Senior Vice President, Financial Advisor, Senior Portfolio Manager, Investing with Impact Director
Phone:
(404) 264-4288(404) 264-4288
The Indigo Group at Morgan Stanley
Direct:
(800) 421-2741(800) 421-2741
Our Mission Statement
We work with individuals and institutions to develop financial strategies using sustainable investment portfolios.
Our Story and Services
The Indigo Group is a comprehensive wealth management practice with deep institutional knowledge of sustainable investing. We deliver holistic financial planning for our clients, which means evaluating all factors that could impact the performance and long-term sustainability of your portfolio. In addition to helping meet your financial goals, we work closely with individuals and institutions to develop financial strategies that leverage capital as a catalyst for change.
Our team is proud to have earned the Investing with Impact Director designation, as well as Certified Portfolio Manager, Certified Financial Planner, and Certified Advisor in Philanthropy designations. Each of these designations reflect our ability to provide in-depth consulting around sustainable investing, financial planning, philanthropy and legacy planning, providing trusted guidance at every stage of life.
At the Indigo Group, we serve clients across the country from our offices in Atlanta, Boulder, and Boston.
Our team is proud to have earned the Investing with Impact Director designation, as well as Certified Portfolio Manager, Certified Financial Planner, and Certified Advisor in Philanthropy designations. Each of these designations reflect our ability to provide in-depth consulting around sustainable investing, financial planning, philanthropy and legacy planning, providing trusted guidance at every stage of life.
At the Indigo Group, we serve clients across the country from our offices in Atlanta, Boulder, and Boston.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
We are a modern wealth management practice leveraging digital tools that allow us to serve clients across the country. With a focus on client service and continuous client discovery, we provide a modern experience that integrates financial, investment and legacy planning.
Financial Planning
Our discovery process helps us understand you and all elements of your life which financial and investment planning may impact. Our priority is to hear your concerns, objectives and aspirations so that we may translate those into a financial plan that embodies thoughtfulness, intelligence, and care. We work as a trusted advisor to help create a path for you, monitor that path, and meet with you to discuss problems and progress along the way.
Sustainable Investing
Through thoughtful dialogue with Indigo's advisors, clients clarify their impact goals, which ultimately drive their Investing with Impact strategy: * **Discover:** We begin with the Morgan Stanley Impact Quotient® questionnaire. * **Assess:** Using customized reporting, we evaluate your existing portfolio relative to your impact objectives. * **Align:** This data serves as our guide for investment opportunities to enhance portfolio alignment.
Philanthropy and Legacy Planning
To us, Investing with Impact extends not only to the companies in your portfolio, but to your legacy and philanthropy as well. Together, we can adress Donor Advised Funds, Philanthropic Trusts, Planned Giving Strategies and more. Our approach to holistic financial planning helps ensure that you and your family are cared for through every stage of life, whatever life may bring.
Trust and Estate Planning Strategies
Estate planning strategies allow individuals to plan for asset distribution, medical and financial decision\-making. More simply, it's about having the right documents in place and identifying people you trust. We are here to assist you in evaluating estate planning strategies, including wills and trust strategies, family wealth transfer and more.
Digital Tools
Morgan Stanley's Digital Tools put you in control, making it easy to manage your money 24/7 seamlessly and securely from your own devices, while collaborating with our team. You can access key information, make transfers and trades, quickly wire money, store documents in the digital vault and more.
Investment and Risk Management
Morgan Stanley's award\-winning Portfolio Risk Platform allows you to view your risk across your entire financial picture. We can quickly and easily assess the effects on your current holdings and explore strategies to shift and mitigate some of your embedded risk.
Insurance Solutions
We offer a customized suite of industry\-leading products, featuring Life, Long\-Term Care (LTC), and Disability Income (DI) Insurance. Products are designed to mitigate and manage clients' risk and provide a potent wealth planning tool for an uncertain future.
Private Banking
Our cash management and lending solutions are designed to meet the unique needs of our clients and their families. As a client, you have access to a team of professionals, including dedicated Private Bankers, to develop a specialized approach for managing cash flow, liquidity and financing needs.
Investment Philosophy
Our investment philosophy is focused on the long term. To help our clients effectively navigate their financial future, we design portfolios that are resilient and sustainable. Essentially, we are executing strategies that deliver positive impact, alongside financial return, while positioning your investments for a more resilient and sustainable future.
To manage money and risk to the best of our ability, we look at all of the data available to us, which includes environmental and social criteria alongside financial criteria. In addition to doing good, environmental and social data is material for understanding the risks of a company, which allows us to make better investment decisions, reduce risk, and strive to reach client goals.
Above all we are client-centric, and no two clients are the same. Guided by data, we engage clients at various levels within the sustainable investing space. We help create custom investment plans that integrate impact throughout your entire portfolio, catered to your specific impact priorities. Our strategies are designed to perform over long time periods, through volatility and change.
For clients interested in more targeted exposure to specific impact themes, we can supplement your core investment portfolio by investing a portion of your assets in any of our four thematic strategies: environmental impact, gender equity, racial equity, and animal welfare.
To manage money and risk to the best of our ability, we look at all of the data available to us, which includes environmental and social criteria alongside financial criteria. In addition to doing good, environmental and social data is material for understanding the risks of a company, which allows us to make better investment decisions, reduce risk, and strive to reach client goals.
Above all we are client-centric, and no two clients are the same. Guided by data, we engage clients at various levels within the sustainable investing space. We help create custom investment plans that integrate impact throughout your entire portfolio, catered to your specific impact priorities. Our strategies are designed to perform over long time periods, through volatility and change.
For clients interested in more targeted exposure to specific impact themes, we can supplement your core investment portfolio by investing a portion of your assets in any of our four thematic strategies: environmental impact, gender equity, racial equity, and animal welfare.
Indigo Gender Lens Strategy
The Indigo Gender Lens Strategy (GLS) seeks to invest in companies that advance women in leadership roles and maintain higher levels of gender diversity.
As an impact investment opportunity, gender diversity is about identifying ways in which achieving balance in representation, empowerment, and economic opportunity is material to financial outcomes. A growing body of evidence points to better financial performance associated with higher levels of gender diversity. (Morgan Stanley, “The Gender Advantage” March 2019)
Click here for Fact SheetAs an impact investment opportunity, gender diversity is about identifying ways in which achieving balance in representation, empowerment, and economic opportunity is material to financial outcomes. A growing body of evidence points to better financial performance associated with higher levels of gender diversity. (Morgan Stanley, “The Gender Advantage” March 2019)
Indigo Environmental Impact Strategy
The Indigo Environmental Impact Strategy (EIS) is a broad Environmental, Social and Governance (ESG) strategy with thematic elements in sustainable solutions, such as renewable energy and clean technology.
ESG factors consider how a company does business, meaning the sustainability and societal impact of its business operations. Beyond how a company does business, we also look at what type of business the company is in. This means more actively seeking exposure to companies whose business models are aligned with solving environmental issues or proactively adjusting to climate change.
Click here for Fact SheetESG factors consider how a company does business, meaning the sustainability and societal impact of its business operations. Beyond how a company does business, we also look at what type of business the company is in. This means more actively seeking exposure to companies whose business models are aligned with solving environmental issues or proactively adjusting to climate change.
Indigo Animal Welfare Strategy
On top of ESG integration, this portfolio does not invest in companies that exploit animals through: animal testing (pharmaceutical and non-pharmaceutical); factory farms; live animal entertainment; exhibiting or breeding animals. The portfolio also avoids companies on the USDA’s and PETA’s testing list.
Animal agriculture is estimated to account for 51% of greenhouse gas emissions, and expected to increase to 80% by 2050. About a quarter of all stocks are in animal exploitation industries. (World Watch Magazine, Volume 22, No. 6) (Nature. Vol. 515)
Click here for Fact SheetAnimal agriculture is estimated to account for 51% of greenhouse gas emissions, and expected to increase to 80% by 2050. About a quarter of all stocks are in animal exploitation industries. (World Watch Magazine, Volume 22, No. 6) (Nature. Vol. 515)
Black Leadership Empowerment (BLE) Strategy
In collaboration with The Melior Group at Morgan Stanley, BLE is a racial equity portfolio investing in Black leadership and representation in S&P 500 companies.
Specifically, this portfolio strives to invest in companies with at least two Black directors on the board and/or Black representation in the C-suite. We also look at corporate policies enacted to address racial justice.
As an investment opportunity, racial equity is about identifying ways in which achieving balance in representation, empowerment and economic opportunity is material to financial outcomes.
Disclaimer:
Morgan Stanley Wealth Management Financial Advisors and Private Wealth Advisors (“FAs/PWAs”) can conduct business in several ways: individually, as a member of a team of FAs/PWAs, through the formation of a Strategic Partnership or with another FA/PWA or team of FAs/PWAs or through a Joint Production Arrangement. A Joint Production Arrangement is an arrangement between FA/PWA or a team of FAs/PWAs with another FA/PWA or team of FAs/PWAs that allows them the flexibility to service all facets of your account.
Click here for Fact SheetSpecifically, this portfolio strives to invest in companies with at least two Black directors on the board and/or Black representation in the C-suite. We also look at corporate policies enacted to address racial justice.
As an investment opportunity, racial equity is about identifying ways in which achieving balance in representation, empowerment and economic opportunity is material to financial outcomes.
Disclaimer:
Morgan Stanley Wealth Management Financial Advisors and Private Wealth Advisors (“FAs/PWAs”) can conduct business in several ways: individually, as a member of a team of FAs/PWAs, through the formation of a Strategic Partnership or with another FA/PWA or team of FAs/PWAs or through a Joint Production Arrangement. A Joint Production Arrangement is an arrangement between FA/PWA or a team of FAs/PWAs with another FA/PWA or team of FAs/PWAs that allows them the flexibility to service all facets of your account.
Investing with Impact
What is Investing with Impact?
Capital creates change. Investing with Impact seeks to advance environmental, economic and social goals alongside competitive performance. Click below to continue to our Investing with Impact landing page.
Learn more here
Four Ways to Invest with Impact
Impact Investing sounds appealing, but where to start? This video shares how to incorporate impact into your investment portfolio.
Watch the Video
What is Morgan Stanley Impact Quotient?
MSIQ® is our proprietary tool that measures the total impact of your investments. By tracking over 100 environmental and social impact objectives, Morgan Stanley IQ exposes where your portfolio may be tied to activities you'd rather avoid, and reveals where it supports the things you care about most.
Watch the Video
The Power of Sustainable Investing: 60 Seconds
"Sustainable Investing is, I think, the future of all investing." -Lisa Shalett, Chief Investment Officer, Morgan Stanley Wealth Management
Resources
Explore more in the links below, including the top climate investing themes, why diversity may lead to better returns, and how to navigate the complex terrain of sustainable finance over the next decade. If you have questions about how you can pursue your impact goals alongside your financial objectives, we welcome a conversation.
Location
3280 Peachtree Rd NE
Suite 1900
Atlanta, GA 30305
US
Direct:
(800) 421-2741(800) 421-2741
1800 Broadway
Suite 120
Boulder, CO 80302
US
Direct:
(303) 545-1840(303) 545-1840
28 State Street
35th Floor
Boston, MA 02109
US
Direct:
(800) 829-9199(800) 829-9199
Meet The Indigo Group
Alora Yaron, CPM®
Vice President, Financial Advisor, Certified Portfolio Manager, Investing with Impact Director
Phone:
(303) 545-1840(303) 545-1840
Fuller Callaway, CFP®, CAP®, CRPC®
Vice President, Financial Advisor, Investing with Impact Director
Phone:
(404) 266-5957(404) 266-5957
Erin McGuirk
Vice President, Director of Marketing & Communications
Phone:
(770) 763-9648(770) 763-9648
Rae Jarrard
Registered Client Service Associate
Phone:
(404) 266-6160(404) 266-6160
About Mark C Callaway
As Senior Portfolio Manager and Investing with Impact Director, Mark is responsible for developing Indigo Group’s asset allocation strategy, as well as designing and building portfolios that embrace ESG themes. Mark works closely with advisors and their clients to design and build the customized investment strategies that help them meet their goals.
Mark has been building and managing investment portfolios for clients since 1989—and has been specifically focused on impact investments within the Morgan Stanley Portfolio Management platform since 2001. Mark has taught Investment Analysis and Portfolio Management, and in 2015, he attended Oxford University’s Impact Investing executive program. In 2014, he was named one of Morgan Stanley’s Investing with Impact Champions. And in 2009, he co-founded the Southeast Corporate Sustainability Rankings, which ranks publicly traded companies according to standardized environmental, social and governance scores. Mark’s educational background includes an MBA from LaGrange College. He holds certifications as a Senior Investment Management Consultant, Senior Portfolio Manager and Financial Planning Specialist.
Outside of the office, Mark has held leadership positions on the boards of The University of Georgia, the Georgia Institute of Technology, Berry College, and LaGrange College. He’s involved with MountainfilmATL, does community outreach, and has served as a thirdgeneration trustee for two of the Callaway Family Foundations. Mark also created his own family foundation, The Morning Star Foundation, to help foster and pass on philanthropic values to his own children. Mark resides in Atlanta with his wife, Ansley, and son Anderson. His other four adult children are residents in the Atlanta area.
Mark has been building and managing investment portfolios for clients since 1989—and has been specifically focused on impact investments within the Morgan Stanley Portfolio Management platform since 2001. Mark has taught Investment Analysis and Portfolio Management, and in 2015, he attended Oxford University’s Impact Investing executive program. In 2014, he was named one of Morgan Stanley’s Investing with Impact Champions. And in 2009, he co-founded the Southeast Corporate Sustainability Rankings, which ranks publicly traded companies according to standardized environmental, social and governance scores. Mark’s educational background includes an MBA from LaGrange College. He holds certifications as a Senior Investment Management Consultant, Senior Portfolio Manager and Financial Planning Specialist.
Outside of the office, Mark has held leadership positions on the boards of The University of Georgia, the Georgia Institute of Technology, Berry College, and LaGrange College. He’s involved with MountainfilmATL, does community outreach, and has served as a thirdgeneration trustee for two of the Callaway Family Foundations. Mark also created his own family foundation, The Morning Star Foundation, to help foster and pass on philanthropic values to his own children. Mark resides in Atlanta with his wife, Ansley, and son Anderson. His other four adult children are residents in the Atlanta area.
Securities Agent: MA, MD, WI, RI, MN, HI, DC, DE, AR, SC, ID, CT, TX, OR, NH, MO, WV, NY, FL, CO, AL, MI, IL, CA, WY, WA, VA, NM, NE, LA, OH, NV, KY, VT, UT, PA, GA, AZ, TN, NJ, NC, MT; BM/Supervisor; General Securities Principal; General Securities Representative; Investment Advisor Representative; Managed Futures
About Alora Yaron
Alora is responsible for conducting quantitative and qualitative research on financial and sustainability factors, integral to the design, implementation and ongoing management of the Indigo Impact Strategies. With an intimate understanding of the impact investing landscape, she listens for opportunities to create custom models as needed and continuously searches for new opportunities to invest with impact. In addition to portfolio management, as a financial advisor Alora also builds and monitors custom investment plans for each of her clients.
Alora joined the Indigo Group in 2016, while completing her graduate studies. As part of her studies, she worked on research in Sustainable Finance and Accounting for the Ray C. Anderson Center for Sustainable Business. Alora holds a Bachelor’s degree in Applied Mathematics and Statistics from Johns Hopkins University and a Masters in Quantitative and Computational Finance from Georgia Tech.
In 2020, Alora relocated to Boulder from the Bay Area. She grew up outside the Okefenokee Swamp in southern Georgia, and when she’s not in the office, enjoys hiking and exploring with her husband, Max, and their dog, Seneca.
Alora joined the Indigo Group in 2016, while completing her graduate studies. As part of her studies, she worked on research in Sustainable Finance and Accounting for the Ray C. Anderson Center for Sustainable Business. Alora holds a Bachelor’s degree in Applied Mathematics and Statistics from Johns Hopkins University and a Masters in Quantitative and Computational Finance from Georgia Tech.
In 2020, Alora relocated to Boulder from the Bay Area. She grew up outside the Okefenokee Swamp in southern Georgia, and when she’s not in the office, enjoys hiking and exploring with her husband, Max, and their dog, Seneca.
Securities Agent: GA, LA, WI, NV, NM, MT, MA, DC, CT, VA, OR, NC, MI, NJ, HI, CO, VT, NE, WA, PA, MO, ID, FL, DE, RI, OH, MD, SC, NY, MN, IL, CA, AZ, AL, WV, TX, TN; General Securities Representative; Investment Advisor Representative
NMLS#: 1944104
NMLS#: 1944104
About Fuller Callaway
As a financial advisor, Fuller is responsible for working closely with clients to help define and create plans for achieving their financial goals. He helps clients outline their impact priorities and align these values in their investment portfolios. Fuller also focuses on creating fixed income portfolios that concentrate on place-based investing and works with our clients to encourage strategic philanthropy, enabling them to support the causes they care about most.
Fuller joined the Indigo Group in 2017. He has deep experience in financial management, conservation strategies—and how they work together. He has managed billions of dollars in revolving loan funds for both clean water and land conservation projects in Georgia, and has held positions with the Georgia Environmental Finance Authority and the Georgia Conservancy. Fuller was a member of the Hull Fellowship class of 2016 through the Southeastern Council of Foundations and holds a Bachelor’s degree from Georgia State University. Fuller has a Series 7 license, and Series 66. He has a certificate of non-profit management and certificate of leadership in sustainability.
When he’s not at his desk, you can find Fuller deeply involved in philanthropy. He serves on three of the Fuller E. Callaway Family Foundations and is involved in the Impact Investing program for the Southeastern Council of Foundations. Fuller enjoys reading and spending time outside with his wife and son, Anna and Abner, and their labradoodle Choco.
Fuller joined the Indigo Group in 2017. He has deep experience in financial management, conservation strategies—and how they work together. He has managed billions of dollars in revolving loan funds for both clean water and land conservation projects in Georgia, and has held positions with the Georgia Environmental Finance Authority and the Georgia Conservancy. Fuller was a member of the Hull Fellowship class of 2016 through the Southeastern Council of Foundations and holds a Bachelor’s degree from Georgia State University. Fuller has a Series 7 license, and Series 66. He has a certificate of non-profit management and certificate of leadership in sustainability.
When he’s not at his desk, you can find Fuller deeply involved in philanthropy. He serves on three of the Fuller E. Callaway Family Foundations and is involved in the Impact Investing program for the Southeastern Council of Foundations. Fuller enjoys reading and spending time outside with his wife and son, Anna and Abner, and their labradoodle Choco.
Securities Agent: MI, LA, NC, AL, NJ, ID, AZ, NY, NM, MT, MS, MO, HI, GA, VA, TX, MN, KY, NH, NE, CT, CA, PA, AR, WA, TN, RI, MD, DC, CO, SC, OR, OH, FL, WV, VT, MA, IL, WI, NV, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 1933030
NMLS#: 1933030
About Erin McGuirk
Erin joined Morgan Stanley in 2017 with an eye on the intersection of philanthropy and business and began working with The Indigo Group in 2020 to focus more intentionally on sustainable and impact investing. As Director of Marketing and Communication, Erin is responsible for the team’s content and communications strategy, writing and developing channels for elevating the team’s thought leadership.
A Boston native, Erin graduated from Harvard with a BA in English and American Literature and Language. After the 2008 financial crisis, she started a small business to unlock funding opportunities for nonprofit organizations through grants and strategic partnerships. Erin wrote for a variety of organizations whose missions span rare disease research, education, environmental preservation, disaster relief, racial equity, gender equity and financial literacy. Personally, she raises funds for Massachusetts General Hospital Pediatric Hematology and Oncology through the Boston Marathon.
A Boston native, Erin graduated from Harvard with a BA in English and American Literature and Language. After the 2008 financial crisis, she started a small business to unlock funding opportunities for nonprofit organizations through grants and strategic partnerships. Erin wrote for a variety of organizations whose missions span rare disease research, education, environmental preservation, disaster relief, racial equity, gender equity and financial literacy. Personally, she raises funds for Massachusetts General Hospital Pediatric Hematology and Oncology through the Boston Marathon.
About Rae Jarrard
As a Registered Client Service Associate, Rae is responsible for delivering the highest level of client service –providing the information you need when you need it, answering client questions, and assisting clients with their everyday needs.
Rae worked for a solar energy development company in the US, which also builds solar microgrids in sub-Saharan Africa, analyzing the impact that solar energy provides for the community. She also worked with a private equity group that invests in solar energy, where she analyzed the impact that their investments were providing in terms of carbon offset, gender equality, economic growth, and other metrics.
Rae started with the Indigo Group in the summer of 2023 as an intern and joined the team in 2024 after graduating from The University of Georgia. She studied Environmental Economics and Management, and earned a Minor in Spanish as well as a Certificate in Sustainability.
Rae grew up in Atlanta, Georgia. Her passion for the outdoors is what guided her interest in Sustainability. In her free time, she enjoys hiking and camping with friends and family. On weekends she finds time to play tennis, golf, or attend sporting events like UGA football.
Rae worked for a solar energy development company in the US, which also builds solar microgrids in sub-Saharan Africa, analyzing the impact that solar energy provides for the community. She also worked with a private equity group that invests in solar energy, where she analyzed the impact that their investments were providing in terms of carbon offset, gender equality, economic growth, and other metrics.
Rae started with the Indigo Group in the summer of 2023 as an intern and joined the team in 2024 after graduating from The University of Georgia. She studied Environmental Economics and Management, and earned a Minor in Spanish as well as a Certificate in Sustainability.
Rae grew up in Atlanta, Georgia. Her passion for the outdoors is what guided her interest in Sustainability. In her free time, she enjoys hiking and camping with friends and family. On weekends she finds time to play tennis, golf, or attend sporting events like UGA football.
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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
