Guiding You On Your Wealth Planning Journey

Safe passage. Above all, that is what most investors are looking for. And like any journey through uncharted waters, helping to achieve it requires both careful preparation and vigilant navigation. Organizing wealth is no exception. In our practice, we are in the business of stewarding capital.  It starts with listening to our clients, challenging their thinking and helping them to frame their destination. Then, through extensive planning, we help chart a proper course. And on the purposeful journey that follows, we pride ourselves on being proactive risk managers in the capital markets, leveraging the global investment resources of Morgan Stanley. Because when our clients succeed in reaching their goals, we succeed as well.
Services Include
  • Wealth Management1
  • Retirement Planning2
  • Asset Management3
  • Alternative Investments4
  • Business Planning5
  • Estate Planning Strategies6
  • Trust Services*
  • Cash Management7
  • Lending Products
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

What Makes Us Different

A TEAM APPROACH  To gain the precise knowledge needed to effectively manage all aspects of your wealth, we will work in tandem with your accountant and estate planning attorney. As your wealth managers, we will review your complete financial picture and help identify any gaps. Where appropriate, we will consult with specialists to evaluate your unique challenges and devise specific recommendations.

YOUR FAMILY CFO  As your family’s "Chief Financial Officer," we’ll not only focus on helping you articulate and prioritize your goals, but help you review all aspects of your financial life.

WORLD-CLASS SOLUTIONS IN BOUTIQUE SETTING  We combine the vast resources of a major global firm with the personalized service you’d expect from a small investment boutique. You’ll benefit from our access to specialized research, institutional investment managers and sophisticated lending and cash management capabilities. Yet you’ll never feel overwhelmed by technical jargon or complicated processes. In fact, our style is quite welcoming. We make it easy for you to ask questions to fully understand the details of our wealth management recommendations.

A FOCUS ON RESULTS  To measure the progress you are making towards achieving your specific goals, we apply a formula called a "funding ratio." This calculation is based on your projected savings and spending rates, current assets and a market discount rate. It distills the complexity of your savings plan into one single number to help indicate whether your plan is on or off track, and by how much. It then identifies ways to help improve your results by either altering saving and spending behaviors or changing investment strategies.

A COMMITMENT TO OUTSTANDING SERVICE  Your satisfaction is our priority. We believe we can earn your trust not only through the quality of our advice and process, but also through the excellence with which we deliver them.

    Working With You

    Charting a prudent course to financial independence requires a well-conceived, personalized plan with defined long-term objectives. Our four-step process provides the context to develop and implement highly customized strategies intended to help you attain your financial goals.

    STEP 1:  IDENTIFY YOUR GOALS

    • Understand your priorities for the future
    • Identify needs, wants and wishes
    • Discuss personal and family circumstances


    STEP 2:  FRAME YOUR PLAN

    • Translate your goals into a personal action plan
    • Determine appropriate asset allocation strategy


    STEP 3:  IMPLEMENT YOUR STRATEGY

    • Complete paperwork to execute investment strategy
    • Prioritize activities and establish appropriate timelines
    • Emphasis is on flexibility, minimization of fees and tax efficiency


    STEP 4:  MONITOR YOUR RESULTS

    • Schedule regular conversations to review and track progress
    • Regularly measure performance against benchmarks
    • Review risk profile and make necessary adjustments, as needs change

      Location

      28 State Street
      26th Floor
      Boston, MA 02109
      US
      Direct:
      (617) 570-9050(617) 570-9050

      Meet The Ironside Group

      About Me

      Long before I found my passion as a financial advisor, I grew up in a working-class family outside of Boston and spent a great deal of time on my grandparent’s dairy farm in northern Vermont. The combined experience gave me a deep appreciation for Yankee ingenuity, the satisfaction of hard work, and above all the critical importance of carefully investing and protecting what you have earned. The lessons stuck with me when I went on to Dartmouth College where I rowed on the men’s heavyweight crew team, and when I started my advising career in 2001 with a desire to help other people realize and protect their own financial well-being.

      Now, I run a wealth management practice focused on the “safe passage” of wealth for my clients. To that end, I have acquired advanced designations in investment management (CIMA® at the Wharton School of Business) and financial planning (CFP®), and am a Senior Portfolio Manager within the firm. Our team was structured to offer a personalized concierge experience within a world-class global franchise for our clients. But above all, I deeply value the personal relationships that I am able to form with them and the trust they place on me to help guide their financial future.

      Outside of work, I live on Boston’s South Shore with my wife Michelle, who has a busy medical career, and young son William. I still enjoy time with my family on Lake Champlain, as well as skiing, traveling, playing classic rock on my guitar, and exercising - though I don’t do any of it as well or as often as I’d like.
      Securities Agent: TX, RI, WA, VT, SC, PA, OR, OH, NY, NJ, NH, NC, MI, ME, MD, MA, KS, IL, HI, GA, FL, DE, DC, CT, CA; Managed Futures; General Securities Representative; Investment Advisor Representative
      NMLS#: 1366219

      About Me

      Seth brings value to his clients through diligent research, clear communication, and a vast knowledge of comprehensive wealth management.  His experience covers many aspects of financial planning whether it is holistic family wealth management, business succession planning or retirement and annuity income planning strategies.

      A native New Yorker, Seth attended high school at the Northfield Mount Hermon School in Massachusetts, and headed west to the University of Colorado at Boulder to finish his education.  A lifelong athlete, during his undergraduate years at CU Seth was a member of the Buffaloes football team from 1989-1992, as well as a decorated member of the track and field team as a decathlete.

      After college Seth balanced a full time occupation on the financial side of the mortgage industry, earning several distinctions in ever increasing positions, while also devoting as much time as possible to training as an elite athlete.  He spent a good portion of this time training for the 1996 Atlanta Olympics with renowned Decathlon coach Harry Marra.  The training Seth received and the success he realized as an elite athlete have been instrumental in his work ethic and success as a Financial Advisor.

      Seth joined Morgan Stanley from his most recent endeavor, as an independent business owner of several national gym franchises just outside of Boston. He now lives in Woburn with his wife, Sara, and their young daughter.
      Securities Agent: NH, WA, VT, TX, SC, RI, PA, OH, NY, NJ, NC, MI, ME, MD, MA, IL, HI, FL, DE, DC, CT, CA; General Securities Representative; Investment Advisor Representative
      NMLS#: 1627127

      About Me

      Sam helps his clients through comprehensive financial planning and portfolio management. In 2019, a financial advisor should provide far more than just investment management, and Sam applies that thought process to his work every day. No matter the issue, Sam will either provide a direct solution or help find the answer elsewhere.

      Born and raised in New Hampshire, Sam arrived in North Carolina to study Finance and Accounting at Elon University before returning to New England to work for Morgan Stanley in downtown Boston. After working within the entire branch as a financial planning specialist for various advisors, he then developed his own practice and joined The Ironside Group shortly thereafter.

      Sam currently lives in the Seaport District of Boston and enjoys friends, family and all things Boston sports.
      Securities Agent: CT, RI, NY, NH, NC, MA, IN; General Securities Representative; Investment Advisor Representative
      NMLS#: 1573344

      About Me

      Tom Gilmore is a Financial Advisor with Morgan Stanley, joining the firm in 2011 after spending 25 years at Merrill Lynch Private Wealth Management. Tom’s mission is to provide his high net worth clients with planning based financial solutions which integrate the three most important client dimensions: 1) personal life goals 2) investment returns and 3) risk tolerance. Tom received his AB cum laude from Dartmouth College in 1969 and holds a Bachelor of Engineering degree from Dartmouth and a Masters of Business Administration degree from the Amos Tuck School of Business Administration as well. Tom is active in the Kezar Lake Association in Lovell, ME where he has a summer home. He and his wife have four children and are residents of Rollinsford, NH.
      Securities Agent: CT, WA, VT, TX, SC, RI, PA, OR, OH, NY, NJ, NH, NC, MI, ME, MD, MA, KS, IL, HI, GA, FL, DE, DC, CA; Managed Futures; General Securities Representative; Investment Advisor Representative
      NMLS#: 1268313
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      Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

      1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

      Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

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      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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