Welcome

For The I.S.T. Group at Morgan Stanley*, wealth management is a relationship based on trust, integrity and quality of advice.  Our team stresses a disciplined, long-term approach to investing with an emphasis on financial planning to determine financial goals.  We tailor a well-defined asset allocation strategy in accordance with your investment policy guideline that is rooted in each relationship.  We are dedicated to recommending portfolios customized to help meet each client’s unique requirements.  Our philosophy is centered on a long-term perspective and requires modifications as objectives and circumstances change.

The I.S.T. Group has an unwavering dedication to building long-term relationships based on integrity and mutual respect while striving to deliver quality wealth management advice with a premier level of personal service.
Services Include
  • Wealth Management1
  • 401(k) Rollovers
  • Alternative Investments2
  • Annuities3
  • Asset Management4
  • Certificates of Deposit5
  • Financial Planning6
  • 529 Plans7
  • Life Insurance8
  • Long Term Care Insurance9
  • Municipal Bonds10
  • Philanthropic Services
  • Retirement Planning11
  • Trust Accounts12
  • Fixed Income13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Experience

Robert Iannazzo, CFP®, CRPC®
Vice President
Financial Advisor


William Sherlach
Vice President
Financial Advisor


Salvatore Trombetta
Vice President
Financial Advisor

    Location

    1229 Post Road
    Fairfield, CT 06824
    US
    Direct:
    (203) 319-5173(203) 319-5173
    Toll-Free:
    (800) 925-3995(800) 925-3995

    Meet THE IST GROUP

    About Me

    Bill joined Morgan Stanley in November 2008, after a twenty eight year career at Merrill Lynch. Bill’s responsibilities for the I.S.T. Group includes creating asset allocation models, building personal investment strategies, and implementing investment decisions for the group’s select clientele. Bill graduated from State University of New York at Cortland, where he played varsity football and graduated with a degree in Economics. Bill honors his wife Mary and her work with children, by serving on the Board of Directors for the Sandy Hook Promise, a nationwide nonprofit community organization that was created following the mass shooting at Sandy Hook Elementary School. Bill has two daughters, Maura, a high school chorus teacher in Salem, New Jersey and Katy, who is pursuing her PhD degree in Chemistry at Georgetown University.
    Securities Agent: TX, CT, WV, WI, WA, VT, VA, SC, PA, OH, NY, NJ, NH, NC, MN, MA, KS, IL, IA, GA, FL, CO, CA, AZ; General Securities Representative; BM/Supervisor; Investment Advisor Representative
    NMLS#: 1288267

    About Me

    For over 28 years, Sal has focused on helping meet the financial needs of the affluent. Twenty six of those years were spent at Merrill lynch before joining Morgan Stanley* with the rest of The I.S.T. Group in November 2008. He prides himself on his commitment to building and sustaining principled, trustworthy relationships, and for helping clients identify and overcome critical challenges to their financial goals. Sal’s communications skills are utilized by acting as a “point” person between The I.S.T. Group and their existing clients as well as building new relationships for the team. His emphasis will also be to facilitate dialogue when necessary between our outside professionals, whose specialties compliment The I.S.T. Group, to cover fully any aspects of our clients’ financial lives, from wealth accumulation strategies to legacy planning. Sal enjoys playing racquetball and golf. He and his wife, Joan, married over 25 years, have 3 children, Allison, Michael and Julie.
    Securities Agent: TX, CT, WV, WI, WA, VT, SC, PA, OH, NY, NJ, NH, NC, MN, MA, KS, IL, IA, GA, FL, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1279240
    From Our Team

    An Overview of 2017 Tax Legislation


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Investing in Artificial Intelligence and Automation

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    AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    A Parent's Guide to Talking to Your Kids About Money

    A Parent's Guide to Talking to Your Kids About Money

    Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    Choosing an Environmental Charity

    Choosing an Environmental Charity

    There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

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    Ready to start a conversation? Contact THE IST GROUP today.
    Market Information Delayed 20 Minutes
    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    3Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    5CDs are insured by the FDIC, an independent agency of the U.S. Government, up to a maximum of $250,000 (including principal and accrued interest) for all deposits held in the same insurable capacity (e.g. individual account, joint account, IRA etc.) per CD depository. Investors are responsible for monitoring the total amount held with each CD depository. All deposits at a single depository held in the same insurable capacity will be aggregated for the purposes of the applicable FDIC insurance limit, including deposits (such as bank accounts) maintained directly with the depository and CDs of the depository.

    6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

    8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    10Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

    11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    13Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


    CRC 2019752 10/2018