James Yancey Hunter, CFP®
Vice President, Wealth Management, Financial Advisor, Workplace Advisor - Equity Compensation
The Hunter Jacobs Group at Morgan Stanley
Direct:
(617) 570-9268(617) 570-9268
Direct:
(401) 276-5923(401) 276-5923
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
The Hunter Jacobs Group was established to provide holistic financial planning.
We believe financial planning is the roadmap towards attaining financial independence, enhancing and maintaining economic status, and creating generational wealth. Thoughtful planning not only helps achieve the outcomes you envision, but also connects family generations together through values and life lessons.
As your financial planner, we are focused on helping you reach your greatest objectives with simplicity, transparency, and a disciplined process to measure progress and keep you on track.
The combined experience, knowledge, and credentials – combined with the resources available at Morgan Stanley – allow us to counsel you on every aspect of your financial life.
Our Services Include:
Financial Planning
A financial plan can help build confidence in your financial future and ability to achieve long-term goals. We work with you and other trusted professionals as needed to develop a comprehensive plan offering pre and post retirement cash flows, detailed tax analysis, and sophisticated estate planning strategies.
Estate Planning Strategies
Our Wealth and Estate Planning team is available to review the attributes of your current estate plan and identify planning techniques in relation to your current circumstances and goals. Collaborating with your external tax and legal advisers, we can facilitate the creation of a new plan designed to meet your estate planning objectives.
Tax Planning
We work with you and your external tax advisor to review your current tax situation and identify strategies that can help improve tax efficiency throughout your plan; both during the wealth accumulation and distribution phase.
Portfolio Construction and Investment Management
Our goal is to construct a diversified portfolio that is aligned with your objectives and risk tolerance. Asset allocation is driven by the investment insight of our Global Investment Committee (GIC), and the pursuit of returns are done in a tax efficient manner. Portfolios are monitored, evaluated, and rebalanced to maintain diversification and react to changing market conditions and your financial goals.
Charitable/Philanthropic Planning
We take the time to understand your personal values, the causes you're passionate about, and work with you to create a tax and cost-efficient charitable plan.
Life Insurance Planning
We can perform an analysis of your current policy and evaluate other insurance solutions to determine which best fits your current needs.
Private Banking Services
As a client, you have access to a full range of lending and cash management solutions to help you with your financial needs.
Educational Planning
We work with you to determine the most efficient way to save and fund educational expenses.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
MANAGING YOUR WEALTH CAN BE CHALLENGING. FOLLOWING A DISCIPLINED WEALTH MANAGEMENT PROCESS, WE WORK WITH YOU TO REDUCE THE STRESS AROUND FINANCIAL DECISIONS BY OFFERING VALUABLE EXPERTISE AND THOUGHTFUL GUIDANCE.
Discover
Our wealth management process begins with fostering a deep understanding of you, your family, any challenges unique to your situation, and your specific planning objectives.
Analyze and Assess Your Finances
Through the collection of vital information such as financial statements and tax returns, we're able to perform a comprehensive evaluation of your current financial situation.
Create Financial Plan and Investment Strategy
Working with you and other trusted professionals, we develop a financial plan, identifying approaches to successfully address your goals.
Using the plan as a guideline, we develop an investment strategy that's aligned with your objectives and risk tolerance.
Implement and Monitor
We help implement the strategies discussed and monitor your progress to help ensure you remain on track toward your goals.
Digital Vault
Digital Vault allows advisors and their clients to easily share and store documents relevant to their financial relationship with Morgan Stanley.
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See Your Total Wealth
Get a complete view of your financial life—assets, liabilities and total net worth—from all of your financial institutions.
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eAuthorization
By using a secure logon, eAuthorization safely allows clients to electronically authorize domestic and international, one-time/recurring transactions through Morgan Stanley Online and the Morgan Stanley Mobile App.
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Send Money With ZELLE®
Clients with an eligible Morgan Stanley account and valid Morgan Stanley Online login credentials can use Send Money with Zelle® through the Morgan Stanley Mobile App or Morgan Stanley Online to seamlessly send and receive money with family and friends.
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eSign
eSign is a paperless alternative to the traditional means to obtain signatures from clients on paperwork. Clients are able to access eSign packages and sign paperwork from any computer and internet-enabled mobile device.
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Retirement Spending Reality
The traditional way to estimate a person’s retirement needs is to assume they will spend some portion of their final salary every year, adjusted for inflation. This simplification tends to overestimate how much a retiree will need and inaccurately represents spending patterns. Empirically, spending is typically front-loaded in the more
active retirement years. This pattern actually increases plan risk, especially the risk of not being able to meet essential expenses.
Our Global Investment Office constructed six retiree profiles corresponding with differing circumstances and priorities among retirees. For example, some prioritize travel while others choose to spend on home projects. The results corroborate the importance of accurately identifying spending patterns and show how three key strategies can mitigate risk:
(1) time-segmented bucketing; (2) working early in retirement; and (3) cutting spending when investment returns are poor.
Learn Moreactive retirement years. This pattern actually increases plan risk, especially the risk of not being able to meet essential expenses.
Our Global Investment Office constructed six retiree profiles corresponding with differing circumstances and priorities among retirees. For example, some prioritize travel while others choose to spend on home projects. The results corroborate the importance of accurately identifying spending patterns and show how three key strategies can mitigate risk:
(1) time-segmented bucketing; (2) working early in retirement; and (3) cutting spending when investment returns are poor.
Dollar-Cost Averaging Versus Lump-Sum Investing: Behavioral Considerations and Potential Outcomes
Investors understandably would like a favorable start when deploying capital into their portfolios. But even for those with a long-term investment horizon, the desire to avoid stumbling out of the gate can prove distracting. Add to that a visceral aversion to losses, and investors can often become paralyzed by decisions of how and when to invest.
We believe that, for investors to reach their long-term goals, they must commit to a carefully constructed plan. Our Global Investment Office published this primer with the intent to empower informed decisions when launching an investment program or redeploying capital. Specifically, it provides guidance on two potential courses of action: dollar-cost averaging and lump-sum investing.
Learn MoreWe believe that, for investors to reach their long-term goals, they must commit to a carefully constructed plan. Our Global Investment Office published this primer with the intent to empower informed decisions when launching an investment program or redeploying capital. Specifically, it provides guidance on two potential courses of action: dollar-cost averaging and lump-sum investing.
Diversification Strategies for Public Company Executives
Wealth creation for public company C-suite executives is bound inextricably to their company’s stock price—and for good reason: making share price returns a critical driver of executive compensation is a way for corporate boards and shareholders to align management’s focus with company performance. The downside, though, is that this linkage can lead to executives’ investment portfolios becoming concentrated in a single stock. As a consequence, executives’ income (through their employment) and net worth (via their equity holdings) can face material idiosyncratic risk.
Our Global Investment Office explores a few strategies to help achieve diversification.
Learn MoreOur Global Investment Office explores a few strategies to help achieve diversification.
Location
28 State Street 26th
Fl
Boston, MA 02109
US
Direct:
(617) 570-9268(617) 570-9268
One Financial Plaza
19th Floor
Providence, RI 02903
US
Direct:
(401) 276-5923(401) 276-5923
Meet The Hunter Jacobs Group
Ato Jacobs
Financial Advisor, Workplace Advisor - Equity Compensation, Financial Planning Specialist, Insurance Planning Director
Phone:
(401) 276-5923(401) 276-5923
Caryn Coulombe
Senior Registered Client Service Associate
Benjamin M. Giglio
Client Service Associate
About James Yancey Hunter
As a CERTIFIED FINANCIAL PLANNER TM (CFP®) professional, James is focused on helping you achieve your greatest objectives with simplicity, transparency and a disciplined process to measure your progress and keep you on track. His guidance is tailored to support your current lifestyle, retirement income needs and legacy goals, while making you feel comfortable and confident along the way.
James’ approach to wealth preservation is informed by his experience on the high yield bond/fixed income desk at Hudson Financial Partners. In 2011 he joined Morgan Stanley to build a practice focused on holistic financial planning.
James earned a B.S. in Business Administration from Southern New Hampshire University.
He later earned the prestigious CFP® certification, which demonstrates both his skills in areas like investment planning, tax planning, retirement planning, estate planning, insurance planning, financial management and education planning, and his commitment to ethical service and adherence to high professional standards.
He enjoys caring for his home in Attleboro, MA that he shares with his wife and two daughters. Together with his girls, he enjoys traveling adventures, sharing good food and drink with family and friends, spending time outdoors and lots of laughs.
James’ approach to wealth preservation is informed by his experience on the high yield bond/fixed income desk at Hudson Financial Partners. In 2011 he joined Morgan Stanley to build a practice focused on holistic financial planning.
James earned a B.S. in Business Administration from Southern New Hampshire University.
He later earned the prestigious CFP® certification, which demonstrates both his skills in areas like investment planning, tax planning, retirement planning, estate planning, insurance planning, financial management and education planning, and his commitment to ethical service and adherence to high professional standards.
He enjoys caring for his home in Attleboro, MA that he shares with his wife and two daughters. Together with his girls, he enjoys traveling adventures, sharing good food and drink with family and friends, spending time outdoors and lots of laughs.
Securities Agent: MI, MO, MS, MT, NC, NE, NH, NJ, NM, NY, OH, OR, PA, RI, SC, SD, TX, UT, VA, VT, WA, WI, WY, AL, MN, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, LA, MA, MD, ME; General Securities Representative; Investment Advisor Representative
NMLS#: 1401600
CA Insurance License #: OL98251
NMLS#: 1401600
CA Insurance License #: OL98251
About Ato Jacobs
An experienced financial professional, Ato enjoys working closely with corporate executives, professionals and retirees to deliver highly personalized advice through a disciplined wealth management approach. His diverse background in the financial services industry enables him to help his clients understand the intricate details of their personal wealth. He focuses on what is most important to each family, so he can develop a customized plan designed to build, preserve and transition their wealth.
A graduate of Rhode Island College with a B.A. degree in History, Ato currently resides in Providence, Rhode Island with his family. A firm believer in giving back, Ato enjoys mentoring and providing financial education. He routinely spends time with young professionals seeking career advice. He has also supported various organizations such as Match Beyond and the Greater Boston Morehouse College Alumni Association.
A graduate of Rhode Island College with a B.A. degree in History, Ato currently resides in Providence, Rhode Island with his family. A firm believer in giving back, Ato enjoys mentoring and providing financial education. He routinely spends time with young professionals seeking career advice. He has also supported various organizations such as Match Beyond and the Greater Boston Morehouse College Alumni Association.
Securities Agent: MO, AL, AZ, CA, CO, CT, DC, FL, GA, HI, IL, KS, LA, MA, MD, ME, MI, MS, MT, NC, NE, NH, NJ, NY, OH, OR, PA, RI, SC, TX, VA, VT, WA, WI, WY, TN; General Securities Representative; Investment Advisor Representative
CA Insurance License #: 0L96536
CA Insurance License #: 0L96536
About Caryn Coulombe
Caryn Coulombe is a Senior Registered Client Service Associate that recently joined Morgan Stanley. She previously worked at Merrill Lynch for over 22 years. She worked as an administrative assistant with different Branch Management Teams through all the company mergers for the first 11 years of her career and spent the last 11 years supporting numerous Wealth Management Advisors.
Caryn strives to provide clients with a positive and memorable experience with each interaction. Among her responsibilities are handling client requests, making sure that their transactions are executed timely and accurately. She also schedules client appointments, provides them with documentation, arranges seminars and coordinates client events.
Caryn holds her Series 7 and Series 66 securities licenses and received an Associates Degree in Business Administration from Johnson & Wales University.
Generous with her time and active in her community, she has combined 2 of her favorite past times…running and supporting the American Cancer Society. She has been an advocate in the fight against cancer for over 15 years and has been fundraising to support all the programs and research that ACS provides. And for the past 3 years has done so with running. She has completed the Dopey Challenge (48.6 miles in 4 days) at Walt Disney World as a member of Team Determination with the American Cancer Society.
Caryn strives to provide clients with a positive and memorable experience with each interaction. Among her responsibilities are handling client requests, making sure that their transactions are executed timely and accurately. She also schedules client appointments, provides them with documentation, arranges seminars and coordinates client events.
Caryn holds her Series 7 and Series 66 securities licenses and received an Associates Degree in Business Administration from Johnson & Wales University.
Generous with her time and active in her community, she has combined 2 of her favorite past times…running and supporting the American Cancer Society. She has been an advocate in the fight against cancer for over 15 years and has been fundraising to support all the programs and research that ACS provides. And for the past 3 years has done so with running. She has completed the Dopey Challenge (48.6 miles in 4 days) at Walt Disney World as a member of Team Determination with the American Cancer Society.
About Benjamin M. Giglio
As a client service associate, Ben works with our clients to provide exceptional service and administrative support.
Ben joined Morgan Stanley in 2022 from Northwestern Mutual, where he was a Financial Representative.
Ben grew up in Plymouth, Massachusetts and graduated from Bryant University with a B.S. in Finance. During his years at Bryant, he helped run nonprofit organizations through the pandemic, managed school sponsored investment funds, and helped take a leadership role for youth justice and social change.
Ben joined Morgan Stanley in 2022 from Northwestern Mutual, where he was a Financial Representative.
Ben grew up in Plymouth, Massachusetts and graduated from Bryant University with a B.S. in Finance. During his years at Bryant, he helped run nonprofit organizations through the pandemic, managed school sponsored investment funds, and helped take a leadership role for youth justice and social change.
Contact James Yancey Hunter
Contact Ato Jacobs
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Van Liao, CFP®
Financial Planning Director, Vice President
About Van Liao
Van Liao is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Boston, MA. She is responsible for helping Financial Advisors with their clients’ and prospects’ financial planning needs.
Van began his career in financial services in 2006 and joined Morgan Stanley in 2022. Prior to her current position, she was the Sr. Financial Planning Consulting at Citizens Securities, Inc., working closely with financial advisors and their clients on achieving financial success through a holistic approach of financial planning. Before joining Citizens Securities, Inc., Van was with LPL Financial as a Sr. Financial Planning Consultant, where she coached over 3,800 advisors to create comprehensive, client-focused financial plans. Van also spent about 6 years at Wells Fargo Family Wealth, where she collaborated with financial advisors and investment professionals to provide specialized advisory services to high and ultra-high net worth families and business owners.
Van graduated from Clark University with a B.A. in Business Management and M.S. in Finance. She also holds her Certified Financial Planner®. Van is an active member of the Financial Planning Association of New England. She dedicates her time and effort to promoting the planning profession, empowering financial literacy, and building a strong professional community. Van also serves on the Women's Initiative Committee and the DEI Committee and is an active advocate for women and minorities.
Van is of Chinese descent and was born and raised in Ho Chi Minh City, Vietnam. She speaks fluent Vietnamese and Chinese (both Cantonese and Mandarin). Van believes her multi-cultural background has enriched her life in so many ways, personally and professionally.
Van resides in Quincy, MA, with her family, including her husband, her two boys, and a beautiful Siamese cat, Yoyo. Outside of work, Van enjoys traveling, cooking, and spending precious times with her boys.
Van began his career in financial services in 2006 and joined Morgan Stanley in 2022. Prior to her current position, she was the Sr. Financial Planning Consulting at Citizens Securities, Inc., working closely with financial advisors and their clients on achieving financial success through a holistic approach of financial planning. Before joining Citizens Securities, Inc., Van was with LPL Financial as a Sr. Financial Planning Consultant, where she coached over 3,800 advisors to create comprehensive, client-focused financial plans. Van also spent about 6 years at Wells Fargo Family Wealth, where she collaborated with financial advisors and investment professionals to provide specialized advisory services to high and ultra-high net worth families and business owners.
Van graduated from Clark University with a B.A. in Business Management and M.S. in Finance. She also holds her Certified Financial Planner®. Van is an active member of the Financial Planning Association of New England. She dedicates her time and effort to promoting the planning profession, empowering financial literacy, and building a strong professional community. Van also serves on the Women's Initiative Committee and the DEI Committee and is an active advocate for women and minorities.
Van is of Chinese descent and was born and raised in Ho Chi Minh City, Vietnam. She speaks fluent Vietnamese and Chinese (both Cantonese and Mandarin). Van believes her multi-cultural background has enriched her life in so many ways, personally and professionally.
Van resides in Quincy, MA, with her family, including her husband, her two boys, and a beautiful Siamese cat, Yoyo. Outside of work, Van enjoys traveling, cooking, and spending precious times with her boys.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Hunter Jacobs Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
