About Us

As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Services Include
  • Wealth Management1
  • Asset Management2
  • Business Succession Planning3
  • Financial Planning4
  • Professional Portfolio Management5
  • Retirement Planning6
  • Stock Option Plans7
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Location

545 Long Wharf Dr. 7th
Fl
New Haven, CT 06511
US
Direct:
(203) 772-3970(203) 772-3970
Toll-Free:
(800) 243-6605(800) 243-6605

Meet The Harbor Pilot Group

About Me

Rick joined Morgan Stanley (and its predecessor firm, Smith Barney) in 2003 after starting in the industry in 1999 at Prudential Securities. He has attained from the firm the title of Senior Vice President - Wealth Management. With a career in wealth management of nearly two decades, Rick focuses on the needs of business owners, executives, and divorcees.
Securities Agent: NJ, CT, VI, VA, UT, TX, SC, RI, PA, OK, OH, NY, NH, NC, MI, ME, MD, MA, LA, KY, IN, IL, ID, GA, FL, DE, DC, CO, CA, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1293904

About Me

Ernie began investing after earning his first $100 as a newspaper delivery boy.  Following in his father’s footsteps and after careers as a mechanical engineer and an attorney at law he joined his father Ernie Asprelli Sr. in serving clients as a financial advisor in 1996.
Combining his professional experiences into skill sets, he works to establish sound financial plans that incorporate investment management, estate planning strategies, liability management and risk mitigation techniques in order to help insure his client’s success in managing their financial lives and families.  Ernie uses an active holistic approach to analyzing and solving simple and complex wealth management challenges through multiple generations of families.  He offers discretionary portfolio management as well as hedging, diversification and income producing strategies.  He is experienced in providing advice on concentrated securities positions.
Ernie earned a Bachelor of Science Degree with honors in Mechanical Engineering from Worcester Polytechnic Institute in 1986. After working as a mechanical engineer for several years he attended the Suffolk University Law School and received the degree of Juris Doctor Cum Laude in 1993. He practiced law for several years before joining his father as a financial advisor.  Financial market issues have always dominated Asprelli family life.  Ernie and his Dad engage in vigorous debate of issues regarding the markets so frequently that they have yet to watch any televised athletic events together.
Ernie is a founding member of the Harbor Pilot Group at Morgan Stanley.  He lives in Woodbridge, CT with his wife Carol and two daughters.  A Past President and active member of the Amity Club he provides assistance in promoting New Haven community centered charitable activities.  


Diversification does not guarantee a profit or protect against a loss.
Securities Agent: CT, WI, VT, VA, TX, RI, PA, OK, OH, NY, NM, NJ, NH, NC, MI, ME, MD, MA, LA, KY, IN, IL, ID, GA, FL, DE, DC, CO, CA, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1278924

About Me

Maria LaViola is a Financial Advisor in the New Haven office at Morgan Stanley.  Maria focuses on developing comprehensive financial plans for clients using a suite of tools that include goal-specific analysis including retirement planning, education assistance, asset preservation  strategies, and other client financial needs.   Leveraging her experience, clients are able to model complex topics in their financial plans such as social security maximization, stock options, estate planning strategies, and insurance needs.  Maria graduated from Albertus Magnus College with a BS in Business Management.  She also holds an MAT (Master of Arts in Teaching) from Quinnipiac University.  Maria is a member of the New Haven Chamber of Commerce.  Additionally, she has volunteered at New Haven Reads and  the Connecticut Food Bank.  Maria resides in Orange, CT with her husband and two children.
Securities Agent: CT, WI, VT, VA, TX, RI, PA, OR, OK, OH, NY, NM, NJ, NH, NC, MI, ME, MD, MA, LA, KY, IN, IL, ID, HI, GA, FL, DE, DC, CO, CA, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1369294

About Me

Brittany is The Harbor Pilot Group’s Client Service Associate. She began her financial career with J.P. Morgan Chase in 2013 as a bank teller then later was promoted to a personal banker shortly before joining The Harbor Pilot Group. She holds a Bachelor’s of Science in Liberal Arts with a concentration in management, and marketing from Southern Connecticut State University. Brittany leads the client service initiative for the Harbor Pilot group assisting clients with administrative needs and operational issues.
Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Financial Transition: A Guide for Women

Financial Transition: A Guide for Women

Here's how to take control of your finances if a death or divorce leaves you holding the reins.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

6 Keys to Building a Startup

Entrepreneurs share ideas and learnings from the experience of starting a company.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
A New Roadmap for Mission Alignment

A New Roadmap for Mission Alignment

Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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Morgan Stanley and Justin Rose: A Winning Team

Morgan Stanley and Justin Rose: A Winning Team

Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
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Your Financial World. On the Go.

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With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
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Reserved | Living & Giving

Reserved | Living & Giving

Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
Learn more about Reserved | Living & Giving
Sign Up for eDelivery

Sign Up for eDelivery

With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
Learn more about Sign Up for eDelivery
Access Morgan Stanley Online

Access Morgan Stanley Online

Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
Learn more about Access Morgan Stanley Online
Ready to start a conversation? Contact The Harbor Pilot Group today.
Market Information Delayed 20 Minutes
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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