Our Story and Services

The Irvine Group is a team of Family Wealth Managers at Morgan Stanley that oversee the finances of a select group of business owners, retirees, accomplished professionals, and their multi-generational families. Our commitment to our clients is simple – “To give our clients a clear understanding of where they are in their financial lives and where they are headed”.

As personal CFO’s to our clients we engage in sophisticated and comprehensive financial planning in order to help our clients invest with purpose. Our four member team is made up of 3 CERTIFIED FINANCIAL PLANNER™S™, a Certified Divorce Financial Analyst™, as well as a pioneer in retail Portfolio Management. With over 80 years of combined experience we believe that all great things start with a plan. We have the knowledge and experience to design and implement intricate financial plans to help meet your specific goals while delivering the truth and telling clients what they need to hear, rather than what they want to hear. The service and advice we give to our clients is no different than what we provide to our own families. The financial planning process helps ensure our clients do not have any financial blind spots that could hurt them or their family. With a focus on goals based investing we ensure that no client ever takes more risk than is necessary to achieve their goals. Once we identify the appropriate risk for our clients we use our experience as discretionary fee based portfolio managers to build a customized investment strategy.
Services Include
  • Financial Planning1
  • Professional Portfolio Management2
  • Estate Planning Strategies3
  • Retirement Planning4
  • Executive Financial Services5
  • Wealth Management6
  • 401(k) Rollovers
  • 529 Plans7
  • Endowments and Foundations8
  • Divorce Financial Analysis9
  • Corporate Trust Services
  • Life Insurance10
  • Long Term Care Insurance11
  • Planning for Individuals with Special Needs12
  • Fixed Income13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

    Location

    1901 Main Street
    7th Floor
    Irvine, CA 92614
    US
    Direct:
    (949) 955-7544(949) 955-7544
    Toll-Free:
    (800) 533-3402(800) 533-3402

    Meet The Irvine Group

    About Me

    Dick Joe is an experienced financial advisor who has worked closely with successful business owners, high net worth individuals and their families for nearly half a century. His goal is to keep his clients whole by preserving their capital, helping to identify and prioritize their financial goals, implementing a plan of action. He believes and executes on the idea that providing outstanding client service is the key to developing long term relationships.

    As a pioneer in the industry, Dick was one of the first active money managers. During these experiences he developed an approach to managing money that is predicated on protection. He views himself as a guardian of assets and seeks to maintain a defensive posture. This enables him to preserve the assets of his clients and identify opportunities in undervalued stocks when market and economic conditions present potential favorable returns. Dick was named to the President’s council at Morgan Stanley, which represents top performers, for multiple years. He holds a Bachelor Degree in Engineering from the University of Purdue and a MBA from the University of Southern California.

    Outside of the workplace Dick enjoys spending family time on the weekend with his three sons and 4 grandchildren. He lives in Fullerton with wife Marian.
    Securities Agent: CA, WY, WV, WA, VA, UT, TX, TN, SD, SC, PA, OR, OH, NY, NV, NM, NJ, NC, MI, MA, LA, KY, KS, IL, ID, HI, GA, FL, CO, AZ; General Securities Representative; Investment Advisor Representative
    NMLS#: 1373258

    About Me

    Andrew Joe has helped affluent families address the complex challenges of managing wealth for more than 25 years. Andrew works closely with clients on all aspects of the wealth planning process. His ultimate goal is to maximize growth and efficiently transfer wealth.

    Throughout his career, Andy has used his mottos of “Winning by not losing” as a guideline for investing on behalf of his clients. He focuses on value investing which helps preserve wealth over time and helps clients to achieve responsible growth. This approach has provided an incredible investor experience and led him to the Morgan Stanley President’s Council on multiple occasions. Andy graduated from the University of California, Irvine with his degree in Economics, and is a CERTIFIED FINANCIAL PLANNER since 2007.

    Andy, wife, and two daughters reside in his hometown of Fullerton. Away from the office, Andy enjoys spending time with his family, and watching his daughters play soccer and golf.
    Securities Agent: TX, CA, WY, WV, WA, VT, VA, UT, TN, SD, SC, PA, OR, OH, NY, NV, NJ, NC, MO, MI, MD, MA, LA, KY, KS, IL, ID, HI, GA, FL, CO, AZ, AR; General Securities Representative; Investment Advisor Representative
    NMLS#: 1377014

    About Me

    Dan Young has helped affluent families address the complex challenges of managing wealth for nearly 15 years. His mission is to help simplify complex ideas and present them in a clear and compelling fashion that results in strategies that assist clients in reaching their long-term financial goals.

    As a CERTIFIED FINANCIAL PLANNER practitioner Dan takes planning to the next level. He has become a valued resource based on his ability to listen and understand what is most important to his clients and help them understand how their investment decisions fit into their long-term goals. Dan obtained his Bachelor of Science in Political Science from Fresno State/Cal State Fullerton.

    As an avid sports fan, he enjoys watching many of his favorites including the San Francisco 49ers, USC Trojans and LA Angels. He is passionate about martial arts and earned a 2nd degree black belt in Tae Kwon Doe. Dan, his wife and their two children currently reside in Irvine, CA and spend a lot of time biking on the trails all over south Orange County CA.
    Securities Agent: CA, WY, WV, WA, UT, TX, TN, SD, SC, PA, OR, OH, NY, NV, NJ, NC, MI, MA, LA, KY, KS, IL, ID, HI, GA, FL, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1285141

    About Me

    Mark Chew has helped affluent families address the complex challenges of managing wealth for more than 15 years. As a CERTIFIED FINANCIAL PLANNER™ and Certified Divorce Financial Analyst™, Mark helps clients customize financial plans with a no non-sense down to earth approach. He is an avid student of the capital equity markets and focuses on investment products as well as stock equity options for executive clients.

    With a commitment professional development, Mark continues on find ways to better his financial planning process and communication strategy with clients. He constantly scans the universe for financial blind spots that could hurt clients or their family while helping to grow their assets. As a CDFA™, Mark serves as an advocate for his clients to help rebuild their financial lives after divorce. He believes that you cannot control the markets, but you can control communication and better relationships with clients. Mark holds a Bachelor of Science in Business Administration from California State Polytechnic Institute.

    Mark’s passion is to give back to the community that he grew up in. He has been on several Orange County nonprofit boards, and served as president for the Orange Rotary Club in 2014/2015. Mark loves being a family man, father, and soccer coach to his daughters Emily and Kaylee. Mark enjoys watching all sport, but is most fervent about hockey after playing goalie for over 15 years and being a 20 year LA Kings aficionado.
    Securities Agent: CA, WY, WV, WA, VA, UT, TX, TN, SD, SC, PA, OR, OH, NY, NV, NJ, NC, MI, MA, LA, KY, KS, IL, ID, HI, GA, FL, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1312573

    About Me

    (949) 955-7812
    jennifer.m.young@morganstanley.com 

    Professional Details
    Series 7 General Securities License
    Series 66 Registered Investment Advisor Representative
    AA Degree from FIDM
    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
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    Investing

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    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
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    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
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    Business Planning

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    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
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    Philanthropy

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    • Foundations
    • Donor Advised Funds
    • Impact Investing
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    Ready to start a conversation? Contact The Irvine Group today.
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    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

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    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    5Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

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    7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

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    9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    13Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

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