Phone:
(508) 790-9606(508) 790-9606
The Lewis Knowlton Group at Morgan Stanley
Direct:
(508) 790-9600(508) 790-9600
Our Mission Statement
With a disciplined approach to portfolio management and a strong planning-first mindset, we help clients pursue long-term wealth accumulation, preservation of capital, and thoughtful risk management.
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
OUR CAPABILITIES
We help people in every stage of life. From help tackling college costs, to taking full advantage of your stock options and retirement plan, to anywhere in between, we have solutions.
Professional Investment Management
Portfolios that harness Morgan Stanley's industry-leading advice, resources and risk management—calibrated to your specific goals.
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our cutting edge tools- Goals Planning System (GPS) and LifeView.
529 Education Savings Plans
529 plans offer a flexible, tax-advantaged way to invest for education expenses while helping to improve estate planning. Gain fiduciary oversight of your education funding strategy within the context of your broader portfolio through the exclusive Morgan Stanley National Advisory 529 Plan.
Insured Solutions
As a leader in the distribution of insurance and annuities, our offerings include disability, long-term care and property & casualty insurance, as well as fixed, indexed and variable annuities. Morgan Stanley offers these products in conjunction with its licensed insurance agency affiliates.
Estate Planning
Estate planning helps you protect your legacy by outlining how your assets are managed and transferred, helping support your loved ones and philanthropic goals while potentially reducing taxes and avoiding delays. Morgan Stanley can help you navigate this process as part of its wealth management offering—working with you and your legal and tax advisors to align strategies such as beneficiary reviews, trusts, and wealth transfer planning with your broader financial plan.
Donor Advised Funds (DAF)
A solution that may help you execute planned giving, offer an efficient way to donate complex and illiquid assets, and simplify charitable giving reporting while potentially mitigating taxes. Bring philanthropy into your wealth plan and help amplify the impact of your giving through the Morgan Stanley Global Impact Funding Trust (MS GIFT).
Transitional Life Events
Whether you recently experienced divorce, changed jobs, welcomed a new child, or lost a loved one, most major life events have financial implications to them. Trying to make the right financial decisions while juggling work and family responsibilities can feel overwhelming. Our team is experienced in helping our clients answer the questions they haven't thought to ask.
See below for helpful resources on how to navigate the unknown chapters of life:
Divorce
Financial planning after a divorce can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.
New Job
You have several choices for what to do with your qualified retirement plan when you leave a job. Deciding among them is an important step in managing your retirement savings over time.
Birth
Welcoming a child into the family is a joyous occasion for everyone. Our practice helps you understand your array of options when welcoming the newest member of your family.
Death
Explore why a trust may be an important part of an estate plan—and how it can help streamline the transfer of assets, provide direction for beneficiaries, and potentially reduce delays and complexity during probate.
At The Lewis Knowlton Group, we are deeply grateful for the confidence our clients place in us. That trust is the cornerstone of our relationships and a constant reminder of our responsibility to serve with integrity. Guided by this commitment, we proudly support charitable organizations that reflect our values and help strengthen the communities we share.
We are proud to support the following causes:
Wings for Falmouth Families
Wings for Falmouth Families, Inc., established in 2003 by Lisa and Eric Asendorf, is a community-based 501(c)(3). The charity provides local families financial assistance when they are experiencing a sudden, life threatening medical crisis. While medical costs may be covered by insurance, spousal loss of work, childcare and housing expenses, to name a few, add up to an enormous burden.
Falmouth Service Center
Since 1983, Falmouth Service Center, a 501 (c) (3) non-profit, has worked hand in hand with the community to educate, support, and improve the quality of life of Upper Cape residents in need. Individuals, schools, organizations, and the faith community contribute not only financial donations but also food, clothing, and other necessary goods to the Falmouth Service Center.
Big Brothers Big Sisters of Cape Cod and The Islands
Big Brothers Big Sisters of Cape Cod & the Islands, a proud member of the Big Brothers Big Sisters of Eastern Massachusetts family, is the only one-to-one youth serving mentoring organization serving every town on Cape Cod, Martha's Vineyard, Nantucket & Plymouth.
Making Strides Against Breast Cancer | American Cancer Society
Making Strides Against Breast Cancer is a celebration of courage and hope, a movement uniting communities to end breast cancer as we know it, for everyone. For three decades, these 3- to 5-mile non-competitive walks have collectively grown into the nation's largest and most impactful breast cancer movement – providing a supportive community for courageous breast cancer survivors and metastatic breast cancer thrivers, caregivers, and families alike.
Cape Cod Maritime Museum
Mission: To preserve and celebrate the rich maritime traditions and history of Cape Cod and the Islands. We aim to engage audiences of all ages in the understanding and enjoyment of maritime culture through exhibitions, collections, public events, and hands-on educational programs.
The Jimmy Funds | Dana-Farber Cancer Institute
The Jimmy Fund is a global community raising funds to support Dana-Farber Cancer Institute's mission to prevent, treat, and defy cancer.
The Ellie Fund
Mission: To provide essential support services for breast cancer patients to ease the stresses of everyday life, allowing the focus to be on family, recovery and healing.
Ellie Fund services include grocery gift cards, nutritious prepared/delivered meals, transportation to medical appointments, childcare reimbursement, housekeeping, and integrative therapy services, free of charge. Ellie Fund is honored to assist breast cancer patients receiving treatment in Massachusetts, including patients traveling to Massachusetts for their breast cancer care.
Location
45 North Street
Hyannis, MA 02601
US
Direct:
(508) 790-9600(508) 790-9600
Meet The Lewis Knowlton Group
Crystal M. Knowlton
First Vice President, Wealth Management, Financial Advisor
Phone:
(508) 790-9639(508) 790-9639
Michelle L. Metell
Wealth Management Associate
Phone:
(508) 790-9627(508) 790-9627
About Bob Lewis
Bob is a Senior Portfolio Management Director at Morgan Stanley with over thirty years of experience in the financial services industry. Bob is focused on comprehensive portfolio management, preservation of capital and managing risk. He combines his decades of experience with Morgan Stanley’s global network of research analysts, equity traders, strategists and technical professionals to deliver personalized solutions for the clients of The Lewis Knowlton Group.
Bob earned his CERTIFIED FINANCIAL PLANNER™ designation at Boston University in the late 90’s and in 2026 has been named Executive Director at Morgan Stanley. He has worked with three generations of families and is focused on multigenerational wealth transfer plans and charitably inclined clients.
Bob earned his CERTIFIED FINANCIAL PLANNER™ designation at Boston University in the late 90’s and in 2026 has been named Executive Director at Morgan Stanley. He has worked with three generations of families and is focused on multigenerational wealth transfer plans and charitably inclined clients.
Securities Agent: CA, NJ, MD, WA, PA, NE, IL, GA, FL, WV, MO, CO, WI, OH, DC, TX, NH, VA, TN, RI, OR, CT, SC, VT, NY, MA, NM; General Securities Representative; Investment Advisor Representative
NMLS#: 1470297
NMLS#: 1470297
About Crystal M. Knowlton
Crystal M. Knowlton is a third-generation Falmouth resident with a lifelong passion for helping others—one that began in childhood and has guided her professional journey. Crystal is a Financial Advisor with Morgan Stanley Wealth Management, with experience in holistic financial planning and strategies designed to support long-term wealth accumulation and preservation. Crystal and her team are committed to educating and empowering clients so they can align financial decisions with their life intentions and retirement goals.
Before joining Morgan Stanley, Crystal built a strong track record in the financial services industry, earning recognition including Executive Council Member, Centurion, and Hundreds Club. She also dedicated ten years to serving the Town of Falmouth, primarily within Veteran Services, where she supported veterans and their families through transitional life events and helped them access Federal and State benefits.
Crystal remains deeply engaged in her community and is especially passionate about The Falmouth Service Center and Wings for Falmouth Families, where she currently serves as President.
Before joining Morgan Stanley, Crystal built a strong track record in the financial services industry, earning recognition including Executive Council Member, Centurion, and Hundreds Club. She also dedicated ten years to serving the Town of Falmouth, primarily within Veteran Services, where she supported veterans and their families through transitional life events and helped them access Federal and State benefits.
Crystal remains deeply engaged in her community and is especially passionate about The Falmouth Service Center and Wings for Falmouth Families, where she currently serves as President.
Securities Agent: TX, CO, NH, CA, VA, GA, WI, OH, MA, NM, VT, SC, OR, NV, FL, CT, TN, NC, PA, MO, WA, MI, LA, IL, ID, WV, RI, NY, NJ, MD, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 2707118
NMLS#: 2707118
About Michelle L. Metell
Michelle Metell is a Portfolio Associate at Morgan Stanley, with three decades of experience in the financial services industry. Having joined the Firm in 1993 as a Client Service Assistant, Michelle continues to provide Financial Advisors and clients in Cape Cod and around the country with exceptional and professional service. Being a third-generation Cape Codder, Michelle knows her community very well, allowing her to provide quality, custom-tailored service to Morgan Stanley’s Cape Cod community and beyond.
Michelle grew up in Harwich, MA, and currently resides in Falmouth, MA, where she is proudly involved in her local community, volunteering with both the Falmouth Food Pantry and the Hyannis Housing Assistance Corporation. While not in the office, Michelle enjoys golfing with her husband, Michael; traveling; and rooting for the New England Patriots.
Michelle grew up in Harwich, MA, and currently resides in Falmouth, MA, where she is proudly involved in her local community, volunteering with both the Falmouth Food Pantry and the Hyannis Housing Assistance Corporation. While not in the office, Michelle enjoys golfing with her husband, Michael; traveling; and rooting for the New England Patriots.
Contact Bob Lewis
Contact Crystal M. Knowlton
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Lewis Knowlton Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
