Welcome

At the Holland Hottenstein Group, we focus on providing customized advice to successful families, individuals and institutions. Our clients have built companies, given back to their communities, raised families and accumulated a considerable amount of wealth along the way. Our goal is to help each one of them address the complex financial issues that come with their financial success, so they can focus on the people, institutions and activities that enrich their lives.

Combining our own experience with the vast resources of Morgan Stanley Private Wealth Management, we provide access to an extensive range of financial management capabilities. We have the talents and tools needed to help you create and implement a comprehensive wealth strategy to support the life you want to live, and leave behind a legacy that will endure for generations.

We’re here to help you address the myriad challenges of managing your wealth, so you are free to enjoy its rewards.
Capabilities
  • Comprehensive Wealth Planning
  • Investment Management
  • Pre-Liquidity Planning
  • Tax, Trust & Estate Advisory1
  • Philanthropy Management
  • Sustainable & Responsible Investing
  • 10b5-(1) Programs
  • Retirement & Pension Plans
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

About PWM

Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
  • Manage investments with an unwavering focus on your financial strategy and personal goals
  • Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
  • Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
  • Approximately 250 teams1  specialized in assisting individuals and families with $20MM+ in investable assets
  • Over $330 billion in AUM2
  • Comprising 26% of the Barron’s Top 100 Financial Advisors list for 20173
  • Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December 31, 2017
2 Morgan Stanley Internal Compensable Revenue Report, December 31, 2017
3 Barron’s Top 100 Financial Advisors, April 2017

Approach

Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
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Philosophy

The Holland Hottenstein Group has more than 60 years of cumulative investment knowledge. During that time, we have weathered varied market cycles and have learned valuable lessons that form the foundation of our investment approach. We have distilled our experience into five core principles that we strongly believe in.
  • Have a plan
    Regardless of how much money you have, we always start by making a comprehensive wealth plan that includes an understanding of your assets, liabilities, cash flow, income needs, investment preferences and more. After this foundation has been established, we can begin providing specific advice customized to your situation.
  • Taxes and fees matter
    Just like your paycheck, your take-home return on your portfolio can be significantly affected by taxes and fees. We are open about the fees you’ll pay, and we proactively seek to increase your tax efficiency and maximize how much you keep.
  • Diversify
    To help your portfolio weather the market’s fluctuations, we invest across a broad range of asset classes and market sectors.

    Diversification does not guarantee a profit or protect against loss in a declining financial market.
  • Think long-term
    As part of the planning process, we determine the rate of return you’ll need to meet short-term obligations and long-term goals. Then we craft a portfolio designed to achieve this target rate of return.
  • Be opportunistic
    We may recommend that our clients pursue alternative investments and private equity opportunities when suitable, in order to build world-class portfolios for clients.

    The sole purpose of this material is to inform, and it in no way is intended to be an offer or solicitation to purchase or sell any security, other investment or service, or to attract any funds or deposits. Investments mentioned may not be suitable for all clients. Any product discussed herein may be purchased only after a client has carefully reviewed the offering memorandum and executed the subscription documents. Morgan Stanley Wealth Management has not considered the actual or desired investment objectives, goals, strategies, guidelines, or factual circumstances of any investor in any fund(s). Before making any investment, each investor should carefully consider the risks associated with the investment, as discussed in the applicable offering memorandum, and make a determination based upon their own particular circumstances, that the investment is consistent with their investment objectives and risk tolerance.

    Alternative investments often are speculative and include a high degree of risk. Investors could lose all or a substantial amount of their investment. Alternative investments are suitable only for eligible, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time. They may be highly illiquid and can engage in leverage and other speculative practices that may increase the volatility and risk of loss. Alternative Investments typically have higher fees than traditional investments. Investors should carefully review and consider potential risks before investing.

    Past performance is no guarantee of future results. Actual results may vary. Diversification does not assure a profit or protect against loss in a declining market.

    Alternative investments involve complex tax structures, tax inefficient investing, and delays in distributing important tax information. Individual funds have specific risks related to their investment programs that will vary from fund to fund. Clients should consult their own tax and legal advisors as Morgan Stanley Wealth Management does not provide tax or legal advice.

    Interests in alternative investment products are offered pursuant to the terms of the applicable offering memorandum, are distributed by Morgan Stanley Smith Barney LLC and certain of its affiliates.

Location

100 Front St.
Suite 600
West Conshohocken, PA 19428
US
Direct:
(610) 260-7112(610) 260-7112

Meet The Holland Hottenstein Group

About Me

Troy Hottenstein is a Private Wealth Advisor who provides investment, estate planning and wealth management advisory strategies to families, endowments, foundations and pension plans. He has been serving the needs of his clients in the financial industry for more than 20 years.

Before joining Morgan Stanley Private Wealth Management in 2013, Troy held senior roles at J.P. Morgan Private Bank and Legacy Advisors, where he dealt extensively with the unique and complex challenges facing wealthy families. He was an Executive Director at J.P. Morgan Private Bank, responsible for advising high-net-worth clients on investment management, credit, banking and estate planning strategies. During his time at Legacy Advisors, a leading independent Registered Investment Advisor, he managed client portfolios and conducted due diligence on a broad spectrum of investments, including separately managed accounts, mutual funds, ETFs and alternatives.

Troy spent the first part of his career working with and for institutional asset managers in the New York City area, initially joining Comstock Partners in 1991 as a senior research analyst. In 1998, he was hired by UBS to help create a team to service hedge funds and was later promoted to Executive Director and Head of the U.S. equity arbitrage trading desk. In 2005, Troy was recruited to join RG Capital Management, a hedge fund in the Philadelphia area, where he focused on trading the securities of companies involved in corporate actions such as merger arbitrage, spinoffs and bankruptcies.
 
Troy graduated cum laude with a B.A. in economics from Princeton University, where he was a member of the men’s varsity basketball team, garnering three NCAA tournament invitations. He has also earned the designations of Chartered Financial Analyst (CFA) and CERTIFIED FINANCIAL PLANNER™ (CFP®). Troy lives in Wayne, Pennsylvania, with his wife, Katrina, and their three children, Sara, Leah and Drew.
Securities Agent: PA, WA, VT, VA, SC, RI, OR, OH, NY, NV, NJ, MI, ME, MD, MA, IL, FL, DE, CT, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 837331

About Me

Scott Holland is a Private Wealth Advisor with more than a decade of experience serving the long-term needs of high-net-worth clients. By listening carefully to their goals, values, aspirations and concerns, he helps them develop a comprehensive and customized plan to achieve their financial objectives.  
 
Before joining Morgan Stanley Private Wealth Management in 2013, Scott spent nearly six years at J.P. Morgan Private Bank, where he advised high-net-worth families, foundations and business owners on investment management, credit, banking and estate planning solutions. From 2003 to 2005, Scott worked at F/B/O Services, Inc., a multifamily office in the Philadelphia area, providing tax and accounting services affluent clients. Previously, he was an analyst for Valley Forge Enterprises, a financial services firm that specialized in the design and administration of qualified retirement plans.

Scott holds an undergraduate degree in mechanical engineering from Vanderbilt University and completed the M.B.A. program at the McCombs School of Business at the University of Texas at Austin in 2007. In addition, he is a Chartered Financial Analyst (CFA).

Scott has traveled extensively throughout the world and has visited more than 40 countries across five continents. He is an avid golfer and a Golfweek rater, as well as a member of the Board of Visitors Division of Urology of the Children’s Hospital of Philadelphia. Scott and his wife, Cam, live in Lower Gwynedd, Pennsylvannia with their children, Stella and Alexander, and their dog, Lucky.
Securities Agent: PA, WA, VT, SC, RI, OR, OH, NY, NV, NJ, MI, ME, MD, MA, IL, FL, DE, CT, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 837338

About Me

Kara complements the team’s advisors by bringing financial planning knowledge and superior client service skills to the team. She enjoys working with clients and helping them work towards their financial and philanthropic goals. Her unwavering commitment to client service has led to the development of client relationships that span generations. She has been in the wealth management industry for 14 years.

Before joining Morgan Stanley Private Wealth Management in 2013, Kara worked closely with high-net-worth and institutional clients at two independent Registered Investment Advisory (RIA) firms. She was a Senior Client Relationship Manager, where she worked diligently with the firm’s advisors to ensure that client financial goals and risk tolerance were reflected in their overall planning. Prior to that role, Kara was a Portfolio Manager for institutional clients serving as the primary point of contact for service, portfolio management, and financial reporting for a select group of clients and their respective finance committees. She was also a member of the firm’s investment committee.

Kara graduated cum laude from Susquehanna University with a bachelor’s degree in business administration with an emphasis in finance and a minor in information systems. While studying abroad at the University of London, she traveled to more than 10 countries. She is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional.

Kara and her husband, Ryan, live in Lafayette Hill, Pennsylvania, with their sons, Nathan and Aaron, and dog, Riley. She enjoys travel, spending time with family and friends, and practicing yoga.

About Me

Megan Lowry, Client Service Associate, complements the team’s advisors by bringing client experience and customized goals-based planning knowledge to the team. She has worked in a client engagement capacity for over 10 years in the finance and staffing industries.

Her experience includes providing individualized service to potential and current clients within those industries.
Before joining Morgan Stanley in 2018, Megan worked in the staffing industry for six years. She worked for a privately held staffing firm and was responsible for engaging with senior management regarding their internal staffing needs. In addition, she worked closely with Fortune 500 clients regarding their specific staffing needs. Prior to her career in staffing, she worked at Northwestern Mutual as a Financial Representative and the Director of Training & Development. She served as the primary point of contact for service, training, and the development of financial planning reports.

Megan graduated from Saint Joseph’s University with a bachelor’s degree in marketing and a masters’ degree in finance. She lives in downtown Philadelphia. She is a big Philadelphia sports fan, enjoys spending time with family and friends, and enjoys playing golf.
Professional Insights

Selling a Business Considernations


Economic and Market Perspectives

On the Markets

Managing Significant Wealth

  • Investment Management
  • Wealth Transfer & Philanthropy
  • Cash Management & Lending
  • Family Governance & Wealth Education
  • Lifestyle Advisory
  • Business Services
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Market Information Delayed 20 Minutes
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.

The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.

Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.

See the Financial Advisors Biographies for Registration and Licensing information.

Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.