Phone:
(813) 227-2032(813) 227-2032
The Libratus Wealth Management Group at Morgan Stanley
Direct:
(813) 228-9888(813) 228-9888
Our Mission Statement
Libratus is derived from the Latin word for Balanced. Together, we will collaboratively define what balance looks like for you in your life. Pairing experience with intellectual capital, we will curate personal financial services uniquely dedicated to helping you reach your long-term goals.
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Clients
We help people just like you, in various stages of life.
We understand that your specific circumstances may require unique solutions. No problem: we’ll work with you individually to develop detailed wealth plans and thoughtful strategies.
We understand that your specific circumstances may require unique solutions. No problem: we’ll work with you individually to develop detailed wealth plans and thoughtful strategies.
Our satisfied clients include:
- High net worth young investors
- Business Owners (including family businesses)
- Corporate executives
- Mid-career professionals and their families
- Nonprofit organizations
- Seniors near or in retirement
Our Suite of Service
As Wealth Grows, so does its complexities and the resources needed to manage it effectively. We leverage our experience and relationships to deliver innovative strategies that are tailored to your needs. We look forward to speaking with you to understand your challenges, so we may map out a strategy to achieve your particular priorities and goals.
Wealth Management
Wealth Management brings all the dimensions of your life together. We listen carefully to understand the connection across your personal life, your family, your career and your legacy goals to develop a comprehensive strategy that is uniquely yours.
Municipal Bonds
Municipal bonds are securities issued by cities, counties, states and other governmental entities to finance projects that are considered beneficial to the public good. Likely projects are: housing, schools, highways, hospitals, sewer systems and other infrastructure.
Corporate Retirement Plans
For your employees, retirement is more than a date in the future – it’s a milestone that takes time, hard work and the right tools to achieve. Morgan Stanley at Work provides plan sponsors with a comprehensive suite of solutions and investment experience that helps your employees maximize their potential to reach their long-term goals.
Cash Management & Lending Products
Creating adequate cash flow and securing liquidity are the day-to-day aspects of implementing a financial strategy. We help you meet your personal cash management and borrowing needs, while thinking strategically about how specific approaches may affect current and long-term costs and taxes
Life Insurance
Insurance isn’t just for supporting dependents if something happens to you - It can also be part of a long-term retirement strategy. Our finances and goals are interrelated, so the use of insurance as a savings and investment strategy will often affect how best to structure and invest your assets alongside such policies.
Business Succession Planning
Selling a business should be the reward for years of entrepreneurial savvy and hard work. "Two key determinants of transition success are leaving enough time to plan, and having an adequate plan in place."
Estate Planning Strategies
Delivering an estate to the next generation or favorite charity requires more attention than families often realize. We coordinate with your estate and tax professionals to align your legacy goals with the appropriate asset tilting and beneficiary designation requirements, incorporating best practices to help enhance results.
Retirement Planning
One of our key areas of focus is helping you prepare for and thrive in retirement. From IRAs to RMDs, we help manage the complexities of your comprehensive retirement plan assets, helping you easily transition to the next phase of your life with security and confidence.
Modern Wealth Tools & Resources
Morgan Stanley's comprehensive suite of digital tools are designed to enhance every aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that are available.
Morgan Stanley Online
Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money, to transferring funds and authorizing transactions with one click using eAuthorizations.
Login to MSO
View a Snapshot of Your Finances
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind. Completing your financial picture with Total Wealth View gives our clients the benefit of more informed wealth planning, more secure data access, and convenient connectivity
Complete Your Financial Picture
Enhance Your Goal Planning
Our Goals Planning System (GPS) is built on Morgan Stanley's intellectual capital and capabilities to provide our clients with comprehensive investing and planning solutions for their individual goals.
Access Your Account
Discover Trends and Save Smarter
View your incoming and outgoing cash, gain insights on your spending habits and create custom budgets no matter where your money is held.
Analyze Your ExpensesStay Informed | Market & Lifestyle Updates
From Our Team:
Congratulations to Caroline Carpenter on successfully passing the Certified Financial Planning (CFP) exam! As certifications go, the CFP is one of the most respected and well recognized in all of financial services. The path to CFP certification requires completion of the education requirement (up to 18 months), passing the CFP exam, fulfilling the experience requirement (6,000 hours) and a commitment to adhere to the high ethical and professional standards for the practice of financial planning.
As an Registered Client Service Associate on our team, Caroline is uniquely qualified to deliver a high quality planning experience to Morgan Stanley clients and prospects. Caroline's efforts to obtain the CFP certification is a reflection of her commitment to professional development and a valuable investment in her future.
We are very proud of Caroline on this outstanding achievement and look forward to her ongoing contributions to our team! Way to go Caroline!
As an Registered Client Service Associate on our team, Caroline is uniquely qualified to deliver a high quality planning experience to Morgan Stanley clients and prospects. Caroline's efforts to obtain the CFP certification is a reflection of her commitment to professional development and a valuable investment in her future.
We are very proud of Caroline on this outstanding achievement and look forward to her ongoing contributions to our team! Way to go Caroline!
On The Markets
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Latest ArticleThe GIC Weekly
The GIC Weekly is composed of seasoned investment professionals who meet regularly to discuss the global economy and markets. The committee determines the investment outlook that guides our advice to clients.
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Investors may see new economic and market uncertainty in 2023.
5 Tips to Navigate the FutureRational Investing in an Age of Uncertainty
When it comes to investing, even the most savvy of us fall prey to bias and emotional trades.
How to Rethink Your Portfolio for Long-Term Inflation
If rising inflation becomes the norm for years to come, how can investors prepare?
Take a Deeper Breath
Even before the pandemic, we weren’t taking full advantage of all the benefits of good respiration.
Location
100 N Tampa St
Ste 3000
Tampa, FL 33602
US
Direct:
(813) 228-9888(813) 228-9888
Meet The Libratus Wealth Management Group
Vice President, Wealth Management, Financial Advisor, Family Wealth Director, Financial Planning Specialist
Phone:
(813) 227-2171(813) 227-2171
About Marco E Edmiston
Since joining the financial services industry in 2007, Marco has been assisting clients in defining their most important goals and then developing a personalized plan to achieve them. His clients, who range from first-time investors seeking to grow their wealth to retirees looking to preserve their nest eggs, turn to Marco for guidance on asset allocation, investment strategies and planning for a secure financial foundation. He offers a high level of personalized service and advice, along with education, to help his clients feel confident about their decisions.
Marco excels at tuning into his clients’ specific needs and designing goal-oriented plans that are customized to their time horizon and tolerance for risk. By gaining a deep understanding of his client’s circumstances – where they are and where they hope to go – he is able to help them bridge the gap to reach their personal and financial objectives. Marco prides himself on taking ownership of his clients’ financial well-being and regards his clients as virtual members of his financial family. If clients need assistance, he takes immediate steps to help address their issues and then takes it one step further to see if their concerns have been resolved.
Introduced to the stock market at a young age by his grandfather, Marco has always been fascinated by finance. He feels fortunate to have the opportunity to combine his outgoing personality, financial experience and desire to help people in his role as a Financial Advisor. Before coming to Morgan Stanley* in 2008, Marco was an Elite Client Services Representative at E*TRADE Financial. He earned his B.S. in Finance from the University of South Florida and currently holds Series 7, 63, 66 and Insurance licenses.
Marco excels at tuning into his clients’ specific needs and designing goal-oriented plans that are customized to their time horizon and tolerance for risk. By gaining a deep understanding of his client’s circumstances – where they are and where they hope to go – he is able to help them bridge the gap to reach their personal and financial objectives. Marco prides himself on taking ownership of his clients’ financial well-being and regards his clients as virtual members of his financial family. If clients need assistance, he takes immediate steps to help address their issues and then takes it one step further to see if their concerns have been resolved.
Introduced to the stock market at a young age by his grandfather, Marco has always been fascinated by finance. He feels fortunate to have the opportunity to combine his outgoing personality, financial experience and desire to help people in his role as a Financial Advisor. Before coming to Morgan Stanley* in 2008, Marco was an Elite Client Services Representative at E*TRADE Financial. He earned his B.S. in Finance from the University of South Florida and currently holds Series 7, 63, 66 and Insurance licenses.
Securities Agent: MS, MA, CO, WY, OK, NY, NC, KS, GA, CT, SD, UT, NV, NJ, LA, DE, DC, PA, IN, WV, IL, CA, AZ, VA, TN, SC, PR, AL, TX, NM, IA, WA, OR, MI, ME, RI, MO, MN, MD, FL, AR, OH, NH, NE; General Securities Representative; Investment Advisor Representative
NMLS#: 1282551
CA Insurance License #: 0H82363
AR Insurance License #: 16569205
NMLS#: 1282551
CA Insurance License #: 0H82363
AR Insurance License #: 16569205
About John C Few
John Few, an industry veteran since 1984, is a Family Wealth Director with Morgan Stanley. He has led a broad experiential path to his role with Morgan Stanley. Prior to joining Morgan Stanley, he was an institutional equity trader and OTC market maker at Raymond James and Associates advising and executing block trades for institutional clients. John has also been a municipal bond trader in New York for Chemical Bank and was a research analyst in public finance at Merrill Lynch in New York.
Working with Ultra High Net Worth clients requires solutions that have an impact over generations. Mr. Few’s Family Wealth Director designation allows him to serve our affluent clients by concentrating the professional knowledge and resources needed to help them address the complex challenges of managing significant, multi-generational wealth.
After graduating from Jesuit High School in Tampa and Princeton University in 1984 with an A.B. in History, Mr. Few graduated from the Kenan-Flagler School of Business at UNC-Chapel Hill in 1990 with an MBA in International Business. Mr. Few holds Series 7, 24, 63 and 66 registrations and is licensed by the Florida State Board of Insurance.
Mr. Few spent 30 years as an assistant high school football coach at Jesuit HS and for the 2006, 2008, 2009 and 2011 state champion Plant Panthers. In 2011 he was named the National Football Foundation’s Hillsborough County Assistant Coach of the Year. Mr. Few currently serves on the boards of the Hillsborough County Bar Foundation, Princeton Club of Tampa Bay, the Jack and Jill Late Stage Cancer Foundation, and the local chapter of the National Football Foundation. His community involvement includes past service on the boards of the Florida Security Traders Association, St. John’s Episcopal Parish Day School, Palma Ceia Golf & Country Club, Train Up First Foundation, Tampa Bay Little League and Ye Mystic Krewe of Gasparilla. Mr. Few is a certified PADI Divemaster, a licensed OUPV boat captain and is the music director for Ye Mystic Krewe of Gasparilla’s Cut Throat Chorus. Mr. Few is married with two adult sons.
Working with Ultra High Net Worth clients requires solutions that have an impact over generations. Mr. Few’s Family Wealth Director designation allows him to serve our affluent clients by concentrating the professional knowledge and resources needed to help them address the complex challenges of managing significant, multi-generational wealth.
After graduating from Jesuit High School in Tampa and Princeton University in 1984 with an A.B. in History, Mr. Few graduated from the Kenan-Flagler School of Business at UNC-Chapel Hill in 1990 with an MBA in International Business. Mr. Few holds Series 7, 24, 63 and 66 registrations and is licensed by the Florida State Board of Insurance.
Mr. Few spent 30 years as an assistant high school football coach at Jesuit HS and for the 2006, 2008, 2009 and 2011 state champion Plant Panthers. In 2011 he was named the National Football Foundation’s Hillsborough County Assistant Coach of the Year. Mr. Few currently serves on the boards of the Hillsborough County Bar Foundation, Princeton Club of Tampa Bay, the Jack and Jill Late Stage Cancer Foundation, and the local chapter of the National Football Foundation. His community involvement includes past service on the boards of the Florida Security Traders Association, St. John’s Episcopal Parish Day School, Palma Ceia Golf & Country Club, Train Up First Foundation, Tampa Bay Little League and Ye Mystic Krewe of Gasparilla. Mr. Few is a certified PADI Divemaster, a licensed OUPV boat captain and is the music director for Ye Mystic Krewe of Gasparilla’s Cut Throat Chorus. Mr. Few is married with two adult sons.
Securities Agent: NM, CT, CA, MD, AZ, TX, OR, UT, OH, DC, NJ, IN, CO, FL, NC, IL, VA, MN, WA, DE, SD, SC, MI, AR, PR, NY, MA, GA, PA; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 1472943
AR Insurance License #: 9176788
NMLS#: 1472943
AR Insurance License #: 9176788
Contact Marco E Edmiston
Contact John C Few
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Ready to start a conversation? Contact The Libratus Wealth Management Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
