The Lewkowitz-Gersten Wealth Management Group at Morgan Stanley

Together, we will identify all the critical information that is needed to determine you and your family's goals. Our discovery process should uncover all financially relevant information that influences the recommendations our team will suggest. This exhaustive process often turns up the obvious and not so obvious aspects of your "financial health."

Only by understanding your objectives and risk/reward parameters can we provide recommendations that meet the level of comfort you require. We want our clients to sleep well at night, knowing our process is designed with their emotional and psychological well-being in mind. To that end, we strive to help you preserve your principal and take on only as much risk as is needed to achieve your objectives.

The relationship we build with you is meant to be collaborative and comprehensive. We will work with your other professional advisors, i.e., accountants, estate planning attorneys, CFOs, etc., to make collective recommendations and increase efficiency.

We can also help with insight on estate planning, charitable giving, trust planning, lending, insurance and retirement planning. In addition to providing our own guidance and advice in these strategic areas of your wealth plan, we have many specialists available to make suggestions and help you achieve your goals.

We always keep risk control and safety of your portfolio as a priority. We look to diversify across investments and asset classes in order to reduce risk. We seek out managers with long-term track records and past histories of outperforming in volatile markets. It is more important for us to capture less downside than to outperform on the upside.

This is all part of how we attempt to reduce risk and volatility. With a combination of customized asset allocation, diversification and intensive manager selection, we have the tools to efficiently work toward your objectives.

Consistent communication is our priority. We will be in contact as often as it takes to make you feel at ease. Frequently our communication increases through tumultuous times. This is when we feel our expertise becomes a source of reassurance. At the end of the day, we want you to feel that this is a relationship that you can count on. We will strive to exceed your expectations.

We look forward to building a partnership with you that is committed to your financial success today and for years to come.

LifeView is a dynamic suite of tools that helps us design customized, goal-based strategies aligned with your long-term vision. Working closely with you, we integrate every part of your financial life – from investments to cash management – into a cohesive plan built around what matters most.

How and when you withdraw assets can make a big difference. We help you structure withdrawals with tax-aware strategies that work across your entire portfolio – aiming to reduce tax impact and enhance overall returns.

Cash is the lifeblood of both business and personal finances. Whether you need solutions for liquidity, accounts receivable, or other cash-flow strategies and offer tailored alternatives to meet your needs.

As retirement approaches, we'll work with you to identify the most effective ways to generate income, maintain security, and stay on track with your goals – before and after you retire.

Protecting your assets and personal information is one of your highest priorities. The Online Security Center offers resources, best practices, and proactive measures to help safeguard your accounts and protect yourself online.

Go paperless with eDelivery, giving you instant access to statements, confirmations, and other important documents online – securely and conveniently. Clients enrolled in Morgan Stanley Online can easily register for eDelivery.

See your complete financial picture in one place with Total Wealth View. By linking your accounts, you gain a more comprehensive perspective for informed wealth planning, secure data access, and seamless connectivity.

Securely store, organize, and access your most important documents anytime, anywhere with Digital Vault. This encrypted, centralized library – available through Morgan Stanley Online and the Mobile App – keeps your essential files protected and within reach.

Stay informed with the Global Investment Committee's weekly outlook, led by Lisa Shalett. This report covers market trends, asset class performance, and fixed income insights.

Gain in-depth analysis from Morgan Stanley thought leaders on topics such as global equities, fixed income, monetary policy, and more.

Hear market perspectives from Mike Wilson and other Morgan Stanley strategists as they share timely viewpoints on the forces shaping today's financial marketplace.

Understand how tax changes can influence your financial goals. Updated annually, these tables help you prepare for tax season with clear, accurate information for the year ahead.