The Heritage Group at Morgan Stanley

We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are suited for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that meets your lifestyle and legacy goals.
Services Include
  • 401(k) Rollovers
  • 529 Plans1
  • Annuities2
  • Cash Management3
  • Endowments and Foundations4
  • Estate Planning Strategies5
  • Financial Planning6
  • Life Insurance7
  • Professional Portfolio Management8
  • Trust Accounts9
  • Alternative Investments10
  • Certificates of Deposit11
  • Lending Products
  • Precious Metals12
  • Retirement Planning13
  • Trust Services*
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Location

225 East Lemon St
1st Fl
Lakeland, FL 33801
US
Direct:
(863) 687-6211(863) 687-6211
Toll-Free:
(800) 654-0081(800) 654-0081
Fax:
(863) 808-0309(863) 808-0309

Meet The Heritage Group

About Me

Wade, Senior Vice President and Financial Advisor, joined Smith Barney (now Morgan Stanley) in 1990. Wade grew up in Lakeland and attended Florida Southern College where he graduated with a Bachelor of Science degree in Business Administration. He holds Series 7, 24, 63, and 65 licenses as well as a Life, Health, and Variable Annuities license.
Wade serves on both the Finance Committee at his church, First United Methodist of Lakeland, as well as the City of Lakeland Charter Review Committee. He is a boating and fishing enthusiast and enjoys experiencing Florida’s great outdoors. Wade and his wife Beth have two adult children, Kurt and Tori, as well as three grandsons, Finn, Wells, and Banks.
Securities Agent: TX, FL, WI, VT, VA, TN, SC, PA, OR, OH, NY, NJ, NH, NE, NC, MT, MN, MI, MD, MA, IN, IL, ID, GA, DE, CT, CO, CA, AL; General Securities Representative; General Securities Principal; Investment Advisor Representative

About Me

Kevin was born at Fort Benning Georgia and grew up in Northern Virginia. He graduated from the University of Florida as a distinguished ROTC Cadet with a degree in Business Administration in 1985. As a Distinguished Military Cadet, Kevin was appointed a Regular Army Commission and served in the United States Army (82nd Airborne Division) until 1989. Shortly thereafter, he began his career with Smith Barney (now Morgan Stanley) in Lakeland, FL and was named Branch Manager in 1999. Kevin is a CERTIFIED FINANCIAL PLANNER™ (1994), as well as a CHARTERED RETIREMENT PLANNING COUNSELORSM (2009).

In his spare time Kevin enjoys community involvement, specifically the Leadership Lakeland Alumni Association. Kevin is a past chairman and board member of the Lakeland Regional Medical Center Foundation. He enjoys golfing and fishing in addition to spending time with his wife Bobbi, and two sons Joshua and Steven.
Securities Agent: TX, NC, FL, WI, WA, VT, VA, UT, TN, SD, SC, RI, PR, OH, NY, NV, NM, NJ, NH, NE, ND, MT, MS, MN, MI, MD, MA, IN, IL, ID, IA, GA, DE, CT, CO, CA, AR, AL, AK; General Securities Representative; BM/Supervisor; Investment Advisor Representative

About Me

Kurt was born and raised in Lakeland, FL. After graduating as Valedictorian from Lakeland High School in 2008, Kurt went on to earn a Finance degree from the University of Florida. After graduating from UF, Kurt began his career in the Financial Services industry working as a Financial Representative at Fidelity Investments in Jacksonville, FL. He joined the Heritage Group at Morgan Stanley in the spring of 2013. In his spare time Kurt enjoys fishing, hunting, and hiking.
Securities Agent: FL, WV, WI, WA, VT, VA, TX, TN, SC, OH, NY, NJ, NH, NC, MT, MN, MI, MD, MA, LA, IN, IL, ID, GA, DE, CT, CO, CA, AZ, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 1413957

About Me

Hamilton was born and raised in Lakeland, FL. After graduating from Lakeland High School in 2001, he attended the University of Florida where he graduated in 2006 with a Bachelor of Arts degree. He achieved a Master of Business Administration with a specialization in Finance from the University of South Florida in 2010 and the CERTIFIED FINANCIAL PLANNER™ designation in 2014. Shortly after graduation he began working for Morgan Stanley Smith Barney (now Morgan Stanley) in the Tampa, FL office. In 2012, Hamilton joined the Heritage Group at Morgan Stanley and now works as a Financial Advisor on the team. He is involved in Leadership Lakeland, and sits on the YMCA of West Central Florida and Lakeland Regional Hospital Foundation boards. Hamilton and his wife Neda, who also works for Morgan Stanley, have a young daughter named Stella. In his free time, Hamilton enjoys playing tennis and golf as well as traveling.
Securities Agent: TX, FL, WV, WI, WA, VT, VA, UT, TN, SC, RI, PA, OR, OH, NY, NM, NJ, NH, NE, NC, MT, MS, MN, MI, MD, MA, LA, KY, IN, IL, ID, GA, DE, CT, CO, CA, AZ, AL, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 1694907

About Me

Hollis was born and raised in Lakeland, FL and graduated from Mercer University in Macon, GA. Following graduation he spent two years in Washington, DC, as an aide to then US Senator Lawton Chiles from Florida. He joined Smith Barney, Harris Upham and Co. in Lakeland in 1980 and is currently a Wealth Management Associate in what has evolved over the years through numerous mergers and name changes into Morgan Stanley.

Community involvement has been a hallmark of Hollis’ career and an important aspect of his life in Lakeland and Polk County. He was elected to the Polk County School Board where he also served as chairman. He has served on the Board of Directors and Chairman of the Lakeland Regional Medical Center, Polk State College, Lakeland Regional Medical Center Foundation, Leadership Lakeland Alumni, the Polk Education Foundation, and the Achievement Academy. He is a past recipient of the Jere Annis Award given by the Leadership Lakeland Alumni Association in recognition of his volunteer service to the Lakeland community.

In his spare time Hollis enjoys golf and spending time with his wife Debbie, children Emily and Hamilton, and granddaughters, Kate and Stella.

About Me

Angela was raised in Walker, LA. She graduated from Louisiana State University, earning a Bachelor of Science degree in Business Administration with a concentration in Marketing. Angela then went on to earn a Master of Business Administration degree from Southeastern Louisiana University. After finishing her education in 2007, she began working as Client Service Associate for Smith Barney (now Morgan Stanley) where she received her Securities License and Registration. In 2008 she and her husband Brandon relocated to Florida, transferring to the Lakeland office where she began working for the Heritage Group. She is responsible for the team’s administrative functions, and contributing to the day to day operations.

Angela enjoys spending time with her family, her husband Brandon and son Baylen. She also enjoys traveling, photography, and reading.

Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Five Smart Strategies to Use a Bonus or Raise

Five Smart Strategies to Use a Bonus or Raise

Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Financial Transition: A Guide for Women

Financial Transition: A Guide for Women

Here's how to take control of your finances if a death or divorce leaves you holding the reins.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

6 Keys to Building a Startup

Entrepreneurs share ideas and learnings from the experience of starting a company.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
A New Roadmap for Mission Alignment

A New Roadmap for Mission Alignment

Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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Access Morgan Stanley Online

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Ready to start a conversation? Contact The Heritage Group today.
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Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

1Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

10Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

11CDs are insured by the FDIC, an independent agency of the U.S. Government, up to a maximum of $250,000 (including principal and accrued interest) for all deposits held in the same insurable capacity (e.g. individual account, joint account, IRA etc.) per CD depository. Investors are responsible for monitoring the total amount held with each CD depository. All deposits at a single depository held in the same insurable capacity will be aggregated for the purposes of the applicable FDIC insurance limit, including deposits (such as bank accounts) maintained directly with the depository and CDs of the depository.

12Precious metals are speculative investments and, as such, their value can be subject to declining market conditions.

13Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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