Bobby Kolev
Managing Director, Wealth Management, Financial Advisor, International Client Advisor, Corporate Cash Investment Director
Phone:
(305) 937-7155(305) 937-7155
Industry Award WinnerOur Mission Statement
With more than 60 years of institutional experience, The Kolev Group will provide a custom-tailored approach to help meet clients' complex investment objectives and liquidity needs.
About Us
Bobby Kolev is a Corporate Cash Investment Director and International Client Advisor at Morgan Stanley. Bobby’s team is one of 24 designated Cash Management teams at the firm and manages approximately $10 billion in assets under management as of Q2 2026. Our top priority is capital preservation, followed by liquidity and competitive returns.
•We provide customized corporate cash solutions tailored to each client’s investment objectives, liquidity requirements, and cash management needs.
•Our team is purely transactional and offers a no-management-fee approach with no custody fees, no reporting fees, and no wire transfer fees.
•Our team has open-architecture access to institutional fixed income offerings across multiple dealer inventories, allowing us to source competitive investment opportunities for our clients.
•Clients have direct access to our team and receive white-glove service, while enjoying the benefits of working with a global investment firm.
•We provide customized corporate cash solutions tailored to each client’s investment objectives, liquidity requirements, and cash management needs.
•Our team is purely transactional and offers a no-management-fee approach with no custody fees, no reporting fees, and no wire transfer fees.
•Our team has open-architecture access to institutional fixed income offerings across multiple dealer inventories, allowing us to source competitive investment opportunities for our clients.
•Clients have direct access to our team and receive white-glove service, while enjoying the benefits of working with a global investment firm.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Morgan Stanley Franchise
Our Clients
Our clients include, but are not limited to:
• Institutions
• Corporations
• Public and Private Companies
• Pre-IPO Corporation
• Pre-Secondary Debt Offering Corporation
• Foundations
• Trusts
• Endowments
• Wealthy Individuals
• Family Offices
• Hospitals, Schools, Non-Profits
• Entity Looking for Transactional Solutions
• Entity Looking for a Custom-Tailored Approach to Assist with Expense/Burn Rate
• Institutions
• Corporations
• Public and Private Companies
• Pre-IPO Corporation
• Pre-Secondary Debt Offering Corporation
• Foundations
• Trusts
• Endowments
• Wealthy Individuals
• Family Offices
• Hospitals, Schools, Non-Profits
• Entity Looking for Transactional Solutions
• Entity Looking for a Custom-Tailored Approach to Assist with Expense/Burn Rate
Our Clients
Our clients include, but are not limited to:
• Institutions
• Corporations
• Public and Private Companies
• Pre-IPO Corporation
• Pre-Secondary Debt Offering Corporation
• Foundations
• Trusts
• Endowments
• Wealthy Individuals
• Family Offices
• Hospitals, Schools, Non-Profits
• Entity Looking for Transactional Solutions
• Entity Looking for a Custom-Tailored Approach to Assist with Expense/Burn Rate
• Institutions
• Corporations
• Public and Private Companies
• Pre-IPO Corporation
• Pre-Secondary Debt Offering Corporation
• Foundations
• Trusts
• Endowments
• Wealthy Individuals
• Family Offices
• Hospitals, Schools, Non-Profits
• Entity Looking for Transactional Solutions
• Entity Looking for a Custom-Tailored Approach to Assist with Expense/Burn Rate
Location
20807 Biscayne Boulevard
Suite 100
Aventura, FL 33180
US
Direct:
(305) 937-7155(305) 937-7155
Meet The Kolev Group
Senior Vice President, Wealth Management, Financial Advisor, Corporate Cash Investment Director
Phone:
(305) 937-7140(305) 937-7140
Frances Pina
Assistant Vice President, Business Development Associate
Phone:
(305) 937-7132(305) 937-7132
Theresa Vea-Lonzar
Portfolio Associate
Phone:
(305) 937-7149(305) 937-7149
About Bobby Kolev
Bobby Kolev is a Managing Director, Chairman’s Club Member, Corporate Cash Investment Director, and International Client Advisor at Morgan Stanley Wealth Management. He has held the Corporate Cash Investment Director designation since 2012 and the International Client Advisor designation since 2017.
Mr. Kolev began his career in 1998 on the fixed income trading desk at Salomon Smith Barney. In 2002, he joined the Investment Management Division at Lehman Brothers, where his team worked with corporations, foundations, endowments, and ultra-high-net-worth family offices, assisting with their fixed income investment needs. In the fall of 2008, Mr. Kolev joined Oppenheimer & Company in a similar capacity. In 2010, he moved his team to Deutsche Bank, where he continued to focus on investment solutions for corporate entities and ultra-high-net-worth individuals.
Mr. Kolev was recognized as a Barron's Top 1,200 Financial Advisors (2023–2026) (formerly Barron’s Top 1,200 and Top 1,000 Financial Advisors: State-by-State).
Mr. Kolev earned a B.S. in Finance and Accounting from Bernard Baruch College. He also holds Series 7 and 63 FINRA licenses.
2023-2026 Barron's Top 1,500 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,200 and Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2023-2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Mr. Kolev began his career in 1998 on the fixed income trading desk at Salomon Smith Barney. In 2002, he joined the Investment Management Division at Lehman Brothers, where his team worked with corporations, foundations, endowments, and ultra-high-net-worth family offices, assisting with their fixed income investment needs. In the fall of 2008, Mr. Kolev joined Oppenheimer & Company in a similar capacity. In 2010, he moved his team to Deutsche Bank, where he continued to focus on investment solutions for corporate entities and ultra-high-net-worth individuals.
Mr. Kolev was recognized as a Barron's Top 1,200 Financial Advisors (2023–2026) (formerly Barron’s Top 1,200 and Top 1,000 Financial Advisors: State-by-State).
Mr. Kolev earned a B.S. in Finance and Accounting from Bernard Baruch College. He also holds Series 7 and 63 FINRA licenses.
2023-2026 Barron's Top 1,500 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,200 and Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2023-2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Securities Agent: OR, VA, PA, PR, SD, SC, UT, DE, WA, CO, FL, WV, WY, WI, RI, LA, VT, KS, IN, IL, KY, AZ, AR, HI, GA, IA, ID, CT, DC, CA, MN, MI, NC, AK, NE, ND, NJ, MO, AL, MA, NM, NH, MD, NV, TN, NY, VI, TX, OK, OH; General Securities Representative
NMLS#: 1265128
NMLS#: 1265128
About Chris Ready
Chris Ready began his career in Treasury at a publicly traded U.S. retailer headquartered in Columbus, Ohio. Mr. Ready was a member of the investment committee and was responsible for overseeing the investment portfolio and cash management function. In 2014, Mr. Ready joined J.P. Morgan Asset Management, where he focused on managing investments held within trusts and estates. In 2015, Mr. Ready joined the Kolev Group to focus on managing the investment needs of corporations, foundations, and ultra-high-net-worth family offices.
Chris earned his B.S. in International Business from the University of Maryland and holds Series 7 and 66 FINRA licenses.
Chris earned his B.S. in International Business from the University of Maryland and holds Series 7 and 66 FINRA licenses.
Securities Agent: SD, WY, WV, WA, VT, VI, UT, TX, TN, WI, RI, PR, PA, OK, OH, NY, NM, NJ, NH, NE, ND, NC, MT, MN, MI, MD, MA, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, MO, DC, CT, CO, CA, AZ, AR, AL, NV, AK, VA, SC, OR; General Securities Representative; Investment Advisor Representative
NMLS#: 1443750
NMLS#: 1443750
About Frances Pina
Originally from New York and raised in South Florida, Frances earned her Bachelor’s degree in International Business and Finance from Florida International University before completing a Master of Science in Finance with a concentration in securities analysis and portfolio management. She began her career at Morgan Stanley in 2017 within the Private Wealth Management division.
Throughout her tenure at the firm, she progressed through multiple roles within a large team, developing a well-rounded understanding of the Wealth Management sector. In 2022, she transitioned to the Kolev Group, joining the Corporate Cash Management team, where she works closely with Bobby and Chris to support institutional clients.
As an Assistant Vice President and Business Development Associate with the Kolev Group, Frances plays a multifaceted role supporting business development efforts, strengthening institutional client relationships, leading strategic marketing initiatives, and providing portfolio management support to help expand the team’s institutional footprint. Her cross-functional experience makes her a valued contributor to the Kolev Group and a key part of the team's success in a competitive landscape.
Frances holds Series 7 and 66 FINRA licenses.
Throughout her tenure at the firm, she progressed through multiple roles within a large team, developing a well-rounded understanding of the Wealth Management sector. In 2022, she transitioned to the Kolev Group, joining the Corporate Cash Management team, where she works closely with Bobby and Chris to support institutional clients.
As an Assistant Vice President and Business Development Associate with the Kolev Group, Frances plays a multifaceted role supporting business development efforts, strengthening institutional client relationships, leading strategic marketing initiatives, and providing portfolio management support to help expand the team’s institutional footprint. Her cross-functional experience makes her a valued contributor to the Kolev Group and a key part of the team's success in a competitive landscape.
Frances holds Series 7 and 66 FINRA licenses.
About Theresa Vea-Lonzar
Theresa Vea-Lonzar is a Portfolio Associate with more than 32 years of experience supporting Morgan Stanley Wealth Management clients. She began her career as a Research Associate at Sanford Bernstein before joining Morgan Stanley in 1994 and has been a key member of the Kolev Group since 2012.
In her role, Theresa serves as the operational lead and primary liaison for the team’s daily administrative functions. She oversees trade reconciliation and account administration, ensuring accuracy, efficiency, and seamless executions across client accounts. Her deep institutional knowledge and operational experience play a critical role in supporting the team’s workflow and fostering long-standing client relationships.
Theresa earned a Bachelor of Science in Economics and Mathematics from Brandeis University and holds the Series 3, 7, and 63 FINRA licenses.
In her role, Theresa serves as the operational lead and primary liaison for the team’s daily administrative functions. She oversees trade reconciliation and account administration, ensuring accuracy, efficiency, and seamless executions across client accounts. Her deep institutional knowledge and operational experience play a critical role in supporting the team’s workflow and fostering long-standing client relationships.
Theresa earned a Bachelor of Science in Economics and Mathematics from Brandeis University and holds the Series 3, 7, and 63 FINRA licenses.
Contact Bobby Kolev
Contact Chris Ready
Awards and Recognition
Barron's Top 1,200 Financial Advisors: State-by-State
2023-2025 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State) Source: Barrons.com (Awarded 2023-2025). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Barron's Top 1,500 Financial Advisors: State-by-State
Barron's Top 1,500 Financial Advisors: State-by-State Source: barrons.com (Awarded Mar 2026) Data compiled by Barron's for the period October 2024 - September 2025.
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1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
4Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
2Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
3Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
4Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
