story and services

We believe that helping clients achieve their financial goals begins with completely understanding their needs. Only then can we provide the comprehensive guidance that seeks to answer their most fundamental question:Can I attain my goals?In addressing this question, we take a comprehensive approach to helping clients grow and manage their wealth, which means that we focus on all aspects of their financial lives, not just parts of it.
Services Include
  • Wealth Consulting
  • Financial Planning1
  • Estate Planning Strategies2
  • Asset Management3
  • Executive Financial Services4
  • Municipal Bonds5
  • Stock Option Plans6
  • Trust Services*
  • 401(k) Rollovers
  • 529 Plans7
  • Lending Products
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

We believe that our clients deserve a financial advisor who shares their vision, earns their trust, and works diligently to uncover a myriad of possible solutions that help them address their aspirations and create a legacy for future generations.

This client-centered, planning based approach aims to provide a rational foundation for investment strategies, and seeks to ensure that investment decisions are grounded in each individual client’s best interest. This approach has enabled us to build meaningful, long lasting relationships with our clients and their families. When this is accomplished, we are then positioned to provide the leadership you need for a prudent financial journey.

    Our Clients

    Our clients include:

    Corporate executives 
    Individuals with concentrated/restricted stock positions
    Tech Entrepreneurs
    Financially successful families/individuals


    While each client has a unique personal and professional situation, they all have one thing in common: they are focused on achieving financial independence, so they can concentrate on the areas of their lives that are most important to them.

      Community Involvement

      As The J Team, we are deeply engaged in creating a better and brighter future for our local communities. Individually, we support the following organizations and nonprofits through a variety of volunteering and mentoring activities:


      San Jose State University Alumni Association
      U.C. Berkley Alumni Association
      Second Harvest Food Bank
      CityTeam 
      Habitat for Humanity
      Loved Twice

        Location

        1400 Page Mill Road
        Palo Alto, CA 94304
        US
        Direct:
        (650) 496-3960(650) 496-3960
        Toll-Free:
        (800) 813-8731(800) 813-8731

        Meet The J Team

        About Me

        With over 20 years of industry experience, Jim believes a client’s trust and confidence results from dedicated, responsive and professional teamwork.

        Jim’s clients include high net worth individuals and families, closely held businesses and not-for-profit entities. Assisting his clients in investment policy formulation, outlining strategic and tactical allocations and overseeing execution to plan, is Jim’s number one goal in seeing his clients succeed.

        As a graduate of San Jose State University with a BS in Business/Finance, Jim is committed to the pursuit of continued study. He has earned the designation of Financial Planning Specialist after completing extensive coursework, passing a rigorous exam and fulfilling significant annual continuing education requirements.

        Originally from Texas, Jim has lived in the Bay Area since 1988. He and his wife, Andrea, reside in Hollister. Jim has been involved with a variety of charitable events, passionately donating his time and giving back to those in need. In addition to spending quality time with his family, he enjoys outdoor activities including water sports, and exploring California coastal beaches.
        Securities Agent: CA, WI, WA, UT, TX, TN, OR, NY, NV, NM, NJ, NC, MT, MI, MD, IL, ID, GA, FL, CT, CO, AZ; General Securities Representative; Investment Advisor Representative
        NMLS#: 1285182

        About Me

        Recruited to Morgan Stanley in 2006, Justin enjoys working with clients on sophisticated issues ranging from financial planning to complex asset allocation models and strategic portfolio investments. The breadth of Justin’s responsibilities include asset allocation analyses, investment policy development, proactive strategic discussion and, as with all team members, client contact and superior client service.

        Prior to joining Morgan Stanley, Justin gained extensive management and lending experience while working in the retail and wholesale mortgage industry. He has a unique combination of professional experience and training in business operations, cash flow management, and liabilities management.

        As a graduate of the University of California, Berkeley with a B.A. in Philosophy and an M.A. in Education Administration, Justin is committed to the pursuit of continued research and overall knowledge both personally and professionally. This passion for information gathering assists the group in investment strategies, market research, and the process of choosing quality portfolio managers.

        Originally from Idaho, Justin resides in Menlo Park, CA with his most valuable assets: his wife Gillian, and their two daughters Mia and Zoë.
        Securities Agent: CA, WY, WI, WA, UT, TX, TN, OR, NY, NV, NJ, NC, MT, MI, MD, IL, ID, GA, FL, CT, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
        NMLS#: 1293970
        Investment and Market Perspectives

        On the Markets

        Retirement

        Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
        • 401(k) Rollovers
        • IRA Plans
        • Retirement Income Strategies
        • Retirement Plan Participants
        • Annuities
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        The Simple Six-Step Retirement Checkup

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        Investing

        Working closely with you to guide your wealth and investments through the most challenging market cycles.
        • Asset Management
        • Wealth Planning
        • Traditional Investments
        • Alternative Investments
        • Impact Investing
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        Family

        Creating customized financial strategies for the challenges that today's families face.
        • Estate Planning Strategies
        • 529 Plans / Education Savings Planning
        • Long Term Care Insurance
        • Special Needs Planning
        • Trust Services
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        Business Planning

        Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
        • Succession Planning
        • Business Planning
        • Retirement Plan Sponsors
        • Qualified Retirement Plans
        • Corporate Pension Funds
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        Philanthropy

        Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
        • Endowments
        • Foundations
        • Donor Advised Funds
        • Impact Investing
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        Ready to start a conversation? Contact The J Team today.
        Market Information Delayed 20 Minutes
        1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

        2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

        3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        4Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

        5Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

        6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

        The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

        Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

        The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

        Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

        The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

        *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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