Robert E. Kennedy
Executive Director, Financial Advisor, Senior Portfolio Management Director
Phone:
(504) 582-2690(504) 582-2690
The Kennedy Moran Group at Morgan Stanley
Direct:
(504) 582-2690(504) 582-2690
Toll-Free:
(800) 227-6121(800) 227-6121
Our Mission Statement
Our mission is to be the center of your financial world, turning complexity into clarity, and helping to preserve your wealth.
Fortifying Prosperity. Simplifying Complexity.
Welcome to the Kennedy Moran Group at Morgan Stanley - Where the warmth and attention of a boutique integrate seamlessly with the vast resources of a global institution. We concentrate in serving high net worth individuals, and their families, addressing the unique opportunities and challenges that accompany significant wealth.
Our team, rich in experience and diversity of skills, goes beyond traditional Wealth Management. We are comprehensive advisors, synchronizing the diverse elements of your financial life. With focuses spanning from Financial Planning, Portfolio Construction, Alternative Investments Expertise, Business Succession to Estate and Wealth Transfer, we are equipped to help navigate you through every nuance of your financial journey.
What sets us apart is our approach. We aim to function as your Personal CFO, providing holistic financial advice, while offering a concierge’s level of personalized service. We aim to chart a clear, reliable journey towards achieving your ambitions, setting the stage for your legacy and generations to come.
Engaging with the Kennedy Moran Group means experiencing simplicity amid complexity, relief from intricate financial tasks, and freedom to focus on the things that truly matter to you – your family, business, personal interests, and enduring legacy.
Our team, rich in experience and diversity of skills, goes beyond traditional Wealth Management. We are comprehensive advisors, synchronizing the diverse elements of your financial life. With focuses spanning from Financial Planning, Portfolio Construction, Alternative Investments Expertise, Business Succession to Estate and Wealth Transfer, we are equipped to help navigate you through every nuance of your financial journey.
What sets us apart is our approach. We aim to function as your Personal CFO, providing holistic financial advice, while offering a concierge’s level of personalized service. We aim to chart a clear, reliable journey towards achieving your ambitions, setting the stage for your legacy and generations to come.
Engaging with the Kennedy Moran Group means experiencing simplicity amid complexity, relief from intricate financial tasks, and freedom to focus on the things that truly matter to you – your family, business, personal interests, and enduring legacy.
Awards and Designations
- Best-in-State Wealth Management Teams for 2025 - The Kennedy Moran Group
- 2024 Forbes' Best In-State Wealth Advisors - Nick Moran
- Family Wealth Director (FWD) - Nick Moran - Awarded to those who have extensive experience working with ultra high net worth families, and who have undergone sophisticated/rigorous training
- [Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23. (https://mgstn.ly/3RWgY29)] [Source: Forbes (Awarded April 2024). Data compiled by SHOOK Research LLC for the period 6/30/22-6/30/23. https://mgstn.ly/3xkqypd]
- [Source: Forbes (Awarded Jan 2025). Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2025]
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Building Your Fortress Framework
Our unique fortress framework is a process designed to help preserve and sustain your wealth, seeking to ensure it stands strong as the complexity of your finances increases.
1 - Foundation
We listen attentively to understand your unique financial situation, aspirations, and concerns.
2 - Walls
We build strategies that shield your wealth from taxes, market volatility, inflation, and other threats.
3 - Towers
We keep lookout to identify opportunities and risks in the market landscape—and then pro-actively adjust your wealth strategy.
4 - Inner Keep
We help you grow and preserve the core of your wealth, including your financial assets, family values, philanthropic goals, and legacy.
5 - Drawbridge & Gatehouse
We manage the entry and exit of various elements in your financial life—from guiding you on financing needs and cash management to orchestrating philanthropic endeavors.
6 - Maintenance & Upgrades
We conduct regular reviews of your plan and adjust when necessary to remain relevant, effective and strong.
Every Challenge Can Become An Opportunity
While your goals and circumstances are unique to you, many of our clients face a common set of challenges where they turn to us for a customized solution. Some examples include:
Major Life Transitions
Whether it's retirement, divorce or any major life event, we provide customized solutions that include sustainability planning, budgeting and recordkeeping.
Transition of Wealth
The loss of a loved one can create financial and family dynamic issues. We help families cope with these difficult times and enable them to transition wealth smoothly from one generation to the next.
Sale of a Business
We consult on private business sales, arrange referrals to investment bankers and help our clients with their pre-transaction liquidity planning.
Managing Concentrated Positions
We help senior executives diversify their concentrated positions, as well as redeploy and mitigate risks. We help ensure that the sale is handled in a compliant and publicity-sensitive manner.
Time to Consolidate
Your tax and estate issues grow infinitely more complex as you build wealth. As your investment strategies become more sophisticated, your recordkeeping may become a burdensome chore. We can take on the bulk of these tasks for you, from overseeing personal financial affairs to cash flow planning to maintaining records of financial transactions.
Maintaining Your Lifestyle
You've worked hard your entire career, so it's our job to help ensure that you sustain your standard of lifestyle throughout your retirement. We're there for you to provide advice on budgeting, recordkeeping and to answer the big question…how much money is really enough?
Knowledge is power.
Our goal is to elevate what wealth management can do for your life today and generations to come. As your Personal CFO, we want to make it easier for you to understand the challenges and opportunities available to you. Check the Knowledge Vault regularly as we share informative, timely content.
Global Investment Committee on the Markets
A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition below.
Read GIC On the Markets >
Your Guide to Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan. Utilizing these strategies can help you enjoy more of your nest egg.
Learn More >
The Basics of Estate Planning
Explore the basics of estate planning, outlining the set of documents suggested for your clients to make their intentions clear.
• Power of attorney
• Healthcare directive
• Last will and testament
• Revocable trusts
• Power of attorney
• Healthcare directive
• Last will and testament
• Revocable trusts
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen Here >>Location
1100 Poydras St
Ste 1900
New Orleans, LA 70163
US
Direct:
(504) 582-2690(504) 582-2690
Toll-Free:
(800) 227-6121(800) 227-6121
Meet The Kennedy Moran Group
Nicholas A. Moran, CFP®
Senior Vice President, Financial Advisor, Senior Portfolio Manager, Family Wealth Director
Phone:
(504) 585-3904(504) 585-3904
Jonathan B. Leader
First Vice President, Financial Advisor
Phone:
(504) 561-6866(504) 561-6866
Blake P. Steger
Financial Advisor
Phone:
(504) 585-3921(504) 585-3921
Phone:
(504) 585-3949(504) 585-3949
Monica Cassara
Registered Client Service Associate
Phone:
(504) 561-6830(504) 561-6830
Thomas J. Loughran
Registered Client Service Associate
Phone:
(504) 585-3946(504) 585-3946
About Robert E. Kennedy
A seasoned professional for more than 35 years, Bob enjoys working with financially successful individuals and families, providing highly personalized advice through a disciplined wealth management approach. His extensive financial services background enables him to help his clients understand the intricate details of their personal wealth. He focuses on what is most important to each family, so he can develop a customized plan designed to build, preserve and transition their wealth.
Upon graduating from the Florida Institute of Technology in 1978, Bob began his career in the oil industry, working offshore in the Gulf of Mexico. Over the next six years, he learned the ins and outs of the industry and moved into an engineering role in New Orleans. When the oil crisis hit, Bob took his love of hard work and his passion for finance and turned it into a new opportunity. He started at PaineWebber in November 1986 and never looked back. Over the next 30 years, Bob experienced both bull and bear markets and through every situation, helped his clients navigate each challenge. In 2003, he joined Legg Mason, a predecessor firm of Morgan Stanley, to leverage the firm’s first-class expertise.
Over the years, Bob has developed a strong understanding of economics and is well versed in the equity and fixed income markets. He works closely with his clients’ existing tax and legal professionals to ensure a cohesive, coordinated approach to wealth management. Bob’s ultimate objective is to be the last financial advisor a family will ever need.
Following Hurricane Katrina, Bob helped establish the Better than Ezra Foundation and the Lafayette Square Conservancy. Bob and his wife, Laurie, have two papillons, Sucre and Summer. He is passionate about boating, having successfully navigated the inland waterways from New Orleans to Tennessee and Key West, and has done extensive cruising in the Bahama Islands. His favorite cruising area is the Exumas! Bob is an active member of the Lauderdale Yacht Club and currently docks his boat in Ft. Lauderdale, FL.
Upon graduating from the Florida Institute of Technology in 1978, Bob began his career in the oil industry, working offshore in the Gulf of Mexico. Over the next six years, he learned the ins and outs of the industry and moved into an engineering role in New Orleans. When the oil crisis hit, Bob took his love of hard work and his passion for finance and turned it into a new opportunity. He started at PaineWebber in November 1986 and never looked back. Over the next 30 years, Bob experienced both bull and bear markets and through every situation, helped his clients navigate each challenge. In 2003, he joined Legg Mason, a predecessor firm of Morgan Stanley, to leverage the firm’s first-class expertise.
Over the years, Bob has developed a strong understanding of economics and is well versed in the equity and fixed income markets. He works closely with his clients’ existing tax and legal professionals to ensure a cohesive, coordinated approach to wealth management. Bob’s ultimate objective is to be the last financial advisor a family will ever need.
Following Hurricane Katrina, Bob helped establish the Better than Ezra Foundation and the Lafayette Square Conservancy. Bob and his wife, Laurie, have two papillons, Sucre and Summer. He is passionate about boating, having successfully navigated the inland waterways from New Orleans to Tennessee and Key West, and has done extensive cruising in the Bahama Islands. His favorite cruising area is the Exumas! Bob is an active member of the Lauderdale Yacht Club and currently docks his boat in Ft. Lauderdale, FL.
Securities Agent: MO, CT, SC, PA, MA, GA, DE, WV, MS, OK, OH, KS, IA, HI, VA, NV, IL, CA, AL, NY, NM, MD, LA, KY, FL, ID, DC, AR, UT, TN, MI, CO, AZ, RI, WA, TX, OR, NJ, NE, NC, ME, MT; General Securities Representative; Investment Advisor Representative
NMLS#: 1393581
NMLS#: 1393581
About Nicholas A. Moran
Nick, a CERTIFIED FINANCIAL PLANNER™, Portfolio Management Director, and Family Wealth Director with Morgan Stanley, has been pivotal in forging a path for affluent families, corporate executives, and philanthropic entities to help plan and enhance their financial legacies. Since joining Morgan Stanley in 2010, Nick has carved out a niche in utilizing the firm’s extensive resources to create personalized, comprehensive wealth strategies for generations of families around the world.
In his tenure at Morgan Stanley, Nick has earned the Family Wealth Director designation, a recognition of his ability to navigate complex wealth scenarios and a distinction held by less than 5% of Morgan Stanley’s 16,000 Financial Advisors (As of Dec 2023). His experience in managing discretionary portfolios is denoted by his title as Portfolio Management Director, a role in which he excels at distilling investment strategies clearly to his clients.
Nick brings a broad perspective to his work every day. Clients, as well as their attorneys and tax advisors, often seek his seasoned counsel. His accolades, such as being named to the Forbes 2023 Top Next-Gen Wealth Advisors and Forbes 2023 Best-in-State Wealth Advisors lists, and a team member on the 2024 Forbes Best-in-State Wealth Management teams in Louisiana, underscore his credibility, competency, and capabilities as a wealth advisor.
Nick values the personal relationships he builds, a testament to his personable approach and the trust he garners within the financial community.
2023 - Forbes Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
2023 - Forbes Best-in-State Wealth Advisors
Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
2024 - Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23.
https://www.morganstanley.com/disclosures/awards-disclosure.html
In his tenure at Morgan Stanley, Nick has earned the Family Wealth Director designation, a recognition of his ability to navigate complex wealth scenarios and a distinction held by less than 5% of Morgan Stanley’s 16,000 Financial Advisors (As of Dec 2023). His experience in managing discretionary portfolios is denoted by his title as Portfolio Management Director, a role in which he excels at distilling investment strategies clearly to his clients.
Nick brings a broad perspective to his work every day. Clients, as well as their attorneys and tax advisors, often seek his seasoned counsel. His accolades, such as being named to the Forbes 2023 Top Next-Gen Wealth Advisors and Forbes 2023 Best-in-State Wealth Advisors lists, and a team member on the 2024 Forbes Best-in-State Wealth Management teams in Louisiana, underscore his credibility, competency, and capabilities as a wealth advisor.
Nick values the personal relationships he builds, a testament to his personable approach and the trust he garners within the financial community.
2023 - Forbes Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
2023 - Forbes Best-in-State Wealth Advisors
Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
2024 - Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Securities Agent: MS, KY, ID, MT, HI, AZ, AR, WA, LA, AL, NY, DE, DC, OR, OK, FL, CT, TX, OH, NJ, VA, UT, TN, PA, NM, NE, CO, CA, SC, MI, ME, IN, WV, NC, IL, IA, NV, MO, MD, MA, KS, GA, RI; General Securities Representative; Investment Advisor Representative
NMLS#: 1364397
NMLS#: 1364397
About Jonathan B. Leader
With 17 years of experience, Jonathan's professional path has taken him from an investment banking role in corporate finance at Stephens Inc. to a corporate strategy position at Alltel Corporation. For the past 13 years, he played a vital role in the founding family of Alltel's Family Investment Office. In this capacity, Jonathan led a team managing the discretionary trading portfolio, conducted in-depth research and due diligence for investment opportunities, and played a crucial part in devising initial hedging strategies for their commodity operating business.
Outside the financial realm, Jonathan is a native of New Orleans. Living in Little Rock with his wife, Sara Beth, and their dog, Tux, Jonathan loves staying active. Fitness and exercise play a central role in his daily routine. Whether he's tracking market trends, enjoying a Saints game, or pushing his limits in a morning workout, Jonathan's dedication shines through in everything he does, making him a valuable addition to our team.
Outside the financial realm, Jonathan is a native of New Orleans. Living in Little Rock with his wife, Sara Beth, and their dog, Tux, Jonathan loves staying active. Fitness and exercise play a central role in his daily routine. Whether he's tracking market trends, enjoying a Saints game, or pushing his limits in a morning workout, Jonathan's dedication shines through in everything he does, making him a valuable addition to our team.
Securities Agent: AR, AZ, WI, TN, OK, MD, IN, DE, UT, ME, HI, CT, NE, CO, NM, MO, KY, IL, DC, WV, VA, NV, NJ, CA, AL, OR, NC, MT, MI, WA, TX, SC, OH, NY, MS, MA, LA, ID, FL, KS, GA, RI, PA, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 2498199
NMLS#: 2498199
About Blake P. Steger
Blake serves as a dedicated Personal Life Event Advisor, attentively monitoring for life’s significant events – from the joy of birth to the transitions of marriage, divorce, careers, and retirement. Integral to the Dynamic Review stage of our process, Blake ensures financial plans align with evolving circumstances. His involvement in the day-to-day planning and monitoring of financial plans helps us deliver more comprehensive advice than ever before.
Blake has been a part of Morgan Stanley since 2019. Our mutual desire to help clients overcome obstacles to achieve their financial goals is what brought us together. Prior to joining Morgan Stanley, Blake worked for JP Morgan Chase as a Private Client Banker. His desire to support clients beyond their banking needs is what attracted Blake to Morgan Stanley.
Blake is a health enthusiast who enjoys weightlifting and high intensity interval training. He’s an avid fan of classic rock and has never lost a “name that tune” battle! On weekends, Blake can be found coaching his daughter in soccer and attending live music performances.
Blake has been a part of Morgan Stanley since 2019. Our mutual desire to help clients overcome obstacles to achieve their financial goals is what brought us together. Prior to joining Morgan Stanley, Blake worked for JP Morgan Chase as a Private Client Banker. His desire to support clients beyond their banking needs is what attracted Blake to Morgan Stanley.
Blake is a health enthusiast who enjoys weightlifting and high intensity interval training. He’s an avid fan of classic rock and has never lost a “name that tune” battle! On weekends, Blake can be found coaching his daughter in soccer and attending live music performances.
Securities Agent: GA, FL, OK, OH, NM, MS, WV, MO, KS, HI, PA, DC, VA, TN, NJ, ME, MA, ID, CA, NY, NC, MT, IN, CO, AZ, NV, NE, MD, WA, UT, TX, SC, OR, DE, AR, AL, LA, KY, CT, RI, MI, IL, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 1498160
NMLS#: 1498160
About John C. Ellis
Securities Agent: CT, WA, OR, NV, ME, LA, KY, ID, RI, NE, MI, DC, MS, MO, MD, KS, SC, OK, MA, IL, CA, UT, MT, CO, AR, TX, TN, NJ, IA, GA, FL, WV, PA, IN, AZ, VA, OH, NY, HI, DE, AL, NM, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 2637761
NMLS#: 2637761
About Monica Cassara
Monica Cassara is a Registered Client Service Associate at The Kennedy Moran Group, where she blends her deep experience in client service with a strong passion for finance and event management. She joined the team in 2023, bringing a wealth of experience from diverse industries and a keen eye for organization, financial stewardship, and customer care.
A graduate of the University of South Carolina with a degree in Management and Marketing, Monica’s career began in her father’s dental practice, where she served as Practice Manager. This role gave her invaluable firsthand experience in business operations and client relations, sharpening her ability to navigate complex logistics while delivering exceptional service. Later, she transitioned into event management as an Event Coordinator at Churchill Downs, where she thrived in budget management, client engagement, and orchestrating seamless events - skills that naturally complement her work in financial services today.
At The Kennedy Moran Group, Monica is a key point of contact for clients, overseeing outreach and seeking to ensure smooth financial transactions. Her role is integral to maintaining the team’s high standards of service, reflecting her dedication to client satisfaction. Her move to Morgan Stanley is a testament to her professionalism, attention to detail, and commitment to helping clients navigate financial complexities with clarity and confidence.
Outside of work, Monica’s passions are just as vibrant. She loves exploring food, wine, and travel, drawing inspiration from her Sicilian heritage, which has instilled in her a deep appreciation for culinary traditions and cultural storytelling. Whether trying a new recipe, discovering a hidden vineyard, or setting off on an adventure, Monica embraces every opportunity to learn, grow, and connect with the world around her.
A graduate of the University of South Carolina with a degree in Management and Marketing, Monica’s career began in her father’s dental practice, where she served as Practice Manager. This role gave her invaluable firsthand experience in business operations and client relations, sharpening her ability to navigate complex logistics while delivering exceptional service. Later, she transitioned into event management as an Event Coordinator at Churchill Downs, where she thrived in budget management, client engagement, and orchestrating seamless events - skills that naturally complement her work in financial services today.
At The Kennedy Moran Group, Monica is a key point of contact for clients, overseeing outreach and seeking to ensure smooth financial transactions. Her role is integral to maintaining the team’s high standards of service, reflecting her dedication to client satisfaction. Her move to Morgan Stanley is a testament to her professionalism, attention to detail, and commitment to helping clients navigate financial complexities with clarity and confidence.
Outside of work, Monica’s passions are just as vibrant. She loves exploring food, wine, and travel, drawing inspiration from her Sicilian heritage, which has instilled in her a deep appreciation for culinary traditions and cultural storytelling. Whether trying a new recipe, discovering a hidden vineyard, or setting off on an adventure, Monica embraces every opportunity to learn, grow, and connect with the world around her.
About Thomas J. Loughran
Drawing on nearly 15 years of financial services experience, Tom is often the first line of contact on a broad array of client services. Highly adept at addressing questions quickly and efficiently, Tom is committed to providing each client with the highest level of personal service and professional integrity. He has been an integral member of The Kennedy Moran Group since joining the team in 2012.
From the largest task to the smallest request, Tom works tirelessly to exceed clients' expectations. His core responsibilities are essential to enabling the team to carry out its mission of helping financially successful individuals plan, invest and lead fulfilling lives. He began his financial services career with Hibernia National Bank (now Capital One) in 2004, and over the years, has held a number of important client-focused positions at Hibernia and UBS Financial Services. At The Kennedy Moran Group, he is responsible for coordinating all administrative and operational duties for the team, including opening new accounts, preparing client reports and executing trades on behalf of Bob and Nick. Tom's strong background in computer networking enables him to easily assist clients with a variety of online tech support.
A graduate of the University of Florida with a B.S. degree in Journalism, Tom has lived in New Orleans for over 20 years. He is an avid music fan, often taking advantage of the city's famous music scene. In his free time, Tom and his wife, Hope, enjoy exploring New Orleans with their young daughter, Colette.
From the largest task to the smallest request, Tom works tirelessly to exceed clients' expectations. His core responsibilities are essential to enabling the team to carry out its mission of helping financially successful individuals plan, invest and lead fulfilling lives. He began his financial services career with Hibernia National Bank (now Capital One) in 2004, and over the years, has held a number of important client-focused positions at Hibernia and UBS Financial Services. At The Kennedy Moran Group, he is responsible for coordinating all administrative and operational duties for the team, including opening new accounts, preparing client reports and executing trades on behalf of Bob and Nick. Tom's strong background in computer networking enables him to easily assist clients with a variety of online tech support.
A graduate of the University of Florida with a B.S. degree in Journalism, Tom has lived in New Orleans for over 20 years. He is an avid music fan, often taking advantage of the city's famous music scene. In his free time, Tom and his wife, Hope, enjoy exploring New Orleans with their young daughter, Colette.
Contact Robert E. Kennedy
Contact Nicholas A. Moran
Contact Jonathan B. Leader
Contact Blake P. Steger
Contact John C. Ellis
Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
Article Image
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Kennedy Moran Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
