Senior Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Alternative Investments Director
Phone:
(631) 755-1620(631) 755-1620
The Island Harbor Group at Morgan Stanley
Our Mission Statement
Experienced wealth planning services for your life and legacy goals.
OUR STORY & SERVICES
The goal of our practice is to develop a thorough understanding of our clients so we can help them make better financial decisions that are consistent with their goals. Whether you’re planning for retirement, building a business, or setting your bucket-list goals, you need a team of financial advisors on your side.
The Island Harbor Group takes time to learn what’s most important to you. We uncover clients' needs, objectives, and tolerance for risk. We then work with you to create a comprehensive wealth strategy. From there, we can suggest realistic financial solutions to help you meet your goals.
As your wealth management team, we’ll walk with you through the various stages of life. If your financial plans change, or the market shifts, we’ll utilize our collective experiences to help adjust your accounts.
Our Goal: to help you achieve your most important life goals.
The Island Harbor Group takes time to learn what’s most important to you. We uncover clients' needs, objectives, and tolerance for risk. We then work with you to create a comprehensive wealth strategy. From there, we can suggest realistic financial solutions to help you meet your goals.
As your wealth management team, we’ll walk with you through the various stages of life. If your financial plans change, or the market shifts, we’ll utilize our collective experiences to help adjust your accounts.
Our Goal: to help you achieve your most important life goals.
Named to the 2025 Forbes Best-In-State Wealth Management Teams Ranking
- Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period from 3/31/23–3/31/24.
Services Include
- Professional Portfolio ManagementFootnote1
- Financial PlanningFootnote2
- Alternative InvestmentsFootnote3
- AnnuitiesFootnote4
- Cash Management and Lending ProductsFootnote5
- Business PlanningFootnote6
- Retirement PlanningFootnote7
- Planning for Education FundingFootnote8
- Endowments and FoundationsFootnote9
- Corporate Retirement PlansFootnote10
- Planning for Individuals with Special Needs
- Life InsuranceFootnote11
- Wealth ManagementFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
DIGITAL TOOLS
Our comprehensive suite of digital tools are designed to help enhance most aspects of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity that you should take advantage of. They include:
- eAuthorizations, an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App.
- eDelivery, which reduces paper documents sent by mail and can protect your personal information from getting into the hands of identity thieves.
- Managing your everyday finances such as paying bills online, sending money or transferring funds.
Learn More about MSO- eAuthorizations, an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App.
- eDelivery, which reduces paper documents sent by mail and can protect your personal information from getting into the hands of identity thieves.
- Managing your everyday finances such as paying bills online, sending money or transferring funds.
Total Wealth View
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Completing your financial picture with Total Wealth View gives our clients the benefit of more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth ViewThe ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Completing your financial picture with Total Wealth View gives our clients the benefit of more informed wealth planning, more secure data access, and convenient connectivity.
Digital Vault
Digital Vault lets you easily manage and share your important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings.
All files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
Learn More About Our Security MeasuresAll files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn More About The Different OfferingsOUR OFFERINGS
With our offerings, we focus on delivering end to end wealth management to our clients. From your most basic checking & savings needs, to your most complicated estate issues – our platform allows you to meet all of your financial needs through one relationship with the firm.
Below are additional resources for you to learn more about our different offerings:
Below are additional resources for you to learn more about our different offerings:
CashPlus
A Modern Alternative to BankingInvesting with Impact
Learn More About Investing With Impact HereEstate Planning
Tax, Trust and Estate Planning OverviewAsset Manager Overview
Investment Advisory Solutions for Today's Capital MarketsOur Process
At the Island Harbor Group, we are dedicated to building deep and long-lasting client relationships based on trust and integrity. We are committed to providing you with a “one-stop shop” for all of your financial needs. Our differentiated three-step process allows us to develop a comprehensive, customized solution for your family.
Introduction
In our initial in-person meeting, we take the time to learn about you and your family. It also allows our team to introduce ourselves, discuss our process, and our client offering.
Discovery & Planning
We conduct an in depth planning meeting which focuses on your balance sheet, income statement, and other financial priorities. We also help you articulate your goals, dreams, and concerns for your wealth.
Review
Based on your risk tolerance & goals, we develop the financial plan, asset allocation strategy, and other wealth management priorities paired with a detailed implementation plan and pricing schedule.
Location
58 South Service Rd
Ste 400
Melville, NY 11747
US
Direct:
(631) 755-8800(631) 755-8800
Meet The Island Harbor Group
Executive Director, Wealth Management, Financial Advisor, Financial Planning Specialist
Phone:
(631) 755-8815(631) 755-8815
Phone:
(631) 755-1651(631) 755-1651
Vice President, Wealth Management, Financial Advisor, Alternative Investments Director, Financial Planning Specialist
Phone:
(631) 755-8817(631) 755-8817
Senior Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, Portfolio Manager
Phone:
(631) 755-8865(631) 755-8865
Senior Vice President, Wealth Management, Financial Advisor, Portfolio Manager
Phone:
(212) 503-2378(212) 503-2378
Kelly Saronka, CFP®
Business Development Director
Phone:
(631) 755-1613(631) 755-1613
Dawn Charmatz
Portfolio Associate
Phone:
(631) 755-1622(631) 755-1622
Karen Coffey
Portfolio Associate
Phone:
(631) 755-8835(631) 755-8835
Patty Bento
Senior Client Service Associate
Phone:
(631) 755-1614(631) 755-1614
Aneel Mall
Business Development Associate
Phone:
(212) 503-2382(212) 503-2382
About James Flood
James Flood is a Financial Advisor who brings over 20 years of experience to the Island Harbor Group. As a Portfolio Management Director and Alternative Investments Director, James provides highly customized advice and investment solutions to individuals and families. He is committed to long-term relationships and strives to deliver objective advice through exceptional client service. He closely monitors client portfolios, reporting on progress through ongoing client conversations.
Prior to his career as a Financial Advisor, James earned his bachelor’s degree in Business from St. John’s University and participated in CW Post's Financial Planning Program.
Outside of the office, James is a dedicated father to three. He can often be found cheering on the New York Islanders.
Professional Highlights:
• Series 7, 31, 63, 65 Securities Registrations
• Life, Accident and Health Insurance License
• NYS Partnership Long Term Care
• Bachelor’s Degree in Business, St. John’s
• CW Post, Financial Planning Program
• Forbes Best-In-State Wealth Advisors 2024
• Forbes Best-In-State Wealth Advisors 2023
• Forbes Best-In-State Wealth Advisors 2022
Forbes Best-In- State Wealth Advisors
Source: Forbes.com Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21
Source: Forbes.com Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22
Source: Forbes.com Data compiled by SHOOK Research LLC based on time period from 6/30/22 - 6/30/23
Prior to his career as a Financial Advisor, James earned his bachelor’s degree in Business from St. John’s University and participated in CW Post's Financial Planning Program.
Outside of the office, James is a dedicated father to three. He can often be found cheering on the New York Islanders.
Professional Highlights:
• Series 7, 31, 63, 65 Securities Registrations
• Life, Accident and Health Insurance License
• NYS Partnership Long Term Care
• Bachelor’s Degree in Business, St. John’s
• CW Post, Financial Planning Program
• Forbes Best-In-State Wealth Advisors 2024
• Forbes Best-In-State Wealth Advisors 2023
• Forbes Best-In-State Wealth Advisors 2022
Forbes Best-In- State Wealth Advisors
Source: Forbes.com Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21
Source: Forbes.com Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22
Source: Forbes.com Data compiled by SHOOK Research LLC based on time period from 6/30/22 - 6/30/23
Securities Agent: FL, AL, WA, SC, PA, IN, DE, DC, KS, CA, NY, MO, KY, IA, VA, NJ, ME, MA, MI, WV, WI, MD, CT, CO, AZ, TX, VT, OH, NM, NH, NC, TN, NV, MT, MN, IL, GA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1321576
NMLS#: 1321576
About Stephen F Lawless
As an Executive Director and Financial Advisor, Stephen brings 40 years of extensive experience and knowledge to the Island Harbor Group. He takes pride in having helped his clients to achieve their personal financial goals while navigating challenging times. Stephen’s priority is expanding his client’s wealth over the long term, using Morgan Stanley’s vast array of resources to help them formulate a personalized financial strategy.
Outside of the office, Stephen can be found kayaking in the Connetquot River.
Professional Highlights:
• Series 6, 7, 52, 63 Securities Registrations
• Life Insurance License
Outside of the office, Stephen can be found kayaking in the Connetquot River.
Professional Highlights:
• Series 6, 7, 52, 63 Securities Registrations
• Life Insurance License
Securities Agent: VT, IN, NJ, MT, KS, WI, VA, NC, OH, MN, IL, CO, NY, IA, AZ, MA, NM, WA, TX, NV, MI, ME, MD, DE, PA, GA, DC, CA, AL, NH, MO, FL, CT, SC, KY; General Securities Representative; Investment Advisor Representative
NMLS#: 1270260
NMLS#: 1270260
About Peter Sluka
Peter Sluka has been a Morgan Stanley Financial Advisor for the past 13 years providing bespoke portfolio and planning advice helping enable clients to meet their goals and to successfully retire. Peter has another 25 years of leadership experience in corporate finance, operations and financial regulation.
After attaining his MBA in Finance from St John’s University, Peter served as a Sr. Examiner for NASD\FINRA where he developed a deep appreciation for getting things done the right way.
Peter was a competitive distance runner who in recent years has settled into cycling and golf.
Professional Highlights:
- Series 7, 31, 66 Securities Registrations & Insurance\Annuities Licenses
- Published in the Journal of Business Forecasting
- National Honor Society in Economics
- Chairman’s Award for Quality – American Express
- Six Sigma Master Black Belt
- Morgan Stanley Pacesetters
After attaining his MBA in Finance from St John’s University, Peter served as a Sr. Examiner for NASD\FINRA where he developed a deep appreciation for getting things done the right way.
Peter was a competitive distance runner who in recent years has settled into cycling and golf.
Professional Highlights:
- Series 7, 31, 66 Securities Registrations & Insurance\Annuities Licenses
- Published in the Journal of Business Forecasting
- National Honor Society in Economics
- Chairman’s Award for Quality – American Express
- Six Sigma Master Black Belt
- Morgan Stanley Pacesetters
Securities Agent: VA, OH, FL, DE, KS, NV, ME, MA, AL, WI, VT, WA, SC, MN, MI, DC, CT, CO, AZ, NM, NH, NC, MT, IA, NJ, MO, MD, TX, PA, IL, GA, CA, NY, KY, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1288337
NMLS#: 1288337
About Mark T Greco
Mark Greco is a Vice President with Morgan Stanley and has been a trusted advisor to high-net-worth individuals and their families for over 40 years. Mark works closely with his clients to help them reach their long-term investment goals and navigate life events that require the perspective of a seasoned financial professional. He is a Financial Planning Specialist, Alternative Investments Director, and Portfolio Manager. Mark is a graduate of The University of Colorado, Boulder and earned his MBA from the Roth Graduate school at Long Island University. He is also a motorcycle enthusiast and plays guitar.
Securities Agent: IA, VT, VA, NM, WA, GA, TX, PA, IL, DE, NH, MN, SC, MT, MD, MA, AZ, OH, KS, CA, AL, NY, NC, KY, FL, DC, CT, NV, NJ, CO, WI, MO, MI, ME, IN; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1401669
NMLS#: 1401669
About David P. Schiebelhuth
David Schiebelhuth has been a Financial Advisor for over 20 years providing a holistic approach with each client. He utilizes financial plans as he values individual circumstances prior to making recommendations. David earned a Bachelor of Arts from Quinnipiac University and further went on to complete the Financial Planning Course at New York University.
When he is not in the office, David enjoys spending time with his family, traveling, and playing golf. He is active in his community where he coaches a youth travel baseball and flag football teams. He resides locally in Dix Hills, NY with his wife and two children.
Professional Highlights:
- CHARTERED RETIREMENT PLANNING COUNSELOR®
-Portfolio Manager
- Financial Planning Specialist
- Series 7, 63, 66 Securities Registrations
- Life and Health Insurance Licenses
- New York University, Financial Planning Program
- Quinnipiac University, Bachelor’s Degree in Arts
When he is not in the office, David enjoys spending time with his family, traveling, and playing golf. He is active in his community where he coaches a youth travel baseball and flag football teams. He resides locally in Dix Hills, NY with his wife and two children.
Professional Highlights:
- CHARTERED RETIREMENT PLANNING COUNSELOR®
-Portfolio Manager
- Financial Planning Specialist
- Series 7, 63, 66 Securities Registrations
- Life and Health Insurance Licenses
- New York University, Financial Planning Program
- Quinnipiac University, Bachelor’s Degree in Arts
Securities Agent: AZ, SC, DC, PA, MT, DE, TX, IN, FL, VT, SD, OH, NV, MN, MI, MD, AL, KS, CO, VA, NY, KY, WA, NJ, NH, GA, CT, NM, NC, MO, ME, MA, IA, CA, WV, WI, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 2097563
NMLS#: 2097563
About Kristen Signorile
Kristen Signorile, CFP® is an integral member of The Island Harbor Group. She has helped clients address their financial concerns and develop sound strategies by focusing on each individual's specific needs for over 18 years. Kristen has been with Morgan Stanley for 5 years.
As a CERTIFIED FINANCIAL PLANNER™, Kristen has a unique breadth and depth of industry knowledge and experience to serve the financial needs of individuals, families and small business owners.
Prior to her career as a financial advisor, Kristen earned a degree from James Madison University.
Professional Highlights:
• Portfolio Manager
• Series 7, 63, 65 Securities Registrations
• Life, Accident and Health Insurance License
• Forbes Best-In-State Women Advisors, 2025
• Forbes Best-In-State Women Advisors, 2024
• Forbes Best-In-State Women Advisors, 2023
• Forbes Best-In-State Women Wealth Advisors, 2023
• Forbes Best-In-State Women Advisors, 2022
• Forbes America’s Top Next-Gen Wealth Advisors, 2021
SOURCE: FORBES.COM (AWARDED FEB 2025) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 9/30/23 - 9/30/24. SOURCE: FORBES.COM (AWARDED FEB 2024) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 9/30/22 - 9/30/23.
SOURCE: FORBES.COM (AWARDED FEB 2023) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 9/30/21 - 9/30/22.
SOURCE: FORBES.COM (AWARDED FEB 2022) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 9/30/20 - 9/30/21.
SOURCE: FORBES.COM (AWARDED SEPT 2021) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 3/31/20 - 3/31/21.
As a CERTIFIED FINANCIAL PLANNER™, Kristen has a unique breadth and depth of industry knowledge and experience to serve the financial needs of individuals, families and small business owners.
Prior to her career as a financial advisor, Kristen earned a degree from James Madison University.
Professional Highlights:
• Portfolio Manager
• Series 7, 63, 65 Securities Registrations
• Life, Accident and Health Insurance License
• Forbes Best-In-State Women Advisors, 2025
• Forbes Best-In-State Women Advisors, 2024
• Forbes Best-In-State Women Advisors, 2023
• Forbes Best-In-State Women Wealth Advisors, 2023
• Forbes Best-In-State Women Advisors, 2022
• Forbes America’s Top Next-Gen Wealth Advisors, 2021
SOURCE: FORBES.COM (AWARDED FEB 2025) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 9/30/23 - 9/30/24. SOURCE: FORBES.COM (AWARDED FEB 2024) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 9/30/22 - 9/30/23.
SOURCE: FORBES.COM (AWARDED FEB 2023) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 9/30/21 - 9/30/22.
SOURCE: FORBES.COM (AWARDED FEB 2022) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 9/30/20 - 9/30/21.
SOURCE: FORBES.COM (AWARDED SEPT 2021) DATA COMPILED BY SHOOK RESEARCH LLC BASED ON TIME PERIOD FROM 3/31/20 - 3/31/21.
Securities Agent: CO, VI, VA, NJ, NC, KY, IA, DC, AL, OH, NH, AZ, NM, MN, IL, WV, WA, PA, MT, MO, IN, GA, DE, CA, VT, TX, NY, NV, MD, FL, WI, ME, CT, SC, MA, MI, KS; General Securities Representative; Investment Advisor Representative
NMLS#: 2617000
NMLS#: 2617000
About Kelly Saronka
Kelly Saronka is a Business Development Director with the Island Harbor Group. As a CERTIFIED FINANCIAL PLANNER™, her practice focuses on financial planning, relationship management, and creating investment strategies. She supports clients through a planning lens and helps them create logical paths forward to maintain their wealth and enjoy a fulfilling lifestyle. Kelly’s goal is to deliver complex financial solutions to client in an efficient matter.
Kelly joined Morgan Stanley in 2016. She has held multiple roles including Wealth Advisor Associate and Client Service Associate. Prior to joining Morgan Stanley, Kelly received her bachelor’s degree in Accounting and M.B.A. in Finance Summa Cum Laude from Molloy College. While achieving these degrees, Kelly was a two-sport Division II collegiate athlete on the Field Hockey and Lacrosse teams. She earned a place on Molloy's 30 Under 30 Alumni list.
Kelly resides locally in Wantagh, New York with her Great Dane named Tess.
Professional Highlights:
• CERTIFIED FINANCIAL PLANNER™ Professional Designation
• Series 7 and 66 Securities Registrations
• Life, Accident and Health Insurance License
• Pacesetter’s Club Member since 2023
• Bachelor’s Degree in Accounting, Molloy College
• M.B.A. Degree in Finance, Molloy College
Kelly joined Morgan Stanley in 2016. She has held multiple roles including Wealth Advisor Associate and Client Service Associate. Prior to joining Morgan Stanley, Kelly received her bachelor’s degree in Accounting and M.B.A. in Finance Summa Cum Laude from Molloy College. While achieving these degrees, Kelly was a two-sport Division II collegiate athlete on the Field Hockey and Lacrosse teams. She earned a place on Molloy's 30 Under 30 Alumni list.
Kelly resides locally in Wantagh, New York with her Great Dane named Tess.
Professional Highlights:
• CERTIFIED FINANCIAL PLANNER™ Professional Designation
• Series 7 and 66 Securities Registrations
• Life, Accident and Health Insurance License
• Pacesetter’s Club Member since 2023
• Bachelor’s Degree in Accounting, Molloy College
• M.B.A. Degree in Finance, Molloy College
About Dawn Charmatz
Dawn Charmatz has been at Morgan Stanley since September 2022. She joins us with 20 years of experience in the financial services industry. She has previously worked at several brokerage firms including UBS, Lehman Brothers and Barclays. She earned a Bachelor of Science degree from SUNY Oneonta. Dawn is Series 7, 63 and 66 licensed. She also holds a New York State Life and Health Insurance license. Dawn currently resides in Plainview, New York with her husband Brian and two daughters, Alexandra and Juliana. In her spare time Dawn likes to exercise, enjoys outdoor activities with her family and likes to read. She also spends time volunteering for the nonprofit organization JDRF, who is the top leading organization in research to find a cure for type 1 diabetes.
About Karen Coffey
Karen is an integral part of The Island Harbor Group. She has been with Morgan Stanley for 15 years. Prior to joining Morgan Stanley, she gained her professional experience at Oppenheimer & Co, CJ Lawrence Inc, Lehman Brothers Inc and Citigroup Global Markets Inc, giving her 36 years of industry experience. She currently holds her Series 7, Series 63 and Series 66 licenses.
Karen is passionate about focusing on cultivation and enhancement of new and existing client relationships via active communication with clients, resolving inquiries, providing guidance and keeping key information current.
Karen currently resides in Lindenhurst, NY with her husband, Joe.
Karen is passionate about focusing on cultivation and enhancement of new and existing client relationships via active communication with clients, resolving inquiries, providing guidance and keeping key information current.
Karen currently resides in Lindenhurst, NY with her husband, Joe.
About Patty Bento
Patty Bento has been with Morgan Stanley for 17 years and has 34 years of experience in the financial services industry. When not in the office in her free time she enjoys bowling on her weekly league, going to the gym and watching the NY Rangers with her rescue cat Winnie.
About Aneel Mall
Aneel Mall comes to the team with 26 years of industry experience. He has been at Morgan Stanley for 5 years. His role transcends all facets of relationship management, client onboarding and service, client education, and financial planning. As his career develops, Aneel continues to ensure clients and their needs are met with premier service.
Contact James Flood
Contact Stephen F Lawless
Contact Peter Sluka
Contact Mark T Greco
Contact David P. Schiebelhuth
Contact Kristen Signorile
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Kathleen Kowlessar
Associate Private Banker
About Kathleen Kowlessar
Kathleen Kowlessar is an Associate Private Banker serving Morgan Stanley Wealth Management offices in New York.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kathleen began her career in financial services in 2013, and joined Morgan Stanley in 2022. Prior to joining the firm, she was a Store Manager at the TD Bank.
Kathleen is a graduate of the Zicklin School of Business, Baruch College, where she received a Master of Science in Finance and a Bachelor of Business Administration in Business Management. She lives in Garden City, New York with her family. Outside of the office, Kathleen enjoys spending time with her family, cooking and trying new foods.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kathleen began her career in financial services in 2013, and joined Morgan Stanley in 2022. Prior to joining the firm, she was a Store Manager at the TD Bank.
Kathleen is a graduate of the Zicklin School of Business, Baruch College, where she received a Master of Science in Finance and a Bachelor of Business Administration in Business Management. She lives in Garden City, New York with her family. Outside of the office, Kathleen enjoys spending time with her family, cooking and trying new foods.
NMLS#: 1037493
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Island Harbor Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
