Jeffrey S Liszewski
Managing Director, Wealth Management, Financial Advisor, Financial Planning Specialist, Senior Portfolio Management Director
Phone:
(616) 771-6126(616) 771-6126
The Liszewski, Murray Group at Morgan Stanley
Jeffrey S LiszewskiTimothy J Murray, U.S. Marine Corps VeteranMatthew TenHaafGrace Carter-LambertLori HessCourtney Wesley
Direct:
(616) 771-6068(616) 771-6068
Toll-Free:
(800) 378-2217(800) 378-2217
Our Mission Statement
Experienced wealth planning services for your life and legacy goals
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You'll have access to some of the world's most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Individual Plans for Individuals Like You
Goals you set today will evolve over time. My process is designed to evolve with your goals and with the changing circumstances of your life. Holistic in its approach, my planning process will encompass all the elements of your financial and personal life, making sure they align with your current and future goals.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, I can help you take charge of your financial future and achieve your goals.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, I can help you take charge of your financial future and achieve your goals.
Certified Financial Planner™ (CFP®)
CFP professionals have met extensive training and experience requirements, and commit to CFP Boards ethical standards that require them to put their clients' interest first.
Timothy holds this designation.
Timothy holds this designation.
Aladdin - Portfolio Risk Tool
The Portfolio Risk Platform integrates the leading risk analytics engine into Morgan Stanley Wealth Management's platform to improve the quality, transparency, and efficiency of the end to end risk management process for the Firm and our Clients.
Click Here to Learn MoreWorking With You
Smart wealth management begins and ends with tailored service and attention to detail. We enjoy working with families who seek the same kind of long-term, fully engaged relationships we value and who appreciate the following attributes we believe set us apart from other financial advisors.
Personal Relationships
We are dedicated to building deep and caring relationships with you and your family. The bond we form is fundamental to our mission and it is our hope that it spans generations. Our goal is to be the last financial advisory team you will ever need.
Investment Excellence
Investment strategy is one of the most critical services we provide. We leverage our experience and relationships to source innovative strategies from the most knowledgeable investment minds in the business. As an individual investor, you benefit from the market insights and rigorous due diligence that drive our institutional relationships. We also have extensive experience with the Firm’s Alternatives platform and share our insights with you.
Knowledge and Experience
We have a concentration of experience and education that is generally rare in one group financial advisors. With many years of experience representing three different generations and multiple industry and Firm-approved credentials, we have the knowledge and skills to tackle the challenges of significant wealth and work with any type of investor.
Disciplined Process
From planning to execution, every step of our results-driven process is designed to help ensure a clear and consistent experience for every client. As the adage goes: “The devil is in the details.” We are committed to being your single point of contact for all things financial. Our detailed process begins with a thorough financial plan to understand your goals, dreams and concerns, which in turn, drives the possible solutions needed for your customized wealth management plan.
Total Wealth Management
Retirement assets, equity compensation and insurance policies should not be managed as separate entities, but as vital components of your overall financial picture. As an experienced advisory team, we take a holistic approach to wealth management. All of your assets – including the benefits you receive from your employer – will be integrated to help ensure they are working together to meet your overall goals.
Commitment to Community
With deep roots in our community and a deeper commitment to sustaining its character for future generations, we are highly engaged in creating a better and brighter future. Our partnership with various local and national organizations supports important initiatives and causes -- from helping children and to supporting local food banks and religious organizations.
Our Clients
At Morgan Stanley, we follow a simple rule: Do what's right for each client.
We strive to earn the confidence of affluent individuals, families and institutions by concentrating on helping define and meet goals. Clients have entrusted us with their hard-earned assets, and we are passionate about our work on their behalf.
Being a Morgan Stanley Financial Advisor is more than a profession—it's a calling. We perform at the highest potential, able to draw on the firm’s powerful infrastructure and intellectual capital to help meet the needs of our clients.
We strive to earn the confidence of affluent individuals, families and institutions by concentrating on helping define and meet goals. Clients have entrusted us with their hard-earned assets, and we are passionate about our work on their behalf.
Being a Morgan Stanley Financial Advisor is more than a profession—it's a calling. We perform at the highest potential, able to draw on the firm’s powerful infrastructure and intellectual capital to help meet the needs of our clients.
Resources
Our strategy leverages modern wealth tools and cutting-edge technology. Using these tools, we can help you with achieving your financial goals.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Click Here to Learn More
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Click Here to Learn More
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance you own online security.
Click Here to Learn MoreLocation
5122 Cascade Road SE 1st
Fl
Grand Rapids, MI 49546
US
Direct:
(616) 771-6068(616) 771-6068
Toll-Free:
(800) 378-2217(800) 378-2217
Meet The Liszewski, Murray Group
Timothy J Murray, U.S. Marine Corps Veteran
Senior Vice President, Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Workplace Advisor – Equity Compensation
Phone:
(616) 771-6040(616) 771-6040
Matthew TenHaaf
Financial Advisor, Financial Planning Specialist
Phone:
(616) 771-6054(616) 771-6054
Grace Carter-Lambert
Wealth Management Associate, Financial Planning Specialist, Client Service Associate
Phone:
(616) 771-6068(616) 771-6068
Lori Hess
Portfolio Associate
Phone:
(616) 771-6017(616) 771-6017
Courtney Wesley
Registered Client Relationship Analyst
Phone:
(616) 771-6027(616) 771-6027
About Jeffrey S Liszewski
Jeff Liszewski is a Managing Director and Senior Portfolio Management Director with 33 years’ experience with Morgan Stanley and its predecessor firms.
Jeff graduated from Michigan State University with a B.S in Finance. He is married, lives in Grand Rapids Michigan and has three children.
When not working Jeff spends his time visiting his children, golfing, and hiking.
Manage risk and build a solid foundation
“The worst type of risk is one you do not understand or see coming. Our team believes that simpler is often better. We frequently work with new clients who don’t fully understand their investments or portfolios. As a result, they are unprepared for dramatic changes in financial markets.”
“The tried and true is often better than the bold and new. That is the investment philosophy behind every portfolio we design. In these rapidly changing markets where new products and strategies are introduced daily, risk is harder to identify and increasingly difficult to manage.”
“Our team works to avoid investment fads, focusing instead on the long term objectives. A large part of our success has come from seeking to avoid big mistakes.”
Jeff graduated from Michigan State University with a B.S in Finance. He is married, lives in Grand Rapids Michigan and has three children.
When not working Jeff spends his time visiting his children, golfing, and hiking.
Manage risk and build a solid foundation
“The worst type of risk is one you do not understand or see coming. Our team believes that simpler is often better. We frequently work with new clients who don’t fully understand their investments or portfolios. As a result, they are unprepared for dramatic changes in financial markets.”
“The tried and true is often better than the bold and new. That is the investment philosophy behind every portfolio we design. In these rapidly changing markets where new products and strategies are introduced daily, risk is harder to identify and increasingly difficult to manage.”
“Our team works to avoid investment fads, focusing instead on the long term objectives. A large part of our success has come from seeking to avoid big mistakes.”
Securities Agent: KY, CO, AZ, VA, NC, OR, WI, PA, MD, KS, SD, SC, OH, NM, WA, ME, CA, NV, MS, IL, IA, DC, TX, MN, MA, IN, GA, TN, ID, FL, CT, WV, NY, MO, MI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1282613
NMLS#: 1282613
About Timothy J Murray, U.S. Marine Corps Veteran
Timothy Murray is a Senior Vice President of wealth management and Certified Financial Planner™ with 17 years of experience at Morgan Stanley and its predecessor firms.
After graduating from Grand Valley State University with a B.B.A in finance and international business, Tim spent the next 5 years in the United States Marine Corps. He is a combat veteran who served 3 tours in Iraq, earning the rank of Captain.
When not working Tim enjoys going to the cross-fit gym, mountain-biking, and spending time with his family.
Tim is married, lives in Ada, MI and has 2 children.
Master Emotions
“In order to be successful in any area of life, it is crucial to see things through to the end. Our team helps clients avoid self-destructive behaviors during times of euphoria, crisis, and fear.”
“When you have confidence in your plan, understand what you have in your portfolio, and know what and where the risks are located, you are more likely to stay the course during times of adversity.”
After graduating from Grand Valley State University with a B.B.A in finance and international business, Tim spent the next 5 years in the United States Marine Corps. He is a combat veteran who served 3 tours in Iraq, earning the rank of Captain.
When not working Tim enjoys going to the cross-fit gym, mountain-biking, and spending time with his family.
Tim is married, lives in Ada, MI and has 2 children.
Master Emotions
“In order to be successful in any area of life, it is crucial to see things through to the end. Our team helps clients avoid self-destructive behaviors during times of euphoria, crisis, and fear.”
“When you have confidence in your plan, understand what you have in your portfolio, and know what and where the risks are located, you are more likely to stay the course during times of adversity.”
Securities Agent: CO, OR, WV, SD, NC, MI, IN, MN, KY, CT, CA, WI, NV, VA, TN, SC, PA, MD, GA, DC, NM, KS, IA, MO, IL, AZ, MS, ME, WA, TX, OH, NY, MA, ID, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 1261925
NMLS#: 1261925
About Matthew TenHaaf
Matt TenHaaf is a Financial Advisor with 3 years of experience at Morgan Stanley.
Matt graduated from Davenport University in 2022 with a degree in Business Administration.
Matt is married and lives in Grand Rapids, Michigan with his wife, Jalynn, and his daughter, Lila. Outside of work, Matt enjoys going to the gym, buying and selling sports memorabilia, and hiking with family.
Matt graduated from Davenport University in 2022 with a degree in Business Administration.
Matt is married and lives in Grand Rapids, Michigan with his wife, Jalynn, and his daughter, Lila. Outside of work, Matt enjoys going to the gym, buying and selling sports memorabilia, and hiking with family.
Securities Agent: AZ, MO, MS, IL, CA, SD, SC, MN, MI, IA, TX, IN, CO, VA, TN, NV, KS, ME, NC, MD, WY, WV, PA, NY, GA, FL, WA, NM, MA, ID, DC, CT, WI, OH, KY; General Securities Representative; Investment Advisor Representative
NMLS#: 2795176
NMLS#: 2795176
About Grace Carter-Lambert
Grace Carter-Lambert is a client service, portfolio, and financial planning associate with over 20 years' experience at Morgan Stanley and its predecessor firms.
As a member of The Liszewski, Murray Group - Grace focuses on providing excellent client service and attending to all client needs.
Grace graduated from Aquinas with a B.S. in Business Administration and Communications.
Grace is married and has 5 children.
When she is not working Grace enjoys/spends her time running, gardening, and traveling.
As a member of The Liszewski, Murray Group - Grace focuses on providing excellent client service and attending to all client needs.
Grace graduated from Aquinas with a B.S. in Business Administration and Communications.
Grace is married and has 5 children.
When she is not working Grace enjoys/spends her time running, gardening, and traveling.
About Lori Hess
Lori Hess is a client service and portfolio associate with over 25 years’ experience in the financial industry. She joined Morgan Stanley and its predecessor firms in 2012.
As a member of the Liszewski, Murray Group – Lori focuses on providing excellent client service and attending to all client needs.
Lori graduated from Ferris State University with a Bachelor of Science degree in Finance.
Lori is married and has one child.
When not working Lori spends her time with her family and enjoys walking her dog. Lori is also a sports enthusiast and enjoys attending Grand Rapids Griffin’s and Whitecaps games.
As a member of the Liszewski, Murray Group – Lori focuses on providing excellent client service and attending to all client needs.
Lori graduated from Ferris State University with a Bachelor of Science degree in Finance.
Lori is married and has one child.
When not working Lori spends her time with her family and enjoys walking her dog. Lori is also a sports enthusiast and enjoys attending Grand Rapids Griffin’s and Whitecaps games.
About Courtney Wesley
Courtney is a client service and portfolio associate with over five years’ experience in the financial industry. As a member of The Liszewski, Murray Group - Courtney focuses on providing excellent client service and attending to all client needs.
Courtney graduated from Northwood University with a Bachelor of Business Administration. Courtney is married and has one child.
Outside of work, Courtney enjoys boating on the Thornapple River, yoga, weight training, Peloton, and crocheting.
Courtney graduated from Northwood University with a Bachelor of Business Administration. Courtney is married and has one child.
Outside of work, Courtney enjoys boating on the Thornapple River, yoga, weight training, Peloton, and crocheting.
Contact Jeffrey S Liszewski
Contact Timothy J Murray, U.S. Marine Corps Veteran
Contact Matthew TenHaaf
Wealth Management
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Ready to start a conversation? Contact The Liszewski, Murray Group today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
