Kevin T Anderson, CFA, CPM®
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(919) 785-7150(919) 785-7150
The Legacy Group at Morgan Stanley
Direct:
(919) 785-7154(919) 785-7154
Toll-Free:
(888) 519-3201(888) 519-3201
Our Mission Statement
Drawing on 3 generations of experience crafting, delivering and executing financial advice, our team strides to provide financial peace of mind, guiding you towards achieving and maintaining life and legacy goals.
Welcome
We pursue long-term relationships committed to:
• Understanding your goals, concerns and dreams;
• Creating a plan which strives to empower you while helping accumulate, preserve and distribute wealth – potentially over multiple generations;
• Implementing your plan with discipline while maintaining flexibility to adapt to opportunities and pitfalls in an ever-changing world.
• Understanding your goals, concerns and dreams;
• Creating a plan which strives to empower you while helping accumulate, preserve and distribute wealth – potentially over multiple generations;
• Implementing your plan with discipline while maintaining flexibility to adapt to opportunities and pitfalls in an ever-changing world.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process: Focused on You
We believe financial stability is one of life’s most desirable achievements and recognize the challenges of designing a plan by which this is accomplished. We believe the more knowledge and understanding you have, the more likely you are to make sound investment decisions, maintaining flexibility to adapt to an ever changing world.
Introductory Meeting
We begin with an informal conversation to understand how we may help add value to your situation. This is our opportunity to learn about you and your opportunity to learn about us so that, collectively, we can determine whether we are a good fit for each other. If we all agree to move forward, we will then schedule a more in-depth discussion.
In-Depth Discovery
We continue the dialogue to learning about the values that shape your decisions, the concerns and any unique family circumstances relevant to the goals you’ve set for yourself and your family. We explore a myriad of qualitative and quantitative questions and request important supporting documents so we have a complete understanding of your current situation and vision for the future.
Analysis and Strategy
We collaborate internally as a team to review and analyze your current and future financial situation. Utilizing proprietary planning tools and our investment guidelines, we develop your personalized and detailed financial plan with recommendations to help you grow, preserve and transfer your wealth. This serves as the foundation for building your initial plan, as well as future financial decisions.
Implementation
With your approval, we will implement the plan. This often encompasses a broad range of strategies – from investments and insurance to lending and estate planning. If necessary, we will introduce you to additional professionals, such as a CPA or estate attorney, to help implement our recommendations.
Disclaimer:
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Disclaimer:
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Ongoing Oversight
We expect to make changes and revise goals because life does not happen neatly on a spreadsheet. We meet annually to help ensure your plan remains current and to review your progress towards achieving your goals. Between our annual meetings, we have created a “Decisive Action” process to address any questions or concerns you have quickly and efficiently.
Upcoming Firm Events
We hope you will join us for this upcoming event.
AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future
We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.
CRC4303146 03/2025
Online
Additional Replays
Our Digital Offerings
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley App. MSO has a variety of features such as eAuthorizations and eDelivery.
Learn More About MSO
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
Data Security
At Morgan Stanley, our highest priority is keeping your information protected. Morgan Stanley dedicates significant resources to protecting your assets and personal information.
- Strong encryption protocols designed to protect your data.
- Continuous monitoring to help detect and prevent fraud.
- Routine testing of our systems and security protocols.
Learn More About Our Online Security Measures- Strong encryption protocols designed to protect your data.
- Continuous monitoring to help detect and prevent fraud.
- Routine testing of our systems and security protocols.
Portfolio Risk Platform – Powered by Aladdin
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types.
Learn More How We Mitigate Risk
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Learn More About GPS
Digital Vault
In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors.
Learn More About Digital Vault
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
MS Reserved
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn MoreMonthly Outlooks & Updates
Here at the Legacy Group, we strive to simplify complex financial ideas so that our clients understand what is being done on their behalf to plan for their financial future. We are firm believers of giving our clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
Preparing for Your Estate Plan
You have worked long and hard to achieve
success and build wealth for you and your
family. There have been numerous challenges
along the way. You may be at a point now
where your greatest challenge is preserving
your wealth and building a plan for its
transition to those you choose in a way
you choose.
Read Heresuccess and build wealth for you and your
family. There have been numerous challenges
along the way. You may be at a point now
where your greatest challenge is preserving
your wealth and building a plan for its
transition to those you choose in a way
you choose.
Thoughts on the Market with Andrew Sheets
Each week, Chief Cross-Asset Strategist Andrew Sheets, or a member of his team, shares podcasts offering perspective on the forces shaping the markets as well as insights on investment opportunities and risk across global asset classes. Click the link below to listen to the latest edition.
Podcast: "Thoughts on the Market"
Global Investment Committee on the Markets
A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition below.
Read: "GIC on the Markets"
GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income. Click the link below to read the full report.
Read: "GIC Weekly"Location
3800 Glenwood Ave
Ste 500
Raleigh, NC 27612
US
Direct:
(919) 785-7154(919) 785-7154
Toll-Free:
(888) 519-3201(888) 519-3201
Meet The Legacy Group
Garrett P Anderson, CFP®
Associate Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(919) 785-9465(919) 785-9465
Michelle Britt
Portfolio Associate
Phone:
(919) 785-7147(919) 785-7147
About Kevin T Anderson
In his fourth decade of experience in the investment business, Kevin focuses on the investment management and financial planning of the Legacy Group’s clients.
Drawing on his extensive training & experience including the title of research director for a NYSE member firm, Kevin is the Group’s lead researcher and is responsible for due diligence of the investments in the Legacy Group’s client portfolios as well as researching new investment opportunities.
In addition to the design and implementation of clients’ financial plans, Kevin also supports the fixed income portfolio construction, trading, and rebalancing for the Legacy Group. A Senior Portfolio Management Director, he is experienced in both tax-exempt and taxable fixed income strategy.
Kevin entered the investment business at Branch Cabell in Richmond, Virginia, eventually becoming Director of Research. In 1989, he joined his father Chip and his grandfather Glenn at Legg Mason (acquired by the predecessor to the current Morgan Stanley). Along the way, he attained the Chartered Financial Analyst designation.
Kevin is an active proponent for the integrity of portfolio management. He was the President of the Portfolio Management Institute for 2011/2012, contributed to the creation of the Certified Portfolio Manager designation in partnership with Columbia University and holds that designation personally .
A native of Raleigh, Kevin is dedicated to his local community, and is regularly involved with multiple organizations, past and present including UNC Rex Healthcare as Trustee, A. E. Finley Foundation as Director, Ravenscroft School as Trustee and Board Chair, William Peace University as Chair Board of Visitors & member Board of Trustees, Washington & Lee University Alumni Admissions Chair – Eastern NC, and Hayes Barton United Methodist Church, where his roles have included serving as Chair of the Board of Trustees, the Administrative Board, the Finance Committee and Permanent Endowment committee.
Kevin and his wife Perri have a daughter and a son and enjoy an active lifestyle including boating, snowboarding, and travel as well as a passion for reading.
Drawing on his extensive training & experience including the title of research director for a NYSE member firm, Kevin is the Group’s lead researcher and is responsible for due diligence of the investments in the Legacy Group’s client portfolios as well as researching new investment opportunities.
In addition to the design and implementation of clients’ financial plans, Kevin also supports the fixed income portfolio construction, trading, and rebalancing for the Legacy Group. A Senior Portfolio Management Director, he is experienced in both tax-exempt and taxable fixed income strategy.
Kevin entered the investment business at Branch Cabell in Richmond, Virginia, eventually becoming Director of Research. In 1989, he joined his father Chip and his grandfather Glenn at Legg Mason (acquired by the predecessor to the current Morgan Stanley). Along the way, he attained the Chartered Financial Analyst designation.
Kevin is an active proponent for the integrity of portfolio management. He was the President of the Portfolio Management Institute for 2011/2012, contributed to the creation of the Certified Portfolio Manager designation in partnership with Columbia University and holds that designation personally .
A native of Raleigh, Kevin is dedicated to his local community, and is regularly involved with multiple organizations, past and present including UNC Rex Healthcare as Trustee, A. E. Finley Foundation as Director, Ravenscroft School as Trustee and Board Chair, William Peace University as Chair Board of Visitors & member Board of Trustees, Washington & Lee University Alumni Admissions Chair – Eastern NC, and Hayes Barton United Methodist Church, where his roles have included serving as Chair of the Board of Trustees, the Administrative Board, the Finance Committee and Permanent Endowment committee.
Kevin and his wife Perri have a daughter and a son and enjoy an active lifestyle including boating, snowboarding, and travel as well as a passion for reading.
Securities Agent: FL, AL, AR, AZ, CA, CO, CT, DC, GA, IA, IL, LA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, WA, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1270243
NMLS#: 1270243
About Garrett P Anderson
Garrett is the Legacy Group’s internal professional who is responsible for presenting financial plans to our clients. He is responsible for generating all of our clients’ financial plans and thus, continuously updates and customizes them to help meet our clients’ dynamic needs and circumstances.
Garrett joined the Legacy Group as an intern in 2006 and subsequently earned the CERTIFIED FINANCIAL PLANNER certification. In addition to the generation and maintenance of all clients’ financial plans, Garrett also assists in the daily management and due diligence for several mutual fund accounts.
A North Carolina native, Garrett and his wife Brett have a daughter and are active in church and community. They enjoy fitness, board games, and travelling.
Garrett joined the Legacy Group as an intern in 2006 and subsequently earned the CERTIFIED FINANCIAL PLANNER certification. In addition to the generation and maintenance of all clients’ financial plans, Garrett also assists in the daily management and due diligence for several mutual fund accounts.
A North Carolina native, Garrett and his wife Brett have a daughter and are active in church and community. They enjoy fitness, board games, and travelling.
Securities Agent: AR, CA, CO, CT, DC, FL, GA, IA, IL, LA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, WA, AZ, AL, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1410253
NMLS#: 1410253
About Michelle Britt
Michelle Britt is the Legacy Group’s team manager and has been working with the team since 1998. Michelle is in charge of taking point on daily workflow projects and assignments within the group; having worked with many of the Legacy Group’s clients for over a decade, Michelle is well versed in virtually all parts of the client experience and uses her knowledge to provide outstanding service to the team’s clientele.
She has cemented herself as an essential part of the team’s growth and development due to the value add she brings to the table of being able to form deep connections with clients. Since she has been working with the team for over 20 years, clients feel comfortable talking to her about a variety of topics and know that they can count on her to be available to help.
Michelle’s expansive knowledge of the tools and systems support staff use each day has made her a resource to other staff members within the firm as well. She helps train all new Client Service Associates within the complex and is also responsible for communicating and implementing firm wide changes to other advisors and staff members within Eastern North Carolina.
Michelle’s motivation for a career in financial services can be traced back to her childhood. At a young age, she learned the importance of setting goals and saving to achieve those goals. As she got older, Michelle became interested in the different options to save to meet her goals, which peaked her interest in the investment side of the business.
Outside of her professional work, Michelle remains involved with her community through her local church. She lives in Raleigh with her husband, Lyon, and together have one daughter- Sydney. In Michelle’s spare time, she enjoys skiing, traveling, and going to the beach.
Michelle received a Bachelor of Arts in Business Management from North Carolina State University and has been in the financial services industry for 27 years.
She has cemented herself as an essential part of the team’s growth and development due to the value add she brings to the table of being able to form deep connections with clients. Since she has been working with the team for over 20 years, clients feel comfortable talking to her about a variety of topics and know that they can count on her to be available to help.
Michelle’s expansive knowledge of the tools and systems support staff use each day has made her a resource to other staff members within the firm as well. She helps train all new Client Service Associates within the complex and is also responsible for communicating and implementing firm wide changes to other advisors and staff members within Eastern North Carolina.
Michelle’s motivation for a career in financial services can be traced back to her childhood. At a young age, she learned the importance of setting goals and saving to achieve those goals. As she got older, Michelle became interested in the different options to save to meet her goals, which peaked her interest in the investment side of the business.
Outside of her professional work, Michelle remains involved with her community through her local church. She lives in Raleigh with her husband, Lyon, and together have one daughter- Sydney. In Michelle’s spare time, she enjoys skiing, traveling, and going to the beach.
Michelle received a Bachelor of Arts in Business Management from North Carolina State University and has been in the financial services industry for 27 years.
Contact Kevin T Anderson
Contact Garrett P Anderson
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Kristina Shifflett
Private Banker
About Kristina Shifflett
Kristina Shifflett is a Private Banker serving Morgan Stanley Wealth Management offices in North Carolina and Virginia.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kristina began her career in financial services in 1995, and joined Morgan Stanley in 2005 as a Client Service Associate. Prior to joining the firm, she was an Operations Manager at Wachovia Securities.
Kristina lives in Raleigh, North Carolina with her dog Rosco. Outside of the office, she enjoys traveling, spending time with her children, puzzles, baking, gardening, and crafting.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kristina began her career in financial services in 1995, and joined Morgan Stanley in 2005 as a Client Service Associate. Prior to joining the firm, she was an Operations Manager at Wachovia Securities.
Kristina lives in Raleigh, North Carolina with her dog Rosco. Outside of the office, she enjoys traveling, spending time with her children, puzzles, baking, gardening, and crafting.
NMLS#: 1709833
Private Bankers, Ultra High Net Worth (“UHNW”) Sales Specialists, Lending Advisors, Mortgage Consultants, Relationship Managers, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
Article Image
Ready to start a conversation? Contact The Legacy Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
