Brad Hulse, CFP®, CIMA®, CAP®, CEPA®
Senior Vice President, Financial Advisor, Family Wealth Advisor, Senior Investment Management Consultant, Alternative Investments Director
Phone:
(317) 818-7398(317) 818-7398
Kairos Legacy Group at Morgan Stanley
Our Mission Statement
We guide high net worth families and private business owners through life's financial complexity.
Our Story and Services
Our approach to financial stewardship is to help you answer three complex, yet fundamental questions: 1) am I currently doing the right things to benefit my family, 2) have I missed anything that could harm my family, or 3) have I overlooked any opportunities that could improve my family’s progress?
When you entrust your wealth to our professional care, we will work with you in stewarding your wealth. Whether you're feeling overwhelmed because of the complexity of managing substantial wealth, or you would rather free up some time to pursue interests other than wealth management, our primary concern is always working to increase your family’s confidence and well-being. We endeavor to accomplish those aims by using a time tested financial management process, focusing on the elements of a financial strategy that are at least partially within your control (e.g., spending, saving, the amount of risk you feel comfortable taking). It's a process that has helped clients just like you work towards their financial goals.
By designing, implementing and monitoring your customized family wealth management strategy, we will help you determine if you're currently doing the right things to the benefit of your family in the near- and long term. We utilize an in-depth process customized to each family’s unique needs, to assess if anything has been overlooked that could be harmful to your family and to help ensure that no opportunity has been missed to advance progress towards your most cherished family goals.
Our clients want to be smart with their money. To that end, our commitment to you is to seek to develop a tax-aware, cost-efficient, high value strategic plan with the right investments to fit your life goals. We'll help you gain confidence by aiming to ensure that you have a complete understanding of the plan; and we'll guide you and your loved ones over time -- especially in times of crisis -- to help you stay the course, making adjustments along the way as life throws its curve balls.
In addition, for those interested in exploring the intersection of faith and finances, Brad, Dean and Caleb work to help our Christian clients navigate the challenges of incorporating their faith and moral values into all facets of investment, financial and estate planning strategies, as well as gifting and wealth transfer decisions.
Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of faith-based, racial equity, DEI and ESG investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because faith-based, racial equity, DEI and ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
When you entrust your wealth to our professional care, we will work with you in stewarding your wealth. Whether you're feeling overwhelmed because of the complexity of managing substantial wealth, or you would rather free up some time to pursue interests other than wealth management, our primary concern is always working to increase your family’s confidence and well-being. We endeavor to accomplish those aims by using a time tested financial management process, focusing on the elements of a financial strategy that are at least partially within your control (e.g., spending, saving, the amount of risk you feel comfortable taking). It's a process that has helped clients just like you work towards their financial goals.
By designing, implementing and monitoring your customized family wealth management strategy, we will help you determine if you're currently doing the right things to the benefit of your family in the near- and long term. We utilize an in-depth process customized to each family’s unique needs, to assess if anything has been overlooked that could be harmful to your family and to help ensure that no opportunity has been missed to advance progress towards your most cherished family goals.
Our clients want to be smart with their money. To that end, our commitment to you is to seek to develop a tax-aware, cost-efficient, high value strategic plan with the right investments to fit your life goals. We'll help you gain confidence by aiming to ensure that you have a complete understanding of the plan; and we'll guide you and your loved ones over time -- especially in times of crisis -- to help you stay the course, making adjustments along the way as life throws its curve balls.
In addition, for those interested in exploring the intersection of faith and finances, Brad, Dean and Caleb work to help our Christian clients navigate the challenges of incorporating their faith and moral values into all facets of investment, financial and estate planning strategies, as well as gifting and wealth transfer decisions.
Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of faith-based, racial equity, DEI and ESG investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because faith-based, racial equity, DEI and ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
We're celebrating Brad's anniversary. See his video message.
Kairos Legacy Group named to Forbes Best-in-State Wealth Management Teams - 2025
Source: Forbes (Jan 2025) 2025 Forbes Best-In-State Wealth Management Teams ranking awarded in 2025. This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) for the period from 3/31/23–3/31/24. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
The Private Business Owner Series – Navigating Generational Wealth: Fuel for Unity or Conflict?
Ron Blue is a serial entrepreneur, having founded and sold two substantial businesses and founded two significant not-for-profit institutions; all four of which remain flourishing entities today. Having authored twenty books, Ron is widely seen as a financial planning expert, especially when it comes to the unique challenges facing private business owners.
Ron Blue – Splitting Heirs interviewThe Private Business Owner Series – Navigating Generational Wealth: Fuel for Unity or Conflict?
David York is an attorney, Certified Public Accountant, and Managing Partner with the Salt Lake City law firm of York Howell. He is the co-author of three books, including Entrusted: Building a Legacy That Lasts. In this session, David outlines seven practical disciplines that successful high-net worth families utilize in stewarding wealth, including preparing subsequent generations for the wealth, and not just the financial wealth for the family.
David York Esq. - EntrustedPhilanthropic Services and Family Office Resources at Morgan Stanley
Melanie Schnoll-Begun is Managing Director and Head of Wealth Management’s Philanthropy Management group. She works with the firm’s most influential clients to focus, support, and scale their philanthropic endeavors. In addition to spearheading Philanthropic Consulting Services, Melanie launched and oversees the Morgan Stanley Global Impact Funding Trust (GIFT), the firm’s global Donor-Advised Fund, and Foundation Management Services, a platform for family and corporate foundations. We sat down with Melanie at the 2024 Kingdom Advisor’s conference and wanted to share her insights about how Morgan Stanley helps clients accomplish their philanthropic goals.
Check out the Kairos Legacy Group’s interview with Melanie Schnoll-BegunFaith-Based Investing at Morgan Stanley
As the head of Morgan Stanley’s Investing with Impact, Emily Thomas oversees the resources that Morgan Stanley provides clients who desire to align their investment portfolios with their deeply held convictions and personal beliefs, including for our clients whose investment choices are informed by their Christian faith. We had the opportunity to sit down with Emily at the 2024 Kingdom Advisor’s conference and wanted to share our conversation about how Morgan Stanley thinks about serving the best interests of our clients.
Check out the Kairos Legacy Group’s interview with Emily Thomas, Executive Director of Morgan Stanley Investing with Impact.Location
800 East 96th Street
Suite 400
Indianapolis, IN 46240
US
Direct:
(317) 818-7387(317) 818-7387
Fax:
(317) 489-6191(317) 489-6191
415 Columbia Street
Ste 3100
Lafayette, IN 47901
US
1806 Fox Drive
Champaign, IL 61820
US
Meet Kairos Legacy Group
Senior Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Family Wealth Advisor, Insurance Planning Director, Alternative Investments Director
Phone:
(217) 351-3626(217) 351-3626
Senior Vice President, Wealth Management, Financial Advisor, Certified Investment Management Analyst
Phone:
(765) 420-8417(765) 420-8417
Larry Haler
Wealth Management Associate
Phone:
(317) 818-7387(317) 818-7387
Barbara Austin
Portfolio Associate, Financial Planning Specialist* Disclaimer: This role cannot solicit or provide investment advice.
Phone:
(317) 818-7308(317) 818-7308
About Brad Hulse
With 39+ years of industry experience and a variety of market swings under his belt, several industry recognized credentials, and recognitions of his skills from Morgan Stanley, Brad offers a variety of experiences and background to assist the ultra-high and high net worth family work through the often-challenging financial complexities of life.
A Senior Vice President at Morgan Stanley, Brad was an early adopter of financial planning, earning his CERTIFIED FINANCIAL PLANNER TM (CFP®) designation in 1988. In 2005, he added two more important designations: Certified Investment Management Analyst® (CIMA®) conferred by the Wharton School of Business; as well as the Chartered Advisor in Philanthropy® (CAP®), conferred by the American College. Lastly, in 2021 Brad added the Certified Exit Planning Advisor® (CEPA®) to his earned credentials. In addition to these four industry recognized designations, Brad has earned the right to use Morgan Stanley’s designations: Family Wealth Advisor and Alternative Investments Director. Finally, Brad has earned the right to use the Certified Kingdom Advisor (CKA®) designation conferred by Kingdom Advisors, a member driven fellowship of Christian Financial Advisors. The significance of all these designations reflects Brad’s personal and professional commitment to excellence in the generational stewardship of client’s assets, all the while guiding clients through the myriad of choices they face as they seek to preserve and growth their wealth, at the same time being tax-smart and cost conscience.
Brad is an active member of Kingdom Advisors, who have honored him twice with prestigious awards. In February 2018, Brad received Kingdom Advisors’ highest award, the Larry Burkette Award, recognizing service to community; and in February 2013, he was presented with Kingdom Advisors’ Russell E. Miller Community Leadership Award. Brad is a national leader and very active with the Christian Focus Group at Morgan Stanley, serving 450+ members.
Locally, Brad supports the Charitable Gift Planners of Indiana, the local chapter of the National Association of Charitable Gift Planners. He is a member of the Central Indiana Community Foundation’s (CICF) Cornerstone Council and was CICF’s first recipient of their Professional Partners in Philanthropy Award. Brad and his team have sponsored three “Hands of Hope” client events in conjunction with the Salvation Army, designed to allow parents and grandparents the opportunity, in a hands-on environment, to model volunteerism for their children and grandchildren; as well as a client event that supported ICAN, an Indianapolis based non-profit that trains assistance dogs for a variety of services for the disabled community.
Personally, Brad gives back in a variety of ways. He is a co-founder and leader of Rethinking Wealth, a movement of Central Indiana Christian financial advisors. Brad has participated in three and led three work teams building school classrooms, a medical dispensary, two churches and even helped with the electrical work on a hydro-electric dam built to supply power to a hospital, all in Kenya, Africa. In 2018, along with four other Morgan Stanley advisors, they visited Syrian refugee camps in Beirut Lebanon, and raised $50,000 for humanitarian relief. Last but not least, along with his wife Char have raised thirteen puppies for Leader Dogs for the Blind to be trained as guide dogs for the visually impaired.
“Morgan Stanley has no affiliation with Kingdom Advisors and the CKA® designation is not overseen or endorsed by the Firm. Morgan Stanley does not discriminate on the basis of any protected status and welcomes clients and provides investment advisory services without regard to religious affiliation. For more information about the designation, please see: https://kingdomadvisors.com/association/designation/overview.
Securities Agent: MD,AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,MA,MI,MN,MO,MS,NC,NE, NJ,NM,NV,NY,OH,OR,PA,RI,SC,TN,TX,UT,VA,WA,WI,WV; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279255
Securities Agent: IN, WV, WI, WA, VA, UT, TX, TN, SC, RI, PA, OR, OH, NY, NV, NM, NJ, NH, NE, NC, MS, MO, MN, MI, MD, MA, KY, AK, AL, AR, KS, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279255
A Senior Vice President at Morgan Stanley, Brad was an early adopter of financial planning, earning his CERTIFIED FINANCIAL PLANNER TM (CFP®) designation in 1988. In 2005, he added two more important designations: Certified Investment Management Analyst® (CIMA®) conferred by the Wharton School of Business; as well as the Chartered Advisor in Philanthropy® (CAP®), conferred by the American College. Lastly, in 2021 Brad added the Certified Exit Planning Advisor® (CEPA®) to his earned credentials. In addition to these four industry recognized designations, Brad has earned the right to use Morgan Stanley’s designations: Family Wealth Advisor and Alternative Investments Director. Finally, Brad has earned the right to use the Certified Kingdom Advisor (CKA®) designation conferred by Kingdom Advisors, a member driven fellowship of Christian Financial Advisors. The significance of all these designations reflects Brad’s personal and professional commitment to excellence in the generational stewardship of client’s assets, all the while guiding clients through the myriad of choices they face as they seek to preserve and growth their wealth, at the same time being tax-smart and cost conscience.
Brad is an active member of Kingdom Advisors, who have honored him twice with prestigious awards. In February 2018, Brad received Kingdom Advisors’ highest award, the Larry Burkette Award, recognizing service to community; and in February 2013, he was presented with Kingdom Advisors’ Russell E. Miller Community Leadership Award. Brad is a national leader and very active with the Christian Focus Group at Morgan Stanley, serving 450+ members.
Locally, Brad supports the Charitable Gift Planners of Indiana, the local chapter of the National Association of Charitable Gift Planners. He is a member of the Central Indiana Community Foundation’s (CICF) Cornerstone Council and was CICF’s first recipient of their Professional Partners in Philanthropy Award. Brad and his team have sponsored three “Hands of Hope” client events in conjunction with the Salvation Army, designed to allow parents and grandparents the opportunity, in a hands-on environment, to model volunteerism for their children and grandchildren; as well as a client event that supported ICAN, an Indianapolis based non-profit that trains assistance dogs for a variety of services for the disabled community.
Personally, Brad gives back in a variety of ways. He is a co-founder and leader of Rethinking Wealth, a movement of Central Indiana Christian financial advisors. Brad has participated in three and led three work teams building school classrooms, a medical dispensary, two churches and even helped with the electrical work on a hydro-electric dam built to supply power to a hospital, all in Kenya, Africa. In 2018, along with four other Morgan Stanley advisors, they visited Syrian refugee camps in Beirut Lebanon, and raised $50,000 for humanitarian relief. Last but not least, along with his wife Char have raised thirteen puppies for Leader Dogs for the Blind to be trained as guide dogs for the visually impaired.
“Morgan Stanley has no affiliation with Kingdom Advisors and the CKA® designation is not overseen or endorsed by the Firm. Morgan Stanley does not discriminate on the basis of any protected status and welcomes clients and provides investment advisory services without regard to religious affiliation. For more information about the designation, please see: https://kingdomadvisors.com/association/designation/overview.
Securities Agent: MD,AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,MA,MI,MN,MO,MS,NC,NE, NJ,NM,NV,NY,OH,OR,PA,RI,SC,TN,TX,UT,VA,WA,WI,WV; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279255
Securities Agent: IN, WV, WI, WA, VA, UT, TX, TN, SC, RI, PA, OR, OH, NY, NV, NM, NJ, NH, NE, NC, MS, MO, MN, MI, MD, MA, KY, AK, AL, AR, KS, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279255
Securities Agent: IL, ID, WI, WA, IN, SC, HI, CO, NY, IA, DC, AK, TN, NJ, MS, MI, KS, OR, NM, NE, MO, MN, MA, RI, NV, FL, CA, AZ, PA, OH, NC, MD, AR, AL, WV, UT, TX, GA, KY, VA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279255
NMLS#: 1279255
About Dean Crandall
With experience in fields as diverse as real estate management, agriculture, investing and financial planning, Dean has blended the values of professional excellence, attention to detail and reliability. A lifelong student of global capital markets, he concentrates on market trends and history, macro-economic conditions and portfolio analysis.
His industrious background reflects the drive of a dynamic, critical thinker with a passion for educating clients. He grew up on a farm, graduated from college (Western Illinois University, BS), became a banker, and then a financial advisor in 1985. He joined industry leader Morgan Stanley in 2009 where his team delivers a distinct combination of professional accomplishment and high-touch service within the world-class capabilities of this global financial powerhouse.
Dean is a highly credentialed Senior Vice President of Morgan Stanley. As a designated CERTIFIED FINANCIAL PLANNER (CFP®), a CERTIFIED EXIT PLANNING ADVISOR (CEPA®), and a CHARTERED RETIREMENT PLANNING
COUNSELOR (CRPC®), Dean utilizes a well-rounded, planning-based approach to wealth management. In addition he has earned the designations of Portfolio Management Director, Senior Investment Management Consultant, Family Wealth Advisor, Alternative Investment Director, Insurance Planning Director and he’s a CERTIFIED KINGDOM ADVISOR (CKA®).
Dean believes in giving back and has served on multiple boards including the local symphony, the YMCA, Fellowship Of Christian Athletes, community college and hospital foundations, country clubs and as an elder at his local church.
He’s a Colson Fellow. He enjoys reading, loves to travel, he’s a history buff, an average basketball player and sometimes a weekend farmer.
Dean married his high school sweetheart, Gina. They have three grown children.
Morgan Stanley has no affiliation with Kingdom Advisors. For more information about Kingdom Advisors, please see https://kingdomadvisors.com/association/designation/overview. Morgan Stanley welcomes clients of diverse religions and cultural backgrounds and provides investment advisory services without any regard to any religious affiliations.
His industrious background reflects the drive of a dynamic, critical thinker with a passion for educating clients. He grew up on a farm, graduated from college (Western Illinois University, BS), became a banker, and then a financial advisor in 1985. He joined industry leader Morgan Stanley in 2009 where his team delivers a distinct combination of professional accomplishment and high-touch service within the world-class capabilities of this global financial powerhouse.
Dean is a highly credentialed Senior Vice President of Morgan Stanley. As a designated CERTIFIED FINANCIAL PLANNER (CFP®), a CERTIFIED EXIT PLANNING ADVISOR (CEPA®), and a CHARTERED RETIREMENT PLANNING
COUNSELOR (CRPC®), Dean utilizes a well-rounded, planning-based approach to wealth management. In addition he has earned the designations of Portfolio Management Director, Senior Investment Management Consultant, Family Wealth Advisor, Alternative Investment Director, Insurance Planning Director and he’s a CERTIFIED KINGDOM ADVISOR (CKA®).
Dean believes in giving back and has served on multiple boards including the local symphony, the YMCA, Fellowship Of Christian Athletes, community college and hospital foundations, country clubs and as an elder at his local church.
He’s a Colson Fellow. He enjoys reading, loves to travel, he’s a history buff, an average basketball player and sometimes a weekend farmer.
Dean married his high school sweetheart, Gina. They have three grown children.
Morgan Stanley has no affiliation with Kingdom Advisors. For more information about Kingdom Advisors, please see https://kingdomadvisors.com/association/designation/overview. Morgan Stanley welcomes clients of diverse religions and cultural backgrounds and provides investment advisory services without any regard to any religious affiliations.
Securities Agent: ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, MS, NC, NE, NJ, NM, NV, NY, OH, NH, OR, PA, WV, WI, WA, VA, UT, TX, TN, SC, RI, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1272943
NMLS#: 1272943
About Caleb Quick
Caleb’s focus is to assist individuals and institutions to reach their objectives and financial goals. He collaborates closely with other financial professionals, such as money managers, estate attorneys and tax advisors as additional resources for clients and institutions. He has successfully achieved becoming a Certified Financial PlannerTM in 2013 and became a Certified Investment Management Analyst® to deepen his knowledge of the capital markets to better serve institutions in 2018.
Caleb is a proud graduate of Purdue University in Lafayette, Indiana where graduated with a degree in Management.
He enjoys coaching youth sports, playing golf and spending quality time with his wife Rachel and their 4 daughters Kali, Kadie, Kelsie and Kenzie. He is actively involved with Cornerstone Bible Church where he serves in various ministry roles.
Caleb is a proud graduate of Purdue University in Lafayette, Indiana where graduated with a degree in Management.
He enjoys coaching youth sports, playing golf and spending quality time with his wife Rachel and their 4 daughters Kali, Kadie, Kelsie and Kenzie. He is actively involved with Cornerstone Bible Church where he serves in various ministry roles.
Securities Agent: MO, TN, PA, OR, NJ, MI, FL, OK, NM, KS, ID, GA, WA, MD, MA, IA, HI, AK, VA, TX, NE, MS, CA, UT, IL, DC, WV, SC, OH, NC, AR, RI, NY, KY, IN, AL, WI, MN, CO, AZ, NV; General Securities Representative; Investment Advisor Representative
NMLS#: 697923
NMLS#: 697923
About Larry Haler
Larry has been a Registered Associate at Morgan Stanley since 2008. He has over 30 years of experience in the financial services industry and holds the Series 7, 66 and 31. He also holds his life and health insurance licenses.
He received his B.S. in Business Finance from Indiana State University and prior to joining Morgan Stanley was a regional manager in the banking industry. Married to Theresa, they have three grown children. Born and raised in Indiana, his free time is spent time with his family, gardening and woodworking.
He received his B.S. in Business Finance from Indiana State University and prior to joining Morgan Stanley was a regional manager in the banking industry. Married to Theresa, they have three grown children. Born and raised in Indiana, his free time is spent time with his family, gardening and woodworking.
About Barbara Austin
Barbara is a Portfolio Associate with Morgan Stanley. She has been with Morgan Stanley since 2014 and has over 26 years of experience in the financial services industry. She holds the Series 6, 7, 9, 10, 63 and 66 licenses. In addition, she holds a Financial Planning Specialist designation with Morgan Stanley. Barbara also serves as Co-Chair of Support Professionals Advisory Council, where she is a mentor and leader among her peers. Married to Michael, they have two puggle fur babies and reside in Florida full time since Michael retired in the fall of 2023. In their free time, they enjoy spending time anywhere near the water.
Contact Brad Hulse
Contact Dean Crandall
Contact Caleb Quick
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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
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Awards Disclosures
CRC 6491812 (04/2024)
