Richard Correra, CRPS®, CRPC®
Financial Advisor, Senior Vice President, Portfolio Management Director, Corporate Retirement Director, Workplace Advisor - Equity Compensation
The Legacy Alliance Group at Morgan Stanley
Our Mission Statement
The Legacy Alliance Group's mission is to deliver an exceptional wealth management experience by helping enhance the lives of our clients through personal service, advanced planning, trustworthy advice, and tax efficient investment strategies.
Welcome!
Wealth, in and of itself, does not always create the skills needed to manage it effectively. As your team of Financial Advisors, our mission is to empower you to make informed and confident decisions on any financial matter you face. Together, we will develop a plan that lays out a path to help achieve your goals that you can follow, in the face of today’s complex financial markets. We understand how hard you are working to accomplish your goals and we will do our best to work even harder to help ensure your efforts can lead to continued prosperity.
What should you expect from us?
• First, Discovery Process & Personal Financial Plan Review: Before we can offer any advice, we must invest the time to learn about you and your family and what matters most to you. We will guide you through an extensive discovery process to identify your objectives, time horizon, tolerance for risk and other considerations that may play a role in creating your formal financial plan and shaping your customized investment strategy.
• Second, Creation of Customized Asset Allocation: Once we have created your financial plan, your investment strategy will be customized to align with your specific needs and goals, addressing areas such as tolerance for risk, tax-efficiency, and time horizon. When our analysis is complete, we will present you with an investment strategy that helps to identify appropriate diversification for your portfolio.
• Third, Implementation of Customized Strategy: After we have discussed and refined your strategy, we will work closely with you to bring the elements of your plan to life. We have spent significant time and continue to conduct ongoing due diligence to determine what the appropriate investment strategies are for our clients. We pride ourselves on investing with the top asset managers in the industry, that provide our clients with transparency, tax efficiency with a competitive fee structure.
• Fourth, Ongoing Communication & Reporting: We view consistent, ongoing communication as a key pillar of our wealth management practice and the reason for our clients’ success. We will make every effort to keep abreast of your changing financial needs and goals and provide viable advice and investment strategies to help you meet them. This means reviewing your financial plan and portfolio together as often as you see fit. When your circumstances change, we will work with you to revise your wealth management strategy and reposition your assets to help better meet your new needs and goals.
What should you expect from us?
• First, Discovery Process & Personal Financial Plan Review: Before we can offer any advice, we must invest the time to learn about you and your family and what matters most to you. We will guide you through an extensive discovery process to identify your objectives, time horizon, tolerance for risk and other considerations that may play a role in creating your formal financial plan and shaping your customized investment strategy.
• Second, Creation of Customized Asset Allocation: Once we have created your financial plan, your investment strategy will be customized to align with your specific needs and goals, addressing areas such as tolerance for risk, tax-efficiency, and time horizon. When our analysis is complete, we will present you with an investment strategy that helps to identify appropriate diversification for your portfolio.
• Third, Implementation of Customized Strategy: After we have discussed and refined your strategy, we will work closely with you to bring the elements of your plan to life. We have spent significant time and continue to conduct ongoing due diligence to determine what the appropriate investment strategies are for our clients. We pride ourselves on investing with the top asset managers in the industry, that provide our clients with transparency, tax efficiency with a competitive fee structure.
• Fourth, Ongoing Communication & Reporting: We view consistent, ongoing communication as a key pillar of our wealth management practice and the reason for our clients’ success. We will make every effort to keep abreast of your changing financial needs and goals and provide viable advice and investment strategies to help you meet them. This means reviewing your financial plan and portfolio together as often as you see fit. When your circumstances change, we will work with you to revise your wealth management strategy and reposition your assets to help better meet your new needs and goals.
Team Recongnition
- Forbes Best-In-State Wealth Management Teams 2023, 2024, 2025
- Source: Forbes.com (Awarded 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
- Forbes Best-In-State Wealth Advisors (Rich Correra 2024)
- Source: Forbes.com (Awarded 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
- Forbes Top Next-Gen Wealth Advisors (Matthew Mineaux Nigro, CRPS® 2023, 2024)
- Source: Forbes.com (Awarded 2024). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
- Morgan Stanley Pacesetter’s Club (Matthew McKee, CFP® 2022, 2023, 2024, 2025)
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- Planning for Education FundingFootnote4
- Alternative InvestmentsFootnote5
- Stock Option PlansFootnote6
- Estate Planning StrategiesFootnote7
- Trust ServicesFootnote8
- Professional Portfolio ManagementFootnote9
- Cash Management and Lending ProductsFootnote10
- Sustainable InvestingFootnote11
- Corporate Retirement PlansFootnote12
- Life InsuranceFootnote13
- Long Term Care InsuranceFootnote14
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheckLink Opens in New Tab.*
Monetization Planning for Owners of Privately Held Businesses
Working with Business Owners
We utilize our experience, the global resources of Morgan Stanley and our network of subject matter experts to help you increase value, reduce tax liabilities and integrate the proceeds of your sale into a comprehensive wealth management strategy.
• Minimizing personal, corporate, and estate taxes
• Determining and maximizing the value of your business
• Preserving assets and generating sufficient income for lifestyle maintenance
• Identifying potential buyers or investors
• Organizing the right advisory team
• Minimizing personal, corporate, and estate taxes
• Determining and maximizing the value of your business
• Preserving assets and generating sufficient income for lifestyle maintenance
• Identifying potential buyers or investors
• Organizing the right advisory team
Morgan Stanley At Work
Financial solutions that can help employees build financial well-being—and help you attract and retain top talent through thoughtful guidance, insightful education and intuitive technology.
• Global Equity Plan Management Solution (Shareworks by Morgan Stanley)
• Retirement Solutions
• Deferred Compensation
• Financial Wellness
• Global Equity Plan Management Solution (Shareworks by Morgan Stanley)
• Retirement Solutions
• Deferred Compensation
• Financial Wellness
Using Equity Compensation to help you meet your goals
Navigating your equity compensation can be difficult. Our team will work with you to effectively integrate your equity award(s) into your broader financial plan to help you meet your goals.
Stock Options
Stock options are a potentially valuable benefit that gives employees the right – but not the obligation – to purchase shares of their company at a fixed price, known as the strike price or exercise, within a set period of time.
Stock Options - Learn More!
Restricted Stock Units (RSUs)
Restricted Stock Units (RSUs) are a promise to deliver shares of company stock to the holders upon vesting. Performance Stock Units (PSUs) are similar to RSUs, but their vesting schedule may be based solely or in addition to on predetermined measures of performance. The employee is not required to pay for the shares when shares are awarded or when they vest.
Restricted Stock Units (RSUs) - Learn More!
Employee Stock Purchase Plan (ESPP)
Working for a company that offers employees an employee stock purchase plan (ESPP) can be a valuable perk that can help you reach your financial goals. It’s a benefit only offered by about half of public companies, so count yourself fortunate if your company offers one!
Employee Stock Purchase Plan (ESPP) - Learn More!
Strategic Client Management
We work closely with the Strategic Client Management team to identify and deliver the full breadth of Morgan Stanley’s capabilities to you, your family and your business. This cross-divisional business development group is comprised of 20 seasoned financial services professionals responsible for understanding the evolving resources of all three Morgan Stanley divisions. They have founders of public and private companies to the Firm resources needed to help successfully execute Business Sales & Acquisitions, Initial Public Offerings, Capital Raising (Private & Public Market), Hedging / Derivatives, Block Trading, Middle Market Investment Banking Services and Employee Stock Ownership Plans.
Our Collaborative Advantage
Tax Management Strategies for Equity Compensation
Using an effective tax management strategy for your equity compensation can not only reduce your tax liabilities but can also enhance your after-tax returns. Here’s a look at four strategies you may want to consider.
Four Strategies to Consider
Diversifying Your Holdings
Equity compensation can be a powerful tool for building wealth, but be careful not to put all your eggs in one basket. It’s a good idea to assess your holdings in light of your risk tolerance and financial goals. You may find that you need to take action to diversify your assets and protect your wealth.
Four Considerations When Diversifying Your PortfolioAddressing Your Complex, Multigenerational Wealth Management Issues
As your family grows and your wealth increases, you may face subtle and profound wealth management issues. You will likely need a full team of professionals with extensive technical expertise and tools to better navigate complexities. Our team of advisors, along with Morgan Stanley's Family Office Resources (FOR), will help you create a customized, comprehensive plan to help you achieve your unique vision.
Estate Planning
Our Wealth and Estate Planning Strategists look at all aspects of an your estate to understand the potential income tax and estate planning attributes of the your strategy. From drafting wills and establishing trusts to maximizing tax efficiency, we help you tailor your estate planning strategy to safeguard your legacy and ensure your loved ones are provided for.
Estate Planning Necessities
Trust Services
Wealth accumulation is followed by wealth preservation, which in turn is followed by wealth transition. The
management of these three wealth phases requires careful planning and long-term commitment.
Our trustee platform is “open architecture,” meaning that we provide you with access to an appropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley, analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goal.
Key Takeawaysmanagement of these three wealth phases requires careful planning and long-term commitment.
Our trustee platform is “open architecture,” meaning that we provide you with access to an appropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley, analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goal.
Family Governance
Elevate your family's financial legacy with our comprehensive family governance wealth management services. Our tailored approach encompasses strategic planning, intergenerational communication, and conflict resolution to ensure a seamless transfer of wealth and values across generations. Together, we will safeguard your family's prosperity fostering unity, purpose and impact.
Managing Conflict, Fostering Continuity
Single Family Offices
Building an effective family office that is aligned with a family’s mission and delivers the extensive range of capabilities required involves a series of critical structuring, staffing and strategic measures. We will help ensure your family office is centered around wealth advisory, asset management and lifestyle management.
Tailored Solutions for Your Unique Needs
Insured Solutions
A sound wealth plan requires more than just seeking returns. It also involves mitigating and managing risks, helping to protect you when the unexpected occurs. Our group offers a robust suite of insurance solutions backed by its licensed insurance agency affiliates that can aid in safeguarding you and your loved ones.
Protection for the Unexpected
Philanthropy
Morgan Stanley Global Impact Funding Trust (MS GIFT) offers a thoughtful and tax-advantageous way to support the charities and causes that matter most to you.
Feel the Joy of Giving
Signature Access Lifestyle Advisory
Your unique needs call for specialized care. Signature Access can provide you with a dedicated Lifestyle Advisory Concierge to create customized solutions through our industry-leading, third-party providers. These providers will help you with travel and concierge services, tangible asset management, health and security advisory, personal enrichment and financial administration.
Elevate and Enrich Your Lifestyle
Investing in Art
Art represents a growing component of many investors’ balance sheets but is often overlooked in the context of wealth management. ART at Morgan Stanley can help you address the unique considerations and implications of art as an asset.
Art Resources Team (ART) at Morgan Stanley
Alternative Investments
Today, we are a leading provider across private equity, private credit, hedge funds, real estate and infrastructure. Backed by the operational strength of a $1.4 trillion AUM1 asset manager, we leverage the strength of our firm to innovate, to deliver best-in-class products and to customize investment programs that meet the unique needs of our clients around the globe.
Our CapabilitiesAwards & Recognitions
The Legacy Alliance Group is committed to a process-oriented, communicative culture to help you achieve your financial and life goals. Our journey together begins with a financial plan that is based solely on the needs and circumstances of you and your loved ones. Based on your goals and your risk tolerance, we will construct a personalized investment strategy designed to consistently address your short and long-term needs and goals.
Our team's consistency in delivering a personalized wealth management experience to our clients has earned us recognition by our peers.
Our team's consistency in delivering a personalized wealth management experience to our clients has earned us recognition by our peers.
Forbes Best-In-State Wealth Advisors
Richard Correra - 2024, Forbes Best-In-State Wealth Advisor
Forbes Best-In-State Wealth Management Teams
The Legacy Alliance Group - 2023, 2024, 2025 Forbes Best-In-State Wealth Management Team
Morgan Stanley Pacesetter's Club
Matthew McKee, CFP® - 2022, 2023, 2024 & 2025 Morgan Stanley's Pacesetter's Club. This global recognition program is for Financial Advisors, who early in their career, have demonstrated the highest professional standards and first class client service.
Forbes Top Next-Gen Wealth Advisors
Matthew Mineaux Nigro, CRPS® - 2024, Forbes Top Next-Gen Wealth Advisor Best-In-State.
Full ListLocation
55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 503-1175(212) 503-1175
Meet The Legacy Alliance Group
Matthew Mineaux Nigro, CRPS®
Financial Advisor, Senior Vice President, Corporate Retirement Director, Workplace Advisor - Equity Compensation, Alternative Investments Director
Matthew McKee, CFP®
Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Financial Planning Specialist, Workplace Advisor - Equity Compensation
About Richard Correra
Rich co-founded The Legacy Alliance Group at Morgan Stanley with one focus: helping people meet their financial and lifestyle goals. While Rich officially began his career as a Financial Advisor 23 years ago, following in the footsteps of his late father and business partner, Anthony Correra, Rich was introduced to financial planning and investment management as far back as he can remember. Rich’s father instilled his passion for the financial markets, and more so, helping people achieve their financial goals even before Rich recognized his calling. Rich now carries on Anthony’s “legacy” and kind heartedness, through every client interaction and relationship.
Rich and his team begin every client relationship by learning all about you and your family in order to help you meet your life’s goals. Through this discovery process, he crafts a multi-generational strategy for your family, focusing on mitigating risk, capitalizing on opportunities, and maintaining tax efficiency. Rich’s ability to uphold calmness through a number of business cycles derives from a long career in investment management as a Senior Portfolio Manager at his prior firms and now with The Legacy Alliance Group.
Graduating from City University of New York with a degree in Business Administration and Management, Rich has seen the Wealth Management landscape progress into the 21st century. Rich and his colleagues believe that it is crucial to consistently pursue new designations that bolster their expertise and ability to service their clients. Richard holds both the Chartered Retirement Plan Specialist (CRPS®) and Chartered Retirement Planning Counselor (CRPC®) designations. He additionally maintains his Series 7, 9, 10, 31, 63 and 65 securities licenses along with Life, Annuity, Health and Disability insurance licenses.
Rich resides in Rumson, New Jersey with his wife, Lisa and daughters Ava and Lia. He enjoys cycling, kayaking and skiing with his family. Rich is an active fundraiser for St. Jude Children’s Hospital with his daughters through The Kids for Kids Foundation.
Rich and his team begin every client relationship by learning all about you and your family in order to help you meet your life’s goals. Through this discovery process, he crafts a multi-generational strategy for your family, focusing on mitigating risk, capitalizing on opportunities, and maintaining tax efficiency. Rich’s ability to uphold calmness through a number of business cycles derives from a long career in investment management as a Senior Portfolio Manager at his prior firms and now with The Legacy Alliance Group.
Graduating from City University of New York with a degree in Business Administration and Management, Rich has seen the Wealth Management landscape progress into the 21st century. Rich and his colleagues believe that it is crucial to consistently pursue new designations that bolster their expertise and ability to service their clients. Richard holds both the Chartered Retirement Plan Specialist (CRPS®) and Chartered Retirement Planning Counselor (CRPC®) designations. He additionally maintains his Series 7, 9, 10, 31, 63 and 65 securities licenses along with Life, Annuity, Health and Disability insurance licenses.
Rich resides in Rumson, New Jersey with his wife, Lisa and daughters Ava and Lia. He enjoys cycling, kayaking and skiing with his family. Rich is an active fundraiser for St. Jude Children’s Hospital with his daughters through The Kids for Kids Foundation.
Securities Agent: ME, MS, NM, OR, TN, WA, MA, WI, VT, VA, TX, SC, RI, PA, OH, NY, NV, NJ, NH, NC, MO, MI, MD, KY, KS, IL, HI, GA, FL, DE, DC, CT, CO, CA, AZ; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 579995
NMLS#: 579995
About Matthew Mineaux Nigro
Matthew was drawn to a career as a Financial Advisor after college due to his interest in the financial markets, but primarily from his desire to help individuals and families achieve their life goals through diligent financial planning. Matthew has always been a “connector” and at a young age he was taught the importance of treating others with the utmost respect and the value in forming strong “alliances” with people. That approach has enabled him to bring people together, and those relationships have produced significant real life returns for those he has connected.
Matthew is one of the industry’s leading next generation advisors, and focuses on helping clients formulate financial plans that will establish legacies for the people and organizations they care about most. He will dedicate the time to thoroughly understand your financial goals and then align the resources to help you meet or exceed them. Matt's success was recognized by Forbes in 2023 & 2024 as a Top Next-Gen Wealth Advisor Best-In-State.
Matt graduated from Stonehill College with a degree in Finance. A fierce advocate for education, he continues to enhance his professional acumen by pursuing additional financial planning designations. He holds the Chartered Retirement Plan Specialist (CRPS®) designation and is a Corporate Retirement Plan Director, consulting on company retirement plans. He also maintains his Series 7, 31, and 66 securities licenses along with Life, Annuity, Health and Disability insurance licenses.
Matt resides in Darien, Connecticut with his wife, Kelly, and their two children Teddy and Bailey. To round out the family is their golden retriever, Whaler! He enjoys golf, running, skiing and spending time with family and friends. Matt is an active member of the Stonehill Alumni Association in New York City and actively raises money for St. Jude Children's Research Hospital by helping to organize one of the most successful fundraisers in the country every year in Manhattan.
2023, 2024, Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State(formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2023, 2024). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Matthew is one of the industry’s leading next generation advisors, and focuses on helping clients formulate financial plans that will establish legacies for the people and organizations they care about most. He will dedicate the time to thoroughly understand your financial goals and then align the resources to help you meet or exceed them. Matt's success was recognized by Forbes in 2023 & 2024 as a Top Next-Gen Wealth Advisor Best-In-State.
Matt graduated from Stonehill College with a degree in Finance. A fierce advocate for education, he continues to enhance his professional acumen by pursuing additional financial planning designations. He holds the Chartered Retirement Plan Specialist (CRPS®) designation and is a Corporate Retirement Plan Director, consulting on company retirement plans. He also maintains his Series 7, 31, and 66 securities licenses along with Life, Annuity, Health and Disability insurance licenses.
Matt resides in Darien, Connecticut with his wife, Kelly, and their two children Teddy and Bailey. To round out the family is their golden retriever, Whaler! He enjoys golf, running, skiing and spending time with family and friends. Matt is an active member of the Stonehill Alumni Association in New York City and actively raises money for St. Jude Children's Research Hospital by helping to organize one of the most successful fundraisers in the country every year in Manhattan.
2023, 2024, Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State(formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2023, 2024). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Securities Agent: WI, WA, VT, VA, TX, TN, SC, RI, PA, OR, OH, NY, NV, NM, NJ, NH, NC, MS, MO, MI, ME, MD, MA, KY, KS, IL, HI, GA, FL, DE, DC, CT, CO, CA, AZ; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1898527
NMLS#: 1898527
About Matthew McKee
Matt McKee works closely with affluent families and individuals, building lasting relationships, and establishing actionable plans to help achieve their goals. He is tasked with leading new business development initiatives, building awareness around the team’s capabilities, and acts as a conduit between clients, the team, and the broader Morgan Stanley franchise.
Matt graduated from Providence College with a degree in Finance and continues to focus on higher learning. Matt is a Certified Financial Planner (CFP®), professionally trained in personal, retirement, and estate financial planning strategies. He also maintains his Series 7, 63, and 66 licenses along with Life, Annuity, Health and Disability insurance licenses. For the last 4 years, Matt has been granted membership into the Morgan Stanley Pacesetter's Club for outstanding achievements and steadfast commitment to his clients and to his firm.
Matt lives in Huntington, New York with his wife, Cait. their baby daughter, Emilia, and their Australian Shepherd, Miles! In his spare time, Matt enjoys playing drums, traveling, and being active. He recently completed the Abbott World Marathon Majors, a series of six of the largest and most renowned marathons in the world.
Matt graduated from Providence College with a degree in Finance and continues to focus on higher learning. Matt is a Certified Financial Planner (CFP®), professionally trained in personal, retirement, and estate financial planning strategies. He also maintains his Series 7, 63, and 66 licenses along with Life, Annuity, Health and Disability insurance licenses. For the last 4 years, Matt has been granted membership into the Morgan Stanley Pacesetter's Club for outstanding achievements and steadfast commitment to his clients and to his firm.
Matt lives in Huntington, New York with his wife, Cait. their baby daughter, Emilia, and their Australian Shepherd, Miles! In his spare time, Matt enjoys playing drums, traveling, and being active. He recently completed the Abbott World Marathon Majors, a series of six of the largest and most renowned marathons in the world.
Securities Agent: CO, DC, DE, FL, GA, HI, IL, KS, KY, MA, MD, MI, MO, MS, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, VA, VT, WA, ME, WI, CT, AZ, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 1945442
NMLS#: 1945442
About Altagracia Gil
Altagracia, best known as “Alti,” is the glue that holds The Legacy Alliance Group together. She brings 20 years of client service experience to the Group, and it certainly shows through her support in the investment management process, strategic initiatives and performance of operational, administrative and planning tasks. Alti is fully registered ensuring compliance and client protection. Alti is not only efficient when it comes to accomplishing time sensitive client requests, but does it with grace and compassion that shines through to everyone she comes into contact with.
Alti resides in Brooklyn with her husband, Jermaine, and their son, AJ. Alti enjoys traveling and spending time with family and friends in New York and in her native Dominican Republic. She is fluent in English and Spanish.
Alti resides in Brooklyn with her husband, Jermaine, and their son, AJ. Alti enjoys traveling and spending time with family and friends in New York and in her native Dominican Republic. She is fluent in English and Spanish.
About Brandon Rodriguez
Brandon comes to our group with over six years of wealth management and relationship management experience, honing his craft with some of the leading firms in the financial services industry. Brandon i s fully registered ensuring compliance and client protection. Brandon's passion is working with individuals to help them maximize their financial wealth and health through his ability to resolve clients’ requests when it matters most to them. Brandon brings his work ethic and precise attention to detail to The Legacy Alliance Group, and Morgan Stanley, and plays a key role in maintaining all administrative and internal operational functions of the team.
Brandon is a native of San Diego, CA and is a graduate of San Diego State University. He currently resides in Brooklyn, NY and, in his free time, enjoys exploring restaurants, traveling and practicing Brazilian Jiu Jitsu. He is fluent in English & Spanish.
Brandon is a native of San Diego, CA and is a graduate of San Diego State University. He currently resides in Brooklyn, NY and, in his free time, enjoys exploring restaurants, traveling and practicing Brazilian Jiu Jitsu. He is fluent in English & Spanish.
Contact Richard Correra
Contact Matthew Mineaux Nigro
Contact Matthew McKee
Wealth Management
From Our Team
5 Ways to Spring Clean Your Finances
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Legacy Alliance Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
12When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
14Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
12When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
14Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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CRC 6491812 (04/2024)
