Phone:
(208) 338-2714(208) 338-2714
The King, Barrios, Bartlett, Duncan Group at Morgan Stanley
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
We are a team of dedicated investors and disciplined planners, fully committed to your financial success. With us, you gain the collective experience of a highly-personalized investment team, backed by the vast resources of a global financial institution.
As financial professionals and community leaders, we put your best interests first, holding ourselves accountable to doing what is right for you. Our team brings world-class experience, deep financial knowledge, and comprehensive resources to clients both in our community and across the country.
As financial professionals and community leaders, we put your best interests first, holding ourselves accountable to doing what is right for you. Our team brings world-class experience, deep financial knowledge, and comprehensive resources to clients both in our community and across the country.
Services Include
- Professional Portfolio ManagementFootnote1
- Alternative InvestmentsFootnote2
- Business Succession PlanningFootnote3
- Estate Planning StrategiesFootnote4
- Retirement PlanningFootnote5
- Trust ServicesFootnote6
- Cash Management and Lending ProductsFootnote7
- Executive Financial ServicesFootnote8
- Endowments and FoundationsFootnote9
- Fixed IncomeFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
As the financial world becomes more complex and investment choices increase, careful planning and consideration becomes more important to help you achieve your goals. Our role is to help you create a strategy that lays out a path to a successful financial future. The following steps were developed to help achieve your financial goals:
1. Setting Your Financial Objectives
Through a process of discovery and discussion, we will ask a series of detailed questions to understand and articulate your specific financial goals. Together, we'll examine your current and future liabilities, income sources and cash flow needs, while considering critical factors that may influence your overall strategy. These will include your tolerance for risk, tax concerns, liquidity needs and time horizon.
2. Creating Your Strategy
From this ongoing dialogue, we'll analyze your current situation and begin to develop a detailed action plan with recommendations designed to help you effectively build, preserve, and transfer your wealth. This analysis will serve as the foundation for building your initial plan, as well as future wealth management decisions.
3. Implementing Your Strategy
Once we've discussed and refined your strategy, we will begin to execute your investment plan. In this step, we may also recommend several wealth management strategies to help preserve your assets, while positioning them to pass to loved ones and personal charitable interests. These strategies may encompass cash flow management strategies, risk management strategies, as well as estate, trust, and philanthropic services.
4. Reviewing Objectives and Performance
After we put your wealth management plan into action, we'll set up a variety of tools to help ensure you have immediate access to your account information. Markets and personal needs evolve over time, so we will set up regular, ongoing meetings to help ensure your plan remains on schedule towards your specific financial goals.
Location
439 E Shore Drive
Suite 100
Eagle, ID 83616
US
Direct:
(208) 338-2714(208) 338-2714
101 S. Capitol Blvd
Suite 401
Boise, ID 83702
US
Meet The King, Barrios, Bartlett, Duncan Group
George Barrios
Financial Advisor
Phone:
(208) 338-2767(208) 338-2767
Philip Bartlett
Financial Advisor
Phone:
(208) 338-6932(208) 338-6932
Nicholas Duncan, CFP®
Financial Advisor
Phone:
(208) 338-2768(208) 338-2768
Robert King
Financial Advisor
Phone:
(208) 338-2776(208) 338-2776
George Barrios
Senior Vice President, Investment Consultant
Phone:
(208) 338-2767(208) 338-2767
Philip Bartlett
Senior Vice President, Investment Consultant
Phone:
(208) 338-6932(208) 338-6932
Tamra Skerjanec
Wealth Management Associate
Phone:
(208) 338-2713(208) 338-2713
Allison Moss
Wealth Management Associate
Phone:
(208) 338-2731(208) 338-2731
About Me
Brian is our founding member and is instrumental in crafting the strategic direction of our team. Originally from Oregon, he began his career with Smith Barney Shearson Lehman in 1992 and then spent almost 10 years with Merrill Lynch. Brian is a graduate of Boise State University with a Bachelor of Science degree in finance, where he also played basketball. He has completed advanced certifications in estate and wealth management strategies (Michigan State), fiduciary studies (University of Pittsburgh) and behavioral science (UCLA). Brian is currently involved with the College of Business at Boise State and also the Idaho Youth Sports Council.
Securities Agent: DE, ID, UT, SD, MA, CO, OK, MT, HI, WA, NM, CT, AK, NJ, KY, AZ, MN, MD, IL, GA, FL, CA, OR, NV, NC, ME, AR, TN, WY, VA, NE, TX, PA, NY, WI, KS, IN; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2053559
NMLS#: 2053559
About George Barrios
NMLS#: 2637900
About Philip Bartlett
Phil assists individuals, executives, high-net-worth families and foundations with addressing their wealth management needs. With his institutional investment knowledge and the support of Morgan Stanley, he offers a lifetime of experience helping families and friends with investments, wealth planning, estate planning strategies and trust services. A seasoned financial professional, Phil brings a strong understanding of global and U.S. macro-economic policy and analysis, as well as strategies to help implement those trends into his clients’ portfolios.
Prior to joining Morgan Stanley in 2024, Phil enjoyed a successful career as an institutional fixed income portfolio manager, trader and credit analyst managing a proprietary emerging-market bond portfolio in London in the 1990s. He was also the lead analyst on a multi-billion-dollar high-grade and high-yield portfolio for GE Financial Assurance in Seattle, and he managed multi-billion-dollar fixed income portfolios for the state of Alaska and the Alaska Retirement Management Board, with oversight of external fixed income managers and strategies. Most recently, Phil managed institutional fixed income portfolios for Fortune 500 companies, large public and private universities, and governmental entities at Clearwater Advisors in Boise. He earned his M.B.A. from the Simon School at the University of Rochester with concentrations in finance and accounting and holds a B.A. in history and political science from the University of Richmond.
Phil and his wife, Beth, have three children. Outside the office, he enjoys traveling with his family, studying American and European history, researching family genealogy, and fly-fishing. Born in Brazil, Phil has visited, lived in or worked in 54 countries in Latin America, North America, Europe and Africa, and he has visited 49 U.S. states. He has coached youth soccer and lacrosse in his community and volunteers on various reunion, booster and fundraising boards and committees. He also has a life-long commitment to higher education and college placement as part of his nearly two decades of alumni recruitment for the University of Rochester and the University of Richmond.
Prior to joining Morgan Stanley in 2024, Phil enjoyed a successful career as an institutional fixed income portfolio manager, trader and credit analyst managing a proprietary emerging-market bond portfolio in London in the 1990s. He was also the lead analyst on a multi-billion-dollar high-grade and high-yield portfolio for GE Financial Assurance in Seattle, and he managed multi-billion-dollar fixed income portfolios for the state of Alaska and the Alaska Retirement Management Board, with oversight of external fixed income managers and strategies. Most recently, Phil managed institutional fixed income portfolios for Fortune 500 companies, large public and private universities, and governmental entities at Clearwater Advisors in Boise. He earned his M.B.A. from the Simon School at the University of Rochester with concentrations in finance and accounting and holds a B.A. in history and political science from the University of Richmond.
Phil and his wife, Beth, have three children. Outside the office, he enjoys traveling with his family, studying American and European history, researching family genealogy, and fly-fishing. Born in Brazil, Phil has visited, lived in or worked in 54 countries in Latin America, North America, Europe and Africa, and he has visited 49 U.S. states. He has coached youth soccer and lacrosse in his community and volunteers on various reunion, booster and fundraising boards and committees. He also has a life-long commitment to higher education and college placement as part of his nearly two decades of alumni recruitment for the University of Rochester and the University of Richmond.
NMLS#: 2637902
About Nicholas Duncan
Nick concentrates on managing and maintaining client portfolios, managing the team’s due diligence process on outside strategies, providing financial market research, and handling asset allocation and tactical rebalancing. He also works with next-generation clients through a disciplined wealth accumulation approach in the early stages of their careers. Nick is also the Portfolio Manager for the Equity Income strategy for the King, Barrios, Bartlett and Duncan group.
Prior to joining the team in 2014, Nick completed his Bachelor of Business Administration in finance with a minor in accounting at Boise State University, where he played on the men’s basketball team for four years with academic distinction in his conference and the NCAA. Nick also holds the Certified Financial Planner (CFP) designation.
A native of Australia, Nick has lived in Idaho since 2014. Nick and his wife Lauren, have one child: Abel. In his free time, he spends as much time as possible with his wife and son, catching up with friends, playing golf and skiing.
Prior to joining the team in 2014, Nick completed his Bachelor of Business Administration in finance with a minor in accounting at Boise State University, where he played on the men’s basketball team for four years with academic distinction in his conference and the NCAA. Nick also holds the Certified Financial Planner (CFP) designation.
A native of Australia, Nick has lived in Idaho since 2014. Nick and his wife Lauren, have one child: Abel. In his free time, he spends as much time as possible with his wife and son, catching up with friends, playing golf and skiing.
About Robert King
Securities Agent: TX, AK, WI, NJ, CA, MT, FL, VA, TN, SD, OR, NE, NC, WA, NM, ME, KY, KS, DE, CO, PA, MN, HI, NV, WY, MA, ID, UT, NY, MD, IL, CT, OK, IN, GA, AZ, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 2718541
NMLS#: 2718541
About George Barrios
George has worked with our team since 1999. His main focus is helping clients understand the importance of having a disciplined and well-thought-out strategy for success. To help execute this, he draws upon his nearly two decades of experience coaching NCAA collegiate basketball. George is a strategic thinker and a great listener, which helps our clients anticipate and plan for life ahead. He received his Bachelor of Science degree from California State University, Fullerton, and has also earned the Advanced Wealth Manager designation.
NMLS#: 2637900
About Philip Bartlett
Phil Bartlett draws on his years of experience working with individuals, institutions and governments to help clients with their wealth management, trust and estate planning needs. His institutional and fixed income experience and understanding of international and U.S. macro-economic policy inform his investing guidance. Phil has the expertise and seasoning to see how global trends can impact and provide opportunities for clients.
After graduating from the University of Richmond, Phil began his career as a fixed income portfolio manager, trader and credit analyst, managing a proprietary emerging market bond portfolio in London. He returned to the U.S. to earn his MBA at the University of Rochester. Phil was the lead analyst on a multi-billion-dollar portfolio for GE Financial Assurance before managing the fixed income portfolios for the state of Alaska and the Alaska Retirement Management Board. Phil then joined Clearwater Advisors in Boise where he managed institutional fixed income portfolios for Fortune 500 companies, large public and private universities and governmental entities. Eager to offer his expertise to individual clients, he moved to RBC Wealth Management in 2018. Phil joined Morgan Stanley in 2024.
Phil was born in Brazil where his father was posted while working in the U.S. Foreign Service. He has lived in or worked in 54 countries and has visited 49 U.S. states. He loves fly-fishing, traveling, and studying history.
After graduating from the University of Richmond, Phil began his career as a fixed income portfolio manager, trader and credit analyst, managing a proprietary emerging market bond portfolio in London. He returned to the U.S. to earn his MBA at the University of Rochester. Phil was the lead analyst on a multi-billion-dollar portfolio for GE Financial Assurance before managing the fixed income portfolios for the state of Alaska and the Alaska Retirement Management Board. Phil then joined Clearwater Advisors in Boise where he managed institutional fixed income portfolios for Fortune 500 companies, large public and private universities and governmental entities. Eager to offer his expertise to individual clients, he moved to RBC Wealth Management in 2018. Phil joined Morgan Stanley in 2024.
Phil was born in Brazil where his father was posted while working in the U.S. Foreign Service. He has lived in or worked in 54 countries and has visited 49 U.S. states. He loves fly-fishing, traveling, and studying history.
NMLS#: 2637902
About Tamra Skerjanec
Tamra is a Wealth Management Associate. She graduated from Oregon State University with a Bachelor of Fine Arts degree in applied visual arts. She started in the operations department and has expanded her responsibility every year to now serve the day-to-day needs of our clients.
About Allison Moss
Allison is a Wealth Management Associate and has been working with clients in the financial services industry since 1985. She has worked with Brian and the team for more than 25 years. Allison is a critical component in our team's success, serving the operational and investment needs of all our clients and their families.
Contact Brian King
Contact George Barrios
Contact Philip Bartlett
Contact Nicholas Duncan
Contact Robert King
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Ian McCormick
Private Banker
Clint Eddy
Family Office Resource Generalist
About Ian McCormick
Ian McCormick is a Private Banker serving Morgan Stanley Wealth Management offices in Oregon.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Ian began his career in financial services in 2011, and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, he was a Director of Business Development at Fort West. He also served as a Production Manager-Loan Officer at Churchill Mortgage.
Ian is a graduate of Oregon State University, where he received a Bachelor of Science in Finance. He lives in Portland, Oregon with his family. Outside of the office, Ian enjoys hunting, fishing, skiing and rafting.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Ian began his career in financial services in 2011, and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, he was a Director of Business Development at Fort West. He also served as a Production Manager-Loan Officer at Churchill Mortgage.
Ian is a graduate of Oregon State University, where he received a Bachelor of Science in Finance. He lives in Portland, Oregon with his family. Outside of the office, Ian enjoys hunting, fishing, skiing and rafting.
NMLS#: 845310
About Clint Eddy
Clint Eddy is an Executive Director with the Family Office Resources (FOR) team at Morgan Stanley. As a Generalist with FOR he helps clients and Advisors curate and navigate an expansive suite of highly specialized resources to address the complex, multifaceted challenges of managing significant wealth so clients may make complicated decisions confidently.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
The Robots are Coming
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The King, Barrios, Bartlett, Duncan Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
