individuals meet their financial needs by developing investment plans around their long-term goals and risk tolerance. Her extensive experience—throughout major shifts in the markets—enables her to help her clients structure balanced portfolios to help address their specific financial goals. She is also dedicated to helping business owners manage their corporate retirement plans.
Committed to helping her community prosper, Angela is active with the Boy Scouts of America and the German-American School Association. Away from the office, she also enjoys running, skiing, hiking and traveling abroad. Her husband and she live in Long Beach with their two children and dog “Lotte.”
Securities Agent: KS, CO, OK, NY, CA, AZ, NV, MT, FL, WA, TX, NC, IN, HI, UT, NM, VA, OR, GA, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 2388865
CA Insurance License #: 0G23460
NMLS#: 2388865
CA Insurance License #: 0G23460
Contact Sandra Devich
Contact Angela Schlafke
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Isabella Bouvard
Client Relationship Associate
Leo Gonzalez Souto, CFP®
Vice President, Financial Planning Director
Megan Cornille
Private Banker
About Isabella Bouvard
Isabella Bouvard is a Client Relationship Associate at Morgan Stanley providing dedicated support to Financial Advisors and their teams. Operating as an extension of the FA/Team, Isabella collaborates with clients to discover how best to engage and enroll in the services available at Morgan Stanley during their onboarding journey, specifically cash management. Isabella provides expertise across a wide suite of cash management offerings and is able to help open cash management accounts, assist with credit cards and provide education on the breadth of what Morgan Stanley has to offer in the cash management space.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
About Leo Gonzalez Souto, CFP®
Leandro “Leo” Gonzalez Souto is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management office in Irvine, California. He is responsible for helping financial advisors with their clients’ and prospects’ financial planning needs.
Leo began his career in financial services in 2015 and joined Morgan Stanley in 2022. Prior to his current position, he worked at Charles Schwab.
Leo graduated from Indiana University-Bloomington and holds his CERTIFIED FINANCIAL PLANNER™ and CERTIFIED EXIT PLANNER ADVISOR designations. Leo lives in Huntington Beach, CA with his wife Isabel. Outside of work, Leo is an avid soccer player and enjoys traveling the world, visiting, and spending time with his family in California, Spain, and Argentina.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Leo began his career in financial services in 2015 and joined Morgan Stanley in 2022. Prior to his current position, he worked at Charles Schwab.
Leo graduated from Indiana University-Bloomington and holds his CERTIFIED FINANCIAL PLANNER™ and CERTIFIED EXIT PLANNER ADVISOR designations. Leo lives in Huntington Beach, CA with his wife Isabel. Outside of work, Leo is an avid soccer player and enjoys traveling the world, visiting, and spending time with his family in California, Spain, and Argentina.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
About Megan Cornille
Megan Cornille is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs,
leveraging our comprehensive suite of cash management and lending solutions.
Megan began her career in financial services in 2010, and joined Morgan Stanley in 2016 as an Associate Private Banker. Prior to joining the firm,
she was a Private Client Banker at JP Morgan Chase. She also served as a Personal Banker at U.S. Bank.
Megan is a graduate of the University of California - Irvine, where she received a Bachelor of Science in Molecular Biology. She lives in Torrance,
California with her family. Outside of the office, Megan enjoys running,
traveling with her family and volunteering at her son’s school.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs,
leveraging our comprehensive suite of cash management and lending solutions.
Megan began her career in financial services in 2010, and joined Morgan Stanley in 2016 as an Associate Private Banker. Prior to joining the firm,
she was a Private Client Banker at JP Morgan Chase. She also served as a Personal Banker at U.S. Bank.
Megan is a graduate of the University of California - Irvine, where she received a Bachelor of Science in Molecular Biology. She lives in Torrance,
California with her family. Outside of the office, Megan enjoys running,
traveling with her family and volunteering at her son’s school.
NMLS#: 606638
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Long Beach Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)