John Mirsepahi
Managing Director, Private Wealth Advisor, Senior Portfolio Manager, Global Sports and Entertainment Director, Founders Specialist
Phone:
(212) 761-5745(212) 761-5745
Morgan Stanley Private Wealth Management
The J.M. Group
Direct:
(212) 761-5745(212) 761-5745
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
WELCOME
At The J.M. Group, our mission is to understand the full picture of your financial life—past, present, and future. We begin every relationship by listening: asking thoughtful questions and devoting time to truly know your priorities and aspirations. This approach allows us to craft a customized wealth management strategy that aligns with your unique goals, while carefully managing risk and minimizing unnecessary exposure.
We believe that effective wealth management is about transforming your goals into reality. Success, for us, is measured not just by numbers, but by your ability to achieve the milestones that matter most. That’s why we partner with you at every stage—planning, preparing, and adapting your strategy as life evolves.
From the outset, we engage in meaningful conversations about what you value most—whether it’s preparing for healthcare expenses, college, the sale of a business, or passing wealth to the next generation. Everything starts with a comprehensive plan tailored to your circumstances.
Our goal is to help you manage, grow, and protect your wealth today, while always considering the impact on your tomorrow. By leveraging the full suite of investment insights and banking solutions available to us, we collaborate with you to develop strategies that address your specific needs—and support your success every step of the way.
We believe that effective wealth management is about transforming your goals into reality. Success, for us, is measured not just by numbers, but by your ability to achieve the milestones that matter most. That’s why we partner with you at every stage—planning, preparing, and adapting your strategy as life evolves.
From the outset, we engage in meaningful conversations about what you value most—whether it’s preparing for healthcare expenses, college, the sale of a business, or passing wealth to the next generation. Everything starts with a comprehensive plan tailored to your circumstances.
Our goal is to help you manage, grow, and protect your wealth today, while always considering the impact on your tomorrow. By leveraging the full suite of investment insights and banking solutions available to us, we collaborate with you to develop strategies that address your specific needs—and support your success every step of the way.
Capabilities
- Alternative InvestmentsFootnote1
- Asset AllocationFootnote2
- Estate Planning StrategiesFootnote3
- Cash Management & LendingFootnote4
- Portfolio Management
- Manager Selection
- Investment Management
- Comprehensive Wealth Planning
- Consolidated Reporting
- Hedging Strategies
- Tailored LendingFootnote5
- Tax, Trust & Estate AdvisoryFootnote6
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
WEALTH MANAGEMENT, TAILORED FOR FOUNDERS, CONTENT CREATORS, ATHLETES, AND ENTERTAINERS
The J.M. Group is a dedicated Founders Specialist team and member of Morgan Stanley's Global Sports & Entertainment division, serving entrepreneurs, athletes, entertainers, and senior executives with highly personalized wealth management strategies. Our team is focused on helping clients transform exceptional careers and concentrated opportunities into durable, multigenerational wealth.
Founders & Entrepreneurs
The J.M. Group specializes in working with founders, co‑founders, early employees, and C‑suite leaders whose personal finances are deeply connected to the companies they build. We understand the realities of scaling a business, managing investors, and preparing for funding rounds, secondary sales, or an eventual exit while still protecting your family and lifestyle.
We help you navigate concentrated equity positions and illiquid ownership stakes, building strategies for diversification, liquidity, and risk management that reflect your company's stage and growth trajectory. Our team works with you before, during, and after major liquidity events to create a thoughtful plan for proceeds, cash flow, and long-term investment discipline.
As part of Morgan Stanley Private Wealth Management, the J.M. Group connects founders to a powerful platform of research, intellectual capital, and global resources. This includes access to sophisticated wealth planning, coordination with capital markets and private market insights, and guidance that considers both your balance sheet and your cap table.
Our work with founders often includes tax‑aware strategies, estate and legacy planning, and philanthropic structures designed to align your values with your wealth. Whether you are raising your first institutional round or evaluating an acquisition or IPO, the J.M. Group serves as a strategic financial partner at every stage of the founder journey.
Global Sports & Entertainment
The J.M. Group is part of Morgan Stanley Global Sports & Entertainment and is committed to serving professional athletes, entertainers, creators, and industry executives across the sports and entertainment landscape. We understand that careers in these fields often feature short earning windows, variable and incentive‑based income, and the need to protect both public image and private wealth.
Our team builds customized strategies that help clients manage peak‑earning years, unpredictable cash flows, and the transition to life beyond the field, court, stage, or screen. We focus on turning high‑visibility careers into long-term financial security through disciplined planning, diversified investing, and thoughtful risk management.
We frequently collaborate with agents, business managers, attorneys, and family offices to coordinate decisions and simplify complexity. This integrated approach helps ensure that contracts, endorsements, sponsorships, media opportunities, and off‑the‑field ventures work together within one cohesive financial plan.
For sports and entertainment clients, our guidance can include cash‑flow and budgeting frameworks, investment management, asset protection, insurance strategies, and planning around intellectual property, branding, and business ownership. Whether you are early in your career, at the height of your success, or planning your next chapter, The J.M. Group is focused on helping you make confident, informed financial decisions.
The Morgan Stanley Advantage
Through Morgan Stanley, the J.M. Group provides access to one of the industry's most robust platforms for wealth management. Clients benefit from institutional‑quality research, a broad range of investment solutions, lending and cash management capabilities, and specialized resources for complex personal and professional situations.
By combining deep experience with founders and global sports and entertainment clients with the strength of Morgan Stanley, J.M. Group helps you align your wealth with your goals, values, and vision for the future.
Tailored Advice to Meet Your Objective
You can leverage us and the vast resources of Morgan Stanley to address any objective, from building and preserving wealth, to starting a philanthropic foundation, to expanding your brand. Whatever aspirations you may have for yourself and your family, we present strategies, products, and services customized to help you reach your goals, your way.
Concentrated Experience in Capable Hands
Our broader GSE organization was developed to respond to the specific needs of sports and entertainment professionals at every stage of their careers. We understand your financial opportunities and challenges.
409A Valuations
The numbers make it clear: We know 409A Valuations. Feel confident in yours with decades of experience and domain knowledge on your side.
Premier managed-money platform.
Leading capital markets capabilities.
Deep intellectual capital backed by global research.
Strategic (Non-Operating) Cash Management
Institutional Cash Management SolutionsIPO Readiness & Capital Markets
IPO Readiness & Capital MarketsEquity Cap Table Management
Startup Equity Admin by Morgan Stanley ShareworksEmployee Financial Wellness
Empower Your Employees through Finanicial EducationInsights for Market Research
We are here to help you navigate the current market environment and what it means for portfolios. These are some resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape.
Global Investment Committee Weekly Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
On the Market
Market Insights available to help articulate the capabilities of Morgan Stanley as the destination of choice for latest on the market.
Investment Research
Through timely, in-depth analysis of companies, industries, markets, and world economies, Morgan Stanley has earned its reputation as a leader in the field of investment research.
Private Wealth Organizer
Fill Out Private Wealth Organizer
Cybersecurity Resources
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Location
1585 Broadway
New York
New York, NY 10036
US
Direct:
(212) 761-5745(212) 761-5745
Meet The J.M. Group
Matthew Cali, CFP®
First Vice President, PWM Business Development Director
Phone:
(212) 761-5749(212) 761-5749
Matthew Zamora
Vice President, PWM Director of Investments
Phone:
(212) 761-5752(212) 761-5752
Joanne Zaman
PWM Client Relationship Analyst
Phone:
(212) 761-5753(212) 761-5753
About Me
Passionate Investor | Lifelong Learner | Founders Specialist & Global Sports and Entertainment Director
John Mirsepahi is a Managing Director and Senior Portfolio Manager at Morgan Stanley Private Wealth Management (PWM) with over three decades of experience serving ultra-high-net-worth families, executives, entrepreneurs, and multigenerational investors. John leverages Morgan Stanley PWM’s global capabilities to deliver personalized, sophisticated strategies for clients with complex financial needs, including investment management, family governance, alternative investments, and legacy planning.
John holds the Founders Specialist designation at Morgan Stanley PWM—a recognition reserved for advisors with extensive experience in helping company founders and private market executives manage, grow, and unlock liquidity from concentrated business wealth. This designation reflects his skill in guiding entrepreneurs through all phases of their financial lifecycle, from early-stage growth to public offerings and beyond.
Further differentiating his practice, John is a Global Sports & Entertainment Director at Morgan Stanley, providing sophisticated wealth solutions to athletes, artists, and industry professionals whose financial situations require uniquely tailored strategies. As founder of The J.M. Group, John delivers a bespoke experience—uniting institutional resources with boutique-level service for entrepreneurial families, endowments, and real estate investors.
John’s approach is grounded in trust, insight, and a commitment to helping clients build, sustain, and transfer wealth across generations.
John Mirsepahi is a Managing Director and Senior Portfolio Manager at Morgan Stanley Private Wealth Management (PWM) with over three decades of experience serving ultra-high-net-worth families, executives, entrepreneurs, and multigenerational investors. John leverages Morgan Stanley PWM’s global capabilities to deliver personalized, sophisticated strategies for clients with complex financial needs, including investment management, family governance, alternative investments, and legacy planning.
John holds the Founders Specialist designation at Morgan Stanley PWM—a recognition reserved for advisors with extensive experience in helping company founders and private market executives manage, grow, and unlock liquidity from concentrated business wealth. This designation reflects his skill in guiding entrepreneurs through all phases of their financial lifecycle, from early-stage growth to public offerings and beyond.
Further differentiating his practice, John is a Global Sports & Entertainment Director at Morgan Stanley, providing sophisticated wealth solutions to athletes, artists, and industry professionals whose financial situations require uniquely tailored strategies. As founder of The J.M. Group, John delivers a bespoke experience—uniting institutional resources with boutique-level service for entrepreneurial families, endowments, and real estate investors.
John’s approach is grounded in trust, insight, and a commitment to helping clients build, sustain, and transfer wealth across generations.
Securities Agent: MN, KY, AL, UT, MO, ME, AZ, PR, NJ, MA, ID, DE, CA, WA, TX, OH, MT, MD, VT, SD, OK, IA, AR, WI, ND, NC, HI, CT, VI, VA, TN, OR, NH, KS, IL, GA, CO, NY, NM, NE, MS, SC, NV, LA, FL, DC, PA, MI, IN, AK, WY, WV, RI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1285201
NMLS#: 1285201
About Matthew Cali
Matt joined Morgan Stanley in 2025 as a PWM Business Development Director with over 17 years of investment experience. He focuses on client coverage, execution services, and fixed income strategies utilizing municipal, government, and corporate fixed income as well as short-term cash alternatives. He works closely with clients to identify their investment goals and customize wealth management strategies that incorporate their unique financial objectives, risk tolerance, and liquidity needs. Matt is a CERTIFIED FINANCIAL PLANNER™* professional, trained in personal wealth management, retirement planning, and estate planning strategies. He holds Series 7 and 66 FINRA registrations and New York Life, Health, and Variable Annuity licenses. Matt is a graduate of Providence College with a degree in Business Management and Finance. He currently lives in Oyster Bay Cove, Long Island with his wife and two daughters.
*This role cannot solicit or provide investment advice
*This role cannot solicit or provide investment advice
About Matthew Zamora
Matthew joined Morgan Stanley in 2025 as The J.M. Group's PWM Director of Investments, focusing on performing extensive reviews of clients' investment portfolios and helping to develop customized solutions to align their portfolios with their financial strategy. He oversees trading for all equities, exchange-traded funds, mutual funds, and options. Matthew collaborates with the team in analyzing portfolios and presenting investment solutions for clients based on their risk tolerance, time horizon, liquidity needs, overall investment goals, and associated costs. He holds the Chartered Retirement Planning Counselor™* designation and has received extensive training in retirement plan solutions, design, and implementation. Matthew holds both his Series 7 and 66 FINRA registrations. He is a graduate of Bowdoin College with a degree in Macroeconomics and currently lives in Boerum Hill, Brooklyn.
*This role cannot solicit or provide investment advice
*This role cannot solicit or provide investment advice
About Joanne Zaman
Joanne joined Morgan Stanley in 2025 as a PWM Client Relationship Analyst with The J.M. Group. She is the first point of contact and manages all day-to-day administrative issues with clients. Joanne is a graduate of Syracuse University with a degree in Information Management Technology. She lives in Douglaston with her husband and three sons.
Contact John Mirsepahi
Wealth Management
Global Investment Office
Portfolio Insights
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Asset Allocation does not assure a profit or protect against loss in declining financial markets.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
6Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Asset Allocation does not assure a profit or protect against loss in declining financial markets.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
6Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025)
