Yangchen D. Lama, CFP®, CPM®
Managing Director, Wealth Management, Wealth Advisor, Family Wealth Director, Senior Portfolio Management Director, Investing with Impact Director, Alternative Investments Director
Phone:
(310) 285-2693(310) 285-2693
The Lama Wealth Management Group at Morgan Stanley
Direct:
(310) 285-2600(310) 285-2600
Our Mission Statement
Helping you preserve and grow the wealth you created and also helping you and your family maintain unity as you pass both assets and values across multiple generations
Our Story
Right from the initial formation of our team, we wanted our clients to have a different wealth management experience – an experience based on the true science of wealth management where our customized strategies are designed to withstand multiple generations through effective planning. Our fact-based approach shapes everything we do …
We believe in a discovery process focused on bridging the gaps, so that our
resulting comprehensive wealth management plan addresses the most
relevant goals and objectives and also risk management;
We believe in a wealth management execution process that is based on
extensive knowledge and experience of the US tax and estate laws and
regulations;
We believe in an investment management process that leverages both
technical and fundamental analysis.
We believe in an ongoing client standard of care that coincides with our own
continued professional development – in this way our clients consistently
experience the latest in wealth management tools and resources; and
We believe in the importance of philanthropy and legacy planning strategies,
so that our clients realize the full satisfaction of making a difference with
their wealth.
It is often stated that wealth management is more art than science. We take exception to this idea and work very hard every day to prove to our clients that facts matter even though a certain amount of intuition and communication skills are needed. Ultimately there is no substitute for knowledge. If you share our belief that facts matter, especially when it comes to a holistic wealth management experience, we hope you will reach out to us. We would very much like to hear your story.
We believe in a discovery process focused on bridging the gaps, so that our
resulting comprehensive wealth management plan addresses the most
relevant goals and objectives and also risk management;
We believe in a wealth management execution process that is based on
extensive knowledge and experience of the US tax and estate laws and
regulations;
We believe in an investment management process that leverages both
technical and fundamental analysis.
We believe in an ongoing client standard of care that coincides with our own
continued professional development – in this way our clients consistently
experience the latest in wealth management tools and resources; and
We believe in the importance of philanthropy and legacy planning strategies,
so that our clients realize the full satisfaction of making a difference with
their wealth.
It is often stated that wealth management is more art than science. We take exception to this idea and work very hard every day to prove to our clients that facts matter even though a certain amount of intuition and communication skills are needed. Ultimately there is no substitute for knowledge. If you share our belief that facts matter, especially when it comes to a holistic wealth management experience, we hope you will reach out to us. We would very much like to hear your story.
Services Include
- Retirement PlanningFootnote1
- Alternative InvestmentsFootnote2
- 401(k) Rollovers
- Trust ServicesFootnote3
- Business PlanningFootnote4
- Wealth PlanningFootnote5
- Structured ProductsFootnote6
- Sustainable InvestingFootnote7
- Financial PlanningFootnote8
- Philanthropic ManagementFootnote9
- Planning for Education FundingFootnote10
- LGBT+ Planning ServicesFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
We take extra time to collaborate with our clients on every step in the process. In addition, we often collaborate with your trust and estate attorneys and CPAs, for example, to create the proper legacy plan to help ensure the security of your future generations.
Our commitment to you is to leverage every tool and resource, as well as every ounce of knowledge and experience we have, to help you and your family fully realize your goals and aspirations.
Our commitment to you is to leverage every tool and resource, as well as every ounce of knowledge and experience we have, to help you and your family fully realize your goals and aspirations.
Putting our philosophy into action, we have developed a process that is centered on each individual family we serve.
• Learning what motivates you and your family – the things you are most passionate about
• Capturing the facts in a realistic, comprehensive, common sense plan that is right for you
• Setting that plan in motion, prudently aware of the changing landscape of both policy and regulation
• Capturing the facts in a realistic, comprehensive, common sense plan that is right for you
• Setting that plan in motion, prudently aware of the changing landscape of both policy and regulation
Working right alongside you, we work to create and then implement a comprehensive cash flow plan that goes beyond the traditional boundaries of financial planning. Our focus includes:
• Tax planning strategies
• Diversifying illiquid assets such as real estate, alternative investments and privately owned businesses
• Managing concentrated equity positions and stock options
• Developing philanthropic strategies for supporting the charitable causes that capture your family’s passions and core values
• Diversifying illiquid assets such as real estate, alternative investments and privately owned businesses
• Managing concentrated equity positions and stock options
• Developing philanthropic strategies for supporting the charitable causes that capture your family’s passions and core values
Valuable Tools and Resources:
Redefining Family Office
Your family is unlike any other we have ever served. You may, however, share many of the same questions, challenges and opportunities. We look forward to learning more about you and your family, and discussing how we can help you safeguard what you have earned and pursue your most important life goals. We deliver an exceptionally attentive level of service and dedicate ourselves to finding solutions to the challenges our clients face, even those challenges that fall well outside the traditional role of wealth managers.
Family Governance and Education
Our Wealth Education team will develop a customized
financial education curriculum based on your family’s goals and aspirations, existing knowledge and
learning styles. Developed and taught by experienced wealth education specialists, the program employs
a diverse set of methods to engage the family member and promote mastery. Courses can be designed
for an individual member or multiple generations, and programs are held in locations that are most
convenient for your family.
Family Wealth Education 1 Pagerfinancial education curriculum based on your family’s goals and aspirations, existing knowledge and
learning styles. Developed and taught by experienced wealth education specialists, the program employs
a diverse set of methods to engage the family member and promote mastery. Courses can be designed
for an individual member or multiple generations, and programs are held in locations that are most
convenient for your family.
Trust and Estate Planning and Business Succession
The key to determining which trust, tax and estate strategies to execute is to understand the interplay of personal and exogenous factors. Liquidity events such as an initial public offering or a merger or acquisition may provide income and estate planning opportunities. Liquidity events also magnify the need to put in place or update certain essential estate planning documents
Tax, Trust and Estate Planning Overview
Lifestyle Services
The enjoyment of wealth means the most powerful benefits of a family office is the potential to help family members simplify their personal lives. We provide bespoke solutions and access to knowledgeable, highly personal specialists to help meet
your exceptional needs, from the everyday to the extraordinary, such as: travel and concierge services, health and security advisory, tangible asset management, personal enrichment, and financial administration.
Signature Access Elevate and Enrichyour exceptional needs, from the everyday to the extraordinary, such as: travel and concierge services, health and security advisory, tangible asset management, personal enrichment, and financial administration.
Philanthropic Advisory
Believing that philanthropy must be more than checkbook writing, involved and engaged donors want to feel a connection and offer advice and input above and beyond money. Perhaps you want to use philanthropy to instill values in your children, or you want to apply your business acumen to philanthropy. Maybe it is the grassroots-type of organizations that inspire you. Holding philanthropic conversations with our team and your family to discuss values, motivations, visions and to develop a mission statement is an effective step to achieving long term philanthropic engagement. Deciding on what level of visibility you want, what type of program to support and how long you envision your involvement to last, are your matters that matter to us.
Charitable Giving at a Glance
Art Advisory
Whether you have inherited a valuable collection or built one of your own, the stewardship of fine art and collectibles presents an extensive range of formidable challenges. These unregulated markets can be confusing, fragmented and inefficient. With experienced art advisors at your side, you have the guidance you need to avoid pitfalls and the expertise to manage your collection as the significant asset it is.
MSWM Art Advisory
Certified Financial Planner™ (CFP®)
CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first.
Yangchen holds this designation.
Yangchen holds this designation.
Certified Portfolio Manager (CPM®)
The CPM® designation requires completing extensive coursework and examination, followed by a five-day seminar at Columbia University, which included sessions with internationally recognized professors. The CPM® curriculum involves in-depth study of fundamental analysis, option valuation, foreign currency exchange, credit default swap structure and valuation analysis, and asset allocation.
Yangchen holds this designation.
Yangchen holds this designation.
Forbes Awards
- Yangchen Lama Named to Forbes List of Top Women Wealth Advisors 2024
- Yangchen Lama Named to Forbes List of Best-In-State Wealth Advisors 2024
- Yangchen Lama Named to Forbes List of Best-In-State Wealth Advisors 2023
- Yangchen Lama Named to Forbes List of Best-In-State Wealth Advisors 2022
- Yangchen Lama Names to Forbes Top Women Wealth Advisors Best-In-State 2022
- Yangchen Lama Named to Forbes List of Top Women Wealth Advisors 2021
- Yangchen Lama Named to Forbes List of Best-In-State Wealth Advisors 2021
- Yangchen Lama Named to Forbes Magazine’s Top Women Wealth Advisors 2020
- Yangchen Lama Named to Forbes List of Best-In-State Wealth Advisors 2024
- Yangchen Lama Named to Forbes List of Best-In-State Wealth Advisors 2023
- Yangchen Lama Named to Forbes List of Best-In-State Wealth Advisors 2022
- Yangchen Lama Names to Forbes Top Women Wealth Advisors Best-In-State 2022
- Yangchen Lama Named to Forbes List of Top Women Wealth Advisors 2021
- Yangchen Lama Named to Forbes List of Best-In-State Wealth Advisors 2021
- Yangchen Lama Named to Forbes Magazine’s Top Women Wealth Advisors 2020
Working Mother Magazine's
- Yanchen Lama Names to Working Mother Magazine's List of Top Wealth Advisor Moms 2021
- Yangchen Lama Named to Working Mother Magazine's Top List of Wealth Advisor Moms 2020
-Yangchen Lama Named to Working Mother Magazine's List of Top Wealth Advisor Moms 2019
- Yangchen Lama Named to Working Mother Magazine’s List of Top Wealth Advisor Moms 2018
- Yangchen (YC) Lama Named to Working Mother Magazine’s List of Top Wealth Advisor Moms 2017
Click here to view- Yangchen Lama Named to Working Mother Magazine's Top List of Wealth Advisor Moms 2020
-Yangchen Lama Named to Working Mother Magazine's List of Top Wealth Advisor Moms 2019
- Yangchen Lama Named to Working Mother Magazine’s List of Top Wealth Advisor Moms 2018
- Yangchen (YC) Lama Named to Working Mother Magazine’s List of Top Wealth Advisor Moms 2017
Los Angeles Magazine
- Yangchen Lama Recognized as 2019 Five Star Wealth Manager in LA Times
Click here to view
Wall Street Journal
- Yangchen Lama Recognized as Five Star Wealth Manager in Wall Street Journal
Click here to view
Adara Development Group
- Yangchen serves on the Board of Director of Adara Development (USA)
Cornell University
- Yangchen serves on the Advisory Board of Cornell University, Cornell Brooks Public Policy
- Yangchen serves on the President’s Council
of Cornell Women
- Yangchen serves on the President’s Council
of Cornell Women
Unlock Her Potential
Yangchen volunteers as a mentor for women of color at Unlock Her Potential
Private School Axis
- Yangchen serves on the Board of Director at Private School Axis
A nonprofit that partners with Los Angeles area independent schools to create pathways for underrepresented students and families of color to access, navigate, and thrive in private education.
A nonprofit that partners with Los Angeles area independent schools to create pathways for underrepresented students and families of color to access, navigate, and thrive in private education.
Previous Outreach
- Yangchen served on the Morgan Stanley Financial Advisor Advisory Counsel
- Yangchen served on the Morgan Stanley Regional Diversity Counsel
- Yangchen served on the Hands in Outreach board for 10 years.
- Yangchen served on the Equity California Institute board for 7 years.
- Yangchen served on the Antioch University board for 3 years.
- Yangchen served on the board of Sofia University (Palo Alto)
- Yangchen served on the Morgan Stanley Regional Diversity Counsel
- Yangchen served on the Hands in Outreach board for 10 years.
- Yangchen served on the Equity California Institute board for 7 years.
- Yangchen served on the Antioch University board for 3 years.
- Yangchen served on the board of Sofia University (Palo Alto)
Location
9665 Wilshire Blvd
Ste 600
Beverly Hills, CA 90212
US
Direct:
(310) 285-2600(310) 285-2600
Meet The Lama Wealth Management Group
La Donya M. Williams
Portfolio Associate
Phone:
(310) 285-2603(310) 285-2603
About Yangchen D. Lama
As a child in Nepal, YC lived 17,000 feet above sea level in the Himalayas with no electricity and running water. At age 12, she came to the United States as an exchange student and ultimately graduated with a sterling academic record from Cornell University where she received a BA in International Relations and an MA in Public Administration with a focus on International Finance.
Before joining Morgan Stanley as a Wealth Advisor, YC worked with an international investment bank serving clients in Southeast Asia, East Asia and Africa. She also spent several years in the public sector, most notably as the manager of New York City’s public-school budget.
After 9/11, YC and her husband moved to California where her career took an unexpected turn. She combined her financial experience with her passion for helping people and making a difference in their lives. As a Wealth Advisor with more than 15 years of experience, YC offers counsel that includes her clients’ investments but goes far beyond to encompass virtually every aspect of their financial lives. She takes special pride in helping clients align their values and beliefs with their investments and also helping them understand how they might take advantage of changing legislation, geopolitical events and fluctuating markets.
She has been recognized as one of Forbes Top Women Wealth Advisors 2020-2022, Forbes Best in State Wealth Advisors 2021-2023, and Top Wealth Advisor Moms in the country by the Working Mother’s Magazine 2017-2021. In addition, she has earned a number of industry and firm designations that provide her with a unique combination of credentials. She is a Certified Portfolio Manager, a Certified Financial Planner and a Morgan Stanley Family Wealth Director, a designation achieved by only a select group of advisors who possess a high caliber of education and experience in advising ultra-high net worth clients on wealth transfer, family governance, philanthropic planning and other complex disciplines.
YC strongly believes in giving back to her community and the world at large. She continues to champion access to quality education for children here in the states and abroad. For the past 20 years, she has been extensively involved in improving the lives of girls in Nepal with educational sponsorship. She has also served on several higher education board of trustees in the United States to help make colleges and universities more accessible to families from underrepresented socio-economic levels. YC currently sits on the Board of Director of Adara Development, international NGO with focus on reducing infant mortality in Uganda and rural and education development in Nepal and on the Advisory Board of Cornell University -Cornell Institute for Public Affairs. She also serves on the Morgan Stanley Financial Advisor Advisory Council and Morgan Stanley Regional Diversity Council.
Fluent in Tibetan, Nepali and Hindi, YC and her husband live in Hancock Park, Los Angeles with their ten-year-old daughter. She is an avid golfer with a single digit handicap.
Before joining Morgan Stanley as a Wealth Advisor, YC worked with an international investment bank serving clients in Southeast Asia, East Asia and Africa. She also spent several years in the public sector, most notably as the manager of New York City’s public-school budget.
After 9/11, YC and her husband moved to California where her career took an unexpected turn. She combined her financial experience with her passion for helping people and making a difference in their lives. As a Wealth Advisor with more than 15 years of experience, YC offers counsel that includes her clients’ investments but goes far beyond to encompass virtually every aspect of their financial lives. She takes special pride in helping clients align their values and beliefs with their investments and also helping them understand how they might take advantage of changing legislation, geopolitical events and fluctuating markets.
She has been recognized as one of Forbes Top Women Wealth Advisors 2020-2022, Forbes Best in State Wealth Advisors 2021-2023, and Top Wealth Advisor Moms in the country by the Working Mother’s Magazine 2017-2021. In addition, she has earned a number of industry and firm designations that provide her with a unique combination of credentials. She is a Certified Portfolio Manager, a Certified Financial Planner and a Morgan Stanley Family Wealth Director, a designation achieved by only a select group of advisors who possess a high caliber of education and experience in advising ultra-high net worth clients on wealth transfer, family governance, philanthropic planning and other complex disciplines.
YC strongly believes in giving back to her community and the world at large. She continues to champion access to quality education for children here in the states and abroad. For the past 20 years, she has been extensively involved in improving the lives of girls in Nepal with educational sponsorship. She has also served on several higher education board of trustees in the United States to help make colleges and universities more accessible to families from underrepresented socio-economic levels. YC currently sits on the Board of Director of Adara Development, international NGO with focus on reducing infant mortality in Uganda and rural and education development in Nepal and on the Advisory Board of Cornell University -Cornell Institute for Public Affairs. She also serves on the Morgan Stanley Financial Advisor Advisory Council and Morgan Stanley Regional Diversity Council.
Fluent in Tibetan, Nepali and Hindi, YC and her husband live in Hancock Park, Los Angeles with their ten-year-old daughter. She is an avid golfer with a single digit handicap.
Securities Agent: UT, AZ, VT, TX, MD, IL, LA, AL, MS, WY, WA, VA, PA, MO, OR, MA, CO, MI, VI, NC, MN, KS, FL, DC, RI, NY, NV, DE, HI, OH, CT, CA, NJ, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1278615
CA Insurance License #: 0F07749
NMLS#: 1278615
CA Insurance License #: 0F07749
About La Donya M. Williams
La Donya has been with Morgan Stanley Wealth Management for 26 years and she brings deep institutional and operational knowledge to the team. She has extensive experience in managing client portfolios, deepening client relationships, and helping train new client service associates at the firm.
La Donya is FINRA Series 66 and Series 7 licensed. She graduated from the American Academy of Dramatic Arts with a major in theatrical arts and is a member of SAG-AFTRA. She is currently attending Mount St. Mary’s University and is working towards a degree in English with a minor in History. She loves spending time with her cats when she is not in the office.
Patty brings over 30 years of industry experience and a wide array of knowledge to the team. Patty’s primary responsibility is to coordinate all administrative and operational functions for the team and manage supporting team members to ensure a high-quality experience for clients. Her attention to detail and follow-up, and her drive to provide consistent quality service form the basis of the team’s exceptional client service. Her deep understanding of the financial industry and ever-changing client needs, she anticipates and employs vast array of firm’s resources and technology to achieve an optimal outcome for every interaction for the clients.
She holds series 7, 63 & 65 Securities licenses; series 4, 24 and 53 Principle licenses in addition to series 55 Equity Trader license.
She lives in Long Beach with her husband, Pat and enjoys spending time with her family.
La Donya is FINRA Series 66 and Series 7 licensed. She graduated from the American Academy of Dramatic Arts with a major in theatrical arts and is a member of SAG-AFTRA. She is currently attending Mount St. Mary’s University and is working towards a degree in English with a minor in History. She loves spending time with her cats when she is not in the office.
Patty brings over 30 years of industry experience and a wide array of knowledge to the team. Patty’s primary responsibility is to coordinate all administrative and operational functions for the team and manage supporting team members to ensure a high-quality experience for clients. Her attention to detail and follow-up, and her drive to provide consistent quality service form the basis of the team’s exceptional client service. Her deep understanding of the financial industry and ever-changing client needs, she anticipates and employs vast array of firm’s resources and technology to achieve an optimal outcome for every interaction for the clients.
She holds series 7, 63 & 65 Securities licenses; series 4, 24 and 53 Principle licenses in addition to series 55 Equity Trader license.
She lives in Long Beach with her husband, Pat and enjoys spending time with her family.
Contact Yangchen D. Lama
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
James Diaz
Associate Private Banker
Molly Sakahara, CFP®
Financial Planning Director, Assistant Vice President
Clint Eddy
Family Office Resource Generalist
About James Diaz
James Diaz is an Associate Private Banker serving Morgan Stanley Wealth Management offices in California.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
James began his career in financial services in 2005 and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, he was a Private Client Banker at JP Morgan Chase. He also served as a Personal Banker at Wells Fargo Bank, N.A.
James lives in Los Angeles, California with his wife, Diana and their French bulldog, Willie. Outside of the office, James enjoys traveling the world, playing the guitar, and exploring new restaurants.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
James began his career in financial services in 2005 and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, he was a Private Client Banker at JP Morgan Chase. He also served as a Personal Banker at Wells Fargo Bank, N.A.
James lives in Los Angeles, California with his wife, Diana and their French bulldog, Willie. Outside of the office, James enjoys traveling the world, playing the guitar, and exploring new restaurants.
NMLS#: 943515
About Molly Sakahara
Molly Sakahara is an Assistant Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Los Angeles area. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Molly began her career in financial services in 1999 and joined Morgan Stanley in 2015. Prior to her current position, she held positions in wealth management and private banking with an emphasis on helping individuals achieve long term life goals and understanding client’s value system in relation to their wealth.
Molly graduated from UCLA and holds her Certified Financial Planner® designation, California insurance state licensing, and Series 7 and 65. She currently resides in South Pasadena, California with her spouse and two children. Outside of work, she is a squash coach at PlayLA, a committee volunteer with UCLA Chancellor’s Society, is the founder and administrator of Buy Nothing Group for her local city, and serves on the Board of Directors for SoCal Squash Association.
Molly began her career in financial services in 1999 and joined Morgan Stanley in 2015. Prior to her current position, she held positions in wealth management and private banking with an emphasis on helping individuals achieve long term life goals and understanding client’s value system in relation to their wealth.
Molly graduated from UCLA and holds her Certified Financial Planner® designation, California insurance state licensing, and Series 7 and 65. She currently resides in South Pasadena, California with her spouse and two children. Outside of work, she is a squash coach at PlayLA, a committee volunteer with UCLA Chancellor’s Society, is the founder and administrator of Buy Nothing Group for her local city, and serves on the Board of Directors for SoCal Squash Association.
About Clint Eddy
Clint Eddy is an Executive Director with the Family Office Resources (FOR) team at Morgan Stanley. As a Generalist with FOR he helps clients and Advisors curate and navigate an expansive suite of highly specialized resources to address the complex, multifaceted challenges of managing significant wealth so clients may make complicated decisions confidently.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Wealth Management
From Our Team
Yangchen Lama Named to Forbes Best in State Wealth Advisors 2024
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Lama Wealth Management Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
9Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
9Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
