Jim Koehler
Senior Vice President, Wealth Advisor
Phone:
(856) 489-2474(856) 489-2474
The Koehler Group at Morgan Stanley
Direct:
(856) 489-2474(856) 489-2474
Toll-Free:
(800) 676-2201(800) 676-2201
Our Mission Statement
Working with our clients to assemble the road map to their financial future
Our Story
The Koehler Group at Morgan Stanley is a New Jersey-based, multi-generational wealth management team that provides personalized guidance to a select group of individuals, families, and businesses both locally and around the country.
Our mission is to bring order from chaos. While our clients are bombarded with news from around the world 24 hours a day, we keep them disciplined and focused on both their short and long-term goals. Through our Road Map Planning Approach and portfolio analysis, we seek to help alleviate some of the anxiety that comes with market fluctuations. We work closely with our clients’ other trusted advisors in shaping a lifetime income plan so future generations will benefit as well. We pride ourselves on having a highly personalized practice and are accessible and sensitive to the busy world in which our clients live.
The Koehler Group cares passionately about what is important to you, our client. Our approach is quite simple...we listen. You may find we ask many questions but it is all in an effort to understand your concerns, goals, and dreams. Only then can a unique wealth management strategy be tailored to you.
Our mission is to bring order from chaos. While our clients are bombarded with news from around the world 24 hours a day, we keep them disciplined and focused on both their short and long-term goals. Through our Road Map Planning Approach and portfolio analysis, we seek to help alleviate some of the anxiety that comes with market fluctuations. We work closely with our clients’ other trusted advisors in shaping a lifetime income plan so future generations will benefit as well. We pride ourselves on having a highly personalized practice and are accessible and sensitive to the busy world in which our clients live.
The Koehler Group cares passionately about what is important to you, our client. Our approach is quite simple...we listen. You may find we ask many questions but it is all in an effort to understand your concerns, goals, and dreams. Only then can a unique wealth management strategy be tailored to you.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
You and your family come first in our Road Map Planning approach. By listening and understanding your life goals, we are able to work with you to develop a road map for success.
Our process has 4 different steps:
Our process has 4 different steps:
1) Discovery
Our team begins by listening intently to understand what is important to you and your family. We gather important information to better understand your goals, your values, and the challenges you face.
2) Development
Next, we analyze the information using our LifeView Advisor and Portfolio Risk Platform. We are then able to develop recommendations tailored to your unique situation.
3) Implementation
Once we have reviewed the information, we then present to you our findings. This includes a personalized suite of recommendations regarding your financial situation.
4) Review
Through strategic and tactical review meetings as well as constant communication we are able to keep you on track toward achieving the goals you set forth.
Clients
Each of our clients has their own unique financial puzzle that they are trying to piece together. By becoming a core part of our clients’ lives, we are able to develop a strategy that is unique to them. Our Road Map Planning Approach involves sitting down with each client for strategic and tactical meetings so we can continuously update their financial plan. Constant communication is the key piece that helps our clients achieve their financial goals.
Our team welcomes the opportunity each and every day to help people looking for advice. Please feel free to contact us via website, phone, or email to get the conversation started.
Our team welcomes the opportunity each and every day to help people looking for advice. Please feel free to contact us via website, phone, or email to get the conversation started.
Retirees and Pre-Retirees
Transitioning to retirement can be nerve-wracking. Our team is here to help you navigate the moving parts- deciding what kind of retirement you may want, building an income stream, and determining tax implications of drawing down retirement savings.
Executives
We work with many current and former corporate executives across different industries. Our team can provide in-depth service and advice on things like executive compensation (stock options and restricted stock), deferred compensation investment planning, pension vs lump sum analysis.
Business Owners
You've worked hard to build your business. Whether you are just starting out or looking at succession planning we can help with things like financing strategies, tax planning, implementing a retirement plan, and others.
Individuals and Families
As life changes, so does your financial plan. Our team is here to keep you on track so you can focus on your goals. We provide comprehensive wealth management services including estate planning, charitable giving, and risk management.
Location
303 Lippincott Dr
Ste 300
Marlton, NJ 08053
US
Direct:
(856) 489-2474(856) 489-2474
Toll-Free:
(800) 676-2201(800) 676-2201
20 Linden Place
Red Bank, NJ 07701
US
Direct:
(732) 936-4014(732) 936-4014
Meet The Koehler Group
Scott Koehler, CFP®, CPWA®, CIMA®
Wealth Management Associate, CERTIFIED FINANCIAL PLANNER®
Phone:
(856) 489-2481(856) 489-2481
Phone:
(732) 936-4014(732) 936-4014
Mary Grimming
Client Service Associate
Phone:
(856) 489-5840(856) 489-5840
About Jim Koehler
As the founding partner of The Koehler Group, Jim has dedicated his practice to helping others. By developing relationships with each of his clients, he seeks to understand their unique situation and work with them to develop a personalized financial strategy. With these strategies comes constant communication, monitoring of investment decisions, and working closely with his client’s other trusted advisors. By working with his client’s attorneys and accountants he strives to create tax efficient investment strategies and legacy plans that will last for future generations.
Jim is a graduate of the University of Wisconsin with a degree in Business Administration. Jim joined the firm starting in January 1999 and over the course of the years has earned the designation of First Vice President, Senior Portfolio Manager.
Jim and his wife Cynthia currently live in Longport, NJ. Jim and Cynthia have two children, Scott and Morgan. In his spare time Jim enjoys fishing, golfing, biking, and going the Jersey shore.
Jim is a graduate of the University of Wisconsin with a degree in Business Administration. Jim joined the firm starting in January 1999 and over the course of the years has earned the designation of First Vice President, Senior Portfolio Manager.
Jim and his wife Cynthia currently live in Longport, NJ. Jim and Cynthia have two children, Scott and Morgan. In his spare time Jim enjoys fishing, golfing, biking, and going the Jersey shore.
Securities Agent: IN, MD, NC, NH, NJ, NY, OH, PA, SC, TN, TX, VA, WI, MA, CA, AZ, DC, DE, FL, GA, IL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1316586
NMLS#: 1316586
About Scott Koehler
Upon joining Morgan Stanley, Scott partnered with his father at The Koehler Group. Scott is responsible for the creation of each client’s customized financial plan. Once the plan is in place, Scott works with the team to develop a customized investment strategy that aligns with the clients’ objectives.
In 2019, Scott obtained his CERTIFIED FINANCIAL PLANNER (CFP)™ designation, the industry’s gold standard for financial planning that demands hundreds of hours of classroom time and ongoing re-certification. In 2021 Scott obtained his Certified Investment Management Analyst (CIMA)® ®. He is a graduate of the University of Massachusetts, Amherst with a degree in Resource Economics and major concentration being Consumer and Family Finance.
Scott currently resides in Haddon Township, NJ with his wife. In his spare time, he enjoys reading, snowboarding, and golfing as well as the occasional rugby game.
In 2019, Scott obtained his CERTIFIED FINANCIAL PLANNER (CFP)™ designation, the industry’s gold standard for financial planning that demands hundreds of hours of classroom time and ongoing re-certification. In 2021 Scott obtained his Certified Investment Management Analyst (CIMA)® ®. He is a graduate of the University of Massachusetts, Amherst with a degree in Resource Economics and major concentration being Consumer and Family Finance.
Scott currently resides in Haddon Township, NJ with his wife. In his spare time, he enjoys reading, snowboarding, and golfing as well as the occasional rugby game.
About Morgan Koehler
Morgan is a Financial Advisor with the Koehler Group. She focuses on financial planning and the specialized needs of financially successful individuals, families and business owners.
Morgan began her financial career in 2012 at Invesco in their asset management division, working closely with the firms portfolio management teams. She joined Morgan Stanley to share her industry knowledge and skills and to build more personal relationships with individuals & family clients. She prides herself on her ability to listen to and interpret clients’ ideas about their financial situations, preferences and goals, and she uses the vast resources of Morgan Stanley to help them explore a wide range of possible solutions.
Morgan earned her degree from the University of Wisconsin- Madison where she majored in Finance, Marketing, and Management. In her dedication to professional development, she obtained her Certified Investment Management Analyst (CIMA)® designation from Yale University in 2020.
Morgan currently resides in Red Bank, NJ with her husband, son, daughter and 2 dogs. She is an active member in the Eastern Monmouth Area Chamber of Commerce where she also joined the Women in Business Committee. She enjoys Cross Fit, reading, traveling, and being active outdoors.
Morgan began her financial career in 2012 at Invesco in their asset management division, working closely with the firms portfolio management teams. She joined Morgan Stanley to share her industry knowledge and skills and to build more personal relationships with individuals & family clients. She prides herself on her ability to listen to and interpret clients’ ideas about their financial situations, preferences and goals, and she uses the vast resources of Morgan Stanley to help them explore a wide range of possible solutions.
Morgan earned her degree from the University of Wisconsin- Madison where she majored in Finance, Marketing, and Management. In her dedication to professional development, she obtained her Certified Investment Management Analyst (CIMA)® designation from Yale University in 2020.
Morgan currently resides in Red Bank, NJ with her husband, son, daughter and 2 dogs. She is an active member in the Eastern Monmouth Area Chamber of Commerce where she also joined the Women in Business Committee. She enjoys Cross Fit, reading, traveling, and being active outdoors.
Securities Agent: TN, TX, VA, WI, SC, PA, OH, NY, NJ, NH, NC, MD, MA, IN, IL, GA, FL, DE, DC, CA, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 2544512
NMLS#: 2544512
About Mary Grimming
Since joining Morgan Stanley in 1999 Mary has been working as a Client Service Associate as well as a Financial Planning Associate. She is able to help navigate clients through the world of operations. Whether those inquiries are about clients’ accounts or administrative services, Mary believes in upmost professional service. Mary has been recognized by Morgan Stanley and received the SNJ Core Value Leadership Award in 2016.
Starting her career in the banking industry in 1976, Mary worked her way up from a Teller to an Assistant Vice President in charge of Retirement Planning for Inter-Boro Savings and Loan Association. She has obtained her series Series 7, 66 and 31 in order to better serve clients.
Mary is very involved in the community with organizations such as The Food Bank of South Jersey and the American Legion Auxiliary. Mary resides in Marlton, NJ and in her spare time she enjoys baking, crafts, and music.
Starting her career in the banking industry in 1976, Mary worked her way up from a Teller to an Assistant Vice President in charge of Retirement Planning for Inter-Boro Savings and Loan Association. She has obtained her series Series 7, 66 and 31 in order to better serve clients.
Mary is very involved in the community with organizations such as The Food Bank of South Jersey and the American Legion Auxiliary. Mary resides in Marlton, NJ and in her spare time she enjoys baking, crafts, and music.
Contact Jim Koehler
Contact Scott Koehler
Contact Morgan Koehler
Wealth Management
From Our Team
A Simple Six-Step Retirement Checkup
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Koehler Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
